JP Morgan Chase Commercial Mortgage Securities Corp.

05/18/2026 | Press release | Distributed by Public on 05/18/2026 12:40

Free Writing Prospectus (Form FWP)

FREE WRITING PROSPECTUS
FILED PURSUANT TO RULE 433
REGISTRATION FILE NO.: 333-280318-05

Free Writing Prospectus dated May 18, 2026

The depositor has filed a registration statement (including a prospectus) with the SEC (SEC File no. 333-280318) for the offering to which this free writing prospectus relates. Before you invest, you should read the prospectus in the registration statement and other documents the depositor has filed with the SEC for more complete information about the depositor, the issuing entity and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the depositor, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling (800) 408-1016 or by emailing the ABS Syndicate Desk at [email protected].

The information in this file (the "File") is an electronic copy of the information set forth in the Annex titled "Certain Characteristics of the Mortgage Loans and Mortgaged Properties" to the prospectus. This File does not contain all information that is required to be included in the prospectus. This File should be reviewed only in conjunction with the entire prospectus. Prospective investors are advised to read carefully, and should rely on, the prospectus relating to the certificates referred to herein in making their investment decision.

The information in this File may be amended and/or supplemented prior to the time of sale. The information in this File supersedes any contrary information contained in any prior File relating to the certificates and will be superseded by any contrary information contained in any subsequent File prior to the time of sale.

Methodologies used in deriving certain information contained in this File are more fully described elsewhere in the prospectus. The information in this File should not be viewed as projections, forecasts, predictions or opinions with respect to value.

Any legends, disclaimers or other notices that may appear at the bottom of, or attached to, the email communication to which this material may have been attached are not applicable to these materials and should be disregarded. Such legends, disclaimers or other notices have been automatically generated as a result of these materials having been sent via Bloomberg or another email system.

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name % of Initial Pool Balance % of Loan Balance Mortgage Loan Originator Mortgage Loan Seller Related Group Crossed Group
4 4,6 1 1
1 Loan 3,8,13,15 1 The Lightwell 9.7% 100.0% MF1 MF1 NAP NAP
2 Loan 3,9,21 1 Addison Ridge Phases I & III 9.1% 100.0% MF1 MF1 NAP NAP
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio 8.2% MF1 MF1 NAP NAP
3.01 Property 4 1 Meadowcreek 3.9% 48.3%
3.02 Property 4 1 Oak Lawn 2.0% 24.6%
3.03 Property 4 1 Wood Dale 1.3% 16.3%
3.04 Property 4 1 Lake Bluff 0.9% 10.8%
4 Loan 3 1 The Beverly 8.1% 100.0% MF1 MF1 NAP NAP
5 Loan 4,6,11 3 Friedman Family Portfolio 7.8% MF1 MF1 NAP NAP
5.01 Property 4 1 Wessex House 4.2% 53.2%
5.02 Property 4 1 Aberwyck 2.2% 27.8%
5.03 Property 4 1 Crestwood 1.5% 19.0%
6 Loan 3,14,16 1 Crosby Hill Apartments 6.1% 100.0% MF1 MF1 NAP NAP
7 Loan 3,17 1 The HIGHLAND 5.9% 100.0% MF1 MF1 NAP NAP
8 Loan 3 1 Princeton Gardens 5.6% 100.0% MF1 MF1 NAP NAP
9 Loan 3,7 1 The Exchange on Franklin 5.4% 100.0% MF1 MF1 NAP NAP
10 Loan 3,20 1 The Boulevard at Tallahassee 5.0% 100.0% MF1 MF1 NAP NAP
11 Loan 19 1 Coventry Green Apartments 4.9% 100.0% MF1 MF1 NAP NAP
12 Loan 3 1 Sherwood Acres 4.6% 100.0% MF1 MF1 Group 1 NAP
13 Loan 3 1 St. Germaine 4.5% 100.0% MF1 MF1 Group 1 NAP
14 Loan 3,18 1 Ibex Park 4.4% 100.0% MF1 MF1 NAP NAP
15 Loan 12 1 MetroVue at Journal Square 4.0% 100.0% MF1 MF1 NAP NAP
16 Loan 1 Pillars at Great Bridge 3.7% 100.0% MF1 MF1 NAP NAP
17 Loan 4,6 3 The Huntley Portfolio 2.9% MF1 MF1 NAP NAP
17.01 Property 4 1 Huntley 1.1% 36.4%
17.02 Property 4 1 Huntley East 1.0% 34.2%
17.03 Property 4 1 Huntley North 0.9% 29.4%
A-1-1

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Address City County State Zip Code General Property Type Detailed Property Type Year Built
4
1 Loan 3,8,13,15 1 The Lightwell 218 Front Street Brooklyn Kings NY 11201 Multifamily Mid Rise 2024
2 Loan 3,9,21 1 Addison Ridge Phases I & III 1000 Antietam Creek Drive and 710 Piper Farm Road Fayetteville Cumberland NC 28303 Multifamily Garden 2013, 2020
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio Various Various Various IL Various Multifamily Manufactured Housing Various
3.01 Property 4 1 Meadowcreek 4503 West Lake Street Melrose Park Cook IL 60160 Multifamily Manufactured Housing 1950
3.02 Property 4 1 Oak Lawn 13011 Office Drive Poplar Grove Boone IL 61065 Multifamily Manufactured Housing 1970
3.03 Property 4 1 Wood Dale 140 South Wood Dale Road Wood Dale DuPage IL 60191 Multifamily Manufactured Housing 1940
3.04 Property 4 1 Lake Bluff 231 North Skokie Highway Lake Bluff Lake IL 60044 Multifamily Manufactured Housing 1960
4 Loan 3 1 The Beverly 1930 West College Avenue San Bernardino San Bernardino CA 92407 Multifamily Garden 1987
5 Loan 4,6,11 3 Friedman Family Portfolio Various Wayne Delaware PA 19087 Multifamily Mid Rise Various
5.01 Property 4 1 Wessex House 505 East Lancaster Avenue Wayne Delaware PA 19087 Multifamily Mid Rise 1965
5.02 Property 4 1 Aberwyck 435 East Lancaster Avenue Wayne Delaware PA 19087 Multifamily Mid Rise 1966
5.03 Property 4 1 Crestwood 421 East Lancaster Avenue Wayne Delaware PA 19087 Multifamily Mid Rise 1962
6 Loan 3,14,16 1 Crosby Hill Apartments 517 Shipley Street Wilmington New Castle DE 19801 Multifamily High Rise 2022
7 Loan 3,17 1 The HIGHLAND 416 Highland Avenue Orange Essex NJ 07050 Multifamily Mid Rise 2024
8 Loan 3 1 Princeton Gardens 101 Blue Spring Road and 101 Princeton Avenue Princeton Somerset NJ 08540 Multifamily Garden 1977
9 Loan 3,7 1 The Exchange on Franklin 20 Franklin Lane Manalapan Monmouth NJ 07726 Multifamily Low Rise 2024
10 Loan 3,20 1 The Boulevard at Tallahassee 2421 Jackson Bluff Road Tallahassee Leon FL 32304 Multifamily Student Housing 2003
11 Loan 19 1 Coventry Green Apartments 4045 Coventry Green Circle Clarence Erie NY 14221 Multifamily Garden 2000
12 Loan 3 1 Sherwood Acres 12757 Coursey Boulevard Baton Rouge East Baton Rouge LA 70816 Multifamily Garden 1978
13 Loan 3 1 St. Germaine 2201 Manhattan Boulevard Harvey Jefferson LA 70058 Multifamily Garden 1982
14 Loan 3,18 1 Ibex Park 1400 Galleria Lane Smyrna Cobb GA 30080 Multifamily Garden 1966
15 Loan 12 1 MetroVue at Journal Square 161 Van Wagenen Avenue Jersey City Hudson NJ 07306 Multifamily High Rise 2024
16 Loan 1 Pillars at Great Bridge 124 Fairwind Drive Chesapeake Chesapeake City VA 23320 Multifamily Garden 2009
17 Loan 4,6 3 The Huntley Portfolio Various Aiken Aiken SC 29803 Multifamily Garden Various
17.01 Property 4 1 Huntley 650 Silver Bluff Road Aiken Aiken SC 29803 Multifamily Garden 1972
17.02 Property 4 1 Huntley East 327 Limerick Drive Aiken Aiken SC 29803 Multifamily Garden 1983
17.03 Property 4 1 Huntley North 3 Nancy Lane Southeast Aiken Aiken SC 29803 Multifamily Garden 1967
A-1-2

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Year Renovated Number
of Units
Unit of
Measure
Loan Per
Unit ($)
Original
Balance ($)
Cut-off Date Balance ($) Maturity/ARD Balance ($) Interest
Rate %
Administrative
Fee Rate %
Net Mortgage Rate % Monthly Debt Service (P&I) ($)
4 8,9,10,11 4 4,6 4,6 4,6 2
1 Loan 3,8,13,15 1 The Lightwell NAP 218 Units 784,403.67 71,000,000 71,000,000 71,000,000 5.33100% 0.056650% 5.274350% NAP
2 Loan 3,9,21 1 Addison Ridge Phases I & III NAP 421 Units 159,144.89 67,000,000 67,000,000 67,000,000 5.60000% 0.047900% 5.552100% NAP
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio Various 631 Pads 95,087.16 60,000,000 60,000,000 60,000,000 5.98000% 0.047900% 5.932100% NAP
3.01 Property 4 1 Meadowcreek NAP 287 Pads 29,000,000 29,000,000 29,000,000
3.02 Property 4 1 Oak Lawn NAP 184 Pads 14,750,000 14,750,000 14,750,000
3.03 Property 4 1 Wood Dale 1970 97 Pads 9,750,000 9,750,000 9,750,000
3.04 Property 4 1 Lake Bluff NAP 63 Pads 6,500,000 6,500,000 6,500,000
4 Loan 3 1 The Beverly 2020 254 Units 233,858.27 59,400,000 59,400,000 59,400,000 5.87000% 0.047900% 5.822100% NAP
5 Loan 4,6,11 3 Friedman Family Portfolio 2022 175 Units 328,571.43 57,500,000 57,500,000 57,500,000 5.72000% 0.047900% 5.672100% NAP
5.01 Property 4 1 Wessex House 2022 87 Units 30,600,000 30,600,000 30,600,000
5.02 Property 4 1 Aberwyck 2022 51 Units 16,000,000 16,000,000 16,000,000
5.03 Property 4 1 Crestwood 2022 37 Units 10,900,000 10,900,000 10,900,000
6 Loan 3,14,16 1 Crosby Hill Apartments NAP 203 Units 221,674.88 45,000,000 45,000,000 45,000,000 5.49000% 0.047900% 5.442100% NAP
7 Loan 3,17 1 The HIGHLAND NAP 138 Units 311,594.20 43,000,000 43,000,000 43,000,000 5.99900% 0.047900% 5.951100% NAP
8 Loan 3 1 Princeton Gardens 2023 160 Units 257,812.50 41,250,000 41,250,000 41,250,000 5.71000% 0.047900% 5.662100% NAP
9 Loan 3,7 1 The Exchange on Franklin NAP 168 Units 238,095.24 40,000,000 40,000,000 40,000,000 5.74300% 0.047900% 5.695100% NAP
10 Loan 3,20 1 The Boulevard at Tallahassee NAP 924 Beds 40,043.29 37,000,000 37,000,000 37,000,000 5.80000% 0.047900% 5.752100% NAP
11 Loan 19 1 Coventry Green Apartments NAP 216 Units 168,055.56 36,300,000 36,300,000 36,300,000 5.70000% 0.047900% 5.652100% NAP
12 Loan 3 1 Sherwood Acres 2012 604 Units 55,463.58 33,500,000 33,500,000 33,500,000 5.95000% 0.047900% 5.902100% NAP
13 Loan 3 1 St. Germaine 2006 552 Units 59,782.61 33,000,000 33,000,000 33,000,000 5.70000% 0.047900% 5.652100% NAP
14 Loan 3,18 1 Ibex Park 2020 240 Units 135,416.67 32,500,000 32,500,000 32,500,000 5.81500% 0.047900% 5.767100% NAP
15 Loan 12 1 MetroVue at Journal Square NAP 124 Units 237,903.23 29,500,000 29,500,000 29,500,000 6.39400% 0.047900% 6.346100% NAP
16 Loan 1 Pillars at Great Bridge 2021 192 Units 140,442.71 26,965,000 26,965,000 26,965,000 5.57000% 0.047900% 5.522100% NAP
17 Loan 4,6 3 The Huntley Portfolio Various 200 Units 106,500.00 21,300,000 21,300,000 21,300,000 6.44700% 0.047900% 6.399100% NAP
17.01 Property 4 1 Huntley 2024 72 Units 7,751,582 7,751,582 7,751,582
17.02 Property 4 1 Huntley East 2024 64 Units 7,279,747 7,279,747 7,279,747
17.03 Property 4 1 Huntley North 2025 64 Units 6,268,671 6,268,671 6,268,671
A-1-3

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Monthly Debt Service (IO) ($) Annual Debt Service (P&I) ($) Annual Debt Service (IO) ($) Amortization Type ARD Loan
(Yes / No)
Interest
Accrual
Method
Original
Interest-Only
Period (Mos.)
Remaining Interest-Only Period (Mos.) Original Term
To Maturity /
ARD (Mos.)
Remaining Term
To Maturity /
ARD (Mos.)
Original Amortization
Term (Mos.)
4
1 Loan 3,8,13,15 1 The Lightwell 319,798.30 NAP 3,837,579.60 Interest Only No Actual/360 60 55 60 55 0
2 Loan 3,9,21 1 Addison Ridge Phases I & III 317,009.26 NAP 3,804,111.12 Interest Only No Actual/360 60 55 60 55 0
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio 303,152.78 NAP 3,637,833.36 Interest Only No Actual/360 60 58 60 58 0
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly 294,600.63 NAP 3,535,207.56 Interest Only No Actual/360 60 60 60 60 0
5 Loan 4,6,11 3 Friedman Family Portfolio 277,890.05 NAP 3,334,680.60 Interest Only No Actual/360 60 57 60 57 0
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments 208,734.38 NAP 2,504,812.56 Interest Only No Actual/360 60 55 60 55 0
7 Loan 3,17 1 The HIGHLAND 217,949.78 NAP 2,615,397.36 Interest Only No Actual/360 60 59 60 59 0
8 Loan 3 1 Princeton Gardens 199,007.38 NAP 2,388,088.56 Interest Only No Actual/360 60 55 60 55 0
9 Loan 3,7 1 The Exchange on Franklin 194,092.13 NAP 2,329,105.56 Interest Only No Actual/360 60 51 60 51 0
10 Loan 3,20 1 The Boulevard at Tallahassee 181,317.13 NAP 2,175,805.56 Interest Only No Actual/360 60 54 60 54 0
11 Loan 19 1 Coventry Green Apartments 174,819.79 NAP 2,097,837.48 Interest Only No Actual/360 60 58 60 58 0
12 Loan 3 1 Sherwood Acres 168,411.17 NAP 2,020,934.04 Interest Only No Actual/360 60 53 60 53 0
13 Loan 3 1 St. Germaine 158,927.08 NAP 1,907,124.96 Interest Only No Actual/360 60 53 60 53 0
14 Loan 3,18 1 Ibex Park 159,676.94 NAP 1,916,123.28 Interest Only No Actual/360 60 54 60 54 0
15 Loan 12 1 MetroVue at Journal Square 159,368.97 NAP 1,912,427.64 Interest Only No Actual/360 60 44 60 44 0
16 Loan 1 Pillars at Great Bridge 126,900.91 NAP 1,522,810.92 Interest Only No Actual/360 60 54 60 54 0
17 Loan 4,6 3 The Huntley Portfolio 116,023.61 NAP 1,392,283.32 Interest Only No Actual/360 60 49 60 49 0
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-4

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Remaining Amortization
Term (Mos.)
Origination
Date
Seasoning
(Mos.)
Payment
Due Date
First
Payment Date
First P&I
Payment Date
Maturity Date or Anticipated
Repayment Date
Final
Maturity Date
Grace Period - Late Fee (Days) Grace Period - Default (Days)
4
1 Loan 3,8,13,15 1 The Lightwell 0 12/15/2025 5 6 2/6/2026 NAP 1/6/2031 NAP 0 0
2 Loan 3,9,21 1 Addison Ridge Phases I & III 0 12/31/2025 5 6 2/6/2026 NAP 1/6/2031 NAP 0 0
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio 0 3/31/2026 2 6 5/6/2026 NAP 4/6/2031 NAP 0 0
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly 0 5/12/2026 0 6 7/6/2026 NAP 6/6/2031 NAP 0 0
5 Loan 4,6,11 3 Friedman Family Portfolio 0 3/4/2026 3 6 4/6/2026 NAP 3/6/2031 NAP 0 0
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments 0 1/2/2026 5 6 2/6/2026 NAP 1/6/2031 NAP 0 0
7 Loan 3,17 1 The HIGHLAND 0 5/6/2026 1 6 6/6/2026 NAP 5/6/2031 NAP 0 0
8 Loan 3 1 Princeton Gardens 0 12/17/2025 5 6 2/6/2026 NAP 1/6/2031 NAP 0 0
9 Loan 3,7 1 The Exchange on Franklin 0 9/2/2025 9 6 10/6/2025 NAP 9/6/2030 NAP 0 0
10 Loan 3,20 1 The Boulevard at Tallahassee 0 11/21/2025 6 6 1/6/2026 NAP 12/6/2030 NAP 0 0
11 Loan 19 1 Coventry Green Apartments 0 3/31/2026 2 6 5/6/2026 NAP 4/6/2031 NAP 5 (Once per loan term) 0
12 Loan 3 1 Sherwood Acres 0 10/30/2025 7 6 12/6/2025 NAP 11/6/2030 NAP 0 0
13 Loan 3 1 St. Germaine 0 10/22/2025 7 6 12/6/2025 NAP 11/6/2030 NAP 0 0
14 Loan 3,18 1 Ibex Park 0 12/5/2025 6 6 1/6/2026 NAP 12/6/2030 NAP 0 0
15 Loan 12 1 MetroVue at Journal Square 0 1/22/2025 16 6 3/6/2025 NAP 2/6/2030 NAP 0 0
16 Loan 1 Pillars at Great Bridge 0 11/12/2025 6 6 1/6/2026 NAP 12/6/2030 NAP 0 0
17 Loan 4,6 3 The Huntley Portfolio 0 6/18/2025 11 6 8/6/2025 NAP 7/6/2030 NAP 0 0
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-5

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Prepayment Provision Most Recent
EGI ($)
Most Recent Expenses ($) Most Recent
NOI ($)
Most Recent
NOI Date
Most Recent Description Second Most Recent EGI ($) Second Most
Recent Expenses ($)
Second Most Recent NOI ($) Second Most Recent NOI Date
4 18,19,20,21 7 7 3 7 3
1 Loan 3,8,13,15 1 The Lightwell L(29),D(27),O(4) 9,911,721 1,461,218 8,450,503 2/28/2026 T-12 7,101,814 1,016,089 6,085,725 11/30/2025
2 Loan 3,9,21 1 Addison Ridge Phases I & III L(23),YM1(33),O(4) 7,978,051 2,618,199 5,359,852 2/28/2026 T-12 7,289,504 2,425,817 4,863,687 12/31/2024
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio L(26),D(30),O(4) 6,039,038 2,036,068 4,002,970 2/28/2026 T-12 5,167,384 1,834,524 3,332,860 12/31/2025
3.01 Property 4 1 Meadowcreek NAV NAV NAV NAV NAV NAV NAV NAV NAV
3.02 Property 4 1 Oak Lawn NAV NAV NAV NAV NAV NAV NAV NAV NAV
3.03 Property 4 1 Wood Dale NAV NAV NAV NAV NAV NAV NAV NAV NAV
3.04 Property 4 1 Lake Bluff NAV NAV NAV NAV NAV NAV NAV NAV NAV
4 Loan 3 1 The Beverly L(24),D(32),O(4) 6,125,667 1,694,014 4,431,653 3/31/2026 T-12 5,841,222 1,695,891 4,145,331 12/31/2025
5 Loan 4,6,11 3 Friedman Family Portfolio L(27),D(29),O(4) 5,567,480 1,499,510 4,067,969 1/31/2026 T-12 5,545,494 1,493,806 4,051,688 12/31/2025
5.01 Property 4 1 Wessex House NAV NAV NAV NAV NAV NAV NAV NAV NAV
5.02 Property 4 1 Aberwyck NAV NAV NAV NAV NAV NAV NAV NAV NAV
5.03 Property 4 1 Crestwood NAV NAV NAV NAV NAV NAV NAV NAV NAV
6 Loan 3,14,16 1 Crosby Hill Apartments L(29),D(27),O(4) 4,380,350 1,215,588 3,164,762 2/27/2026 T-12 4,214,695 1,175,972 3,038,723 12/31/2025
7 Loan 3,17 1 The HIGHLAND L(25),D(30),O(5) 3,663,765 902,007 2,761,758 3/31/2026 T-12 3,475,031 815,647 2,659,384 12/31/2025
8 Loan 3 1 Princeton Gardens L(29),D(27),O(4) 4,616,820 1,460,800 3,156,021 2/28/2026 T-12 4,551,889 1,442,233 3,109,656 12/31/2025
9 Loan 3,7 1 The Exchange on Franklin L(33),D(23),O(4) 4,684,854 1,915,463 2,769,391 3/31/2026 T-3 Annualized Revenues; T-12 Expenses 4,050,831 1,915,463 2,135,368 3/31/2026
10 Loan 3,20 1 The Boulevard at Tallahassee L(11),YM1(42),O(7) 7,223,910 3,492,954 3,730,957 2/28/2026 T-12 6,565,497 3,467,536 3,097,961 12/31/2025
11 Loan 19 1 Coventry Green Apartments L(23),YM1(33),O(4) 4,899,810 2,173,448 2,726,362 2/28/2026 T-12 4,861,195 2,104,401 2,756,794 12/31/2025
12 Loan 3 1 Sherwood Acres L(31),D(25),O(4) 5,712,164 2,609,099 3,103,065 3/31/2026 T-12 5,717,438 2,589,643 3,127,795 12/31/2025
13 Loan 3 1 St. Germaine L(31),D(25),O(4) 6,099,813 2,927,561 3,172,252 2/28/2026 T-12 6,102,738 2,875,370 3,227,368 12/31/2025
14 Loan 3,18 1 Ibex Park L(11),YM1(45),O(4) 4,227,111 1,943,484 2,283,627 2/28/2026 T-12 4,438,887 1,842,249 2,596,638 12/31/2024
15 Loan 12 1 MetroVue at Journal Square L(40),D(15),O(5) 3,555,365 1,229,135 2,326,229 2/28/2026 T-12 NAV NAV NAV NAV
16 Loan 1 Pillars at Great Bridge L(30),D(26),O(4) 3,704,484 1,607,850 2,096,634 2/28/2026 T-12 3,671,307 1,670,023 2,001,284 12/31/2025
17 Loan 4,6 3 The Huntley Portfolio L(35),D(21),O(4) 2,901,641 1,497,550 1,404,090 4/30/2026 T-12 NAV NAV NAV NAV
17.01 Property 4 1 Huntley NAV NAV NAV NAV NAV NAV NAV NAV NAV
17.02 Property 4 1 Huntley East NAV NAV NAV NAV NAV NAV NAV NAV NAV
17.03 Property 4 1 Huntley North NAV NAV NAV NAV NAV NAV NAV NAV NAV
A-1-6

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Second Most Recent Description Third Most
Recent EGI ($)
Third Most
Recent
Expenses ($)
Third Most
Recent NOI ($)
Third Most Recent NOI Date Third Most Recent Description Underwritten Economic Occupancy (%) Underwritten
EGI ($)
Underwritten
Expenses ($)
4 3
1 Loan 3,8,13,15 1 The Lightwell T-12 NAV NAV NAV NAV NAV 95.6% 14,323,296 1,578,109
2 Loan 3,9,21 1 Addison Ridge Phases I & III T-12 6,677,627 2,367,049 4,310,578 12/31/2023 T-12 94.0% 8,114,316 2,848,823
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio T-12 5,385,317 1,892,500 3,492,817 12/31/2024 T-12 94.8% 6,585,911 1,989,004
3.01 Property 4 1 Meadowcreek NAV NAV NAV NAV NAV NAV NAV NAV NAV
3.02 Property 4 1 Oak Lawn NAV NAV NAV NAV NAV NAV NAV NAV NAV
3.03 Property 4 1 Wood Dale NAV NAV NAV NAV NAV NAV NAV NAV NAV
3.04 Property 4 1 Lake Bluff NAV NAV NAV NAV NAV NAV NAV NAV NAV
4 Loan 3 1 The Beverly T-12 5,313,593 2,146,302 3,167,291 12/31/2024 T-12 94.4% 6,661,291 1,876,667
5 Loan 4,6,11 3 Friedman Family Portfolio T-12 5,229,907 1,379,336 3,850,570 12/31/2024 T-12 95.0% 5,729,059 1,547,003
5.01 Property 4 1 Wessex House NAV NAV NAV NAV NAV NAV NAV NAV NAV
5.02 Property 4 1 Aberwyck NAV NAV NAV NAV NAV NAV NAV NAV NAV
5.03 Property 4 1 Crestwood NAV NAV NAV NAV NAV NAV NAV NAV NAV
6 Loan 3,14,16 1 Crosby Hill Apartments T-12 4,348,499 1,215,853 3,132,646 12/31/2024 T-12 92.7% 4,771,687 1,157,894
7 Loan 3,17 1 The HIGHLAND T-12 NAV NAV NAV NAV NAV 93.3% 4,174,223 874,071
8 Loan 3 1 Princeton Gardens T-12 4,011,493 1,427,245 2,584,249 12/31/2024 T-12 93.9% 4,716,058 1,469,075
9 Loan 3,7 1 The Exchange on Franklin T-12 NAV NAV NAV NAV NAV 94.3% 4,745,344 1,611,315
10 Loan 3,20 1 The Boulevard at Tallahassee T-12 6,134,950 3,088,969 3,045,981 12/31/2024 T-12 92.2% 7,001,821 3,535,996
11 Loan 19 1 Coventry Green Apartments T-12 4,738,103 1,999,008 2,739,095 12/31/2024 T-12 93.9% 4,974,705 2,034,283
12 Loan 3 1 Sherwood Acres T-12 5,492,798 2,735,948 2,756,850 12/31/2024 T-12 89.6% 6,070,283 2,539,625
13 Loan 3 1 St. Germaine T-12 6,122,290 2,878,296 3,243,994 12/31/2024 T-12 87.9% 6,293,212 2,802,983
14 Loan 3,18 1 Ibex Park T-12 3,732,727 1,959,853 1,772,874 12/31/2023 T-12 92.0% 4,415,761 1,906,708
15 Loan 12 1 MetroVue at Journal Square NAV NAV NAV NAV NAV NAV 91.0% 3,766,921 1,290,520
16 Loan 1 Pillars at Great Bridge T-12 3,453,984 1,657,117 1,796,867 12/31/2024 T-12 93.7% 3,848,066 1,607,760
17 Loan 4,6 3 The Huntley Portfolio NAV NAV NAV NAV NAV NAV 92.9% 3,107,500 1,387,951
17.01 Property 4 1 Huntley NAV NAV NAV NAV NAV NAV NAV NAV NAV
17.02 Property 4 1 Huntley East NAV NAV NAV NAV NAV NAV NAV NAV NAV
17.03 Property 4 1 Huntley North NAV NAV NAV NAV NAV NAV NAV NAV NAV
A-1-7

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Underwritten Net
Operating Income ($)
Underwritten Replacement /
FF&E Reserve ($)
Underwritten
TI / LC ($)
Underwritten
Net Cash Flow ($)
Underwritten
NOI DSCR (x)
Underwritten
NCF DSCR (x)
Underwritten NOI Debt Yield (%) Underwritten NCF Debt Yield (%) Appraised
Value ($)
4 3 4 4 4 4
1 Loan 3,8,13,15 1 The Lightwell 12,745,187 54,500 0 12,690,687 1.38 1.37 7.5% 7.4% 262,600,000
2 Loan 3,9,21 1 Addison Ridge Phases I & III 5,265,493 105,250 0 5,160,243 1.38 1.36 7.9% 7.7% 100,900,000
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio 4,596,907 31,550 0 4,565,357 1.26 1.25 7.7% 7.6% 88,600,000
3.01 Property 4 1 Meadowcreek NAV NAV NAV NAV 42,450,000
3.02 Property 4 1 Oak Lawn NAV NAV NAV NAV 21,000,000
3.03 Property 4 1 Wood Dale NAV NAV NAV NAV 14,850,000
3.04 Property 4 1 Lake Bluff NAV NAV NAV NAV 10,300,000
4 Loan 3 1 The Beverly 4,784,624 77,978 0 4,706,646 1.35 1.33 8.1% 7.9% 80,760,000
5 Loan 4,6,11 3 Friedman Family Portfolio 4,182,056 43,750 0 4,138,306 1.25 1.24 7.3% 7.2% 83,500,000
5.01 Property 4 1 Wessex House NAV NAV NAV NAV 44,800,000
5.02 Property 4 1 Aberwyck NAV NAV NAV NAV 23,000,000
5.03 Property 4 1 Crestwood NAV NAV NAV NAV 15,700,000
6 Loan 3,14,16 1 Crosby Hill Apartments 3,613,793 50,750 0 3,563,043 1.44 1.42 8.0% 7.9% 65,200,000
7 Loan 3,17 1 The HIGHLAND 3,300,152 34,500 0 3,265,652 1.26 1.25 7.7% 7.6% 61,300,000
8 Loan 3 1 Princeton Gardens 3,246,983 54,400 0 3,192,583 1.36 1.34 7.9% 7.7% 59,250,000
9 Loan 3,7 1 The Exchange on Franklin 3,134,030 42,000 0 3,092,030 1.35 1.33 7.8% 7.7% 59,200,000
10 Loan 3,20 1 The Boulevard at Tallahassee 3,465,825 179,256 0 3,286,569 1.59 1.51 9.4% 8.9% 60,000,000
11 Loan 19 1 Coventry Green Apartments 2,940,422 54,000 0 2,886,422 1.40 1.38 8.1% 8.0% 49,100,000
12 Loan 3 1 Sherwood Acres 3,530,658 151,000 0 3,379,658 1.75 1.67 10.5% 10.1% 44,700,000
13 Loan 3 1 St. Germaine 3,490,229 186,024 0 3,304,205 1.83 1.73 10.6% 10.0% 59,200,000
14 Loan 3,18 1 Ibex Park 2,509,052 60,000 0 2,449,052 1.31 1.28 7.7% 7.5% 45,800,000
15 Loan 12 1 MetroVue at Journal Square 2,476,401 31,000 0 2,445,401 1.29 1.28 8.4% 8.3% 54,200,000
16 Loan 1 Pillars at Great Bridge 2,240,306 48,000 0 2,192,306 1.47 1.44 8.3% 8.1% 38,700,000
17 Loan 4,6 3 The Huntley Portfolio 1,719,549 52,000 0 1,667,549 1.24 1.20 8.1% 7.8% 31,600,000
17.01 Property 4 1 Huntley NAV NAV NAV NAV 11,500,000
17.02 Property 4 1 Huntley East NAV NAV NAV NAV 10,800,000
17.03 Property 4 1 Huntley North NAV NAV NAV NAV 9,300,000
A-1-8

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Appraised Value Type Appraisal Date Cut-off Date LTV Ratio (%) LTV Ratio at Maturity / ARD (%) Leased Occupancy (%) Occupancy
Date
Single
Tenant (Y/N)
Largest Tenant Largest
Tenant SF
4 4 4 8,9,10,11
1 Loan 3,8,13,15 1 The Lightwell As Is 11/18/2025 65.1% 65.1% 97.2% 4/12/2026 NAP NAP NAP
2 Loan 3,9,21 1 Addison Ridge Phases I & III As Is 12/3/2025 66.4% 66.4% 94.1% 2/28/2026 NAP NAP NAP
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio As Is 2/20/2026 67.7% 67.7% 97.1% 3/9/2026
3.01 Property 4 1 Meadowcreek As Is 2/20/2026 99.3% 3/9/2026 NAP NAP NAP
3.02 Property 4 1 Oak Lawn As Is 2/20/2026 93.5% 3/9/2026 NAP NAP NAP
3.03 Property 4 1 Wood Dale As Is 2/20/2026 96.9% 3/9/2026 NAP NAP NAP
3.04 Property 4 1 Lake Bluff As Is 2/20/2026 98.4% 3/9/2026 NAP NAP NAP
4 Loan 3 1 The Beverly As Is 3/24/2026 73.6% 73.6% 98.8% 5/5/2026 NAP NAP NAP
5 Loan 4,6,11 3 Friedman Family Portfolio As Is 1/22/2026 68.9% 68.9% 97.1% 2/23/2026
5.01 Property 4 1 Wessex House As Is 1/22/2026 98.9% 2/23/2026 NAP NAP NAP
5.02 Property 4 1 Aberwyck As Is 1/22/2026 96.1% 2/23/2026 NAP NAP NAP
5.03 Property 4 1 Crestwood As Is 1/22/2026 94.6% 2/23/2026 NAP NAP NAP
6 Loan 3,14,16 1 Crosby Hill Apartments As Is 11/18/2025 69.0% 69.0% 92.6% 4/21/2026 NAP NAP NAP
7 Loan 3,17 1 The HIGHLAND As Is 4/9/2026 70.1% 70.1% 97.1% 4/30/2026 NAP NAP NAP
8 Loan 3 1 Princeton Gardens As Is 10/13/2025 69.6% 69.6% 94.4% 3/24/2026 NAP NAP NAP
9 Loan 3,7 1 The Exchange on Franklin As Is 8/1/2025 67.6% 67.6% 93.5% 4/5/2026 NAP NAP NAP
10 Loan 3,20 1 The Boulevard at Tallahassee As Is 9/22/2025 61.7% 61.7% 98.7% 2/28/2026 NAP NAP NAP
11 Loan 19 1 Coventry Green Apartments As Is 2/12/2026 73.9% 73.9% 93.5% 3/3/2026 NAP NAP NAP
12 Loan 3 1 Sherwood Acres As Is 8/14/2025 74.9% 74.9% 90.7% 3/27/2026 NAP NAP NAP
13 Loan 3 1 St. Germaine As Is 8/13/2025 55.7% 55.7% 90.8% 3/27/2026 NAP NAP NAP
14 Loan 3,18 1 Ibex Park As Is 10/16/2025 71.0% 71.0% 95.4% 4/13/2026 NAP NAP NAP
15 Loan 12 1 MetroVue at Journal Square As Is 4/22/2026 54.4% 54.4% 96.8% 3/31/2026 NAP NAP NAP
16 Loan 1 Pillars at Great Bridge As Is 7/8/2025 69.7% 69.7% 94.8% 3/23/2026 NAP NAP NAP
17 Loan 4,6 3 The Huntley Portfolio As Is 4/14/2026 67.4% 67.4% 94.5% 5/7/2026
17.01 Property 4 1 Huntley As Is 4/14/2026 91.7% 5/7/2026 NAP NAP NAP
17.02 Property 4 1 Huntley East As Is 4/14/2026 96.9% 5/7/2026 NAP NAP NAP
17.03 Property 4 1 Huntley North As Is 4/14/2026 95.3% 5/7/2026 NAP NAP NAP
A-1-9

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Largest
Tenant % of NRA
Largest Tenant Lease Expiration Date Second Largest Tenant Second Largest Tenant SF Second Largest Tenant % of NRA Second Largest Tenant Lease Expiration Date Third Largest Tenant
4
1 Loan 3,8,13,15 1 The Lightwell NAP NAP NAP NAP NAP NAP NAP
2 Loan 3,9,21 1 Addison Ridge Phases I & III NAP NAP NAP NAP NAP NAP NAP
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio
3.01 Property 4 1 Meadowcreek NAP NAP NAP NAP NAP NAP NAP
3.02 Property 4 1 Oak Lawn NAP NAP NAP NAP NAP NAP NAP
3.03 Property 4 1 Wood Dale NAP NAP NAP NAP NAP NAP NAP
3.04 Property 4 1 Lake Bluff NAP NAP NAP NAP NAP NAP NAP
4 Loan 3 1 The Beverly NAP NAP NAP NAP NAP NAP NAP
5 Loan 4,6,11 3 Friedman Family Portfolio
5.01 Property 4 1 Wessex House NAP NAP NAP NAP NAP NAP NAP
5.02 Property 4 1 Aberwyck NAP NAP NAP NAP NAP NAP NAP
5.03 Property 4 1 Crestwood NAP NAP NAP NAP NAP NAP NAP
6 Loan 3,14,16 1 Crosby Hill Apartments NAP NAP NAP NAP NAP NAP NAP
7 Loan 3,17 1 The HIGHLAND NAP NAP NAP NAP NAP NAP NAP
8 Loan 3 1 Princeton Gardens NAP NAP NAP NAP NAP NAP NAP
9 Loan 3,7 1 The Exchange on Franklin NAP NAP NAP NAP NAP NAP NAP
10 Loan 3,20 1 The Boulevard at Tallahassee NAP NAP NAP NAP NAP NAP NAP
11 Loan 19 1 Coventry Green Apartments NAP NAP NAP NAP NAP NAP NAP
12 Loan 3 1 Sherwood Acres NAP NAP NAP NAP NAP NAP NAP
13 Loan 3 1 St. Germaine NAP NAP NAP NAP NAP NAP NAP
14 Loan 3,18 1 Ibex Park NAP NAP NAP NAP NAP NAP NAP
15 Loan 12 1 MetroVue at Journal Square NAP NAP NAP NAP NAP NAP NAP
16 Loan 1 Pillars at Great Bridge NAP NAP NAP NAP NAP NAP NAP
17 Loan 4,6 3 The Huntley Portfolio
17.01 Property 4 1 Huntley NAP NAP NAP NAP NAP NAP NAP
17.02 Property 4 1 Huntley East NAP NAP NAP NAP NAP NAP NAP
17.03 Property 4 1 Huntley North NAP NAP NAP NAP NAP NAP NAP
A-1-10

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Third Largest Tenant SF Third Largest Tenant % of NRA Third Largest Tenant Lease Expiration Date Fourth Largest Tenant Fourth Largest Tenant SF Fourth Largest Tenant % of NRA Fourth Largest Tenant Lease Expiration Date Fifth Largest Tenant
4
1 Loan 3,8,13,15 1 The Lightwell NAP NAP NAP NAP NAP NAP NAP NAP
2 Loan 3,9,21 1 Addison Ridge Phases I & III NAP NAP NAP NAP NAP NAP NAP NAP
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio
3.01 Property 4 1 Meadowcreek NAP NAP NAP NAP NAP NAP NAP NAP
3.02 Property 4 1 Oak Lawn NAP NAP NAP NAP NAP NAP NAP NAP
3.03 Property 4 1 Wood Dale NAP NAP NAP NAP NAP NAP NAP NAP
3.04 Property 4 1 Lake Bluff NAP NAP NAP NAP NAP NAP NAP NAP
4 Loan 3 1 The Beverly NAP NAP NAP NAP NAP NAP NAP NAP
5 Loan 4,6,11 3 Friedman Family Portfolio
5.01 Property 4 1 Wessex House NAP NAP NAP NAP NAP NAP NAP NAP
5.02 Property 4 1 Aberwyck NAP NAP NAP NAP NAP NAP NAP NAP
5.03 Property 4 1 Crestwood NAP NAP NAP NAP NAP NAP NAP NAP
6 Loan 3,14,16 1 Crosby Hill Apartments NAP NAP NAP NAP NAP NAP NAP NAP
7 Loan 3,17 1 The HIGHLAND NAP NAP NAP NAP NAP NAP NAP NAP
8 Loan 3 1 Princeton Gardens NAP NAP NAP NAP NAP NAP NAP NAP
9 Loan 3,7 1 The Exchange on Franklin NAP NAP NAP NAP NAP NAP NAP NAP
10 Loan 3,20 1 The Boulevard at Tallahassee NAP NAP NAP NAP NAP NAP NAP NAP
11 Loan 19 1 Coventry Green Apartments NAP NAP NAP NAP NAP NAP NAP NAP
12 Loan 3 1 Sherwood Acres NAP NAP NAP NAP NAP NAP NAP NAP
13 Loan 3 1 St. Germaine NAP NAP NAP NAP NAP NAP NAP NAP
14 Loan 3,18 1 Ibex Park NAP NAP NAP NAP NAP NAP NAP NAP
15 Loan 12 1 MetroVue at Journal Square NAP NAP NAP NAP NAP NAP NAP NAP
16 Loan 1 Pillars at Great Bridge NAP NAP NAP NAP NAP NAP NAP NAP
17 Loan 4,6 3 The Huntley Portfolio
17.01 Property 4 1 Huntley NAP NAP NAP NAP NAP NAP NAP NAP
17.02 Property 4 1 Huntley East NAP NAP NAP NAP NAP NAP NAP NAP
17.03 Property 4 1 Huntley North NAP NAP NAP NAP NAP NAP NAP NAP
A-1-11

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Fifth Largest Tenant SF Fifth Largest Tenant % of NRA Fifth Largest Tenant Lease Expiration Date Environmental Phase I Report Date Environmental Phase II Report Date Engineering
Report Date
Seismic
Report Date
PML or SEL (%) Flood Zone Ownership
Interest
4
1 Loan 3,8,13,15 1 The Lightwell NAP NAP NAP 11/11/2025 NAP 11/20/2025 NAP NAP No Fee
2 Loan 3,9,21 1 Addison Ridge Phases I & III NAP NAP NAP 12/11/2025 NAP 12/11/2025 NAP NAP No Fee
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio
3.01 Property 4 1 Meadowcreek NAP NAP NAP 2/20/2026 NAP 2/23/2026 NAP NAP No Fee
3.02 Property 4 1 Oak Lawn NAP NAP NAP 2/23/2026 NAP 2/20/2026 NAP NAP No Fee
3.03 Property 4 1 Wood Dale NAP NAP NAP 2/23/2026 NAP 2/20/2026 NAP NAP No Fee
3.04 Property 4 1 Lake Bluff NAP NAP NAP 2/19/2026 NAP 2/20/2026 NAP NAP No Fee
4 Loan 3 1 The Beverly NAP NAP NAP 3/24/2026 NAP 3/24/2026 4/1/2026 10% No Fee
5 Loan 4,6,11 3 Friedman Family Portfolio
5.01 Property 4 1 Wessex House NAP NAP NAP 2/3/2026 NAP 2/3/2026 NAP NAP No Fee
5.02 Property 4 1 Aberwyck NAP NAP NAP 2/2/2026 NAP 2/3/2026 NAP NAP No Fee
5.03 Property 4 1 Crestwood NAP NAP NAP 2/3/2026 NAP 2/3/2026 NAP NAP No Fee
6 Loan 3,14,16 1 Crosby Hill Apartments NAP NAP NAP 11/25/2025 NAP 11/25/2025 NAP NAP No Fee
7 Loan 3,17 1 The HIGHLAND NAP NAP NAP 4/9/2026 NAP 4/14/2026 NAP NAP No Fee
8 Loan 3 1 Princeton Gardens NAP NAP NAP 10/21/2025 NAP 10/20/2025 NAP NAP Yes - A Fee
9 Loan 3,7 1 The Exchange on Franklin NAP NAP NAP 8/5/2025 NAP 8/7/2025 NAP NAP No Fee
10 Loan 3,20 1 The Boulevard at Tallahassee NAP NAP NAP 9/29/2025 NAP 9/30/2025 NAP NAP Yes - AE Fee
11 Loan 19 1 Coventry Green Apartments NAP NAP NAP 2/20/2026 NAP 2/23/2026 NAP NAP No Fee
12 Loan 3 1 Sherwood Acres NAP NAP NAP 8/20/2025 NAP 8/20/2025 NAP NAP No Fee
13 Loan 3 1 St. Germaine NAP NAP NAP 8/20/2025 NAP 8/19/2025 NAP NAP Yes - A Fee
14 Loan 3,18 1 Ibex Park NAP NAP NAP 10/22/2025 NAP 10/21/2025 NAP NAP No Fee
15 Loan 12 1 MetroVue at Journal Square NAP NAP NAP 1/7/2025 NAP 1/6/2025 NAP NAP No Fee
16 Loan 1 Pillars at Great Bridge NAP NAP NAP 10/14/2025 NAP 7/14/2025 NAP NAP No Fee
17 Loan 4,6 3 The Huntley Portfolio
17.01 Property 4 1 Huntley NAP NAP NAP 5/14/2025 NAP 5/14/2025 NAP NAP No Fee
17.02 Property 4 1 Huntley East NAP NAP NAP 5/14/2025 NAP 5/14/2025 NAP NAP No Fee
17.03 Property 4 1 Huntley North NAP NAP NAP 5/14/2025 NAP 5/14/2025 NAP NAP No Fee
A-1-12

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Ground Lease Expiration Date Ground Lease
Extension Terms
Annual Ground Lease Payment as of the
Cut-off Date ($)
Annual Ground
Rent Increases (Y/N)
Upfront RE
Tax Reserve ($)
Monthly RE
Tax Reserve ($)
Upfront Insurance
Reserve ($)
Monthly Insurance Reserve ($)
4
1 Loan 3,8,13,15 1 The Lightwell NAP NAP NAP NAP 36,681 18,341 63,838 21,279
2 Loan 3,9,21 1 Addison Ridge Phases I & III NAP NAP NAP NAP 0 40,560 20,337 Springing
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio 150,663 50,221 0 Springing
3.01 Property 4 1 Meadowcreek NAP NAP NAP NAP
3.02 Property 4 1 Oak Lawn NAP NAP NAP NAP
3.03 Property 4 1 Wood Dale NAP NAP NAP NAP
3.04 Property 4 1 Lake Bluff NAP NAP NAP NAP
4 Loan 3 1 The Beverly NAP NAP NAP NAP 326,925 54,487 0 Springing
5 Loan 4,6,11 3 Friedman Family Portfolio 139,598 26,404 77,615 7,762
5.01 Property 4 1 Wessex House NAP NAP NAP NAP
5.02 Property 4 1 Aberwyck NAP NAP NAP NAP
5.03 Property 4 1 Crestwood NAP NAP NAP NAP
6 Loan 3,14,16 1 Crosby Hill Apartments NAP NAP NAP NAP 48,849 8,141 0 Springing
7 Loan 3,17 1 The HIGHLAND NAP NAP NAP NAP 28,162 14,081 44,216 11,054
8 Loan 3 1 Princeton Gardens NAP NAP NAP NAP 31,285 30,629 20,353 10,177
9 Loan 3,7 1 The Exchange on Franklin NAP NAP NAP NAP 298,667 36,890 19,703 19,703
10 Loan 3,20 1 The Boulevard at Tallahassee NAP NAP NAP NAP 109,364 54,682 0 Springing
11 Loan 19 1 Coventry Green Apartments NAP NAP NAP NAP 126,941 31,735 89,989 8,181
12 Loan 3 1 Sherwood Acres NAP NAP NAP NAP 254,698 21,225 0 Springing
13 Loan 3 1 St. Germaine NAP NAP NAP NAP 329,466 27,456 0 Springing
14 Loan 3,18 1 Ibex Park NAP NAP NAP NAP 110,908 36,969 63,596 21,199
15 Loan 12 1 MetroVue at Journal Square NAP NAP NAP NAP 105,135 52,567 49,850 6,851
16 Loan 1 Pillars at Great Bridge NAP NAP NAP NAP 61,055 30,528 3,762 1,881
17 Loan 4,6 3 The Huntley Portfolio 210,487 26,311 0 Springing
17.01 Property 4 1 Huntley NAP NAP NAP NAP
17.02 Property 4 1 Huntley East NAP NAP NAP NAP
17.03 Property 4 1 Huntley North NAP NAP NAP NAP
A-1-13

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Upfront Replacement /
PIP Reserve ($)
Monthly
Replacement /
FF&E Reserve ($)
Replacement
Reserve Caps ($)
Upfront TI/LC
Reserve ($)
Monthly TI/LC
Reserve ($)
TI/LC Caps ($) Upfront Debt
Service
Reserve ($)
Monthly Debt
Service Reserve ($)
Debt Service
Reserve Cap ($)
Upfront Deferred Maintenance Reserve ($)
4
1 Loan 3,8,13,15 1 The Lightwell 0 4,550 0 600,000 0 0 0 0 0 0
2 Loan 3,9,21 1 Addison Ridge Phases I & III 0 8,775 0 0 0 0 0 0 0 0
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio 0 2,650 0 0 0 0 0 0 0 13,188
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly 0 6,500 0 0 0 0 0 0 0 633,816
5 Loan 4,6,11 3 Friedman Family Portfolio 0 3,650 0 0 0 0 0 0 0 16,600
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments 0 4,250 0 0 0 0 0 0 0 0
7 Loan 3,17 1 The HIGHLAND 0 2,875 133,422 0 0 0 0 0 0 0
8 Loan 3 1 Princeton Gardens 35,000 4,675 0 0 0 0 0 0 0 38,375
9 Loan 3,7 1 The Exchange on Franklin 0 2,800 0 0 0 0 0 0 0 0
10 Loan 3,20 1 The Boulevard at Tallahassee 0 15,400 0 0 0 0 0 0 0 48,563
11 Loan 19 1 Coventry Green Apartments 325,000 4,500 0 0 0 0 0 0 0 20,000
12 Loan 3 1 Sherwood Acres 900,000 12,600 0 0 0 0 0 0 0 269,188
13 Loan 3 1 St. Germaine 0 18,400 0 0 0 0 0 0 0 18,750
14 Loan 3,18 1 Ibex Park 0 7,000 0 0 0 0 0 0 0 8,750
15 Loan 12 1 MetroVue at Journal Square 0 2,600 0 0 0 0 0 0 0 11,875
16 Loan 1 Pillars at Great Bridge 0 4,000 0 0 0 0 0 0 0 0
17 Loan 4,6 3 The Huntley Portfolio 0 4,350 0 0 0 0 0 0 0 0
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-14

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Upfront Other Reserve ($) Monthly Other Reserve ($) Other Reserve Description Other Reserve Cap ($) Holdback/ Earnout Amount ($) Holdback/ Earnout Description Lockbox Type
4 12
1 Loan 3,8,13,15 1 The Lightwell 402,000 0 Rent Concessions Reserve ($300,000), Parking Lease Free Rent Reserve ($102,000) 0 $0 NAP Springing
2 Loan 3,9,21 1 Addison Ridge Phases I & III 0 0 NAP 0 $0 NAP Springing
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio 0 0 NAP 0 $0 NAP Springing
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly 0 0 NAP 0 $0 NAP Springing
5 Loan 4,6,11 3 Friedman Family Portfolio 0 0 NAP 0 $0 NAP Springing
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments 0 0 NAP 0 $0 NAP Springing
7 Loan 3,17 1 The HIGHLAND 0 0 NAP 0 $0 NAP Springing
8 Loan 3 1 Princeton Gardens 0 0 NAP 0 $0 NAP Springing
9 Loan 3,7 1 The Exchange on Franklin 0 0 NAP 0 $0 NAP Springing
10 Loan 3,20 1 The Boulevard at Tallahassee 0 0 NAP 0 $0 NAP Springing
11 Loan 19 1 Coventry Green Apartments 17,600 0 Radon Reserve 0 $0 NAP Springing
12 Loan 3 1 Sherwood Acres 2,850,000 0 Priority Capital Repairs Reserve Account 0 $0 NAP Springing
13 Loan 3 1 St. Germaine 50,000 0 Roof Repair Reserve 0 $0 NAP Springing
14 Loan 3,18 1 Ibex Park 0 0 NAP 0 $0 NAP Springing
15 Loan 12 1 MetroVue at Journal Square 0 0 NAP 0 $0 NAP Springing
16 Loan 1 Pillars at Great Bridge 0 0 NAP 0 $0 NAP Springing
17 Loan 4,6 3 The Huntley Portfolio 0 0 NAP 0 $0 NAP Springing
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-15

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Cash Management Excess Cash Trap Triggered by DSCR and/or Debt Yield Test (Y/N) Tenant Specific Excess Cash Trap Trigger (Y/N) Pari Passu (Y/N) Pari Passu in Trust Controlling (Y/N) Trust Pari Passu Cut-off Date Balance ($) Non-Trust Pari Passu Companion Loan Cut-off Date Balance ($) Non-Trust Pari Passu Companion Loan Monthly Debt Service ($)
4 13
1 Loan 3,8,13,15 1 The Lightwell Springing Yes No Yes No 71,000,000 100,000,000 450,420.14
2 Loan 3,9,21 1 Addison Ridge Phases I & III Springing Yes No No NAP NAP NAP NAP
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio Springing Yes No No NAP NAP NAP NAP
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly Springing Yes No No NAP NAP NAP NAP
5 Loan 4,6,11 3 Friedman Family Portfolio Springing Yes No No NAP NAP NAP NAP
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments Springing Yes No No NAP NAP NAP NAP
7 Loan 3,17 1 The HIGHLAND Springing Yes No No NAP NAP NAP NAP
8 Loan 3 1 Princeton Gardens Springing Yes No No NAP NAP NAP NAP
9 Loan 3,7 1 The Exchange on Franklin Springing Yes No No NAP NAP NAP NAP
10 Loan 3,20 1 The Boulevard at Tallahassee Springing Yes No No NAP NAP NAP NAP
11 Loan 19 1 Coventry Green Apartments Springing Yes No No NAP NAP NAP NAP
12 Loan 3 1 Sherwood Acres Springing Yes No No NAP NAP NAP NAP
13 Loan 3 1 St. Germaine Springing Yes No No NAP NAP NAP NAP
14 Loan 3,18 1 Ibex Park Springing Yes No No NAP NAP NAP NAP
15 Loan 12 1 MetroVue at Journal Square Springing Yes No No NAP NAP NAP NAP
16 Loan 1 Pillars at Great Bridge Springing Yes No No NAP NAP NAP NAP
17 Loan 4,6 3 The Huntley Portfolio Springing Yes No No NAP NAP NAP NAP
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-16

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Total Trust and Non-Trust Pari Passu Companion Loan Monthly Debt Service ($) Subordinate Companion Loan Cut-off Date Balance ($) Subordinate Companion Loan Interest Rate Whole Loan
Cut-off Date Balance ($)
Whole Loan Monthly Debt Service ($) Whole Loan Cut-off Date LTV Ratio (%) Whole Loan Underwritten NCF DSCR (x) Whole Loan Underwritten NOI Debt Yield (%) Mezzanine Debt Cut-off Date Balance($)
4 13 13 13 13 13 14
1 Loan 3,8,13,15 1 The Lightwell 770,218.44 NAP NAP 171,000,000 770,218.44 65.1% 1.37 7.5% NAP
2 Loan 3,9,21 1 Addison Ridge Phases I & III NAP NAP NAP NAP NAP NAP NAP NAP NAP
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio NAP NAP NAP NAP NAP NAP NAP NAP NAP
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly NAP NAP NAP NAP NAP NAP NAP NAP NAP
5 Loan 4,6,11 3 Friedman Family Portfolio NAP NAP NAP NAP NAP NAP NAP NAP NAP
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments NAP NAP NAP NAP NAP NAP NAP NAP 5,500,000
7 Loan 3,17 1 The HIGHLAND NAP NAP NAP NAP NAP NAP NAP NAP NAP
8 Loan 3 1 Princeton Gardens NAP NAP NAP NAP NAP NAP NAP NAP NAP
9 Loan 3,7 1 The Exchange on Franklin NAP NAP NAP NAP NAP NAP NAP NAP NAP
10 Loan 3,20 1 The Boulevard at Tallahassee NAP NAP NAP NAP NAP NAP NAP NAP NAP
11 Loan 19 1 Coventry Green Apartments NAP NAP NAP NAP NAP NAP NAP NAP NAP
12 Loan 3 1 Sherwood Acres NAP NAP NAP NAP NAP NAP NAP NAP NAP
13 Loan 3 1 St. Germaine NAP NAP NAP NAP NAP NAP NAP NAP NAP
14 Loan 3,18 1 Ibex Park NAP NAP NAP NAP NAP NAP NAP NAP NAP
15 Loan 12 1 MetroVue at Journal Square NAP NAP NAP NAP NAP NAP NAP NAP NAP
16 Loan 1 Pillars at Great Bridge NAP NAP NAP NAP NAP NAP NAP NAP NAP
17 Loan 4,6 3 The Huntley Portfolio NAP NAP NAP NAP NAP NAP NAP NAP NAP
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-17

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Mezzanine Debt Interest Rate (%) Total Debt Cut-off Date Balance ($) Total Debt Monthly Debt Service ($) Total Debt Cut-off Date LTV Ratio (%) Total Debt Underwritten NCF DSCR (x) Total Debt Underwritten NOI Debt Yield (%) Future Additional Debt Permitted (Y/N)
4 14
1 Loan 3,8,13,15 1 The Lightwell NAP NAP NAP NAP NAP NAP No
2 Loan 3,9,21 1 Addison Ridge Phases I & III NAP NAP NAP NAP NAP NAP No
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio NAP NAP NAP NAP NAP NAP No
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly NAP NAP NAP NAP NAP NAP No
5 Loan 4,6,11 3 Friedman Family Portfolio NAP NAP NAP NAP NAP NAP No
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments 11.00000% 50,500,000 259,851.28 77.5% 1.14 7.2% No
7 Loan 3,17 1 The HIGHLAND NAP NAP NAP NAP NAP NAP No
8 Loan 3 1 Princeton Gardens NAP NAP NAP NAP NAP NAP No
9 Loan 3,7 1 The Exchange on Franklin NAP NAP NAP NAP NAP NAP No
10 Loan 3,20 1 The Boulevard at Tallahassee NAP NAP NAP NAP NAP NAP No
11 Loan 19 1 Coventry Green Apartments NAP NAP NAP NAP NAP NAP No
12 Loan 3 1 Sherwood Acres NAP NAP NAP NAP NAP NAP No
13 Loan 3 1 St. Germaine NAP NAP NAP NAP NAP NAP No
14 Loan 3,18 1 Ibex Park NAP NAP NAP NAP NAP NAP No
15 Loan 12 1 MetroVue at Journal Square NAP NAP NAP NAP NAP NAP No
16 Loan 1 Pillars at Great Bridge NAP NAP NAP NAP NAP NAP No
17 Loan 4,6 3 The Huntley Portfolio NAP NAP NAP NAP NAP NAP No
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-18

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Future Debt Permitted Type Sponsor Non-Recourse Carveout Guarantor Delaware Statutory Trust (Y/N)
4
1 Loan 3,8,13,15 1 The Lightwell NAP Cheskel Schwimmer Cheskel Schwimmer No
2 Loan 3,9,21 1 Addison Ridge Phases I & III NAP John Rutledge, Sherrie Ann Rutledge, Lisa Elsenheimer and Weber Family Holdings,
LLC
John Rutledge, Sherrie Ann Rutledge, Lisa Elsenheimer and
Weber Family Holdings, LLC
No
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio NAP Christopher Howard and Paul Howard Christopher Howard and Paul Howard No
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly NAP Dax T.S. Mitchell and Andrew Gi Dax T.S. Mitchell and Andrew Gi No
5 Loan 4,6,11 3 Friedman Family Portfolio NAP David B. Friedman and Brian K. Friedman David B. Friedman and Brian K. Friedman No
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments NAP Robert Buccini, Christopher Buccini and David Pollin Robert Buccini, Christopher Buccini and David Pollin No
7 Loan 3,17 1 The HIGHLAND NAP Phillip Evanski and Emanuel Klein Phillip Evanski and Emanuel Klein No
8 Loan 3 1 Princeton Gardens NAP Shimon Rieder and Yosef Goldberg Yosef Goldberg and Shimon Rieder No
9 Loan 3,7 1 The Exchange on Franklin NAP Justin Gmelich and John Giunco Justin Gmelich and John Giunco No
10 Loan 3,20 1 The Boulevard at Tallahassee NAP Ronald Gatehouse, Pratima Gatehouse, Paul Levine, Cheryl Levine, Philip Smith and
Beejan Savabi
Ronald Gatehouse, Pratima Gatehouse, Paul Levine, Cheryl
Levine, Philip Smith and Beejan Savabi
No
11 Loan 19 1 Coventry Green Apartments NAP Timothy Leboeuf, Gerald Kelly and Brett Fitzpatrick Timothy Leboeuf, Gerald Kelly and Brett Fitzpatrick No
12 Loan 3 1 Sherwood Acres NAP Craig Koenigsberg Craig Koenigsberg No
13 Loan 3 1 St. Germaine NAP Craig Koenigsberg Craig Koenigsberg No
14 Loan 3,18 1 Ibex Park NAP George H. Connell, III and Frederic G. Dawson, III George H. Connell, III and Frederic G. Dawson, III No
15 Loan 12 1 MetroVue at Journal Square NAP Onkar Singh and Arvinder Minhas Onkar Singh and Arvinder Minhas No
16 Loan 1 Pillars at Great Bridge NAP McDowell Fund VII, LLC McDowell Fund VII, LLC No
17 Loan 4,6 3 The Huntley Portfolio NAP Thomas S. Greenwood III and Thomas P. Farnoly, Jr. Thomas S. Greenwood III and Thomas P. Farnoly, Jr. No
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-19

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Tenants-in-common (Y/N) Loan Purpose Property Located Within a Qualified Opportunity Zone (Y/N) Sources: Loan Amount ($) Sources: Principal's New Cash Contribution ($) Sources: Subordinate Debt ($) Sources: Other
Sources ($)
Sources: Total Sources ($) Uses: Loan
Payoff ($)
4
1 Loan 3,8,13,15 1 The Lightwell No Refinance Y 171,000,000 0 0 0 171,000,000 167,539,197
2 Loan 3,9,21 1 Addison Ridge Phases I & III No Refinance 67,000,000 0 0 0 67,000,000 37,772,896
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio No Refinance 60,000,000 0 0 0 60,000,000 40,340,885
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly No Refinance 59,400,000 0 0 0 59,400,000 55,450,570
5 Loan 4,6,11 3 Friedman Family Portfolio No Refinance 57,500,000 0 0 0 57,500,000 48,436,684
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments No Refinance Y 45,000,000 0 5,500,000 0 50,500,000 49,075,400
7 Loan 3,17 1 The HIGHLAND No Refinance Y 43,000,000 0 0 0 43,000,000 38,255,347
8 Loan 3 1 Princeton Gardens No Refinance 41,250,000 0 0 0 41,250,000 32,637,212
9 Loan 3,7 1 The Exchange on Franklin No Refinance 40,000,000 0 0 0 40,000,000 30,188,348
10 Loan 3,20 1 The Boulevard at Tallahassee No Refinance Y 37,000,000 0 0 0 37,000,000 29,953,086
11 Loan 19 1 Coventry Green Apartments No Refinance 36,300,000 0 0 0 36,300,000 19,308,237
12 Loan 3 1 Sherwood Acres No Refinance 33,500,000 0 0 0 33,500,000 28,360,113
13 Loan 3 1 St. Germaine No Refinance 33,000,000 0 0 0 33,000,000 28,542,462
14 Loan 3,18 1 Ibex Park No Refinance 32,500,000 5,612,522 0 0 38,112,522 37,367,588
15 Loan 12 1 MetroVue at Journal Square No Refinance 29,500,000 0 0 0 29,500,000 23,202,572
16 Loan 1 Pillars at Great Bridge No Acquisition
17 Loan 4,6 3 The Huntley Portfolio No Refinance
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-20

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Uses: Purchase
Price ($)
Uses: Closing
Costs ($)
Uses:
Reserves ($)
Uses: Principal Equity Distribution ($) Uses: Other
Uses ($)
Uses: Total
Uses ($)
Franchise Agreement Expiration Underwritten
ADR ($)
Underwritten
RevPAR ($)
Underwritten Hotel
Occupancy (%)
Most Recent
ADR ($)
4
1 Loan 3,8,13,15 1 The Lightwell 0 1,914,706 1,102,519 443,578 0 171,000,000 NAP NAP NAP NAP NAP
2 Loan 3,9,21 1 Addison Ridge Phases I & III 0 2,159,704 20,337 27,047,063 0 67,000,000 NAP NAP NAP NAP NAP
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio 0 1,812,383 163,851 17,682,881 0 60,000,000 NAP NAP NAP NAP NAP
3.01 Property 4 1 Meadowcreek NAP NAP NAP NAP NAP
3.02 Property 4 1 Oak Lawn NAP NAP NAP NAP NAP
3.03 Property 4 1 Wood Dale NAP NAP NAP NAP NAP
3.04 Property 4 1 Lake Bluff NAP NAP NAP NAP NAP
4 Loan 3 1 The Beverly 0 1,151,242 960,741 1,837,448 0 59,400,000 NAP NAP NAP NAP NAP
5 Loan 4,6,11 3 Friedman Family Portfolio 0 871,305 233,813 7,958,198 0 57,500,000 NAP NAP NAP NAP NAP
5.01 Property 4 1 Wessex House NAP NAP NAP NAP NAP
5.02 Property 4 1 Aberwyck NAP NAP NAP NAP NAP
5.03 Property 4 1 Crestwood NAP NAP NAP NAP NAP
6 Loan 3,14,16 1 Crosby Hill Apartments 0 1,136,900 48,849 238,852 0 50,500,000 NAP NAP NAP NAP NAP
7 Loan 3,17 1 The HIGHLAND 0 765,066 72,378 3,907,210 0 43,000,000 NAP NAP NAP NAP NAP
8 Loan 3 1 Princeton Gardens 0 1,052,237 125,013 7,435,538 0 41,250,000 NAP NAP NAP NAP NAP
9 Loan 3,7 1 The Exchange on Franklin 0 791,167 318,370 8,702,115 0 40,000,000 NAP NAP NAP NAP NAP
10 Loan 3,20 1 The Boulevard at Tallahassee 0 1,307,881 157,926 5,581,107 0 37,000,000 NAP NAP NAP NAP NAP
11 Loan 19 1 Coventry Green Apartments 0 1,349,973 579,530 15,062,261 0 36,300,000 NAP NAP NAP NAP NAP
12 Loan 3 1 Sherwood Acres 0 558,662 4,273,886 307,338 0 33,500,000 NAP NAP NAP NAP NAP
13 Loan 3 1 St. Germaine 0 609,865 398,216 3,449,457 0 33,000,000 NAP NAP NAP NAP NAP
14 Loan 3,18 1 Ibex Park 0 561,680 183,255 0 0 38,112,522 NAP NAP NAP NAP NAP
15 Loan 12 1 MetroVue at Journal Square 0 1,059,254 3,916,860 1,321,314 0 29,500,000 NAP NAP NAP NAP NAP
16 Loan 1 Pillars at Great Bridge NAP NAP NAP NAP NAP
17 Loan 4,6 3 The Huntley Portfolio NAP NAP NAP NAP NAP
17.01 Property 4 1 Huntley NAP NAP NAP NAP NAP
17.02 Property 4 1 Huntley East NAP NAP NAP NAP NAP
17.03 Property 4 1 Huntley North NAP NAP NAP NAP NAP
A-1-21

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Most Recent
RevPAR ($)
Most Recent Hotel Occupancy (%) Second Most Recent ADR ($) Second Most Recent RevPAR ($) Second Most Recent Hotel Occupancy (%) Third Most
Recent ADR ($)
Third Most
Recent RevPAR ($)
Third Most Recent Hotel Occupancy (%) Coop - Committed Secondary Debt
4
1 Loan 3,8,13,15 1 The Lightwell NAP NAP NAP NAP NAP NAP NAP NAP
2 Loan 3,9,21 1 Addison Ridge Phases I & III NAP NAP NAP NAP NAP NAP NAP NAP
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio NAP NAP NAP NAP NAP NAP NAP NAP
3.01 Property 4 1 Meadowcreek NAP NAP NAP NAP NAP NAP NAP NAP
3.02 Property 4 1 Oak Lawn NAP NAP NAP NAP NAP NAP NAP NAP
3.03 Property 4 1 Wood Dale NAP NAP NAP NAP NAP NAP NAP NAP
3.04 Property 4 1 Lake Bluff NAP NAP NAP NAP NAP NAP NAP NAP
4 Loan 3 1 The Beverly NAP NAP NAP NAP NAP NAP NAP NAP
5 Loan 4,6,11 3 Friedman Family Portfolio NAP NAP NAP NAP NAP NAP NAP NAP
5.01 Property 4 1 Wessex House NAP NAP NAP NAP NAP NAP NAP NAP
5.02 Property 4 1 Aberwyck NAP NAP NAP NAP NAP NAP NAP NAP
5.03 Property 4 1 Crestwood NAP NAP NAP NAP NAP NAP NAP NAP
6 Loan 3,14,16 1 Crosby Hill Apartments NAP NAP NAP NAP NAP NAP NAP NAP
7 Loan 3,17 1 The HIGHLAND NAP NAP NAP NAP NAP NAP NAP NAP
8 Loan 3 1 Princeton Gardens NAP NAP NAP NAP NAP NAP NAP NAP
9 Loan 3,7 1 The Exchange on Franklin NAP NAP NAP NAP NAP NAP NAP NAP
10 Loan 3,20 1 The Boulevard at Tallahassee NAP NAP NAP NAP NAP NAP NAP NAP
11 Loan 19 1 Coventry Green Apartments NAP NAP NAP NAP NAP NAP NAP NAP
12 Loan 3 1 Sherwood Acres NAP NAP NAP NAP NAP NAP NAP NAP
13 Loan 3 1 St. Germaine NAP NAP NAP NAP NAP NAP NAP NAP
14 Loan 3,18 1 Ibex Park NAP NAP NAP NAP NAP NAP NAP NAP
15 Loan 12 1 MetroVue at Journal Square NAP NAP NAP NAP NAP NAP NAP NAP
16 Loan 1 Pillars at Great Bridge NAP NAP NAP NAP NAP NAP NAP NAP
17 Loan 4,6 3 The Huntley Portfolio NAP NAP NAP NAP NAP NAP NAP NAP
17.01 Property 4 1 Huntley NAP NAP NAP NAP NAP NAP NAP NAP
17.02 Property 4 1 Huntley East NAP NAP NAP NAP NAP NAP NAP NAP
17.03 Property 4 1 Huntley North NAP NAP NAP NAP NAP NAP NAP NAP
A-1-22

JPMF1 2026-FX1

Annex A-1

Loan ID Number Loan / Property Flag Footnotes (for Loan and Property Information) # of Properties Property Name Coop - Rental Value Coop - LTV as Rental Coop - Unsold Percent Coop - Sponsor Units Coop - Investor Units Coop - Coop Units Coop - Sponsor/Investor Carry
4
1 Loan 3,8,13,15 1 The Lightwell
2 Loan 3,9,21 1 Addison Ridge Phases I & III
3 Loan 3,4,5,10 4 Flintstone Chicago MHC Portfolio
3.01 Property 4 1 Meadowcreek
3.02 Property 4 1 Oak Lawn
3.03 Property 4 1 Wood Dale
3.04 Property 4 1 Lake Bluff
4 Loan 3 1 The Beverly
5 Loan 4,6,11 3 Friedman Family Portfolio
5.01 Property 4 1 Wessex House
5.02 Property 4 1 Aberwyck
5.03 Property 4 1 Crestwood
6 Loan 3,14,16 1 Crosby Hill Apartments
7 Loan 3,17 1 The HIGHLAND
8 Loan 3 1 Princeton Gardens
9 Loan 3,7 1 The Exchange on Franklin
10 Loan 3,20 1 The Boulevard at Tallahassee
11 Loan 19 1 Coventry Green Apartments
12 Loan 3 1 Sherwood Acres
13 Loan 3 1 St. Germaine
14 Loan 3,18 1 Ibex Park
15 Loan 12 1 MetroVue at Journal Square
16 Loan 1 Pillars at Great Bridge
17 Loan 4,6 3 The Huntley Portfolio
17.01 Property 4 1 Huntley
17.02 Property 4 1 Huntley East
17.03 Property 4 1 Huntley North
A-1-23

JPMF1 2026-FX1

Footnotes to Annex A-1

(1) MF1 - MF1 REIT III FR TRS LLC.
(2) The Administrative Fee Rate includes the master servicing fee rate, operating advisor fee rate, certificate administrator/trustee fee rate, asset representations reviewer fee rate, primary or sub-servicing servicing fee rate, CREFC® license fee rate and, with respect to any non-serviced Mortgage Loan, pari passu loan primary servicing fee rate, in each case applicable to the related Mortgage Loan.
(3) Certain Mortgage Loans within the top 15 have experienced year-over-year cash flow variances in excess of 10%. With respect to Mortgage Loan No.1 The Lightwell, Mortgage Loan No. 2 Addison Ridge Phases I and III, Mortgage Loan No. 3, Flintstone Chicago MHC Portfolio, Mortgage Loan No. 4, The Beverly, Mortgage Loan No. 6, Crosby Hill Apartments, Mortgage Loan No. 7 The HIGHLAND, Mortgage Loan No. 8 Princeton Gardens, Mortgage Loan No. 9, The Exchange on Franklin, Mortgage Loan No. 10, The Boulevard at Tallahassee, Mortgage Loan No. 12 Sherwood Acres, Mortgage Loan No. 13, St. Germaine and Mortgage Loan No. 14, Ibex Park the Net Operating Income at each respective Mortgage Property has increased by at least 10% year-over-year within the three most recent historical periods and/or from most recent NOI to Underwritten NOI. See Annex A-3 for additional information.
(4) With respect to Mortgage Loan No. 3, Flintstone Chicago MHC Portfolio, Mortgage Loan No. 5, Friedman Family Portfolio, and Mortgage Loan No. 17, The Huntley Portfolio, such Mortgage Loans are secured by multiple properties. For purposes of the statistical information set forth in this prospectus as to such Mortgage Loans, all LTV, DSCR, Debt Yield and Cut-off Date Balance per SF/Units/Rooms/Pads/Spaces calculations are shown on an aggregate basis, and a portion of the Cut-off Date Balance has been allocated to each Mortgaged Property based on the respective Appraised Values and/or UW NCF, among other methods.
(5) With respect to Mortgage Loan No. 3, Flintstone Chicago MHC Portfolio, the related loan documents permit a partial collateral release subject to LTV, DSCR and/or Debt Yield tests, and/or other release conditions, in connection with a partial defeasance or prepayment of the related Mortgage Loan. See "Description of the Mortgage Pool-Certain Terms of the Mortgage Loans-Defeasance" and "-Releases; Partial Releases; Property Additions" in this prospectus.
(6) With respect to Mortgage Loan No. 5, Friedman Family Portfolio and Mortgage Loan No. 17 , The Huntley Portfolio, partial releases are not permitted under the Mortgage Loan documents. With respect to Mortgage Loan No. 17, The Huntley Portfolio, allocated loan amounts are not assigned to the individual Mortgaged Properties in the Mortgage Loan documents.
(7) With respect to Mortgage Loan No. 9, The Exchange on Franklin, Most Recent EGI ($) represents the trailing three-months revenue on an annualized basis and Most Recent Expenses ($) represents the trailing-12 months expense.
(8) With respect to Mortgage Loan No. 1, The Lightwell, the number of units represents 218 multifamily units and is exclusive of two commercial spaces (approximately 11,180 SF). The multifamily units are 97.2% occupied by units as of April 12, 2026. The commercial spaces are 1.6% leased by SF as of April 12, 2026.
(9) With respect to Mortgage Loan No. 2, Addison Ridge Phases I & III, the number of units represents 421 multifamily units and is exclusive of two commercial spaces (approximately 2,800 SF). The multifamily units are 94.1% occupied by units as of February 28, 2026. The commercial spaces are 100.0% leased by SF as of February 28, 2026.
(10) With respect to Mortgage Loan No. 3, Flintstone Chicago MHC Portfolio, the number of units represents 631 manufactured housing pads and is exclusive of three commercial spaces (approximately 7,082 SF). The multifamily units are 97.1% occupied by units as of March 9, 2026. The commercial spaces are 100.0% leased by SF as of March 9, 2026.
(11) With respect to Mortgage Loan No. 5, Friedman Family Portfolio, the number of units represents 175 multifamily units and is exclusive of three commercial spaces (approximately 4,517 SF). The multifamily units are 97.1% occupied by units as of March 9, 2026. The commercial spaces are 100.0% leased by SF as of February 23, 2026.
(12) With respect to Mortgage Loan No. 15, MetroVue at Journal Square, the Mortgage Loan was structured with a $3,750,000 earnout which, as of the Cut-off Date, has been disbursed to the Borrower as a result of achieving several LTV, DSCR and/or Debt Yield tests, and/or other earnout conditions
A-1-24
(13) With respect to Mortgage Loan No. 1, The Lightwell, the Mortgage Loan is part of a whole loan. For further information, see "The Mortgage Pool-Whole Loans" and "Servicing of the Non-Serviced Mortgage Loan" in this prospectus.
(14) With respect to Mortgage Loan No. 6, Crosby Hill Apartments, at origination, PMPR VI Crosby, L.L.C. made a mezzanine loan in the amount of $5,500,000 to the holder of 100% of the direct equity interests in the sole member of the borrower of the Mortgage Loan, secured by a pledge of such equity interests (the "Crosby Hill Apartments Mezzanine Loan"). The Crosby Hill Apartments Mezzanine Loan is coterminous with the Mortgage Loan and accrues interest at a fixed rate of 11.00000% per annum. The Crosby Hill Apartments Mezzanine Loan is subordinate to the Mortgage Loan to the extent provided in the related intercreditor agreement. See "Additional Indebtedness-Mezzanine Indebtedness" in this prospectus.
(15) With respect to Mortgage Loan No. 1, The Lightwell, the Mortgaged Property benefits from a 35-year, 421-a tax exemption under Option C of the Affordable New York tax exemption program (the "421-a Program"). Of the 218 total units at The Lightwell Property, 66 units (30.3%) are classified as affordable and required to be designated for households whose income is below 130% of the area median income ("AMI"), which exceeds the 30% threshold necessary to qualify for the 421-a Program. As part of the 421-a Program, taxes on the improvements are 100% exempt based on the percentage of affordable units during the first 25 years, until May 2050, before a pro-rated phaseout of the exemption during years 26-35, from June 2050 until May 2060. The affordable units are also subject to the New York City rent stabilization laws and will remain stabilized until the tenants in occupancy at the expiration of the abatement period vacate The Lightwell Property. See "Risk Factors-Risks Relating to the Mortgage Loans-Risks Relating to Tax Credits" in the prospectus.
(16) With respect to Mortgage Loan No. 6, Crosby Hill Apartments, the Mortgaged Property benefits from a 10-year tax abatement given by the City of Wilmington. Taxes on the Mortgaged Property for the first five years of the abatement, until 2030, will be fully abated and then increase by 20% thereafter until 2035. The tax abatement runs with the land. The Mortgaged Property also benefits from a 10-year real estate tax abatement from New Castle County, which phases in at an annual rate of 10%, beginning in 2025, until reaching full taxation in 2035. The New Castle County tax abatement can survive a foreclosure but not a sale.
(17) With respect to Mortgage Loan No. 7, The HIGHLAND, the Mortgaged Property benefits from a payment-in-lieu-of-taxes ("PILOT") program in connection with the borrower sponsor's redevelopment agreement, pursuant to which, in exchange for the related tax benefits, the borrower sponsor agreed to provide 65 parking spaces at the back of the surface lot and land behind the parking lot and adjacent to the dog park for green space to the City of Orange Township as part of the development. The PILOT is structured to have tax payments based on a percentage of annual gross revenue ("AGR") for the first 15 years, until 2039, provided that if the AGR from the related Mortgaged Property equals or exceeds the projected amount set forth in the PILOT agreement, the rate will increase to 5.0% for years 11 through 15, from 2035 until 2039. In years 16 through 20, from 2040 until 2044, the tax liability will be based on 5.0% of the AGR from the Mortgaged Property and in years 21 through 25, from 2045 until 2049, the tax liability will be based on 7.0% of the AGR from the Mortgaged Property. The percentage will grow gradually to 9% of the AGR thereafter through year 30, 2054. The related Mortgage Loan was underwritten based on the PILOT.
(18) "Yield Maintenance Premium" shall mean an amount equal to the greater of the following two amounts: (a) an amount equal to 1% of the amount prepaid; or (b) an amount equal to (i) the amount, if any, by which the sum of the present values as of the prepayment date of all unpaid principal and interest payments required hereunder, calculated by discounting such payments from the respective dates each such payment was due hereunder (or, with respect to the payment required on the Maturity Date, from the Maturity Date) back to the prepayment date at a discount rate equal to the Periodic Treasury Yield (defined below) exceeds the outstanding principal balance of the Loan as of the prepayment date, multiplied by (ii) a fraction whose numerator is the amount prepaid and whose denominator is the outstanding principal balance of the Loan as of the prepayment date. For purposes of the foregoing, "Periodic Treasury Yield" shall mean (y) the annual yield to maturity of the actively traded non-callable United States Treasury fixed interest rate security (other than any such security which can be surrendered at the option of the holder at face value in payment of federal estate tax or which was issued at a substantial discount) that has a maturity closest to (whether before, on or after) the Maturity Date (or if two or more such securities have maturity dates equally close to the Maturity Date, the average annual yield to maturity of all such securities), as reported in The Wall Street Journal or other authoritative publication or news retrieval service on the fifth Business Day preceding the prepayment date, divided by (z) twelve (12). The lender's calculation of the Yield Maintenance Premium, and all component calculations, shall be conclusive and binding on the borrower absent manifest error.
(19) "Yield Maintenance Premium" shall mean an amount equal to the greater of the following two amounts: (a) an amount equal to 1% of the amount prepaid; or (b) an amount equal to (i) the amount, if any, by which the sum of the present values as of the prepayment date of all unpaid principal and interest payments required hereunder, calculated by discounting such payments from the respective dates each such payment was due hereunder (or, with respect to the payment required on the Maturity Date, from the Maturity Date) back to the prepayment date at a discount rate equal to the Periodic Treasury Yield (defined below) exceeds the outstanding principal balance of the Loan as of the prepayment date, multiplied by (ii) a fraction whose numerator is the amount prepaid and whose denominator is the outstanding principal balance of the Loan as of the prepayment date. For purposes of the foregoing, "Periodic Treasury Yield" shall mean (y) the annual yield to maturity of the actively traded non-callable United States Treasury fixed interest rate security (other than any such security which can be surrendered at the option of the holder at face value in payment of federal estate tax or which was issued at a substantial discount) that has a maturity closest to (whether before, on or after) the Maturity Date (or if two or more such securities have maturity dates equally close to the Maturity Date, the average annual yield to maturity of all such securities), as reported in The Wall Street Journal or other authoritative publication or news retrieval service on the fifth Business Day preceding the prepayment date, divided by (z) 12. The lender's calculation of the Yield Maintenance Premium, and all component calculations, shall be conclusive and binding on the borrower absent manifest error.
A-1-25
(20) "Yield Maintenance Premium" means an amount equal to the greater of the following two amounts: (a) an amount equal to (i) in connection with any prepayment of the Debt in full prior to June 6, 2030 or a one-time partial repayment to cure a Trigger Event caused by the occurrence of a DSCR Trigger, and in each case, provided that no event of default then exists, 1% of the amount prepaid, or (ii) in connection with any other prepayment of the Debt, 3% of the amount prepaid; or (b) an amount equal to (i) the amount, if any, by which the sum of the present values as of the prepayment date of all unpaid principal and interest payments required hereunder, calculated by discounting such payments from the respective dates each such payment was due hereunder (or, with respect to the payment required on the Maturity Date, from the Maturity Date) back to the prepayment date at a discount rate equal to the Periodic Treasury Yield (defined below) exceeds the outstanding principal balance of the Loan as of the prepayment date, multiplied by (ii) a fraction whose numerator is the amount prepaid and whose denominator is the outstanding principal balance of the Loan as of the prepayment date. For purposes of the foregoing, "Periodic Treasury Yield" means (y) the annual yield to maturity of the actively traded non-callable United States Treasury fixed interest rate security (other than any such security which can be surrendered at the option of the holder at face value in payment of federal estate tax or which was issued at a substantial discount) that has a maturity closest to (whether before, on or after) the Maturity Date (or if two or more such securities have maturity dates equally close to the Maturity Date, the average annual yield to maturity of all such securities), as reported in The Wall Street Journal or other authoritative publication or news retrieval service on the fifth Business Day preceding the prepayment date, divided by (z) 12. The lender's calculation of the Yield Maintenance Premium, and all component calculations, shall be conclusive and binding on the borrower absent manifest error.
(21) "Yield Maintenance Premium" shall mean an amount equal to the greater of the following two amounts: (a) an amount equal to (i) in connection with any prepayment of the Debt made pursuant to Section 2.05 of the related loan agreement and provided that no Event of Default then exists, one percent (1%), or (ii) in connection with any other prepayment of the Debt, three percent (3%) of the amount prepaid and (b) an amount equal to (i) the amount, if any, by which the sum of the present values as of the prepayment date of all unpaid principal and interest payments required hereunder, calculated by discounting such payments from the respective dates each such payment was due hereunder (or, with respect to the payment required on the Maturity Date, from the Maturity Date) back to the prepayment date at a discount rate equal to the Periodic Treasury Yield (defined below) exceeds the outstanding principal balance of the Loan as of the prepayment date, multiplied by (ii) a fraction whose numerator is the amount prepaid and whose denominator is the outstanding principal balance of the Loan as of the prepayment date. For purposes of the foregoing, "Periodic Treasury Yield" shall mean (y) the annual yield to maturity of the actively traded non-callable United States Treasury fixed interest rate security (other than any such security which can be surrendered at the option of the holder at face value in payment of federal estate tax or which was issued at a substantial discount) that has a maturity closest to (whether before, on or after) the Maturity Date (or if two or more such securities have maturity dates equally close to the Maturity Date, the average annual yield to maturity of all such securities), as reported in The Wall Street Journal or other authoritative publication or news retrieval service on the fifth Business Day preceding the prepayment date, divided by (z) twelve (12). The lender's calculation of the Yield Maintenance Premium, and all component calculations, shall be conclusive and binding on the borrower absent manifest error.
A-1-26
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