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ITEM 7.01
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Regulation FD Disclosure.
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On October 23, 2025, Origin Bancorp, Inc. (the "Company") held an earnings call for the quarter ended September 30, 2025. The Company wishes to clarify its response to an analyst's question concerning indirect exposure to Tricolor Holdings, LLC ("Tricolor"), a customer of Origin Bank (the "Bank"). In total, the Bank has four outstanding residential mortgage loans to former Tricolor executives, with a total outstanding balance of $16.2 million, as of September 30, 2025. In aggregate, these loans have a weighted average loan-to-value of approximately 58%, and none has a loan-to-value greater than 80%. Each of these loans is currently performing, and the Company does not anticipate loss exposure.
As provided in General Instructions B.2 to Form 8-K, the information furnished in this Item 7.01 of this Current Report on Form 8-K shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.