Bulletin 3242 - April 10, 2026

Bulletin 3242 - April 10, 2026

The Department of Banking News Bulletin

Bulletin # 3242 - Week Ending April 10, 2026

This Bulletin constitutes the only official notification you will receive from this office concerning any of the following applications. Any observations you may have are solicited. Any comments should be directed to Jorge L. Perez, Banking Commissioner. Written comments will be considered only if they are received within ten business days from the date of this bulletin.

CONSUMER CREDIT ACTIVITY

Healthcare Finance Direct, LLC d/b/a HFD

On April 8, 2026, the Commissioner entered into a Consent Order with Healthcare Finance Direct, LLC d/b/a HFD (NMLS # 2529645) ("HFD"), Southlake, Texas. The Consent Order resolved allegations made by the Commissioner in a Temporary Order to Cease and Desist, Notice of Intent to Issue Order to Cease and Desist, Notice of Intent to Impose Civil Penalty and Notice of Right to Hearing against HFD issued on April 10, 2025 ("Order and Notice"). The Order and Notice was the result of an investigation by the Consumer Credit Division which stemmed from a Connecticut consumer complaint. The Order and Notice alleged that HFD: (1) engaged in small loan activity by receiving payments of principal and interest in connection with small loans made to Connecticut borrowers without the required license, in violation of Section 36a-556(a)(4) of the Connecticut General Statutes, in effect at such time; and (2) failed to provide information requested during the investigation, in violation of Section 36a-17(e) of the Connecticut General Statutes. HFD failed to request a hearing on the allegations in the Order and Notice, and on June 23, 2025, the Commissioner issued an Order to Cease and Desist and Order Imposing Civil Penalty against HFD ("Final Order"). Subsequent to the issuance of the Final Order, HFD contacted the Division to reconsider the Final Order. As a result, the Commissioner modified the Final Order through the issuance of this Consent Order. The Consent Order vacated the Final Order and required HFD to pay $25,000 as a civil penalty and provide refund of all amounts received in excess of APR of 0%.April

Dated: Tuesday, April 14, 2026

Jorge L. Perez
Banking Commissioner