Free Writing Prospectus (Form FWP)

Series A Notes: July 16, 2056

Series B Notes: July 16, 2056

Series A Notes: July 16, 2031 and each fifth anniversary thereof

Series B Notes: July 16, 2034 and each fifth anniversary thereof

Series A Notes: July 16, 2036

Series B Notes: July 16, 2039

Series A Notes: July 16, 2051

Series B Notes: July 16, 2054

Series A Notes: 202.4 basis points (2.024 percentage points)

Series B Notes: 239.0 basis points (2.390 percentage points)

Series A Notes:

(i) from, and including, the original issuance date to, but excluding, the Series A First Reset Date, at a rate of 4.750% per year;

(ii)  from, and including, the Series A First Reset Date to, but excluding, the Series A First Step-Up Date, at a rate per year equal to the Series A Five-Year Swap Rate plus the Series A Initial Margin;

(iii)  during each Reset Period, from, and including, the Series A First Step-Up Date to, but excluding, the Series A Second Step-Up Date, at a rate per year equal to the applicable Series A Five-Year Swap Rate plus the Series A Initial Margin plus 25 basis points (0.25 percentage points); and

(iv) during each Reset Period from, and including, the Series A Second Step-Up Date, at a rate per year equal to the applicable Series A Five-Year Swap Rate plus the Series A Initial Margin plus 100 basis points (1.0 percentage point);

provided that, the interest rate during any Reset Period will not reset below zero.

Series B Notes:

(i) from, and including, the original issuance date to, but excluding, the Series B First Reset Date, at a rate of 5.250% per year;

(ii)  from, and including, the Series B First Reset Date to, but excluding, the Series B First Step-Up Date, at a rate per year equal to the Series B Five-Year Swap Rate plus the Series B Initial Margin;

(iii)  during each Reset Period, from, and including, the Series B First Step-Up Date to, but excluding, the Series B Second Step-Up Date, at a rate per year equal to the applicable Series B Five-Year Swap Rate plus the Series B Initial Margin plus 25 basis points (0.25 percentage points); and

(iv) during each Reset Period from, and including, the Series B Second Step-Up Date, at a rate per year equal to the applicable Series B Five-Year Swap Rate plus the Series B Initial Margin plus 100 basis points (1.0 percentage point);

provided that, the interest rate during any Reset Period will not reset below zero.

Series A Notes: 99.454% plus accrued interest, if any, from April 16, 2026

Series B Notes: 99.210% plus accrued interest, if any, from April 16, 2026

Series A Notes: Interpolated 5.25-year Mid-Swap 2.851% (5-year Mid-Swap 2.841% / 6-year Mid-Swap 2.881%)

Series B Notes: Interpolated 8.25-year Mid-Swap 2.985% (8-year Mid-Swap 2.973% / 9-year Mid-Swap 3.018%)

Series A Notes: 2.851%

Series B Notes: 2.985%

Series A Notes: 2.841%

Series B Notes: 2.841%

Series A Notes: 202.4 basis points

Series B Notes: 239.0 basis points

Series A Notes: 4.875%

Series B Notes: 5.375%

Series A Notes: OBL 2.500% due April 16, 2031

Series B Notes: DBR 2.200% due February 15, 2034

Series A Notes: 216.2 basis points

Series B Notes: 247.1 basis points

Par Call:

Series A Notes:

In whole or in part from time to time, (i) on each and any day during the period commencing on and including April 17, 2031 (the date that is 90 days prior to the Series A First Reset Date) (the "Series A First Par Call Date") and ending on and including the Series A First Reset Date (such period, the "Series A First Par Call Period"), and (ii) on each and any interest payment date after the Series A First Reset Date (any such date, together with each date in the Series A First Par Call Period, a "Series A Par Call Date"), in each case at 100% of the principal amount of such notes to be redeemed, plus accrued and unpaid interest thereon to, but excluding, the redemption date.

Series B Notes:

In whole or in part from time to time, (i) on each and any day during the period commencing on and including April 17, 2034 (the date that is 90 days prior to the Series B First Reset Date) (the "Series B First Par Call Date") and ending on and including the Series B First Reset Date (such period, the "Series B First Par Call Period"), and (ii) on each and any interest payment date after the Series B First Reset

Make-Whole Call:

Series A Notes:

On any day other than a Series A Par Call Date, in whole or in part from time to time, at a price equal to the greater of (i) 100% of the principal amount of such notes to be redeemed and (ii) sum of present values of the remaining scheduled payments of principal and interest on such notes to be redeemed (exclusive of such interest accrued to the date of redemption), assuming for such purpose that the notes mature on the next succeeding Series A Par Call Date, discounted to the redemption date on an annual basis (ACTUAL/ACTUAL (ICMA)) at the applicable Comparable Government Bond Rate plus 35 basis points, in each case plus accrued and unpaid interest thereon to, but excluding, the redemption date.

Series B Notes:

On any day other than a Series B Par Call Date, in whole or in part from time to time, at a price equal to the greater of (i) 100% of the principal amount of such notes to be redeemed and (ii) sum of present values of the remaining scheduled payments of principal and interest on such notes to be redeemed (exclusive of such interest accrued to the date of redemption), assuming for such purpose that the notes mature on the next succeeding Series B Par Call Date, discounted to the redemption date on an annual basis (ACTUAL/ACTUAL (ICMA)) at the applicable Comparable Government Bond Rate plus 40 basis points, in each case plus accrued and unpaid interest thereon to, but excluding, the redemption date.

Call for Tax Deductibility Event:

Call for Rating Agency Event:

Call for Tax Withholding Event:

Call for Change of Control Triggering Event:

In whole but not in part, at 101% of the principal amount of such notes to be redeemed, plus any accrued and unpaid interest thereon to, but excluding, the redemption date.

If the Issuer does not elect to redeem such notes following the occurrence of a Change of Control Triggering Event, the per annum rate of interest payable on such notes will subsequently be increased by 500 basis points (5.0 percentage points).

Call for Substantial Repurchase Event:

Series A Notes: 370334DD3 / XS3328596179 / 332859617

Series B Notes: 370334DE1 / XS3328596336 / 332859633

Barclays Bank PLC

Deutsche Bank AG, London Branch

Citigroup Global Markets Limited

J.P. Morgan Securities plc

BNP PARIBAS

SMBC Bank International plc

TD Global Finance unlimited company

U.S. Bancorp Investments, Inc.

Banco Bilbao Vizcaya Argentaria, S.A.

Banco Bradesco BBI S.A.

BNY Mellon Capital Markets, LLC

PNC Capital Markets LLC

Bancroft Capital, LLC

Loop Capital Markets LLC

Note: A credit rating of a security is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time.

Note: We expect to deliver the notes against payment for the notes on the fifth business day following the date of the pricing of the notes ("T+5"). Under Rule 15c6-1 of the Securities Exchange Act of 1934, as amended, trades in the secondary market generally are required to settle in one business day, unless the parties to a trade expressly agree otherwise. Accordingly, purchasers who wish to trade notes prior to the business day preceding the date of delivery may be required, by virtue of the fact that the notes initially will settle in T+5, to specify alternative settlement arrangements to prevent a failed settlement.