Bulletin 3257 - July 24, 2026

Bulletin 3257 - July 24, 2026

The Department of Banking News Bulletin

Bulletin # 3257 - Week Ending July 24, 2026

This Bulletin constitutes the only official notification you will receive from this office concerning any of the following applications. Any observations you may have are solicited. Any comments should be directed to Jorge L. Perez, Banking Commissioner. Written comments will be considered only if they are received within ten business days from the date of this bulletin.

CONSUMER CREDIT ACTIVITY

Monir Sami Mamoun

On July 14, 2026, the Commissioner issued a Notice of Intent Not to Renew Mortgage Loan Originator License and Notice of Right to Hearing ("Notice") in the matter of: Monir Sami Mamoun (NMLS # 1854262) ("Respondent"). The Notice was the result of an investigation by the Consumer Credit Division which stemmed from review of the renewal application for the 2026 licensing period filed by Respondent. The Commissioner alleged in the Notice that Respondent has failed to demonstrate the requisite financial responsibility to maintain his mortgage loan originator license, which would be sufficient grounds for the Commissioner to deny an application for a mortgage loan originator license in Connecticut under Section 36a-489(b)(1)(C) of the Connecticut General Statutes, and would be sufficient grounds for the Commissioner to refuse to renew Respondent's mortgage loan originator license in Connecticut pursuant to Section 36a-494(a)(2) of the Connecticut General Statutes and subsections (a) and (b) of Section 36a-51 of the 2026 Supplement to the General Statutes. Such failure to demonstrate financial responsibility also causes Respondent to fail to meet minimum standards for license renewal under Section 36a-489(b)(2) of the Connecticut General Statutes, which shall cause such license to expire. Respondent was afforded an opportunity to request a hearing on the allegation set forth in the Notice.

Greenwise Financial Solutions, LLC

On July 17, 2026, the Commissioner entered into a Consent Order ("Consent Order") with Greenwise Financial Solutions, LLC (NMLS # 2261278), ("Greenwise"), Boca Raton, Florida. The Consent Order was based on an investigation by the Consumer Credit Division which stemmed from an examination of a licensee. As a result of such investigation, the Commissioner alleged that from at least June 2023 to May 2024, Greenwise engaged in debt negotiation on behalf of Connecticut debtors without a license in violation of Section 36a-671(b) of the Connecticut General Statutes. As part of the Consent Order, Greenwise paid $10,000 as a civil penalty and $1,600 as back licensing fees.

GIGGLE FINANCE INC. d/b/a Giggle

On July 20, 2026, the Commissioner entered into a Consent Order ("Consent Order") with GIGGLE FINANCE INC. d/b/a Giggle (NMLS # 2817249), ("Giggle"), Miami, Florida. The Consent Order was based on an investigation by the Consumer Credit Division which stemmed from a complaint. As a result of such investigation, the Commissioner alleged that, between October 1, 2024, and April 6, 2026, Giggle entered into 418 commercial financing agreements without the required registration, in violation of Section 36a-870 of the Connecticut General Statutes, in effect at such time. As part of the Consent Order, Giggle paid $10,000 as a civil penalty and $2,000 as back registration fees.

SECURITIES AND BUSINESS INVESTMENTS DIVISION ACTIVITY

Andrew V. Camarda (CRD No. 6070173)

On June 16, 2026, the Banking Commissioner entered into a Consent Order (No. CO-M2026-1-S) with Andrew V. Camarda ("Camarda"). Camarda was registered as an investment adviser agent in New York from December 8, 2022 to March 27, 2025. Camarda has never been registered in Connecticut in any capacity under the Connecticut Uniform Securities Act ("Act").

The Consent Order alleged that Camarda transacted business as an unregistered investment adviser agent in Connecticut in violation of Section 36b-6(c)(2) of the Act.

The Consent Order directed Camarda to cease and desist from regulatory violations and pay $2,500 as an administrative fine.

Dated: Tuesday, July 28, 2026

Jorge L. Perez
Banking Commissioner