Prospectus by Investment Company (Form 497)

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Lincoln National Variable Annuity Account H

American Legacy^® Fusion, American Legacy III^® B-Class,

American Legacy Shareholder's Advantage^® (A-Class)

Lincoln Life Variable Annuity Account N

Lincoln ChoicePlus^SM product suite, Lincoln ChoicePlus^SM II product suite,

Lincoln ChoicePlus Assurance^SM (A-Class), Lincoln ChoicePlus Assurance^SM (A-Share),

Lincoln ChoicePlus Assurance^SM (B-Class), Lincoln ChoicePlus Assurance^SM (B-Share),

Lincoln ChoicePlus Assurance^SM (Bonus), Lincoln ChoicePlus Assurance^SM (C-Share),

Lincoln ChoicePlus Assurance^SM (L-Share), Lincoln ChoicePlus^SM Design, Lincoln ChoicePlus^SM Fusion,

Lincoln Investor Advantage^® product suite, Lincoln Investor Advantage^® Pro product suite

LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK

Lincoln Life & Annuity Variable Annuity Account H

American Legacy^® Fusion, American Legacy III^® B-Class,

American Legacy Shareholder's Advantage^® (A-Class)

Lincoln New York Account N for Variable Annuities

Lincoln ChoicePlus^SM product suite, Lincoln ChoicePlus^SM II product suite,

Lincoln ChoicePlus Assurance^SM (A-Class), Lincoln ChoicePlus Assurance^SM (A-Share),

Lincoln ChoicePlus Assurance^SM (B-Class), Lincoln ChoicePlus Assurance^SM (B-Share),

Lincoln ChoicePlus Assurance^SM (Bonus), Lincoln ChoicePlus Assurance^SM (C-Share),

Lincoln ChoicePlus Assurance^SM (L-Share), Lincoln ChoicePlus^SM Design, Lincoln ChoicePlus^SM Fusion,

Lincoln Investor Advantage^® product suite

Supplement dated May 1, 2026 to the Prospectus dated May 1, 2026

This Supplement to your prospectus outlines changes to certain investment options under your individual annuity contract. All other provisions outlined in your variable annuity prospectus, as supplemented, remain unchanged.

Effective May 1, 2026, the following American Funds Insurance Series fund names will be updated as follows:

FORMER FUND NAME	NEW FUND NAME
American Funds® IS Global Small Capitalization Fund	American Funds® IS SMALLCAP World Fund
American Funds® IS International Fund	American Funds® IS EUPAC Fund

You can obtain information by contacting your registered representative, online at www.lfg.com/vaprospectus, or by sending an email request to [email protected].

Please retain this supplement for future reference.