Kyriba and Circle Bring USDC Capabilities to Enterprise Treasury, Unlocking a Path Toward More Intelligent Treasury Decisioning

SAN DIEGO & NEW YORK - April 28, 2026 - Kyriba, a global leader in liquidity performance and treasury management, and Circle (NYSE: CRCL), one of the world's leading financial platform companies and the issuer of USDC¹ through its regulated entities, today announced a collaboration to bring digital dollar capabilities into the treasury systems many enterprises already use - helping treasury teams begin putting stablecoins to work within familiar tools, controls, and workflows.

By embedding USDC within Kyriba's platform and pairing it with its Trusted Agentic AI (TAI), the collaboration will enable treasury teams to manage intercompany liquidity more efficiently, access 24/7 liquidity, and make more informed, policy-driven liquidity decisions. It operates within existing workflows and controls without requiring new systems or costly infrastructure changes.

At the core of the collaboration is Kyriba's TAI, purpose-built for enterprise treasury operations. TAI continuously monitors USDC positions and liquidity conditions in real time, identifies when action is required, and supports treasury teams with intelligent decisioning and policy-based, agentic orchestration within predefined policies and approval frameworks.

From payment initiation through settlement and audit logging, the collaboration helps enterprises bring stablecoin capabilities into established treasury operations. Every action remains fully traceable, with transactions routed through existing approval structures and no customer data stored externally or used for model training.

Solving Real Treasury Friction

These capabilities are especially relevant for treasury activity, including intercompany flows where settlement cutoffs, delays, and cash-in-transit can slow close processes and tie up working capital. With USDC embedded into Kyriba and powered by TAI, treasury teams can now:

• Settle eligible cross-border and intercompany payments in near real-time, eliminating multi-day settlement delays reducing FX exposure, and shrinking cash-in-transit.
• Access liquidity 24/7, including outside traditional banking hours.
• Manage stablecoin balances alongside traditional cash positions within a familiar treasury environment, supporting multi-entity treasury operations without changing existing workflows.
• Choose to automate liquidity decisions and facilitate execution through AI-driven monitoring and policy-based workflows.
• Execute with full governance, with every transaction subject to the same controls, payment policies, and audit standards as traditional payments.

Enterprise demand for this infrastructure is accelerating. USDC in circulation reached $75.3 billion at year-end 2025, up 72% year-on-year, with quarterly on-chain transaction volume hitting $11.9 trillion-a 247% increase in a single year². At the same time, greater regulatory clarity and growing enterprise familiarity with stablecoins are helping organizations move from exploration toward practical implementation, positioning programmable money at the center of enterprise treasury strategy. By integrating USDC directly into Kyriba's platform-used by over 3,000 companies worldwide, including many Fortune 100 enterprises-the collaboration extends stablecoin-powered capabilities into mainstream treasury environments and across a broad ecosystem of banking partners.

Greater regulatory clarity and growing enterprise familiarity with stablecoins are helping organizations move from exploration toward practical implementation, positioning programmable money at the center of enterprise treasury strategy.

Melissa Di Donato, Chair and Chief Executive Officer at Kyriba, said: "Treasury teams have been waiting for a way to access the speed and efficiency of digital currencies without compromising the governance and control their organizations require. By embedding USDC into Kyriba's TAI agentic orchestration layer, we've eliminated that trade-off. This is agentic finance operating at enterprise standards - and we are thrilled to make it available today."

Nikhil Chandhok, Chief Product and Technology Officer at Circle, said: "Enterprises increasingly see the value of digital dollars, but many have lacked a practical way to use them within existing treasury operations. Our collaboration with Kyriba helps remove that barrier by bringing USDC into the systems treasury teams already trust and making intercompany and global money movement faster, more efficient, and easier to operationalize within familiar controls and workflows."

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About Kyriba Corp.

Kyriba is the global leader in liquidity performance, trusted to transform how CFOs, Treasurers and IT leaders connect, protect, forecast and optimize their liquidity amid economic complexity.

As a secure, transparent and scalable SaaS solution trusted by 4,000 customers, Kyriba delivers governed intelligence and financial automation through innovative technologies, including its trusted agentic AI (TAI), bringing precision, efficiency, and confidence to financial operations.

With an expansive ecosystem of banking, technology and consulting partners, Kyriba's platform powers 3.6 billion bank transactions and $51 trillion in payments across 10,000 banks annually - helping companies gain enterprise-wide visibility, ensure financial stability, and outperform their business strategy.

About Circle

Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

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^{1 USDC is issued by regulated affiliates of Circle. See Circle's list of regulatory authorizations at circle.com/legal/licenses.}

^{2 Company data as of December 31, 2025.}