MassMutual Ascend Expands RILA Choice with New Cap Control Indexed Strategies Designed to Reduce Renewal Uncertainty

CINCINNATI - MassMutual Ascend today announced the launch of Cap Control, a new feature available on select registered index-linked annuity indexed strategies. Cap Control indexed strategies help provide greater predictability by limiting how much renewal caps can increase or decrease from one term to the next.

Developed in response to advisor demand, Cap Control establishes a defined renewal range around the initial cap rate. This will help limit renewal cap changes and create a smoother renewal experience for advisors and their clients.

"The success of our RILA business, which has now surpassed $5 billion in lifetime sales, reflects our focus on listening to advisors and delivering meaningful innovation," said Dave Mebius, Vice President of National Accounts at MassMutual Ascend. "Cap Control is a direct response to advisor feedback, providing greater transparency around renewal cap expectations and helping advisors have more confident conversations with clients."

Cap Control is a first-of-its-kind feature that expands the choices within RILAs and gives advisors greater flexibility to align solutions with individual client needs and expectations.

"We believe innovation is most meaningful when it creates better outcomes and more choices for advisors and their clients," Mebius said. "Cap Control is an example of how we're listening to the market, responding to real needs and continuing to invest in differentiated solutions that strengthen our RILA portfolio."

The introduction of Cap Control underscores the company's ongoing investment in delivering innovative solutions designed to help clients navigate changing market environments with greater confidence.