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MIDDLESEX COUNTY, NJ - As October marks Cybersecurity Awareness Month, Middlesex County is reminding residents to stay vigilant against scams and fraudulent activity targeting their finances, personal information, and property. From deceptive home improvement offers and real estate fraud to phishing attempts and impersonation scams, criminals continue to use increasingly sophisticated tactics, including artificial intelligence (AI) to deceive victims through phone calls, texts, emails, and even video.

"Scammers are constantly evolving their tactics, using technology, deception, and a false sense of urgency to exploit residents and steal their money or personal information," said Middlesex County Commissioner Director Ronald G. Rios. "By raising awareness of common scams and sharing resources to help residents recognize and report fraud, we can strengthen our collective efforts to protect our community and hold those who prey on others accountable."

"Fraud can affect anyone, regardless of age or background, and knowing how to recognize the warning signs can make all the difference," said Middlesex County Commissioner Deputy Director, Chair of the Public Safety & Health Committee Shanti Narra. "We urge residents to be cautious of unexpected requests for money or personal information, independently verify who they are communicating with, and report suspicious activity. Taking these precautions can help residents protect themselves and their loved ones from becoming victims of fraud."

Among the scams reported are schemes in which criminals pose as legitimate businesses, government representatives, or trusted individuals to pressure victims into handing over money or sensitive information. Residents should be alert to the following types of fraud:

• Government Impersonation Scams : Fraudsters pose as government employees or officials and request personal information, financial details, or payments under the pretense of completing official processes, such as probate proceedings. Residents should verify these requests directly with the appropriate government agency.
• Home Improvement Scams: Fraudulent contractors claim that repairs are urgently needed, demand large upfront deposits, and fail to complete the promised work. Residents should research contractors, obtain written estimates and contracts, and avoid making rushed payments.
• Property and Deed Fraud: Scammers use forged signatures or stolen personal information to fraudulently record deeds or liens against a property, potentially using the property to secure loans or mortgages without the owner's knowledge.
• Real Estate and Mortgage Scams: Criminals impersonate mortgage companies, attorneys, or other parties involved in a real estate transaction and request payments to fraudulent accounts, particularly during the home-closing process. Residents should independently verify payment instructions with a trusted contact using a known phone number before transferring funds.
• Phishing and Impersonation Scams: Fraudulent emails, text messages, phone calls, and AI-generated audio or video may appear to come from a bank, government agency, business, or family member. Scammers often create a sense of urgency to pressure victims into clicking malicious links, sharing confidential information, or sending money.

Property owners can also take advantage of the Middlesex County Clerk's Property Alert Service, which sends email notifications when a document matching a registered owner's name or property description is recorded in the Clerk's Office. While the service does not prevent fraudulent filings, it can help property owners identify potentially suspicious activity and take action sooner.

Residents who believe they have been targeted by a scam or have experienced fraud should contact their local police department promptly. Depending on the circumstances, they should also notify their bank or financial institution, secure any compromised accounts, and report the incident to the appropriate agency. For assistance with consumer-related complaints or suspected scams, contact the Middlesex County Office of Consumer Affairs at 732-398-2300 or [email protected].

To learn more about common scams, fraud prevention, and available County resources, visit middlesexcountynj.gov/fraud.

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