American Coastal Insurance Corporation

04/07/2026 | Press release | Distributed by Public on 04/07/2026 14:04

Statement of Changes in Beneficial Ownership (Form 4)

FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
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OMB Number: 3235-0287
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(Print or Type Responses)
1. Name and Address of Reporting Person *
Adler Brooke
2. Issuer Name and Ticker or Trading Symbol
AMERICAN COASTAL INSURANCE Corp [ACIC]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Secretary
(Last) (First) (Middle)
570 CARILLON PARKWAY, SUITE 100
3. Date of Earliest Transaction (Month/Day/Year)
04/03/2026
(Street)
ST. PETERSBURG, FL 33716
4. If Amendment, Date Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City) (State) (Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 04/03/2026 M 12,509 A $ 0 98,995 D
Common Stock 04/03/2026 F 3,712 D $10.97 95,283 D
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 1474 (9-02)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Performance Stock Units (1) 04/03/2026 M 5,627 (2) (3) Common Stock 5,627 $ 0 32,009 D
Restricted Stock Units (1) 04/03/2026 M 2,813 (4) (4) Common Stock 2,813 $ 0 16,005 D
Dividend Equivalent Units (1) 04/03/2026 M 195 (5) (5) Common Stock 195 $11.31 1,084 D
Dividend Equivalent Units (1) 04/03/2026 M 119 (5) (5) Common Stock 119 $11.85 341 D
Dividend Equivalent Units (1) 04/03/2026 M 389 (6) (6) Common Stock 389 $11.31 2,168 D
Dividend Equivalent Units (1) 04/03/2026 M 238 (6) (6) Common Stock 238 $11.85 682 D

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Adler Brooke
570 CARILLON PARKWAY, SUITE 100
ST. PETERSBURG, FL 33716
Secretary

Signatures

/s/ Alexander Baty, Attorney-in-Fact for Brooke Adler 04/07/2026
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Each stock unit represents a conditional right to receive one share of the company's common stock.
(2) The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.
(3) The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.
(4) The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.
(5) The dividend equivalent units will vest proportionately with the underlying restricted stock units to which they relate.
(6) The dividend equivalent units will vest proportionately with the underlying performance stock units to which they relate.
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure. Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.
American Coastal Insurance Corporation published this content on April 07, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on April 07, 2026 at 20:04 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]