TransUnion Brings New Alternative Credit Signals to Mortgage Decisioning

Continuing a History of Mortgage Lending Innovation

This latest enhancement to the mortgage credit report builds on TransUnion's legacy of innovation that helps lenders better assess consumer creditworthiness. These include:

· Trended Credit Data: In 2013, TransUnion introduced first-to-market trended credit data, shifting underwriting away from a single point-in-time snapshot toward a more dynamic view of borrower behavior. This helps reshape risk assessment, segmentation and approaches to fairer pricing.

· TruVision Early Access Soft Check: This solution delivers comprehensive credit insights without a hard inquiry, enabling smarter prequalification decisions. It brings rich TransUnion data earlier into the mortgage process, improving operational efficiency and transparency for both lenders and borrowers.

"TransUnion continues to expand credit insight through our risk solutions," said Mohamed Abdelsadek, Chief Global Solutions Officer, TransUnion. "Combined with TruVision™ Alternative Credit Attributes, these innovations give lenders greater confidence and a more complete, dynamic view of consumer financial behavior."

To learn more about TransUnion Mortgage Industry Solutions that help lenders make smarter, more confident marketing, customer acquisition and lending decisions, click here .