|
Dates Covered
|
|
|
|
|
|
|
|
|
|
|
Collections Period
|
|
|
02/01/26 - 02/28/26
|
|
|
|
|
|
|
|
|
|
|
Interest Accrual Period
|
|
|
02/17/26 - 03/15/26
|
|
|
|
|
|
|
|
|
|
|
30/360 Days
|
|
|
30
|
|
|
|
|
|
|
|
|
|
|
Actual/360 Days
|
|
|
27
|
|
|
|
|
|
|
|
|
|
|
Distribution Date
|
|
|
03/16/26
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Collateral Pool Balance Data
|
|
|
$ Amount
|
|
|
|
# of Accounts
|
|
|
|
|
|
|
Pool Balance at 01/31/26
|
|
|
132,438,682.56
|
|
|
|
12,771
|
|
|
|
|
|
|
Yield Supplement Overcollateralization Amount 01/31/26
|
|
|
4,780,978.41
|
|
|
|
0
|
|
|
|
|
|
|
Receivables Balance 01/31/26
|
|
|
137,219,660.97
|
|
|
|
12,771
|
|
|
|
|
|
|
Principal Payments
|
|
|
8,232,531.29
|
|
|
|
345
|
|
|
|
|
|
|
Defaulted Receivables
|
|
|
261,128.78
|
|
|
|
16
|
|
|
|
|
|
|
Repurchased Accounts
|
|
|
0.00
|
|
|
|
0
|
|
|
|
|
|
|
Yield Supplement Overcollateralization Amount at 02/28/26
|
|
|
4,333,761.63
|
|
|
|
0
|
|
|
|
|
|
|
Pool Balance at 02/28/26
|
|
|
124,392,239.27
|
|
|
|
12,410
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pool Statistics
|
|
|
$ Amount
|
|
|
|
# of Accounts
|
|
|
|
|
|
|
Pool Factor
|
|
|
11.88
|
%
|
|
|
|
|
|
|
|
|
|
Prepayment ABS Speed
|
|
|
1.04
|
%
|
|
|
|
|
|
|
|
|
|
Aggregate Starting Principal Balance
|
|
|
1,083,969,917.66
|
|
|
|
44,920
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Delinquent Receivables:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Past Due 31-60 days
|
|
|
3,821,782.65
|
|
|
|
266
|
|
|
|
|
|
|
Past Due 61-90 days
|
|
|
1,442,936.17
|
|
|
|
89
|
|
|
|
|
|
|
Past Due 91-120 days
|
|
|
216,814.70
|
|
|
|
12
|
|
|
|
|
|
|
Past Due 121+ days
|
|
|
0.00
|
|
|
|
0
|
|
|
|
|
|
|
Total
|
|
|
5,481,533.52
|
|
|
|
367
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total 31+ Delinquent as % Aggregate Ending Principal Balance
|
|
|
4.26
|
%
|
|
|
|
|
|
|
|
|
|
Total 61+ Delinquent as % Aggregate Ending Principal Balance
|
|
|
1.29
|
%
|
|
|
|
|
|
|
|
|
|
Delinquency Trigger Occurred
|
|
|
NO
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recoveries
|
|
|
199,570.49
|
|
|
|
|
|
|
|
|
|
|
Aggregate Net Losses/(Gains) - February 2026
|
|
|
61,558.29
|
|
|
|
|
|
|
|
|
|
|
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):
|
|
|
|
|
|
|
|
|
|
|
Current Net Losses/(Gains) Ratio
|
|
|
0.54
|
%
|
|
|
|
|
|
|
|
|
|
Prior Net Losses/(Gains) Ratio
|
|
|
0.31
|
%
|
|
|
|
|
|
|
|
|
|
Second Prior Net Losses/(Gains) Ratio
|
|
|
1.02
|
%
|
|
|
|
|
|
|
|
|
|
Third Prior Net Losses/(Gains) Ratio
|
|
|
0.38
|
%
|
|
|
|
|
|
|
|
|
|
Four Month Average
|
|
|
0.56
|
%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Cumulative Net Loss as a % of Aggregate Starting Principal Balance
|
|
|
0.61
|
%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Overcollateralization Target Amount
|
|
|
4,915,858.40
|
|
|
|
|
|
|
|
|
|
|
Actual Overcollateralization
|
|
|
4,915,858.40
|
|
|
|
|
|
|
|
|
|
|
Weighted Average Contract Rate
|
|
|
4.73
|
%
|
|
|
|
|
|
|
|
|
|
Weighted Average Contract Rate, Yield Adjusted
|
|
|
8.37
|
%
|
|
|
|
|
|
|
|
|
|
Weighted Average Remaining Term
|
|
|
23.37
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Flow of Funds
|
|
|
$ Amount
|
|
|
|
|
|
|
|
|
|
|
Collections
|
|
|
8,949,037.61
|
|
|
|
|
|
|
|
|
|
|
Investment Earnings on Cash Accounts
|
|
|
14,096.84
|
|
|
|
|
|
|
|
|
|
|
Servicing Fee
|
|
|
(114,349.72
|
)
|
|
|
|
|
|
|
|
|
|
Transfer to Collection Account
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
Available Funds
|
|
|
8,848,784.73
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Distributions of Available Funds
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(1) Asset Representation Reviewer Amounts (up to $150,000 per year)
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(2) Class A Interest
|
|
|
238,715.43
|
|
|
|
|
|
|
|
|
|
|
(3) Noteholders' First Priority Principal Distributable Amount
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(4) Class B Interest
|
|
|
87,516.67
|
|
|
|
|
|
|
|
|
|
|
(5) Noteholders' Second Priority Principal Distributable Amount
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(6) Class C Interest
|
|
|
44,987.50
|
|
|
|
|
|
|
|
|
|
|
(7) Noteholders' Third Priority Principal Distributable Amount
|
|
|
3,130,584.89
|
|
|
|
|
|
|
|
|
|
|
(8) Required Reserve Account
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(9) Noteholders' Principal Distributable Amount
|
|
|
4,915,858.40
|
|
|
|
|
|
|
|
|
|
|
(10) Asset Representation Reviewer Amounts (in excess of 1)
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(11) Distribution to Certificateholders
|
|
|
431,121.84
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Distributions of Available Funds
|
|
|
8,848,784.73
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Servicing Fee
|
|
|
114,349.72
|
|
|
|
|
|
|
|
|
|
|
Unpaid Servicing Fee
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
Change in amount of the unpaid servicing fee from the prior period
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
Distribution per $1,000 of Notes
|
|
|
Total
|
|
|
|
|
|
|
|
|
|
|
Total Interest Distribution Amount
|
|
|
0.3775742
|
|
|
|
|
|
|
|
|
|
|
Total Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total Principal Distribution Amount
|
|
|
8.1841831
|
|
|
|
|
|
|
|
|
|
|
Total Distribution Amount
|
|
|
8.5617573
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-1 Interest Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-1 Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-1 Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total A-1 Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-2a Interest Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-2a Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-2a Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total A-2a Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-2b Interest Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-2b Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-2b Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total A-2b Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-3 Interest Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-3 Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-3 Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total A-3 Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-4 Interest Distribution Amount
|
|
|
2.6547534
|
|
|
|
|
|
|
|
|
|
|
A-4 Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-4 Principal Distribution Amount
|
|
|
89.4844672
|
|
|
|
|
|
|
|
|
|
|
Total A-4 Distribution Amount
|
|
|
92.1392206
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
B Interest Distribution Amount
|
|
|
2.9666668
|
|
|
|
|
|
|
|
|
|
|
B Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
B Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total B Distribution Amount
|
|
|
2.9666668
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
C Interest Distribution Amount
|
|
|
3.0500000
|
|
|
|
|
|
|
|
|
|
|
C Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
C Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total C Distribution Amount
|
|
|
3.0500000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noteholders' First Priority Principal Distributable Amount
|
|
|
0.00
|
|
|
|
|
|
|
|
|
|
|
Noteholders' Second Priority Principal Distributable Amount
|
|
|
0.00
|
|
|
|
|
|
|
|
|
|
|
Noteholders' Third Priority Principal Distributable Amount
|
|
|
389.06
|
|
|
|
|
|
|
|
|
|
|
Noteholders' Principal Distributable Amount
|
|
|
610.94
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Account Balances
|
|
|
$ Amount
|
|
|
|
|
|
|
|
|
|
|
Reserve Account
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Balance as of 02/17/26
|
|
|
4,915,858.40
|
|
|
|
|
|
|
|
|
|
|
Investment Earnings
|
|
|
13,199.06
|
|
|
|
|
|
|
|
|
|
|
Investment Earnings Paid
|
|
|
(13,199.06
|
)
|
|
|
|
|
|
|
|
|
|
Deposit/(Withdrawal)
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
Balance as of 03/16/26
|
|
|
4,915,858.40
|
|
|
|
|
|
|
|
|
|
|
Change
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Required Reserve Amount
|
|
|
4,915,858.40
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Other Servicing Information
|
|
|
Current Month
|
|
|
|
Prior Month
|
|
|
|
Two Months Prior
|
|
|
Principal Balance of Receivables extended during the Collection Period
|
|
$
|
931,644.46
|
|
|
$
|
1,120,358.08
|
|
|
|
1,763,871.07
|
|
|
Number of Extensions
|
|
|
62
|
|
|
|
73
|
|
|
|
119
|
|
|
Ratio of extensions to Beginning of Period Receivables Balance
|
|
|
0.68
|
%
|
|
|
0.77
|
%
|
|
|
1.13
|
%
|