Material Agreement, Financial Obligation (Form 8-K)

Second Amendment to MC Income Plus Financing SPV IV LLC's Senior Secured Revolving Credit Facility with Capital One, National Association

On March 17, 2026, Monroe Capital Income Plus Corporation (the "Company") entered into the Second Amendment to Loan, Security and Servicing Agreement ("Second Amendment"), by and among MC Income Plus Financing SPV IV LLC, a wholly-owned subsidiary of the Company, as borrower, the Company, as servicer, the lenders party thereto, Capital One, National Association, as administrative agent, U.S. Bank Trust Company, National Association, as collateral custodian and as collateral administrator, and U.S. Bank National Association, as document custodian. The Second Amendment amended the Loan and Servicing Agreement identified therein (the "SPV IV Loan Agreement") to, among other things, increase the Facility Amount from $350,000,000 of aggregate commitments to $400,000,000 of aggregate commitments, to reduce the interest rate applicable to borrowings under the SPV IV Loan Agreement by 0.30% per annum and to extend the Scheduled Revolving Period End Date from July 11, 2027 to March 17, 2029 and the Facility Maturity Date from July 11, 2029 to March 17, 2031.

Borrowing under the SPV IV Loan Agreement remains subject to the leverage restrictions contained in the Investment Company Act of 1940, as amended (the "1940 Act").

First Amendment to MC Income Plus Financing SPV V LLC's Senior Secured Revolving Credit Facility with Capital One, National Association

On March 17, 2026, the Company entered into the First Amendment to Loan, Security and Servicing Agreement ("First Amendment"), by and among MC Income Plus Financing SPV V LLC, a wholly-owned subsidiary of the Company, as borrower, the Company, as servicer, the lenders party thereto, Capital One, National Association, as administrative agent, U.S. Bank Trust Company, National Association, as collateral custodian and as collateral administrator, and U.S. Bank National Association, as document custodian. The First Amendment amended the Loan and Servicing Agreement identified therein (the "SPV V Loan Agreement") to, among other things, increase the Facility Amount from $250,000,000 of aggregate commitments to $400,000,000 of aggregate commitments, to reduce the interest rate applicable to borrowings under the SPV V Loan Agreement by 0.30% per annum and to extend the Scheduled Revolving Period End Date from February 21, 2028 to March 17, 2029 and the Facility Maturity Date from February 21, 2030 to March 17, 2031.

Borrowing under the SPV V Loan Agreement remains subject to the leverage restrictions contained in the 1940 Act.

Capitalized terms under this Item 1.01, unless otherwise defined herein, have the meaning ascribed to them under the SPV IV Loan Agreement and the SPV V Loan Agreement, as applicable, in each case, as amended through the date hereof. The description above is only a summary of the Second Amendment and the First Amendment, and is qualified in its entirety by reference to the copies of each of the Second Amendment and First Amendment, each of which are filed as exhibits to this current report on Form 8-K.

The information set forth under Item 1.01 above is incorporated by reference into this Item 2.03.