Brighthouse Separate Account A

06/08/2026 | Press release | Distributed by Public on 06/08/2026 06:30

Prospectus by Investment Company (Form 497)

BRIGHTHOUSE LIFE INSURANCE COMPANY
Brighthouse Separate Account A
Brighthouse Prime Options
Supplement dated June 8, 2026 to the Prospectus dated April 27, 2026
This supplement revises information in the prospectus dated April 27, 2026 for Brighthouse Prime Options variable annuity contracts issued by Brighthouse Life Insurance Company ("we," "us," or "our") to reflect an increase to the Guaranteed Lifetime Withdrawal Benefit (GLWB) rider GLWB Withdrawal Rates and GLWB Lifetime Guarantee Rates available under the FlexChoice Access Level variation of the GLWB rider for ages 65+ and GLWB Withdrawal Rates available under the FlexChoice Access Expedite variation of the GLWB rider for ages 65+. These changes are effective June 22, 2026 and this supplement explains which rates you will receive if you purchase a contract.
This supplement should be read in its entirety and kept together with your prospectus for future reference. If you would like a copy of the prospectus, write to us at: Brighthouse Life Insurance Company, Annuity Service Center, P.O. Box 4301, Clinton, IA 52733-4301, or call us at (888) 243-1932, to request a free copy. Certain terms used in this supplement have special meanings. If a term is not defined in this supplement, it has the meaning given to it in the prospectus.
Contracts issued prior to June 22, 2026 will receive the FlexChoice Access GLWB Withdrawal Rates and GLWB Lifetime Guarantee Rates indicated in the April 27, 2026 prospectus.
Contracts issued on and after June 22, 2026 will receive the new FlexChoice Access GLWB Withdrawal Rates and GLWB Lifetime Guarantee Rates indicated below.
New FlexChoice Access GLWB Rate Table effective June 22, 2026
Under "Living Benefits - Guaranteed Lifetime Withdrawal Benefit - GLWB Rate Table" in the prospectus, for FlexChoice Access Level and FlexChoice Access Expedite, 1) replace the " - " in the column "Date Last Available" with "06/21/26," and 2) insert the following new rows as the first rows of the FlexChoice Access Level and FlexChoice Access Expedite rate tables:
FlexChoice Access Level
Offers a steady GLWB Withdrawal Rate and GLWB Lifetime Guarantee Rate throughout your lifetime. 
Date
First
Available
Date
Last
Available
Rollup
Rate
Rollup Rate
Period End
Date
Lifetime
Withdrawal Age
Minimum
Spousal
Age
GLWB
Withdrawal Rate
(When Account Value is
greater than $0)2
GLWB Lifetime
Guarantee Rate
(When Account Value is
reduced to $0)
Rider
Charge
06/22/261
  -  
5.00%
10th
Contract
Anniversary
59  1∕2
Your
Spouse's Date
of Birth
may not be
more than
10 years after
your Date of
Birth.
Age at 1st
Withdrawal
After Age
59  1∕2
Withdrawal
Rate
Single
Lifetime
Guarantee
Rate
Joint
Lifetime
Guarantee
Rate
Maximum
Charge:
2.00% of the
Benefit Base
Current
Charge:
1.35% of the
Benefit Base
59  1∕2 to less
than 65
5.00%
5.00%
4.00%
65+
6.50%
6.50%
5.50%
  
SUPP-FCPO-0626
FlexChoice Access Expedite
Offers a higher GLWB Withdrawal Rate while your Account Value is greater than zero and a reduced GLWB Lifetime Guarantee Rate if your Account Value is reduced to zero. 
Date
First
Available
Date
Last
Available
Rollup
Rate
Rollup
Rate
Period
End
Date
Lifetime
Withdrawal Age
Minimum
Spousal
Age
GLWB
Withdrawal Rate
(When Account Value
is greater than $0)2
GLWB Lifetime
Guarantee Rate
(When Account Value is reduced to
$0)
Rider
Charge
06/22/261
  -  
5.00%
10th
Contract
Anniversary
59  1∕2
Your
Spouse's
Date of
Birth
may not be
more than
10 years
after your
Date of
Birth.
Age at 1st
Withdrawal
After Age
59 1∕2
Withdrawal
Rate
Age When
Account
Value is
Reduced to
Zero
Single
Lifetime
Guarantee
Rate
Joint
Lifetime
Guarantee
Rate
Maximum
Charge:
2.00% of
the Benefit
Base
Current
Charge:
1.35% of
the Benefit
Base
59  1∕2 to
less than 65
6.50%
79 or
younger
3.00%
2.50%
80+
3.50%
2.75%
65+
9.00%
79 or
younger
3.50%
2.75%
80+
3.50%
2.75%
 
1.
FlexChoice Access and the GLWB Death Benefit currently are available for purchase in all states. FlexChoice is no longer available for purchase.
2.
When the Account Value is greater than zero, only one GLWB Withdrawal Rate will apply. Your GLWB Withdrawal Rate is determined by when you take your first withdrawal after the Lifetime Withdrawal Age and is independent of your election of payments using the applicable Single or Joint Lifetime Guarantee Rate when your Account Value is reduced to zero.   
THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE
Brighthouse Separate Account A published this content on June 08, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on June 08, 2026 at 12:30 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]