Certified Financial Planner Board of Standards Inc.
03/30/2026 | Press release | Archived content
I’m 75 and Retired. Should I Put My Life Savings Into CDs or Hire a Financial Adviser to Help
A retired 75-year-old reader asked whether it makes sense to continue managing life savings independently through CDs or to work with a financial adviser while seeking minimal to moderate risk. The response notes that while reaching retirement in good shape without an adviser is an achievement, a professional, particularly one with the CFP® certification, can help.
MarketWatchAlessandra Malito March 30, 2026
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