Citigroup Commercial Mortgage Trust 2020-GC46

10/30/2026 | Press release | Distributed by Public on 10/30/2026 12:55

Asset-Backed Issuer Distribution Report (Form 10-D)


Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STATEMENT TO NOTEHOLDERS
October 19, 2026
TRANSACTION PARTIES
Depositor: Citigroup Commercial Mortgage Securities Inc.
Master Servicer: Midland Loan Services, a Division of PNC Bank N.A.
Special Servicer: CWCapital Asset Management LLC
Asset Representations Reviewer /
Park Bridge Lender Services LLC
Operating Advisor:
Trustee: Wilmington Trust, National Association
Certificate Administrator: Citibank, N.A.
Dragana Boskovic Citibank, Agency and Trust
(212) 816-0735 388 Greenwich Street Trading, 4th Floor
[email protected] New York, NY 10013
TABLE OF CONTENTS
1. Distribution Summary 2
1.1. Summary 2
1.2. Factors 3
2. Distribution Detail 4
2.1. Interest Detail 4
2.2. Interest Shortfall Detail 5
2.3. Principal Detail 6
3. Reconciliation Detail 7
4. Other Information 8
5. Stratification Detail 9
6. Mortgage Loan Detail 14
7. NOI Detail 16
8. Delinquency Loan Detail 18
9. Collateral Performance Delinquency and Loan Status Detail 19
10. Appraisal Reduction Detail 20
11. Historical Appraisal Reduction Detail 21
12. Loan Modification Detail 24
13. Historical Loan Modification Detail 25
14. Specially Serviced Loan Detail 40
15. Historical Specially Serviced Loan Detail 41
16. Unscheduled Principal Detail 44
17. Historical Unscheduled Principal Detail 45
18. Liquidated Loan Detail 46
19. Historical Liquidated Loan Detail 47
20. CREFC Investor Reporting Package Legends 48
21. Notes 49
Reports Available at sf.citidirect.com v. 21.09.28 Page 1 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION SUMMARY
October 19, 2026
Accretion
&
Non-Cash
Accrual Other Balance
Original Prior Pass-Through Day Interest (As Interest) Principal Total Realized Loss Increase/ Current
Class Balance Balance Rate Count Distributed Distributed Distributed Distributed /(Recovery) (Decrease) Balance
A-1 19,967,000.00 - 1.846000% 30/360 - - - - - - -
A-2 80,787,000.00 27,860,891.30 2.708000% 30/360 62,872.74 - - 62,872.74 - - 27,860,891.30
A-4 175,000,000.00 175,000,000.00 2.477000% 30/360 361,229.17 - - 361,229.17 - - 175,000,000.00
A-5 506,855,000.00 506,855,000.00 2.717000% 30/360 1,147,604.20 - - 1,147,604.20 - - 506,855,000.00
A-AB 39,232,000.00 27,042,430.74 2.614000% 30/360 58,907.43 - 677,829.60 736,737.03 - - 26,364,601.14
A-S 139,420,000.00 139,420,000.00 2.918000% 30/360 339,022.97 - - 339,022.97 - - 139,420,000.00
B 46,962,000.00 46,962,000.00 3.150000% 30/360 123,275.25 - - 123,275.25 - - 46,962,000.00
C 45,495,000.00 45,495,000.00 3.554000% 30/360 134,741.02 - - 134,741.02 - - 45,495,000.00
D 30,819,000.00 30,819,000.00 2.600000% 30/360 66,774.50 - - 66,774.50 - - 30,819,000.00
E 22,014,000.00 22,014,000.00 2.600000% 30/360 47,697.00 - - 47,697.00 - - 22,014,000.00
F 19,078,000.00 19,078,000.00 2.600000% 30/360 41,335.67 - - 41,335.67 - - 19,078,000.00
G-RR 11,741,000.00 11,741,000.00 3.652250% 30/360 35,734.22 - - 35,734.22 - - 11,741,000.00
J-RR 36,689,490.00 36,689,490.00 3.652250% 30/360 92,527.48 - - 92,527.48 - - 36,689,490.00
VRR 26,242,644.00 24,340,871.60 0.000000% 30/360 73,654.71 - 15,150.89 88,805.60 - - 24,325,720.71
Uncert VRR 19,757,356.00 18,325,564.49 0.000000% 30/360 55,452.58 - 11,406.68 66,859.26 - - 18,314,157.81
R - - 0.000000% 30/360 - - - - - - -
Total 1,220,059,490 1,131,643,248 2,640,828.94 - 704,387.17 3,345,216.11 - - 1,130,938,861
Notional
X-A 961,261,000.00 876,178,322.04 0.954667% 30/360 697,048.46 - - 697,048.46 - (677,829.60) 875,500,492.44
X-B 92,457,000.00 92,457,000.00 0.303455% 30/360 23,380.43 - - 23,380.43 - - 92,457,000.00
X-D 52,833,000.00 52,833,000.00 1.052250% 30/360 46,327.92 - - 46,327.92 - - 52,833,000.00
X-F 19,078,000.00 19,078,000.00 1.052250% 30/360 16,729.02 - - 16,729.02 - - 19,078,000.00
Total 1,125,629,000 1,040,546,322 783,485.83 - - 783,485.83 - (677,829.60) 1,039,868,492
Grand Total 2,345,688,490 2,172,189,570 3,424,314.77 - 704,387.17 4,128,701.94 - (677,829.60) 2,170,807,353
Reports Available at sf.citidirect.com v. 21.09.28 Page 2 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION SUMMARY - FACTORS
October 19, 2026
Accretion
&
Non-Cash
Other Balance
Record Interest (As Interest) Principal Total Realized Loss Increase/ Current
Class CUSIP Date Distributed Distributed Distributed Distributed /(Recovery) (Decrease) Balance
A-1 17328RAW9 09/30/2026 - - - - - - -
A-2 17328RAX7 09/30/2026 0.77825318 - - 0.77825318 - - 344.86849741
A-4 17328RAY5 09/30/2026 2.06416669 - - 2.06416669 - - 1,000.00000000
A-5 17328RAZ2 09/30/2026 2.26416667 - - 2.26416667 - - 1,000.00000000
A-AB 17328RBA6 09/30/2026 1.50151483 - 17.27746737 18.77898221 - - 672.01776968
A-S 17328RBB4 09/30/2026 2.43166669 - - 2.43166669 - - 1,000.00000000
X-A 17328RBE8 09/30/2026 0.72513964 - - 0.72513964 - - 910.78332777
B 17328RBC2 09/30/2026 2.62500000 - - 2.62500000 - - 1,000.00000000
X-B 17328RAA7 U1749RAA9 17328RAB5 09/30/2026 0.25287896 - - 0.25287896 - - 1,000.00000000
C 17328RBD0 09/30/2026 2.96166656 - - 2.96166656 - - 1,000.00000000
D 17328RAG4 U1749RAD3 17328RAH2 09/30/2026 2.16666667 - - 2.16666667 - - 1,000.00000000
E 17328RAJ8 U1749RAE1 17328RAK5 09/30/2026 2.16666667 - - 2.16666667 - - 1,000.00000000
X-D 17328RAC3 U1749RAB7 17328RAD1 09/30/2026 0.87687468 - - 0.87687468 - - 1,000.00000000
F 17328RAL3 U1749RAF8 17328RAM1 09/30/2026 2.16666684 - - 2.16666684 - - 1,000.00000000
X-F 17328RAE9 U1749RAC5 17328RAF6 09/30/2026 0.87687493 - - 0.87687493 - - 1,000.00000000
G-RR 17328RAP4 09/30/2026 3.04354144 - - 3.04354144 - - 1,000.00000000
J-RR 17328RAR0 09/30/2026 2.52190695 - - 2.52190695 - - 1,000.00000000
VRR 17328RAV1 09/30/2026 2.80668023 - 0.57733855 3.38401877 - - 926.95388125
Uncert VRR GC46UCVRR 09/30/2026 2.80668021 - 0.57733838 3.38401859 - - 926.95388037
R 17328RAS8 09/30/2026 - - - - - - -
Reports Available at sf.citidirect.com v. 21.09.28 Page 3 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION INFORMATION - INTEREST DETAIL
October 19, 2026
Rate Interest Shortfall Paid
Cap
Accrual Net Accreted Non Carry Cap Carryover Carryover
Class Uncapped Capped Next Dates Accrued /Deferred Recovered Forward /Basis Risk Accrued Carry Forward /Basis Risk Total
A-1 1.84600% 1.84600% 1.84600% 09/01-09/30 - - - - - - - - -
A-2 2.70800% 2.70800% 2.70800% 09/01-09/30 62,872.74 - - - - 62,872.74 - - 62,872.74
A-4 2.47700% 2.47700% 2.47700% 09/01-09/30 361,229.17 - - - - 361,229.17 - - 361,229.17
A-5 2.71700% 2.71700% 2.71700% 09/01-09/30 1,147,604.20 - - - - 1,147,604.20 - - 1,147,604.20
A-AB 2.61400% 2.61400% 2.61400% 09/01-09/30 58,907.43 - - - - 58,907.43 - - 58,907.43
A-S 2.91800% 2.91800% 2.91800% 09/01-09/30 339,022.97 - - - - 339,022.97 - - 339,022.97
B 3.15000% 3.15000% 3.15000% 09/01-09/30 123,275.25 - - - - 123,275.25 - - 123,275.25
C 3.55400% 3.55400% 3.55400% 09/01-09/30 134,741.02 - - - - 134,741.02 - - 134,741.02
D 2.60000% 2.60000% 2.60000% 09/01-09/30 66,774.50 - - - - 66,774.50 - - 66,774.50
E 2.60000% 2.60000% 2.60000% 09/01-09/30 47,697.00 - - - - 47,697.00 - - 47,697.00
F 2.60000% 2.60000% 2.60000% 09/01-09/30 41,335.67 - - - - 41,335.67 - - 41,335.67
G-RR 3.65225% 3.65225% 3.65225% 09/01-09/30 35,734.22 - - - - 35,734.22 - - 35,734.22
J-RR 3.65225% 3.65225% 3.65225% 09/01-09/30 111,665.98 - - 20,627.08 - 92,527.48 - - 92,527.48
VRR 0.00000% 0.00000% 0.00000% 09/01-09/30 73,654.71 - - - - 73,654.71 - - 73,654.71
Uncert VRR 0.00000% 0.00000% 0.00000% 09/01-09/30 55,452.58 - - - - 55,452.58 - - 55,452.58
R 0.00000% 0.00000% 0.00000% 09/01-09/30 - - - - - - - - -
Total 2,659,967.44 - - 20,627.08 - 2,640,828.94 - - 2,640,828.94
Notional
X-A 0.95467% 0.95467% 0.95467% 09/01-09/30 697,048.46 - - - - 697,048.46 - - 697,048.46
X-B 0.30345% 0.30345% 0.30345% 09/01-09/30 23,380.43 - - - - 23,380.43 - - 23,380.43
X-D 1.05225% 1.05225% 1.05225% 09/01-09/30 46,327.92 - - - - 46,327.92 - - 46,327.92
X-F 1.05225% 1.05225% 1.05225% 09/01-09/30 16,729.02 - - - - 16,729.02 - - 16,729.02
Total 783,485.83 - - - - 783,485.83 - - 783,485.83
Grand Total 3,443,453.27 - - 20,627.08 - 3,424,314.77 - - 3,424,314.77
Reports Available at sf.citidirect.com v. 21.09.28 Page 4 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL
October 19, 2026
Cap Carryover /
Non-Recov Shortfall Carry Forward Interest Basis Risk Shortfall
Other
Class PPIS SSRA Shortfall Prior Int. on Prior New Paid Outstanding Prior Int. on Prior New Paid Outstanding
A-1 - - - - - - - - - - - - -
A-2 - - - - - - - - - - - - -
A-4 - - - - - - - - - - - - -
A-5 - - - - - - - - - - - - -
A-AB - - - - - - - - - - - - -
A-S - - - - - - - - - - - - -
B - - - - - - - - - - - - -
C - - - - - - - - - - - - -
D - - - - - - - - - - - - -
E - - - - - - - - - - - - -
F - - - - - - - - - - - - -
G-RR - - - - - - - - - - - - -
J-RR - - - 489,093.83 1,488.58 19,138.50 - 509,720.91 - - - - -
VRR - - - - - - - - - - - - -
Uncert VRR - - - - - - - - - - - - -
R - - - - - - - - - - - - -
Total - - - 489,093.83 1,488.58 19,138.50 - 509,720.91 - - - - -
Notional
X-A - - - - - - - - - - - - -
X-B - - - - - - - - - - - - -
X-D - - - - - - - - - - - - -
X-F - - - - - - - - - - - - -
Total - - - - - - - - - - - - -
Grand Total - - - 489,093.83 1,488.58 19,138.50 - 509,720.91 - - - - -
Reports Available at sf.citidirect.com v. 21.09.28 Page 5 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DISTRIBUTION INFORMATION - PRINCIPAL DETAIL
October 19, 2026
Accretion
&
Non-Cash
Balance Cumulative
Prior Principal Accreted Realized Loss Increase/ Current Realized Class % Class % Sub % Sub %
Class Balance Distributed Principal /(Recovery) (Decrease) Balance Loss Original Current Original Current
A-1 - - - - - - - 1.64% 0.00% 30.00% 32.36%
A-2 27,860,891.30 - - - - 27,860,891.30 - 6.62% 2.46% 30.00% 32.36%
A-4 175,000,000.00 - - - - 175,000,000.00 - 14.34% 15.47% 30.00% 32.36%
A-5 506,855,000.00 - - - - 506,855,000.00 - 41.54% 44.82% 30.00% 32.36%
A-AB 27,042,430.74 677,829.60 - - - 26,364,601.14 - 3.22% 2.33% 30.00% 32.36%
A-S 139,420,000.00 - - - - 139,420,000.00 - 11.43% 12.33% 18.13% 19.55%
B 46,962,000.00 - - - - 46,962,000.00 - 3.85% 4.15% 14.13% 15.24%
C 45,495,000.00 - - - - 45,495,000.00 - 3.73% 4.02% 10.25% 11.06%
D 30,819,000.00 - - - - 30,819,000.00 - 2.53% 2.73% 7.63% 8.23%
E 22,014,000.00 - - - - 22,014,000.00 - 1.80% 1.95% 5.75% 6.20%
F 19,078,000.00 - - - - 19,078,000.00 - 1.56% 1.69% 4.13% 4.45%
G-RR 11,741,000.00 - - - - 11,741,000.00 - 0.96% 1.04% 3.13% 3.37%
J-RR 36,689,490.00 - - - - 36,689,490.00 - 3.01% 3.24% 0.00% 0.00%
VRR 24,340,871.60 15,150.89 - - - 24,325,720.71 - 2.15% 2.15% 0.00% 0.00%
Uncert VRR 18,325,564.49 11,406.68 - - - 18,314,157.81 - 1.62% 1.62% 0.00% 0.00%
R - - - - - - - 0.00% 0.00% 0.00% 0.00%
Total 1,131,643,248 704,387.17 - - - 1,130,938,861 - 100.00% 100.00%
Reports Available at sf.citidirect.com v. 21.09.28 Page 6 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
RECONCILIATION DETAIL
October 19, 2026
SOURCE OF FUNDS ALLOCATION OF FUNDS
Interest Funds Available Scheduled Fees
Scheduled Interest 3,457,135.97 Servicing Fee 5,681.05
Prepayment Interest Shortfall - Trustee/Certificate Administrator Fee 5,469.63
Interest Adjustments - Operating Advisor Fee 1,122.23
Deferred Interest Collected - Asset Representations Reviewer Ongoing Fee 188.59
ASER Amount - CREFC Intellectual Property Royalty License Fee 471.53
Realized Loss in Excess of Principal Balance -
Total Scheduled Fees 12,933.03
Total Interest Funds Available 3,457,135.97 Additional Fees, Expenses, etc.
Principal Funds Available Additional Servicing Fee -
Scheduled Principal 704,387.17 Special Servicing Fee 7,916.67
Unscheduled Principal Collections - Work-out Fee 2,250.77
Net Liquidation Proceeds - Liquidation Fee -
Repurchased Principal - Trust Fund Expenses -
Substitution Principal - Trust Advisor Expenses -
Other Principal 0.05 Reimbursement of Interest on Advances to the Servicer 9,720.73
Borrower Reimbursable Trust Fund Expenses -
Total Principal Funds Available 704,387.22
Other Expenses -
Other Funds Available
Yield Maintenance Charges - Total Additional Fees, Expenses, etc. 19,888.17
Withdrawal of Withheld Amounts from the Interest Reserve Distributions
Account -
Interest Distribution 3,424,314.77
Deposit of Withheld Amounts to the Interest Reserve Account -
Principal Distribution 704,387.17
Total Other Funds Available - Yield Maintenance Charge Distribution -
Total Distributions 4,128,701.94
Total Funds Available 4,161,523.19
Total Funds Allocated 4,161,523.14
Reports Available at sf.citidirect.com v. 21.09.28 Page 7 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
OTHER INFORMATION
Interest Reserve Account Information
October 19, 2026
Beginning Interest Reserve Account Balance 0.00
Deposit of Withheld Amounts to the Interest Reserve Account 0.00
Withdrawal of Withheld Amounts from the Interest Reserve Account 0.00
Ending Interest Reserve Account Balance 0.00
Excess Liquidation Proceeds Reserve Account Information
Beginning Excess Liquidation Proceeds Reserve Account Balance 0.00
Deposit to the Excess Liquidation Proceeds Reserve Account 0.00
Withdrawal from the Excess Liquidation Proceeds Reserve Account 0.00
Ending Excess Liquidation Proceeds Reserve Account Balance 0.00
Collateral Information
% of Cut-Off Principal Balance Outstanding 92.695387%
Controlling Class Information
Controlling Class is Class J-RR.
The Controlling Class Representative is Eightfold Real Estate Capital, L.P.
There Are No Disclosable Special Servicer Fees.
Reports Available at sf.citidirect.com v. 21.09.28 Page 8 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
October 19, 2026
Anticipated Remaining Term
Anticipated Remaining Asset Ending Scheduled % of Wtd Avg
Term Range Count Balance Agg.Bal. WAC WAM DSCR
60 Months or Less 53 1,130,938,860.91 100.00 3.6658 38 2.398920
61 to 90 Months 0 0.00 0.00 0.0000 0 0.000000
91 Months or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 53 1,130,938,860.91 100.00 3.6658 38 2.398920
Debt Service Coverage Ratio
Debt Service Coverage Asset Ending Scheduled % of Wtd Avg
Ratio Range Count Balance Agg.Bal. WAC WAM DSCR
1.250 or Less 14 271,790,669.96 24.03 3.7422 35 1.005702
1.251 to 1.500 5 93,359,193.18 8.26 4.0984 39 1.412285
1.501 to 1.750 4 64,640,169.56 5.72 3.9904 39 1.669549
1.751 to 2.000 5 86,523,629.04 7.65 3.8393 38 1.875603
2.001 to 2.250 7 118,822,158.22 10.51 3.9256 39 2.069318
2.251 to 2.500 3 100,800,000.00 8.91 4.0507 39 2.367540
2.501 to 2.750 3 53,781,415.52 4.76 3.6623 38 2.606502
2.751 to 3.000 5 172,500,000.00 15.25 3.2116 38 2.829275
3.001 to 3.250 1 7,071,625.43 0.63 4.2900 40 3.200000
3.251 to 3.500 0 0.00 0.00 0.0000 0 0.000000
3.501 to 3.750 1 17,650,000.00 1.56 3.8100 37 3.520000
3.751 to 4.000 0 0.00 0.00 0.0000 0 0.000000
4.001 or Greater 5 144,000,000.00 12.73 3.0043 39 5.834167
Total 53 1,130,938,860.91 100.00 3.6658 38 2.398920
Reports Available at sf.citidirect.com v. 21.09.28 Page 9 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
October 19, 2026
Ending Schedule Balance
Ending Schedule Balance Asset Ending Scheduled % of Wtd Avg
Range Count Balance Agg.Bal. WAC WAM DSCR
1 to 5,000,000 5 22,429,520.53 1.98 3.8757 39 1.373779
10,000,001 to 15,000,000 7 87,202,514.16 7.71 3.9006 39 2.006690
15,000,001 to 20,000,000 13 228,733,612.14 20.23 3.7491 38 2.738454
20,000,001 to 25,000,000 2 41,353,259.85 3.66 3.9279 40 1.407935
25,000,001 to 30,000,000 5 137,743,994.97 12.18 3.3848 30 2.176337
30,000,001 to 35,000,000 4 129,631,824.89 11.46 3.5102 38 2.284456
35,000,001 to 40,000,000 3 117,000,000.00 10.35 3.6697 38 3.274786
40,000,001 to 45,000,000 1 43,786,812.31 3.87 4.3900 40 2.030000
45,000,001 to 50,000,000 4 200,000,000.00 17.68 3.2680 39 2.525000
5,000,001 to 10,000,000 8 68,057,322.06 6.02 3.9991 39 1.688692
50,000,001 to 55,000,000 1 55,000,000.00 4.86 4.1830 40 2.450000
55,000,001 to 60,000,000 0 0.00 0.00 0.0000 0 0.000000
60,000,001 to 65,000,000 0 0.00 0.00 0.0000 0 0.000000
65,000,001 to 70,000,000 0 0.00 0.00 0.0000 0 0.000000
70,000,001 to 75,000,000 0 0.00 0.00 0.0000 0 0.000000
75,000,001 to 80,000,000 0 0.00 0.00 0.0000 0 0.000000
80,000,001 to 85,000,000 0 0.00 0.00 0.0000 0 0.000000
85,000,000+ 0 0.00 0.00 0.0000 0 0.000000
Total 53 1,130,938,860.91 100.00 3.6658 38 2.398920
Reports Available at sf.citidirect.com v. 21.09.28 Page 10 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
October 19, 2026
Loan Rate
Asset Ending Scheduled % of Wtd Avg
Loan Rate Range Count Balance Agg.Bal. WAC WAM DSCR
4.00 or Less 37 865,497,033.92 76.53 3.4715 37 2.639749
4.01 to 4.25 8 135,190,484.74 11.95 4.2067 39 1.617642
4.26 to 4.50 6 104,863,043.82 9.27 4.3607 39 1.642532
4.51 to 4.75 2 25,388,298.43 2.24 4.5367 39 1.473352
4.76 to 5.00 0 0.00 0.00 0.0000 0 0.000000
5.01 to 5.25 0 0.00 0.00 0.0000 0 0.000000
5.26 to 5.50 0 0.00 0.00 0.0000 0 0.000000
5.51 to 5.75 0 0.00 0.00 0.0000 0 0.000000
5.76 to 6.00 0 0.00 0.00 0.0000 0 0.000000
6.01 to 6.25 0 0.00 0.00 0.0000 0 0.000000
6.26 to 6.50 0 0.00 0.00 0.0000 0 0.000000
6.51 to 6.75 0 0.00 0.00 0.0000 0 0.000000
6.76 to 7.00 0 0.00 0.00 0.0000 0 0.000000
7.01 or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 53 1,130,938,860.91 100.00 3.6658 38 2.398920
Property Type
Asset Ending Scheduled % of Wtd Avg
Property Type Range Count Balance Agg.Bal. WAC WAM DSCR
Industrial 5 95,684,349.69 8.46 3.1955 39 4.949320
Lodging 6 97,127,163.13 8.59 4.1040 39 2.706068
Mixed Use 7 152,800,000.00 13.51 3.5429 38 1.455942
Multifamily 11 177,720,982.09 15.71 3.8911 33 1.498866
Office 10 279,430,156.87 24.71 3.3793 38 2.827108
Other 0 0.00 0.00 0.0000 0 0.000000
Retail 12 270,418,029.16 23.91 3.7817 38 2.060928
Self Storage 2 57,758,179.97 5.11 4.1824 40 2.432331
Total 53 1,130,938,860.91 100.00 3.6658 38 2.398920
Reports Available at sf.citidirect.com v. 21.09.28 Page 11 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
October 19, 2026
Remaining Amortization Term
Remaining Amortization Asset Ending Scheduled % of Wtd Avg
Term Range Count Balance Agg.Bal. WAC WAM DSCR
240 Months or Less 32 776,655,465.99 68.67 3.5034 37 2.723703
241 to 270 Months 0 0.00 0.00 0.0000 0 0.000000
271 to 300 Months 21 354,283,394.92 31.33 4.0217 39 1.686934
301 Months or Greater 0 0.00 0.00 0.0000 0 0.000000
Total 53 1,130,938,860.91 100.00 3.6658 38 2.398920
Seasoning
Asset Ending Scheduled % of Wtd Avg
Seasoning Range Count Balance Agg.Bal. WAC WAM DSCR
12 Months or Less 0 0.00 0.00 0.0000 0 0.000000
13 to 24 Months 0 0.00 0.00 0.0000 0 0.000000
25 to 36 Months 0 0.00 0.00 0.0000 0 0.000000
37 to 48 Months 0 0.00 0.00 0.0000 0 0.000000
49 Months or Greater 53 1,130,938,860.91 100.00 3.6658 38 2.398920
Total 53 1,130,938,860.91 100.00 3.6658 38 2.398920
Reports Available at sf.citidirect.com v. 21.09.28 Page 12 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
STRATIFICATION DETAIL
October 19, 2026
State
Asset Ending Scheduled % of Wtd Avg
State Range Count Balance Agg.Bal. WAC WAM DSCR
Arizona 3 40,414,906.69 3.57 3.8056 39 1.426087
California 6 105,334,991.21 9.31 3.4465 28 1.992579
Florida 1 2,758,179.97 0.24 4.1700 40 2.080000
Illinois 1 11,934,113.07 1.06 4.3500 39 0.560000
Indiana 1 6,161,415.52 0.54 4.1010 39 2.530000
Massachusetts 3 86,270,692.46 7.63 3.4187 38 3.664058
Michigan 4 72,555,898.37 6.42 4.4024 39 1.929413
Missouri 1 11,126,616.87 0.98 3.6140 40 2.180000
Nevada 1 20,000,000.00 1.77 3.1702 38 6.260000
New York 15 384,200,000.00 33.97 3.5286 38 1.903394
North Carolina 1 30,263,899.86 2.68 3.5440 38 2.030000
Ohio 2 18,896,314.50 1.67 4.0478 39 1.909770
Pennsylvania 3 64,453,592.67 5.70 3.9533 40 1.317308
South Carolina 0 0.00 0.00 0.0000 0 0.000000
Texas 4 73,829,098.48 6.53 3.8155 38 2.477603
Utah 1 12,642,500.00 1.12 4.2400 40 1.230000
Various 2 75,972,646.27 6.72 4.1201 40 2.218114
Washington 3 89,000,000.00 7.87 3.1672 38 5.435618
Wisconsin 1 25,123,994.97 2.22 3.8940 39 1.890000
Total 53 1,130,938,860.91 100.00 3.6658 38 2.398920
Reports Available at sf.citidirect.com v. 21.09.28 Page 13 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
MORTGAGE LOAN DETAIL
October 19, 2026
Prop Paid Beginning Ending Payment Workout Mod
Type Through Gross Interest Principal Scheduled Scheduled Maturity Status Strategy Code
Loan ID OMCR (1) City State Date Coupon Payment Payment Balance Balance Date (2) (3) (4)
30317829 C1-A OF New York NY 10/06/2026 2.99000% 68,520.83 - 27,500,000.00 27,500,000.00 12/06/2029 0 0 0
30504895 10 MF Various NY 10/06/2026 3.88000% 122,866.67 - 38,000,000.00 38,000,000.00 02/06/2030 0 2 0
30504890 11 RT Exton PA 10/06/2026 4.00000% 114,762.84 60,925.99 34,428,851.02 34,367,925.03 02/06/2030 0 0 0
30530030 12 RT San Jose CA 10/06/2026 3.48100% 94,277.08 - 32,500,000.00 32,500,000.00 12/06/2029 0 0 0
30530019 13 RT Garner NC 10/06/2026 3.54400% 89,541.64 54,939.77 30,318,839.63 30,263,899.86 12/06/2029 0 0 8
30504839 14A1 RT Lancaster PA 10/06/2026 3.90000% 66,343.29 32,707.03 20,413,320.61 20,380,613.58 02/06/2030 0 0 0
30504840 14A2 RT Lancaster PA 10/06/2026 3.90000% 31,592.04 15,574.78 9,720,628.84 9,705,054.06 02/06/2030 0 0 0
30530054 15 OF Bellevue WA 10/06/2026 3.73200% 93,300.00 - 30,000,000.00 30,000,000.00 12/06/2029 0 0 0
30530055 16 RT Various TX 10/06/2026 3.59500% 82,744.92 - 27,620,000.00 27,620,000.00 01/04/2030 0 0 0
30530046 17 RT Grafton WI 10/06/2026 3.89400% 81,684.12 48,307.19 25,172,302.16 25,123,994.97 01/04/2030 0 0 0
30317813 18 MF San Francisco CA 09/09/2026 2.72457% 62,438.06 - 27,500,000.00 27,500,000.00 12/09/2024 5 2 0
30530048 19 RT Various Various 10/06/2026 3.95500% 69,254.03 39,955.64 21,012,601.91 20,972,646.27 01/07/2030 0 0 0
30317803 1A1-4 MU New York NY 10/08/2026 3.48600% 145,250.00 - 50,000,000.00 50,000,000.00 12/08/2029 0 8 0
30317825 1A2-2 MU New York NY 10/08/2026 3.48600% 145,250.00 - 50,000,000.00 50,000,000.00 12/08/2029 0 8 0
30317826 1A2-5 MU New York NY 10/08/2026 3.48600% 29,050.00 - 10,000,000.00 10,000,000.00 12/08/2029 0 8 0
30317827 1A2-7 MU New York NY 10/08/2026 3.48600% 14,525.00 - 5,000,000.00 5,000,000.00 12/08/2029 0 8 0
30317814 20 LO Las Vegas NV 10/05/2026 3.17015% 52,835.88 - 20,000,000.00 20,000,000.00 12/05/2029 0 0 0
30317815 21 MU San Mateao CA 10/06/2026 3.62000% 60,333.33 - 20,000,000.00 20,000,000.00 11/06/2029 0 0 8
30504905 22 MF Various NY 10/06/2026 3.84000% 60,800.00 - 19,000,000.00 19,000,000.00 02/06/2030 0 0 0
30504896 23 RT Tolleson AZ 10/06/2026 3.90000% 50,689.83 33,668.03 15,596,870.96 15,563,202.93 02/06/2030 0 0 0
30317816 24 RT Frisco TX 10/06/2026 3.81000% 56,038.75 - 17,650,000.00 17,650,000.00 11/06/2029 0 0 0
30530051 25 MF White Lake MI 10/06/2026 4.53000% 63,968.43 24,505.25 16,945,280.39 16,920,775.14 01/04/2030 0 0 0
30317817 26 IN Oak Ridge TX 10/06/2026 3.81200% 48,152.71 29,309.65 15,158,251.26 15,128,941.61 02/06/2030 0 0 0
30504894 27 MF Brooklyn NY 10/06/2026 3.92000% 52,920.00 - 16,200,000.00 16,200,000.00 02/06/2030 0 0 0
30317818 28 MF Rego Park NY 10/06/2026 4.38400% 58,453.33 - 16,000,000.00 16,000,000.00 01/06/2030 0 0 0
30530020 29 OF Tuscon AZ 10/06/2026 3.49000% 46,533.33 - 16,000,000.00 16,000,000.00 12/06/2029 0 0 0
30317819 30 OF San Antonio TX 10/06/2026 4.28000% 47,999.11 27,536.65 13,457,693.52 13,430,156.87 02/06/2030 0 0 0
30504935 31 OF New York NY 10/06/2026 2.92000% 36,500.00 - 15,000,000.00 15,000,000.00 12/06/2029 0 0 0
30317820 32 LO Fontana CA 10/06/2026 4.36500% 46,061.10 22,509.55 12,662,845.69 12,640,336.14 02/06/2030 0 0 0
30504769 33 MF Chicago IL 10/06/2026 4.35000% 43,349.44 24,352.96 11,958,466.03 11,934,113.07 01/06/2030 0 0 0
30317821 34 IN Various MO 10/06/2026 3.61400% 33,585.09 25,046.14 11,151,663.01 11,126,616.87 02/06/2030 0 0 0
30317822 35 MF Salt Lake City UT 10/06/2026 4.24000% 44,670.17 - 12,642,500.00 12,642,500.00 02/06/2030 0 0 0
Reports Available at sf.citidirect.com v. 21.09.28 Page 14 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
MORTGAGE LOAN DETAIL
October 19, 2026
Prop Paid Beginning Ending Payment Workout Mod
Type Through Gross Interest Principal Scheduled Scheduled Maturity Status Strategy Code
Loan ID OMCR (1) City State Date Coupon Payment Payment Balance Balance Date (2) (3) (4)
30530056 36 IN Dayton OH 10/06/2026 3.64000% 31,696.89 20,731.92 10,449,523.13 10,428,791.21 02/06/2030 0 0 0
30504893 37 LO Tucson AZ 10/06/2026 4.21000% 31,119.04 18,330.66 8,870,034.42 8,851,703.76 02/06/2030 0 0 8
30317823 38 MU New York NY 10/06/2026 3.72500% 31,041.67 - 10,000,000.00 10,000,000.00 01/06/2030 0 0 0
30317824 39 MF Rocky River OH 10/06/2026 4.55000% 32,161.87 14,726.90 8,482,250.19 8,467,523.29 01/06/2030 0 0 0
30317589 3A3 IN Seattle WA 10/01/2026 2.88000% 93,600.00 - 39,000,000.00 39,000,000.00 01/01/2030 0 0 0
30317591 3A5 IN Seattle WA 10/01/2026 2.88000% 48,000.00 - 20,000,000.00 20,000,000.00 01/01/2030 0 0 0
30530057 4 SS Various Various 10/06/2026 4.18300% 191,720.83 - 55,000,000.00 55,000,000.00 02/06/2030 0 0 0
30504832 40 LO Novi MI 10/06/2026 4.29000% 25,355.72 20,882.61 7,092,508.04 7,071,625.43 02/06/2030 0 0 0
30530052 41 MU Orange CA 10/06/2026 3.95000% 25,675.00 - 7,800,000.00 7,800,000.00 01/04/2030 0 0 0
30504829 42 MF Sacramento CA 10/06/2026 3.39000% 13,895.23 24,010.10 4,918,665.17 4,894,655.07 02/06/2030 0 0 0
30530047 43 MF Various IN 10/06/2026 4.10100% 21,093.55 10,801.37 6,172,216.89 6,161,415.52 01/04/2030 0 0 0
30504892 45 LO Sterling Heights MI 10/06/2026 4.23000% 16,887.86 14,197.72 4,790,883.21 4,776,685.49 02/06/2030 0 0 0
30504891 46 SS Various FL 10/06/2026 4.17000% 9,604.64 5,744.30 2,763,924.27 2,758,179.97 02/06/2030 0 0 0
30317807 6A1 OF Framingham MA 10/06/2026 3.11000% 129,583.33 - 50,000,000.00 50,000,000.00 02/06/2030 0 0 0
30317810 7A3 OF New York NY 10/06/2026 4.24000% 141,333.33 - 40,000,000.00 40,000,000.00 12/06/2029 0 8 8
30317811 7A4-2 OF New York NY 10/06/2026 4.24000% 17,666.67 - 5,000,000.00 5,000,000.00 12/06/2029 0 8 8
30317812 8 LO Detroit MI 10/01/2026 4.39000% 160,423.28 64,653.40 43,851,465.71 43,786,812.31 02/01/2030 0 8 8
30530034 9A4 RT Millbury MA 10/01/2026 3.84430% 58,211.77 35,484.78 18,170,831.01 18,135,346.23 11/01/2029 0 0 8
30530035 9A5 RT Millbury MA 10/01/2026 3.84430% 58,211.77 35,484.78 18,170,831.01 18,135,346.23 11/01/2029 0 0 8
30317804 A1-C1 OF New York NY 10/06/2026 2.99000% 124,583.33 - 50,000,000.00 50,000,000.00 12/06/2029 0 0 0
30317828 A1-C5 OF New York NY 10/06/2026 2.99000% 80,979.17 - 32,500,000.00 32,500,000.00 12/06/2029 0 0 0
Total Count = 53 3,457,135.97 704,387.17 1,131,643,248.08 1,130,938,860.91
Reports Available at sf.citidirect.com v. 21.09.28 Page 15 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
NOI DETAIL
October 19, 2026
Property Ending Preceding Most Most Recent Most Recent
Type Scheduled Fiscal Recent Financial As of Financial Asof
Loan ID OMCR (1) City State Balance Year NOI NOI Start Date End Date
30317829 C1-A OF New York NY 27,500,000.00 111,565,922.00 87,041,798.00 01/01/2026 06/30/2026
30504895 10 MF Various NY 38,000,000.00 3,277,244.62 849,889.50 01/01/2026 03/31/2026
30504890 11 RT Exton PA 34,367,925.03 2,332,821.29 3,312,746.72 01/01/2026 06/30/2026
30530030 12 RT San Jose CA 32,500,000.00 3,727,480.60 3,472,893.40 01/01/2026 06/30/2026
30530019 13 RT Garner NC 30,263,899.86 7,737,702.61 7,344,466.36 01/01/2026 06/30/2026
30504839 14A1 RT Lancaster PA 20,380,613.58 2,721,786.24 2,344,834.92 01/01/2026 06/30/2026
30504840 14A2 RT Lancaster PA 9,705,054.06 2,721,786.24 2,344,834.92 01/01/2026 06/30/2026
30530054 15 OF Bellevue WA 30,000,000.00 8,898,016.64 8,996,312.36 01/01/2026 06/30/2026
30530055 16 RT Various TX 27,620,000.00 6,474,447.17 6,101,828.36 07/01/2025 06/30/2026
30530046 17 RT Grafton WI 25,123,994.97 2,955,303.66 3,113,777.11 01/01/2026 06/30/2026
30317813 18 MF San Francisco CA 27,500,000.00 38,234,536.78 38,100,357.09 Not Available Not Available
30530048 19 RT Various Various 20,972,646.27 4,442,414.53 4,561,375.04 07/01/2025 06/30/2026
30317803 1A1-4 MU New York NY 50,000,000.00 21,762,386.00 27,842,007.00 07/01/2025 06/30/2026
30317825 1A2-2 MU New York NY 50,000,000.00 21,762,386.00 27,842,007.00 07/01/2025 06/30/2026
30317826 1A2-5 MU New York NY 10,000,000.00 21,762,386.00 27,842,007.00 07/01/2025 06/30/2026
30317827 1A2-7 MU New York NY 5,000,000.00 21,762,386.00 27,842,007.00 07/01/2025 06/30/2026
30317814 20 LO Las Vegas NV 20,000,000.00 749,354,424.00 728,348,619.00 04/01/2025 03/31/2026
30317815 21 MU San Mateao CA 20,000,000.00 5,840,236.26 6,085,822.18 01/01/2026 06/30/2026
30504905 22 MF Various NY 19,000,000.00 1,299,125.73 1,325,917.60 01/01/2026 06/30/2026
30504896 23 RT Tolleson AZ 15,563,202.93 2,093,112.82 2,209,101.34 01/01/2026 06/30/2026
30317816 24 RT Frisco TX 17,650,000.00 1,600,634.96 616,479.63 Not Available Not Available
30530051 25 MF White Lake MI 16,920,775.14 1,478,653.72 1,533,159.88 07/01/2025 06/30/2026
30317817 26 IN Oak Ridge TX 15,128,941.61 1,768,886.95 1,866,492.08 01/01/2026 06/30/2026
30504894 27 MF Brooklyn NY 16,200,000.00 1,139,811.76 1,139,811.76 Not Available Not Available
30317818 28 MF Rego Park NY 16,000,000.00 850,419.50 196,512.19 01/01/2026 03/31/2026
30530020 29 OF Tuscon AZ 16,000,000.00 638,676.94 1,001,494.86 01/01/2026 06/30/2026
30317819 30 OF San Antonio TX 13,430,156.87 1,385,975.00 1,400,246.00 01/01/2026 06/30/2026
30504935 31 OF New York NY 15,000,000.00 8,645,809.08 11,732,033.36 01/01/2026 06/30/2026
30317820 32 LO Fontana CA 12,640,336.14 1,593,387.69 1,437,134.64 04/01/2025 03/31/2026
30504769 33 MF Chicago IL 11,934,113.07 883,066.91 121,889.89 01/01/2026 03/31/2026
30317821 34 IN Various MO 11,126,616.87 1,555,185.99 1,678,851.91 01/01/2026 06/30/2026
30317822 35 MF Salt Lake City UT 12,642,500.00 670,322.71 683,591.59 Not Available Not Available
Reports Available at sf.citidirect.com v. 21.09.28 Page 16 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
NOI DETAIL
October 19, 2026
Property Ending Preceding Most Most Recent Most Recent
Type Scheduled Fiscal Recent Financial As of Financial Asof
Loan ID OMCR (1) City State Balance Year NOI NOI Start Date End Date
30530056 36 IN Dayton OH 10,428,791.21 1,209,739.49 1,465,049.43 01/01/2026 06/30/2026
30504893 37 LO Tucson AZ 8,851,703.76 255,087.40 443,657.08 07/01/2025 06/30/2026
30317823 38 MU New York NY 10,000,000.00 709,252.16 709,252.16 Not Available Not Available
30317824 39 MF Rocky River OH 8,467,523.29 945,081.92 230,562.87 01/01/2026 03/31/2026
30317589 3A3 IN Seattle WA 39,000,000.00 47,422,785.58 43,976,906.96 01/01/2026 06/30/2026
30317591 3A5 IN Seattle WA 20,000,000.00 47,422,785.58 43,976,906.96 01/01/2026 06/30/2026
30530057 4 SS Various Various 55,000,000.00 5,984,732.40 5,819,963.85 01/01/2026 06/30/2026
30504832 40 LO Novi MI 7,071,625.43 1,938,408.82 1,938,408.82 Not Available Not Available
30530052 41 MU Orange CA 7,800,000.00 695,897.67 741,065.40 01/01/2026 06/30/2026
30504829 42 MF Sacramento CA 4,894,655.07 1,101,867.68 1,057,572.78 01/01/2026 06/30/2026
30530047 43 MF Various IN 6,161,415.52 1,020,384.73 971,480.15 Not Available Not Available
30504892 45 LO Sterling Heights MI 4,776,685.49 514,277.05 404,792.72 04/01/2025 03/31/2026
30504891 46 SS Various FL 2,758,179.97 396,302.24 97,448.94 Not Available Not Available
30317807 6A1 OF Framingham MA 50,000,000.00 14,136,084.00 14,404,298.00 01/01/2026 06/30/2026
30317810 7A3 OF New York NY 40,000,000.00 7,680,998.26 6,918,949.77 Not Available Not Available
30317811 7A4-2 OF New York NY 5,000,000.00 7,680,998.26 6,918,949.77 Not Available Not Available
30317812 8 LO Detroit MI 43,786,812.31 14,279,178.71 11,128,781.58 01/01/2026 06/30/2026
30530034 9A4 RT Millbury MA 18,135,346.23 16,033,008.96 17,819,850.55 01/01/2026 06/30/2026
30530035 9A5 RT Millbury MA 18,135,346.23 16,033,008.96 17,819,850.55 01/01/2026 06/30/2026
30317804 A1-C1 OF New York NY 50,000,000.00 111,565,922.00 87,041,798.00 01/01/2026 06/30/2026
30317828 A1-C5 OF New York NY 32,500,000.00 111,565,922.00 87,041,798.00 01/01/2026 06/30/2026
Total Count = 53 1,130,938,860.91 1,471,528,460.27 1,391,257,644.03
Reports Available at sf.citidirect.com v. 21.09.28 Page 17 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
DELINQUENCY LOAN DETAIL
October 19, 2026
Actual Paid Current P&I Total P&I Cumulative Other Expense Payment Workout Most Recent
Principal Through Advances Advances Accrued Unpaid Advances Status Strategy Special Serv Foreclosure Bankruptcy REO
Loan ID OMCR Balance Date (Net of ASER) Outstanding Interest Advances Outstanding (2) (3) Transfer Date Date Date Date
30317813 18 27,500,000.00 09/09/2026 62,380.77 62,380.76 - - 5 2 03/14/2024
Reports Available at sf.citidirect.com v. 21.09.28 Page 18 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS DETAIL
October 19, 2026
Delinquent
(Does not include loans in Bankruptcy, Foreclosure, or REO)
30 Day 60 Day 90 Day 120+ Day Bankruptcy Foreclosure REO
Distribution
Date Count Balance Count Balance Count Balance Count Balance Count Balance Count Balance Count Balance
0 0 0 0 0 0 0 0 0 0 2 65,500,000 0 0
10/19/2026
0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.8% 5.8% 0.0% 0.0%
2 54,000,000 0 0 0 0 0 0 0 0 1 27,500,000 0 0
09/17/2026
3.8% 4.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
1 16,000,000 1 38,000,000 0 0 0 0 0 0 1 27,500,000 0 0
08/17/2026
1.9% 1.4% 1.9% 3.4% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
0 0 1 38,000,000 0 0 0 0 0 0 1 27,500,000 0 0
07/17/2026
0.0% 0.0% 1.9% 3.4% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
0 0 1 38,000,000 0 0 0 0 0 0 1 27,500,000 0 0
06/17/2026
0.0% 0.0% 1.9% 3.4% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
1 38,000,000 0 0 0 0 0 0 0 0 1 27,500,000 0 0
05/15/2026
1.9% 3.4% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
04/17/2026
0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
1 38,000,000 0 0 0 0 0 0 0 0 1 27,500,000 0 0
03/17/2026
1.9% 3.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
02/18/2026
0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
01/16/2026
0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
12/17/2025
0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
0 0 0 0 0 0 0 0 0 0 1 27,500,000 0 0
11/18/2025
0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 2.4% 0.0% 0.0%
Reports Available at sf.citidirect.com v. 21.09.28 Page 19 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
APPRAISAL REDUCTION DETAIL
October 19, 2026
Beginning Ending Appraisal Appraisal Most Recent Cumulative
Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
30317812 8 The Westin Book Cadillac - A1 43,851,465.71 43,786,812.31 - - 205,964.14
30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 03/09/2026 - -
30504895 10 Various 38,000,000.00 38,000,000.00 - 09/11/2026 - -
Total Count = 3 109,351,465.71 109,286,812.31 - - 205,964.14
Reports Available at sf.citidirect.com v. 21.09.28 Page 20 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL APPRAISAL REDUCTION DETAIL
October 19, 2026
Distribution Beginning Ending Appraisal Appraisal Most Recent Cumulative
Date Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
10/19/2026 30504895 10 Various 38,000,000.00 38,000,000.00 - 09/11/2026 - -
10/19/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 03/09/2026 - -
10/19/2026 30317812 8 The Westin Book Cadillac - A1 43,851,465.71 43,786,812.31 - - 205,964.14
9/17/2026 30504895 10 Various 38,000,000.00 38,000,000.00 - 09/11/2026 - -
9/17/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 03/09/2026 - -
9/17/2026 30317812 8 The Westin Book Cadillac - A1 43,910,548.32 43,851,465.71 - - 205,964.14
8/17/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 03/09/2026 - -
8/17/2026 30317812 8 The Westin Book Cadillac - A1 43,969,408.42 43,910,548.32 - - 205,964.14
7/17/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 03/09/2026 - -
7/17/2026 30317812 8 The Westin Book Cadillac - A1 44,033,396.26 43,969,408.42 - - 205,964.14
6/17/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 03/09/2026 - -
6/17/2026 30317812 8 The Westin Book Cadillac - A1 44,091,793.71 44,033,396.26 - - 205,964.14
5/15/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
5/15/2026 30317812 8 The Westin Book Cadillac - A1 44,155,335.45 44,091,793.71 - - 205,964.14
4/17/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
4/17/2026 30317812 8 The Westin Book Cadillac - A1 44,213,273.67 44,155,335.45 - - 205,964.14
3/17/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
3/17/2026 30317812 8 The Westin Book Cadillac - A1 44,287,134.39 44,213,273.67 - - 205,964.14
2/18/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
2/18/2026 30317812 8 The Westin Book Cadillac - A1 44,344,576.25 44,287,134.39 - - 205,964.14
1/16/2026 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
1/16/2026 30317812 8 The Westin Book Cadillac - A1 44,401,801.79 44,344,576.25 - - 205,964.14
12/17/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
12/17/2025 30317812 8 The Westin Book Cadillac - A1 44,464,213.56 44,401,801.79 - - 205,964.14
11/18/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
11/18/2025 30317812 8 The Westin Book Cadillac - A1 44,520,988.54 44,464,213.56 - - 205,964.14
10/20/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
10/20/2025 30317812 8 The Westin Book Cadillac - A1 44,582,965.87 44,520,988.54 - - 205,964.14
9/17/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
9/17/2025 30317812 8 The Westin Book Cadillac - A1 44,639,293.62 44,582,965.87 - - 205,964.14
8/15/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
8/15/2025 30317812 8 The Westin Book Cadillac - A1 44,695,409.24 44,639,293.62 - - 205,964.14
7/17/2025 30317812 8 The Westin Book Cadillac - A1 44,756,750.81 44,695,409.24 - - 205,964.14
Reports Available at sf.citidirect.com v. 21.09.28 Page 21 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL APPRAISAL REDUCTION DETAIL
October 19, 2026
Distribution Beginning Ending Appraisal Appraisal Most Recent Cumulative
Date Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
6/17/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
6/17/2025 30317812 8 The Westin Book Cadillac - A1 44,812,424.08 44,756,750.81 - - 205,964.14
5/16/2025 30317813 18 Parkmerced 27,500,000.00 27,500,000.00 - 05/12/2025 - -
5/16/2025 30317812 8 The Westin Book Cadillac - A1 44,873,339.13 44,812,424.08 - - 205,964.14
4/17/2025 30317812 8 The Westin Book Cadillac - A1 44,928,573.32 44,873,339.13 - - 205,964.14
3/17/2025 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 44,928,573.32 - - 205,964.14
2/18/2025 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
1/17/2025 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
11/18/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
10/18/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
9/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
8/16/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
7/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
6/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
5/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
4/17/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
3/15/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
2/16/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
1/18/2024 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
12/15/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
11/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 06/12/2023 - 205,964.14
10/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
9/15/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
8/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
7/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 05/11/2023 - 205,964.14
6/16/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
5/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
4/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
3/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
2/17/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
1/18/2023 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 205,964.14
12/16/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
11/18/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 12/13/2021 - 205,964.14
Reports Available at sf.citidirect.com v. 21.09.28 Page 22 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL APPRAISAL REDUCTION DETAIL
October 19, 2026
Distribution Beginning Ending Appraisal Appraisal Most Recent Cumulative
Date Loan ID OMCR Property Name Scheduled Balance Scheduled Balance Reduction Amount Reduction Date ASER Amount ASER Amount
10/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - - 205,964.14
9/16/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 205,964.14
8/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 205,964.14
7/15/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 205,964.14
6/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 (37,167.86) 205,964.14
5/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 - 243,132.00
4/15/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 37,167.86 243,132.00
3/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 (74,335.72) 205,964.14
2/17/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 37,167.86 280,299.86
1/18/2022 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 37,167.86 243,132.00
12/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 9,902,536.49 12/13/2021 35,968.90 205,964.14
11/18/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 09/13/2021 - 169,995.24
10/18/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 09/13/2021 - 169,995.24
9/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 - 09/13/2021 - 169,995.24
8/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 26,229.77 169,995.24
7/16/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 25,383.65 143,765.47
6/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 26,229.77 118,381.82
5/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 25,383.65 92,152.05
4/16/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 6,988,329.88 04/12/2021 26,229.77 66,768.40
3/17/2021 30317812 8 The Westin Book Cadillac - A1 45,000,000.00 45,000,000.00 11,957,808.91 12/11/2020 40,538.63 40,538.63
Reports Available at sf.citidirect.com v. 21.09.28 Page 23 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
LOAN MODIFICATION DETAIL
October 19, 2026
Modification Modification
Loan ID OMCR Property Name Date Code (4)
30530019 13 120-280 Shenstone Blvd 05/25/2021 8
30317815 21 405 E 4th Aenue 07/07/2021 8
30504893 37 Four Points Tucson 09/04/2024 8
30317810 7A3 805 Third Avenue 07/10/2020 8
30317811 7A4-2 805 Third Avenue 07/10/2020 8
30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
Total Count = 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 24 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
October 19, 2026
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
10/19/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/19/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
10/19/2026 30504893 37 Four Points Tucson 09/04/2024 8
10/19/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
10/19/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
10/19/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
10/19/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
10/19/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/17/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
09/17/2026 30504893 37 Four Points Tucson 09/04/2024 8
09/17/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
09/17/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
09/17/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
09/17/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/17/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
08/17/2026 30504893 37 Four Points Tucson 09/04/2024 8
08/17/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
08/17/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
08/17/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
08/17/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/17/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
07/17/2026 30504893 37 Four Points Tucson 09/04/2024 8
07/17/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
07/17/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
07/17/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
07/17/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 25 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
October 19, 2026
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
06/17/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
06/17/2026 30504893 37 Four Points Tucson 09/04/2024 8
06/17/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
06/17/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
06/17/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
06/17/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
05/15/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
05/15/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
05/15/2026 30504893 37 Four Points Tucson 09/04/2024 8
05/15/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
05/15/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
05/15/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
05/15/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
05/15/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
04/17/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
04/17/2026 30504893 37 Four Points Tucson 09/04/2024 8
04/17/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
04/17/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
04/17/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
04/17/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
03/17/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
03/17/2026 30504893 37 Four Points Tucson 09/04/2024 8
03/17/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
03/17/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
03/17/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
03/17/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
02/18/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
02/18/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 26 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
October 19, 2026
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
02/18/2026 30504893 37 Four Points Tucson 09/04/2024 8
02/18/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
02/18/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
02/18/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
02/18/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
02/18/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
01/16/2026 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
01/16/2026 30317815 21 405 E 4th Aenue 07/07/2021 8
01/16/2026 30504893 37 Four Points Tucson 09/04/2024 8
01/16/2026 30317810 7A3 805 Third Avenue 07/10/2020 8
01/16/2026 30317811 7A4-2 805 Third Avenue 07/10/2020 8
01/16/2026 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
01/16/2026 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
01/16/2026 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
12/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
12/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
12/17/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
12/17/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
12/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
12/17/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/18/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
11/18/2025 30504893 37 Four Points Tucson 09/04/2024 8
11/18/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
11/18/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
11/18/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
11/18/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
10/20/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/20/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
10/20/2025 30504893 37 Four Points Tucson 09/04/2024 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 27 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
October 19, 2026
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
10/20/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
10/20/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
10/20/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
10/20/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
10/20/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
09/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
09/17/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
09/17/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
09/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
09/17/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
08/15/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/15/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
08/15/2025 30504893 37 Four Points Tucson 09/04/2024 8
08/15/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
08/15/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
08/15/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
08/15/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
08/15/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
07/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
07/17/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
07/17/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
07/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
07/17/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
06/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
06/17/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 28 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
October 19, 2026
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
06/17/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
06/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
06/17/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
05/16/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
05/16/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
05/16/2025 30504893 37 Four Points Tucson 09/04/2024 8
05/16/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
05/16/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
05/16/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
05/16/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
05/16/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
04/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
04/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
04/17/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
04/17/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
04/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
04/17/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
03/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
03/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
03/17/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
03/17/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
03/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
03/17/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
02/18/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
02/18/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
02/18/2025 30504893 37 Four Points Tucson 09/04/2024 8
02/18/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
02/18/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 29 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
October 19, 2026
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
02/18/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
02/18/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
02/18/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
01/17/2025 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
01/17/2025 30317815 21 405 E 4th Aenue 07/07/2021 8
01/17/2025 30504893 37 Four Points Tucson 09/04/2024 8
01/17/2025 30317810 7A3 805 Third Avenue 07/10/2020 8
01/17/2025 30317811 7A4-2 805 Third Avenue 07/10/2020 8
01/17/2025 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
01/17/2025 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
01/17/2025 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
12/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
12/17/2024 30504893 37 Four Points Tucson 09/04/2024 8
12/17/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
12/17/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
12/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
12/17/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/18/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
11/18/2024 30504893 37 Four Points Tucson 09/04/2024 8
11/18/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
11/18/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
11/18/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
11/18/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
10/18/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/18/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
10/18/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
10/18/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
10/18/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
10/18/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 30 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
October 19, 2026
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
10/18/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
09/17/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
09/17/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
09/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
09/17/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
09/17/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
08/16/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/16/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
08/16/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
08/16/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
08/16/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
08/16/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
08/16/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
07/17/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
07/17/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
07/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
07/17/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
06/17/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
06/17/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
06/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
06/17/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
05/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
05/17/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
05/17/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 31 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46
HISTORICAL LOAN MODIFICATION DETAIL
October 19, 2026
Modification
Code (4)
Distribution Modification
Date Loan ID OMCR Property Name Date
05/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
05/17/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
04/17/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
04/17/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
04/17/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
04/17/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
04/17/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
03/15/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
03/15/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
03/15/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
03/15/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
03/15/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
03/15/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
03/15/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
02/16/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
02/16/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
02/16/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
02/16/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
02/16/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
02/16/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
02/16/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2024 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
01/18/2024 30317815 21 405 E 4th Aenue 07/07/2021 8
01/18/2024 30317810 7A3 805 Third Avenue 07/10/2020 8
01/18/2024 30317811 7A4-2 805 Third Avenue 07/10/2020 8
01/18/2024 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
01/18/2024 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2024 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
12/15/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
12/15/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 32 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
12/15/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
12/15/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
12/15/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
12/15/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
12/15/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
11/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
11/17/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
11/17/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
11/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
11/17/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
11/17/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
10/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
10/17/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
10/17/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
10/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
10/17/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
10/17/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
09/15/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/15/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
09/15/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
09/15/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
09/15/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
09/15/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
09/15/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
08/17/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
08/17/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
08/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
08/17/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 33 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
07/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
07/17/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
07/17/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
07/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
07/17/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
07/17/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
06/16/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/16/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
06/16/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
06/16/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
06/16/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
06/16/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
06/16/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
05/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
05/17/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
05/17/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
05/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
05/17/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
04/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
04/17/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
04/17/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
04/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
04/17/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
04/17/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
03/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
03/17/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
03/17/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
03/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 34 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
03/17/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
02/17/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
02/17/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
02/17/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
02/17/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
02/17/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
02/17/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
02/17/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2023 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
01/18/2023 30317815 21 405 E 4th Aenue 07/07/2021 8
01/18/2023 30317810 7A3 805 Third Avenue 07/10/2020 8
01/18/2023 30317811 7A4-2 805 Third Avenue 07/10/2020 8
01/18/2023 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
01/18/2023 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2023 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
12/16/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
12/16/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
12/16/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
12/16/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
12/16/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
12/16/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
12/16/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/18/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
11/18/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
11/18/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
11/18/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
11/18/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
10/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
10/17/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 35 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
10/17/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
10/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
10/17/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
10/17/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
09/16/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/16/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
09/16/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
09/16/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
09/16/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
09/16/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
09/16/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
08/17/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
08/17/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
08/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
08/17/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
08/17/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
07/15/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/15/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
07/15/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
07/15/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
07/15/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
07/15/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
07/15/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
06/17/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
06/17/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
06/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
06/17/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
06/17/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 36 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
05/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
05/17/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
05/17/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
05/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
05/17/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
05/17/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
04/15/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
04/15/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
04/15/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
04/15/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
04/15/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
04/15/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
04/15/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
03/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
03/17/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
03/17/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
03/17/2022 30317812 8 The Westin Book Cadillac - A1 12/16/2021 8
03/17/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
03/17/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
02/17/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
02/17/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
02/17/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
02/17/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
02/17/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
02/17/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2022 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
01/18/2022 30317815 21 405 E 4th Aenue 07/07/2021 8
01/18/2022 30317810 7A3 805 Third Avenue 07/10/2020 8
01/18/2022 30317811 7A4-2 805 Third Avenue 07/10/2020 8
01/18/2022 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
01/18/2022 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 37 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
12/17/2021 30317815 21 405 E 4th Aenue 07/07/2021 8
12/17/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
12/17/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
12/17/2021 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
12/17/2021 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
11/18/2021 30317815 21 405 E 4th Aenue 07/07/2021 8
11/18/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
11/18/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
11/18/2021 30530034 9A4 Shoppes at Blackstone Valley 11/01/2019 8
11/18/2021 30530035 9A5 Shoppes at Blackstone Valley 11/01/2019 8
10/18/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
10/18/2021 30317815 21 405 E 4th Aenue 07/07/2021 8
10/18/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
10/18/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
09/17/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
09/17/2021 30317815 21 405 E 4th Aenue 07/07/2021 8
09/17/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
09/17/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
08/17/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
08/17/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
08/17/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
07/16/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
07/16/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
07/16/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
06/17/2021 30530019 13 120-280 Shenstone Blvd 05/25/2021 8
06/17/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
06/17/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
05/17/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
05/17/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
04/16/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
04/16/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
03/17/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 38 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL LOAN MODIFICATION DETAIL
Distribution Modification Modification
Date Loan ID OMCR Property Name Date Code (4)
03/17/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
02/18/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
02/18/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
01/15/2021 30317810 7A3 805 Third Avenue 07/10/2020 8
01/15/2021 30317811 7A4-2 805 Third Avenue 07/10/2020 8
12/17/2020 30317810 7A3 805 Third Avenue 07/10/2020 8
12/17/2020 30317811 7A4-2 805 Third Avenue 07/10/2020 8
11/18/2020 30317810 7A3 805 Third Avenue 07/10/2020 8
11/18/2020 30317811 7A4-2 805 Third Avenue 07/10/2020 8
10/19/2020 30317810 7A3 805 Third Avenue 07/10/2020 8
10/19/2020 30317811 7A4-2 805 Third Avenue 07/10/2020 8
Reports Available at sf.citidirect.com v. 21.09.28 Page 39 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
SPECIALLY SERVICED LOAN DETAIL
Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
30317813 18 2 - 27,500,000.00 27,500,000.00 1,430,000,000.00 02/26/2026 03/14/2024
30504895 10 2 7,916.67 38,000,000.00 38,000,000.00 47,700,000.00 08/10/2026 06/10/2026
Total Count = 2 7,916.67 65,500,000.00 65,500,000.00 1,477,700,000.00
Reports Available at sf.citidirect.com v. 21.09.28 Page 40 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL SPECIALLY SERVICED LOANS
Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
Distribution Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Date Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
03/17/2026 30317803 1A1-4 8 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025 12/17/2025
02/18/2026 30317803 1A1-4 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
01/16/2026 30317803 1A1-4 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
12/17/2025 30317803 1A1-4 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
11/18/2025 30317803 1A1-4 98 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
10/20/2025 30317803 1A1-4 98 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
04/17/2025 30317810 7A3 8 - 40,000,000.00 40,000,000.00 460,000,000.00 10/01/2019 09/27/2024 02/20/2025
03/17/2025 30317810 7A3 98 - 40,000,000.00 40,000,000.00 460,000,000.00 10/01/2019 09/27/2024
02/18/2025 30317810 7A3 98 36,666.67 40,000,000.00 40,000,000.00 460,000,000.00 10/01/2019 09/27/2024
01/17/2025 30317810 7A3 98 - 40,000,000.00 40,000,000.00 460,000,000.00 10/01/2019 09/27/2024
04/17/2025 30317811 7A4-2 8 - 5,000,000.00 5,000,000.00 460,000,000.00 10/01/2019 09/27/2024 02/20/2025
03/17/2025 30317811 7A4-2 98 - 5,000,000.00 5,000,000.00 460,000,000.00 10/01/2019 09/27/2024
02/18/2025 30317811 7A4-2 98 4,583.33 5,000,000.00 5,000,000.00 460,000,000.00 10/01/2019 09/27/2024
01/17/2025 30317811 7A4-2 98 - 5,000,000.00 5,000,000.00 460,000,000.00 10/01/2019 09/27/2024
04/15/2022 30317812 8 8 3,500.00 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020 03/11/2022
03/17/2022 30317812 8 1 (160,937.50) 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
02/17/2022 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
01/18/2022 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
12/17/2021 30317812 8 1 9,375.00 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
11/18/2021 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
10/18/2021 30317812 8 1 9,375.00 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
09/17/2021 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
08/17/2021 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 82,300,000.00 05/24/2021 08/07/2020
07/16/2021 30317812 8 1 9,375.00 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
06/17/2021 30317812 8 1 9,687.50 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
05/17/2021 30317812 8 2 9,375.00 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
04/16/2021 30317812 8 2 9,687.50 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
03/17/2021 30317812 8 2 8,750.00 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
02/18/2021 30317812 8 2 9,687.50 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
01/15/2021 30317812 8 2 9,687.50 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
12/17/2020 30317812 8 1 9,375.00 45,000,000.00 45,000,000.00 74,600,000.00 09/09/2020 08/07/2020
11/18/2020 30317812 8 98 11,250.00 45,000,000.00 45,000,000.00 136,000,000.00 11/25/2019 08/07/2020
Reports Available at sf.citidirect.com v. 21.09.28 Page 41 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL SPECIALLY SERVICED LOANS
Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
Distribution Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Date Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
10/19/2020 30317812 8 98 7,812.50 45,000,000.00 45,000,000.00 136,000,000.00 11/25/2019 08/07/2020
09/17/2020 30317812 8 98 7,812.50 45,000,000.00 45,000,000.00 136,000,000.00 11/25/2019 08/07/2020
08/17/2020 30317812 8 98 - 45,000,000.00 45,000,000.00 136,000,000.00 11/25/2019 08/07/2020
10/19/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,430,000,000.00 02/26/2026 03/14/2024
09/17/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,430,000,000.00 02/26/2026 03/14/2024
08/17/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,420,000,000.00 02/26/2026 03/14/2024
07/17/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,420,000,000.00 02/26/2026 03/14/2024
06/17/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,420,000,000.00 02/26/2026 03/14/2024
05/15/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,420,000,000.00 02/26/2026 03/14/2024
04/17/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,420,000,000.00 02/26/2026 03/14/2024
03/17/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,420,000,000.00 02/26/2026 03/14/2024
02/18/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
01/16/2026 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
12/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
11/18/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
10/20/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
09/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
08/15/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
07/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
06/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
05/16/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,400,000,000.00 04/21/2025 03/14/2024
04/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
03/17/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
02/18/2025 30317813 18 2 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
01/17/2025 30317813 18 1 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
12/17/2024 30317813 18 1 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
11/18/2024 30317813 18 1 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
10/18/2024 30317813 18 1 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
09/17/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
08/16/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
07/17/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 1,390,000,000.00 07/02/2024 03/14/2024
06/17/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 2,110,000,000.00 09/03/2019 03/14/2024
Reports Available at sf.citidirect.com v. 21.09.28 Page 42 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL SPECIALLY SERVICED LOANS
Special Servicing Ending Ending Most Most Recent Most Recent Most Recent
Distribution Workout Fee Amount Scheduled Actual Recent Valuation Special Servicer Master Servicer
Date Loan ID OMCR Strategy (3) Plus Adjustments Balance Balance Value Date Transfer Date Return Date
05/17/2024 30317813 18 98 - 27,500,000.00 27,500,000.00 2,110,000,000.00 09/03/2019 03/14/2024
03/17/2026 30317825 1A2-2 8 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025 12/17/2025
02/18/2026 30317825 1A2-2 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
01/16/2026 30317825 1A2-2 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
12/17/2025 30317825 1A2-2 9 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
11/18/2025 30317825 1A2-2 98 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
10/20/2025 30317825 1A2-2 98 - 50,000,000.00 50,000,000.00 950,000,000.00 10/01/2025 09/17/2025
03/17/2026 30317826 1A2-5 8 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025 12/17/2025
02/18/2026 30317826 1A2-5 9 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025
01/16/2026 30317826 1A2-5 9 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025
12/17/2025 30317826 1A2-5 9 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025
11/18/2025 30317826 1A2-5 98 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025
10/20/2025 30317826 1A2-5 98 - 10,000,000.00 10,000,000.00 950,000,000.00 10/01/2025 09/17/2025
03/17/2026 30317827 1A2-7 8 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025 12/17/2025
02/18/2026 30317827 1A2-7 9 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025
01/16/2026 30317827 1A2-7 9 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025
12/17/2025 30317827 1A2-7 9 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025
11/18/2025 30317827 1A2-7 98 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025
10/20/2025 30317827 1A2-7 98 - 5,000,000.00 5,000,000.00 950,000,000.00 10/01/2025 09/17/2025
10/19/2026 30504895 10 2 7,916.67 38,000,000.00 38,000,000.00 47,700,000.00 08/10/2026 06/10/2026
09/17/2026 30504895 10 98 8,180.56 38,000,000.00 38,000,000.00 47,700,000.00 08/10/2026 06/10/2026
08/17/2026 30504895 10 98 8,180.56 38,000,000.00 38,000,000.00 56,900,000.00 06/10/2026
07/17/2026 30504895 10 98 6,861.11 38,000,000.00 38,000,000.00 56,900,000.00 06/10/2026
Reports Available at sf.citidirect.com v. 21.09.28 Page 43 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
UNSCHEDULED PRINCIPAL DETAIL
Liquidation / Liquid / Prepay Principal Principal Prepayment Interest Prepayment Yield Maintenance
Loan ID OMCR Prepayment Date Code (5) Collections Adjustments Excess / (Shortfall) Penalties (PPP) Penalties (YM)
No Loans with Unscheduled Principal Activity to Report.
Reports Available at sf.citidirect.com v. 21.09.28 Page 44 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL UNSCHEDULED PRINCIPAL DETAIL
Distribution Liquidation / Liquid / Prepay Principal Principal Prepayment Interest Prepayment Yield Maintenance
Date Loan ID OMCR Prepayment Date Code (5) Collections Adjustments Excess / (Shortfall) Penalties (PPP) Penalties (YM)
2/18/2025 30504909 44 02/06/2025 5 5,300,754.58 - - - -
12/17/2024 30317805 5A2-D 01/06/2025 2 40,000,000.00 - - - -
12/17/2024 30317806 A2I-1 01/06/2025 2 10,000,000.00 - - - -
4/15/2022 30317817 26 0 28,337.91 - - - -
Reports Available at sf.citidirect.com v. 21.09.28 Page 45 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
LIQUIDATED LOAN DETAIL
Beginning Most Liquidation Net Net Realized Date of Loss with
Scheduled Recent Sales Proceeds Liquidation Proceeds Loss to Current Current Cumulative Cumulative
Loan ID OMCR Balance Value Price Received Expense Available Trust Adj. to Loan Adj. to Loan Adj. to Loan Adj. to Trust
No Loans liquidated to Report.
Reports Available at sf.citidirect.com v. 21.09.28 Page 46 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
HISTORICAL LIQUIDATED LOAN
Beginning Most Liquidation Net Net Realized Date of Loss with
Distribution Scheduled Recent Sales Proceeds Liquidation Proceeds Loss to Current Current Cumulative Cumulative
Date Loan ID OMCR Balance Value Price Received Expense Available Trust Adj. to Loan Adj. to Loan Adj. to Loan Adj. to Trust
No Loans liquidated to Report.
Reports Available at sf.citidirect.com v. 21.09.28 Page 47 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
CREFC® INVESTOR REPORTING PACKAGE LEGENDS
1|CREFC Investor Reporting Package Legends
Property Type (1) Workout Strategy (3) Liquidation/Prepayment Code (5)
MF Multifamily 1 Modification 1 Partial Liquidation (Curtailment)
RT Retail 2 Foreclosure 2 Payoff Prior To Maturity
HC HealthCare 3 Bankruptcy 3 Disposition / Liquidation
IN Industrial 4 Extension 4 Repurchase / Substitution
MH Mobile Home Park 5 Note Sale 5 Full Payoff At Maturity
OF Office 6 DPO 6 DPO
MU Mixed Use 7 REO 7 Liquidation prior to 7/1/2006
LO Lodging 8 Resolved 8 Payoff With Penalty
SS Self Storage 9 Pending Return to Master Servicer 9 Payoff With Yield Maintenance
SE Securities 10 Deed In Lieu of Foreclosure 10 Curtailment With Penalty
CH Cooperative Housing 11 Full Payoff 11 Curtailment With Yield Maintenance
ZZ Missing Information 12 Reps and Warranties
SF SF 13 TBD
WH Warehouse 98 Other
OT Other
Modification Code (4)
Payment Status of Loan (2)
1 Maturity Date Extension
A In Grace Period 2 Amortization Change
B Late, but less than 30 Days 3 Principal Write-Off
0 Current 4 Blank (formerly Combination)
1 30-59 Days Delinquent 5 Temporary Rate Reduction
2 60-89 Days Delinquent 6 Capitalization of Interest
3 90-120 Days Delinquent 7 Capitalization of Taxes
4 Performing Matured Balloon 8 Other
5 Non Performing Matured Balloon 9 Combination
6 121+ Days Delinquent 10 Forbearance
Reports Available at sf.citidirect.com v. 21.09.28 Page 48 of 49 © Copyright 2026 Citigroup

Citigroup Commercial Mortgage Trust 2020-GC46
Commercial Mortgage Pass-Through Certificates, Series 2020-GC46 October 19, 2026
NOTES
No Notes available for this deal at this time.
Reports Available at sf.citidirect.com v. 21.09.28 Page 49 of 49 © Copyright 2026 Citigroup
Citigroup Commercial Mortgage Trust 2020-GC46 published this content on October 30, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on October 30, 2026 at 18:56 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]