Certified Financial Planner Board of Standards Inc.
09/11/2026 | Press release | Archived content
I'm 51 and Married with $4M. I Just Got Laid Off — Can I Retire
A 51-year-old investor with $3 million in taxable accounts, $1 million in a 401(k), $300,000 in a 529 plan and estimated annual expenses of about $144,000, including healthcare costs, asked whether retiring after a layoff is feasible. The response said retirement is likely doable but recommended working with a CFP® professional who can build a comprehensive financial plan that goes beyond withdrawal-rate calculations and provide ongoing oversight.
MarketWatchAlisa Wolfson September 11, 2026
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