12/04/2025 | Press release | Distributed by Public on 12/04/2025 16:19
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| STATEMENT TO NOTEHOLDERS |
| November 25, 2025 |
| TRANSACTION PARTIES | ||
| Depositor: | Sequoia Residential Funding, Inc. | |
| Trustee: | Christiana Trust | |
| Master Servicer: | Wells Fargo Bank, N.A. | |
| Karen Schluter | Citibank, Agency and Trust | |
| (212) 816-5827 | 388 Greenwich Street Trading, 4th Floor | |
| [email protected] | New York, NY 10013 | |
| TABLE OF CONTENTS | |||
| 1 | . | Distribution Summary | 2 |
| 1.1 | . | Summary | 2 |
| 1.2 | . | Factors | 3 |
| 2 | . | Distribution Detail | 4 |
| 2.1 | . | Interest Detail | 4 |
| 2.2 | . | Interest Shortfall Detail | 5 |
| 2.3 | . | Principal Detail | 6 |
| 3 | . | Reconciliation Detail | 7 |
| 4 | . | Collateral Performance - Pool and Collections Summary | 8 |
| 5 | . | Stratification Detail | 9 |
| 6 | . | Collateral Performance - Delinquency and Loan Status History | 10 |
| 7 | . | Standard Prepayment and Default Information | 11 |
| 8 | . | Additional Reporting | 12 |
| 9 | . | Other Information | 13 |
| 10 | . | Notes | 14 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| DISTRIBUTION SUMMARY |
| November 25, 2025 |
| Accretion | |||||||||||||
| & | |||||||||||||
| Non-Cash | |||||||||||||
| Accrual | Other | Balance | |||||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | ||
| A-1 | 150,196,000.00 | 14,150,964.90 | 2.000000 | % | 30/360 | 23,584.94 | - | 58,985.15 | 82,570.09 | - | - | 14,091,979.75 | |
| A-2 | 411,000,000.00 | 38,723,045.70 | 2.500000 | % | 30/360 | 80,673.01 | - | 161,408.41 | 242,081.42 | - | - | 38,561,637.29 | |
| B-1 | 11,404,000.00 | 1,494,189.97 | 3.554403 | % | 30/360 | 4,425.79 | - | 15,019.54 | 19,445.33 | - | - | 1,479,170.43 | |
| B-2 | 9,904,000.00 | 1,297,654.98 | 3.554403 | % | 30/360 | 3,843.66 | - | 13,043.98 | 16,887.64 | - | - | 1,284,611.00 | |
| B-3 | 8,102,000.00 | 1,061,550.97 | 3.554403 | % | 30/360 | 3,144.32 | - | 10,670.67 | 13,814.99 | - | - | 1,050,880.30 | |
| B-4 | 3,001,000.00 | 393,200.98 | 3.554403 | % | 30/360 | 1,164.66 | - | 3,952.44 | 5,117.10 | - | - | 389,248.54 | |
| B-5 | 6,603,241.00 | 5,994,232.85 | 3.554403 | % | 30/360 | 17,754.93 | - | - | 17,754.93 | - | - | 5,994,232.85 | |
| LT-R | - | - | 0.000000 | % | - | - | - | - | - | - | - | - | |
| R | - | - | 0.000000 | % | - | - | - | - | - | - | - | - | |
| Total | 600,210,241.00 | 63,114,840.35 | 134,591.31 | - | 263,080.19 | 397,671.50 | - | - | 62,851,760.16 | ||||
| Notional | |||||||||||||
| A-IO1 | 150,196,000.00 | 14,150,964.90 | 0.500000 | % | 30/360 | 5,896.24 | - | - | 5,896.24 | - | (58,985.15 | ) | 14,091,979.75 |
| A-IO2 | 561,196,000.00 | 52,874,010.60 | 1.054403 | % | 30/360 | 46,458.78 | - | - | 46,458.78 | - | (220,393.56 | ) | 52,653,617.04 |
| Total | 711,392,000.00 | 67,024,975.50 | 52,355.02 | - | - | 52,355.02 | - | (279,378.71 | ) | 66,745,596.79 | |||
| Grand Total | 1,311,602,241 | 130,139,815.85 | 186,946.33 | - | 263,080.19 | 450,026.52 | - | (279,378.71 | ) | 129,597,356.95 | |||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION SUMMARY - FACTORS |
| November 25, 2025 |
| Accretion | ||||||||||
| & | ||||||||||
| Non-Cash | ||||||||||
| Other | Balance | |||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | |
| A-1 | 81745 | RAA8 | 10/31/2025 | 0.15702775 | - | 0.39272118 | 0.54974893 | - | - | 93.82393506 |
| A-2 | 81745 | RAB6 | 10/31/2025 | 0.19628470 | - | 0.39272119 | 0.58900589 | - | - | 93.82393501 |
| B-1 | 81745 | RAG5 | 10/31/2025 | 0.38809102 | - | 1.31704139 | 1.70513241 | - | - | 129.70628113 |
| B-2 | 81745 | RAH3 | 10/31/2025 | 0.38809168 | - | 1.31704160 | 1.70513328 | - | - | 129.70628029 |
| B-3 | 81745 | RAJ9 | 10/31/2025 | 0.38809183 | - | 1.31704147 | 1.70513330 | - | - | 129.70628240 |
| B-4 | 81745 | RAK6 | 10/31/2025 | 0.38809064 | - | 1.31704099 | 1.70513162 | - | - | 129.70627791 |
| B-5 | 81745 | RAL4 | 10/31/2025 | 2.68882054 | - | - | 2.68882054 | - | - | 907.77132775 |
| LT-R | 81745 | RAN0 | 10/31/2025 | - | - | - | - | - | - | - |
| R | 81745 | RAM2 | 10/31/2025 | - | - | - | - | - | - | - |
| A-IO1 | 81745 | RAD2 | 10/31/2025 | 0.03925697 | - | - | 0.03925697 | - | - | 93.82393506 |
| A-IO2 | 81745 | RAE0 | 10/31/2025 | 0.08278530 | - | - | 0.08278530 | - | - | 93.82393502 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| November 25, 2025 |
| Rate | Interest | Shortfall | Paid | |||||||||||
| Accrual | Net | Accreted/ | Non | Carry | ||||||||||
| Class | Current | Next | Dates | Accrued | Deferred | Recovered | Forward | Accrued | Carry Forward | Total | ||||
| A-1 | 2.00000 | % | 2.00000 | % | 10/01-10/31 | 23,584.94 | - | - | - | 23,584.94 | - | 23,584.94 | ||
| A-2 | 2.50000 | % | 2.50000 | % | 10/01-10/31 | 80,673.01 | - | - | - | 80,673.01 | - | 80,673.01 | ||
| B-1 | 3.55440 | % | 3.55447 | % | 10/01-10/31 | 4,425.79 | - | - | - | 4,425.79 | - | 4,425.79 | ||
| B-2 | 3.55440 | % | 3.55447 | % | 10/01-10/31 | 3,843.66 | - | - | - | 3,843.66 | - | 3,843.66 | ||
| B-3 | 3.55440 | % | 3.55447 | % | 10/01-10/31 | 3,144.32 | - | - | - | 3,144.32 | - | 3,144.32 | ||
| B-4 | 3.55440 | % | 3.55447 | % | 10/01-10/31 | 1,164.66 | - | - | - | 1,164.66 | - | 1,164.66 | ||
| B-5 | 3.55440 | % | 3.55447 | % | 10/01-10/31 | 17,754.93 | - | - | - | 17,754.93 | - | 17,754.93 | ||
| LT-R | 0.00000 | % | 0.00000 | % | 10/01-10/31 | - | - | - | - | - | - | - | ||
| R | 0.00000 | % | 0.00000 | % | 10/01-10/31 | - | - | - | - | - | - | - | ||
| Total | 134,591.31 | - | - | - | 134,591.31 | - | 134,591.31 | |||||||
| Notional | ||||||||||||||
| A-IO1 | 0.50000 | % | 0.50000 | % | 10/01-10/31 | 5,896.24 | - | - | - | 5,896.24 | - | 5,896.24 | ||
| A-IO2 | 1.05440 | % | 1.05447 | % | 10/01-10/31 | 46,458.78 | - | - | - | 46,458.78 | - | 46,458.78 | ||
| Total | 52,355.02 | - | - | - | 52,355.02 | - | 52,355.02 | |||||||
| Grand Total | 186,946.33 | - | - | - | 186,946.33 | - | 186,946.33 | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| November 25, 2025 |
| Carry Forward Interest | ||||||
| Non-Recov | ||||||
| Class | Shortall | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - |
| A-2 | - | - | - | - | - | - |
| B-1 | - | - | - | - | - | - |
| B-2 | - | - | - | - | - | - |
| B-3 | - | - | - | - | - | - |
| B-4 | - | - | - | - | - | - |
| B-5 | - | 260.14 | - | - | - | 260.14 |
| LT-R | - | - | - | - | - | - |
| R | - | - | - | - | - | - |
| Total | - | 260.14 | - | - | - | 260.14 |
| Notional | ||||||
| A-IO1 | - | - | - | - | - | - |
| A-IO2 | - | - | - | - | - | - |
| Total | - | - | - | - | - | - |
| Grand Total | - | 260.14 | - | - | - | 260.14 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| November 25, 2025 |
| Accretion | ||||||||||
| & | ||||||||||
| Prior | Non-Cash | |||||||||
| Cumulative | Balance | Cumulative | ||||||||
| Prior | Realized | Scheduled | Unscheduled | Principal | Increase/ | Current | Realized | |||
| Class | Balance | Loss | Principal | Principal | Distributed | Realized Loss | (Recovery) | (Decrease) | Balance | Loss |
| A-1 | 14,150,964.90 | - | 55,513.89 | 3,471.26 | 58,985.15 | - | - | - | 14,091,979.75 | - |
| A-2 | 38,723,045.70 | - | 151,909.55 | 9,498.85 | 161,408.41 | - | - | - | 38,561,637.29 | - |
| B-1 | 1,494,189.97 | - | 14,135.64 | 883.90 | 15,019.54 | - | - | - | 1,479,170.43 | - |
| B-2 | 1,297,654.98 | - | 12,276.34 | 767.64 | 13,043.98 | - | - | - | 1,284,611.00 | - |
| B-3 | 1,061,550.97 | - | 10,042.70 | 627.97 | 10,670.67 | - | - | - | 1,050,880.30 | - |
| B-4 | 393,200.98 | - | 3,719.84 | 232.60 | 3,952.44 | - | - | - | 389,248.54 | - |
| B-5 | 5,994,232.85 | - | - | - | - | - | - | - | 5,994,232.85 | - |
| LT-R | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - |
| Total | 63,114,840.35 | - | 247,597.96 | 15,482.22 | 263,080.19 | - | - | - | 62,851,760.16 | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| RECONCILIATION DETAIL |
| November 25, 2025 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | |||||
| Interest Funds Available | Scheduled Fees | |||||
| Scheduled Interest | 200,884.18 | Master Servicing Fee | 206.68 | |||
| Uncompensated PPIS | 0.00 | Servicing Fee | 13,148.92 | |||
| Relief Act Shortfall | 0.00 | Trustee Fee | 45.76 | |||
| Losses in Excess of Principal Balance | 0.00 | Securities Administrator Fee | 536.48 | |||
| Stop Advance Interest | 0.00 | |||||
| Total Scheduled Fees | 13,937.84 | |||||
| Other Interest Reductions | 0.00 | |||||
| Additional Fees, Expenses, etc. | ||||||
| Total Interest Funds Available | 200,884.18 | Trust Fund Expenses | 0.00 | |||
| Principal Funds Available | Other Expenses | 0.00 | ||||
| Scheduled Principal | 247,597.96 | |||||
| Total Additional Fees, Expenses, etc. | - | |||||
| Curtailments | 15,482.22 | |||||
| Distributions | ||||||
| Prepayments in Full | 0.00 | |||||
| Interest Distribution | 186,946.33 | |||||
| Liquidation Principal | 0.00 | |||||
| Principal Distribution | 263,080.19 | |||||
| Repurchased Principal | 0.00 | |||||
| Other Principal | 0.00 | Total Distributions | 450,026.52 | |||
| Substitution Principal | 0.00 | |||||
| Principal Losses and Forgiveness | 0.00 | |||||
| Subsequent Recoveries / (Losses) | 0.00 | |||||
| Total Principal Funds Available | 263,080.18 | |||||
| Total Funds Available | 463,964.36 | |||||
| Total Funds Allocated | 463,964.36 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| COLLATERAL PERFORMANCE - POOL AND COLLECTIONS SUMMARY |
| November 25, 2025 |
| Deal | Initial | Beginning | Ending | Initial | Beginning | Ending | |||||
| Count | 746 | 124 | 124 | Remaining Term | 360 | 207 | 206 | ||||
| Scheduled | 600,210,241.34 | 63,114,840.84 | 62,851,760.66 | Gross Rate | 3.81873 | % | 3.81940 | % | 3.81947 | % | |
| Actual | 600,210,241.34 | 63,273,393.33 | 62,997,687.18 | Net Rate | 3.55373 | % | 3.55440 | % | 3.55447 | % | |
| Interest Bearing | 600,210,241.34 | 63,114,840.84 | 62,851,760.66 | ||||||||
| Principal Collections | Realized Losses | Interest Collections | |||||||||
| Scheduled Principal | 247,597.96 | Principal Losses and | Scheduled Interest | 200,884.18 | |||||||
| - | |||||||||||
| Forgiveness | |||||||||||
| Curtailments | 15,482.22 | Less: | - | ||||||||
| Losses in Excess of Principal | |||||||||||
| Curtailments Adjustments | - | - | Master Servicing Fee | 206.68 | |||||||
| Balance | |||||||||||
| Prepayments in Full | - | Subsequent (Recoveries) / | Servicing Fee | 13,148.92 | |||||||
| - | |||||||||||
| Losses | |||||||||||
| Liquidation Principal | - | Trustee Fee | 45.76 | ||||||||
| Cumulative Realized Losses | - | ||||||||||
| Repurchased Principal | - | Securities Administrator Fee | 536.48 | ||||||||
| Other Principal | - | Uncompensated PPIS | - | ||||||||
| Substitution Principal | - | Relief Act Shortfall | - | ||||||||
| Principal Losses and Forgiveness | - | Other Expenses | - | ||||||||
| Subsequent Recoveries / (Losses) | - | Losses in Excess of Principal Balance | - | ||||||||
| Stop Advance Interest | - | ||||||||||
| Other Interest Reductions | - | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| STRATIFICATION DETAIL |
| November 25, 2025 |
| Loan Rate | |||||
| Asset | Ending Scheduled | % of | |||
| Loan Rate Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 3.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 3.01 to 3.50 | 18 | 8,608,973.40 | 13.70 | 3.4291 | 206 |
| 3.51 to 4.00 | 94 | 48,600,792.19 | 77.33 | 3.7793 | 205 |
| 4.01 to 4.50 | 10 | 3,910,089.85 | 6.22 | 4.2227 | 205 |
| 4.51 to 5.00 | 1 | 691,794.26 | 1.10 | 4.6250 | 204 |
| 5.01 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.51 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.01 to 6.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.51 to 7.00 | 1 | 1,040,110.96 | 1.65 | 6.8750 | 205 |
| 7.01 to 7.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.51 to 8.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 8.01 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 124 | 62,851,760.66 | 100.00 | 3.8195 | 205 |
| Ending Schedule Balance | |||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | ||
| Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 1 to 200,000 | 5 | 463,544.68 | 0.74 | 3.6540 | 206 |
| 200,001 to 400,000 | 24 | 7,893,838.78 | 12.56 | 3.7809 | 205 |
| 400,001 to 600,000 | 63 | 31,018,310.91 | 49.35 | 3.7763 | 205 |
| 600,001 to 800,000 | 26 | 17,269,287.27 | 27.48 | 3.7561 | 205 |
| 800,001 to 1,000,000 | 3 | 2,754,215.74 | 4.38 | 3.7785 | 206 |
| 1,000,001 to 1,200,000 | 2 | 2,219,524.39 | 3.53 | 5.1082 | 205 |
| 1,200,001 to 1,400,000 | 1 | 1,233,038.89 | 1.96 | 3.8750 | 206 |
| 1,400,001 to 1,600,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,600,001 to 1,800,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,800,001 to 2,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 2,000,001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 124 | 62,851,760.66 | 100.00 | 3.8195 | 205 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS |
| November 25, 2025 |
| Delinquent | ||||||||||||||||||||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | ||||||||||||||||||||||||||||||||||||
| 30 | Day | 60 | Day | 90 | Day | 120 | Day | 150 | Day | 180 | + Day | Bankruptcy | Foreclosure | REO | ||||||||||||||||||||||
| Distribution | ||||||||||||||||||||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |||||||||||||||||||
| 0 | 0 | 1 | 1,040,111 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 11/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.81 | % | 1.66 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 1,042,773 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 10/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.81 | % | 1.65 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 09/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 525,795 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 900,194 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 08/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.81 | % | 0.83 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.81 | % | 1.42 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 902,845 | 0 | 0 | |||||||||||||||||||
| 07/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.81 | % | 1.42 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 905,484 | 0 | 0 | |||||||||||||||||||
| 06/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.79 | % | 1.39 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 908,111 | 0 | 0 | |||||||||||||||||||
| 05/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.78 | % | 1.38 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 910,727 | 0 | 0 | |||||||||||||||||||
| 04/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.78 | % | 1.37 | % | 0.00 | % | 0.00 | % | |
| 2 | 1,146,069 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 913,332 | 0 | 0 | |||||||||||||||||||
| 03/25/2025 | ||||||||||||||||||||||||||||||||||||
| 1.56 | % | 1.72 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.78 | % | 1.37 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 915,925 | 0 | 0 | |||||||||||||||||||
| 02/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.78 | % | 1.37 | % | 0.00 | % | 0.00 | % | |
| 1 | 567,699 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 918,507 | 0 | 0 | |||||||||||||||||||
| 01/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.78 | % | 0.84 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.78 | % | 1.36 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 921,078 | 0 | 0 | |||||||||||||||||||
| 12/26/2024 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.78 | % | 1.36 | % | 0.00 | % | 0.00 | % | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| STANDARD PREPAYMENT AND DEFAULT INFORMATION |
| November 25, 2025 |
| Wtd. Avg. | Current | |||||||||||||||||
| Payment | Age | Collateral | Scheduled | Unscheduled | Liquidation | |||||||||||||
| Date | (Months) | Balance | Principal | Principal | Principal | SMM | CPR | PSA | MDR | CDR | SDA | |||||||
| 25-Nov-2025 | 154.17 | 62,851,760.66 | 247,597.96 | 15,482.22 | - | 0.025 | % | 0.295 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 27-Oct-2025 | 153.17 | 63,114,840.84 | 246,622.10 | 63,557.49 | - | 0.101 | % | 1.201 | % | 20 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Sep-2025 | 152.17 | 63,425,020.43 | 246,646.44 | (134,863.78 | ) | - | -0.213 | % | -2.587 | % | -43 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Aug-2025 | 151.17 | 63,536,803.09 | 245,013.52 | 13,665.47 | - | 0.022 | % | 0.258 | % | 4 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Jul-2025 | 150.18 | 63,795,482.08 | 247,008.96 | 905,540.97 | - | 1.400 | % | 15.561 | % | 259 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Jun-2025 | 149.17 | 64,948,032.01 | 248,897.37 | 820,921.13 | - | 1.248 | % | 13.992 | % | 233 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 27-May-2025 | 148.17 | 66,017,850.51 | 248,082.80 | 9,662.19 | - | 0.015 | % | 0.175 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Apr-2025 | 147.17 | 66,275,595.50 | 247,273.48 | 8,855.47 | - | 0.013 | % | 0.160 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Mar-2025 | 146.17 | 66,531,724.45 | 246,438.55 | 17,409.65 | - | 0.026 | % | 0.313 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Feb-2025 | 145.19 | 66,795,572.65 | 247,570.62 | 511,056.49 | - | 0.759 | % | 8.741 | % | 146 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 27-Jan-2025 | 144.19 | 67,554,199.76 | 246,759.05 | 9,930.29 | - | 0.015 | % | 0.176 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 26-Dec-2024 | 143.18 | 67,810,889.10 | 247,797.11 | 778,327.34 | - | 1.135 | % | 12.799 | % | 213 | % | 0.000 | % | 0.000 | % | 0 | % | |
| 25-Nov-2024 | 142.18 | 68,837,013.55 | 246,989.94 | 8,548.73 | - | 0.012 | % | 0.149 | % | 2 | % | 0.000 | % | 0.000 | % | 0 | % | |
| SMM (Single Month Mortality) = (Beginning Balance - Ending Balance - Scheduled Principal) / (Beginning Balance - Scheduled Principal) | MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance | |||||||||||||||||
| CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12) | CDR (Conditional Default Rate) = 1 - ((1-MDR)^12) | |||||||||||||||||
| PSA (Public Securities Association) = CPR / (min(.2% * Age, 6%)) | SDA (Standard Default Assumption) = CDR / (min(.2% * Age, 6%)) | |||||||||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| ADDITIONAL REPORTING |
| November 25, 2025 |
| Amount Remaining Funds |
| 450,026.52 |
| Waterfall Detail | ||
| Available Distribution Amount | ||
| Senior Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -156,612.97 | 293,413.55 |
| Senior Certificates, the Senior Principal Distribution Amount | -220,393.56 | 73,019.99 |
| Class B-1 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -4,425.79 | 68,594.20 |
| Class B-1 Certificates, the Subordinate Principal Distribution Amount | -15,019.54 | 53,574.66 |
| Class B-2 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -3,843.66 | 49,731.00 |
| Class B-2 Certificates, the Subordinate Principal Distribution Amount | -13,043.98 | 36,687.02 |
| Class B-3 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -3,144.32 | 33,542.70 |
| Class B-3 Certificates, the Subordinate Principal Distribution Amount | -10,670.67 | 22,872.03 |
| Class B-4 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,164.66 | 21,707.37 |
| Class B-4 Certificates, the Subordinate Principal Distribution Amount | -3,952.44 | 17,754.93 |
| Class B-5 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -17,754.93 | 0.00 |
| Class B-5 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 0.00 |
| Class LT-R and R Certificates, any remaining amounts | 0.00 | 0.00 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| OTHER INFORMATION |
| November 25, 2025 |
| Principal Percentages | ||
| Senior Percentage | 83.774291 | % |
| Subordinate Percentage | 16.225709 | % |
| Senior Prepayment Percentage | 83.774291 | % |
| Subordinate Prepayment Percentage | 16.225709 | % |
| Other Information | ||
| Step-Down Test satisfied? | Y |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 14 | © Copyright 2025 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| NOTES | |
| No Notes available for this deal at this time. |
| November 25, 2025 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 14 | © Copyright 2025 Citigroup |