Frost Brown Todd LLC

11/04/2025 | Press release | Distributed by Public on 11/04/2025 11:16

Ballots, Burn Zones, and Bottom Lines: How California Voters Have Shaped the State’s Insurance Market

  • Ballots, Burn Zones, and Bottom Lines: How California Voters Have Shaped the State's Insurance Market

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Nov 04, 2025

Categories:

In the NewsPublications

Authors:

Michele L. Levinson

Frost Brown Todd's Michele Levinson authored an article for the Daily Journal, "Ballots, burn zones and bottom lines: How California voters have shaped the state's insurance market."

Levinson explores the powerful influence California's ballot initiatives have had on the insurance industry, impacting everything from rate regulation to claims handling and coverage availability.

"The influence stems in large part from California's citizen-initiated ballot measure system, a form of direct democracy that allows members of the voting public to pass laws or amend the state constitution," Levinson writes.

She further notes that this unique structure has long allowed voters to directly influence insurance regulation and will continue to play a decisive role as the state navigates rising wildfire risks and the upcoming 2026 election.

Read the full article.

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Frost Brown Todd LLC published this content on November 04, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on November 04, 2025 at 17:16 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]