10/06/2026 | Press release | Distributed by Public on 10/06/2026 10:37
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| STATEMENT TO NOTEHOLDERS |
| September 25, 2026 |
| TRANSACTION PARTIES | ||
| Depositor: | Sequoia Residential Funding, Inc. | |
| Trustee: | Christiana Trust | |
| Master Servicer: | Wells Fargo Bank, N.A. | |
| Karen Schluter | Citibank, Agency and Trust | |
| (212) 816-5827 | 388 Greenwich Street Trading, 4th Floor | |
| [email protected] | New York, NY 10013 | |
| TABLE OF CONTENTS | ||
| 1. | Distribution Summary | 2 |
| 1.1. | Summary | 2 |
| 1.2. | Factors | 3 |
| 2. | Distribution Detail | 4 |
| 2.1. | Interest Detail | 4 |
| 2.2. | Interest Shortfall Detail | 5 |
| 2.3. | Principal Detail | 6 |
| 3. | Reconciliation Detail | 7 |
| 4. | Collateral Performance - Pool and Collections Summary | 8 |
| 5. | Stratification Detail | 9 |
| 6. | Collateral Performance - Delinquency and Loan Status History | 10 |
| 7. | Standard Prepayment and Default Information | 11 |
| 8. | Additional Reporting | 12 |
| 9. | Other Information | 13 |
| 10. | Notes | 14 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| DISTRIBUTION SUMMARY |
| September 25, 2026 |
| Accretion | |||||||||||
| & | |||||||||||
| Non-Cash | |||||||||||
| Accrual | Other | Balance | |||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance |
| A-1 | 150,196,000.00 | 12,979,329.62 | 2.000000% | 30/360 | 21,632.22 | - | 210,868.52 | 232,500.74 | - | - | 12,768,461.10 |
| A-2 | 411,000,000.00 | 35,516,954.36 | 2.500000% | 30/360 | 73,993.65 | - | 577,025.78 | 651,019.43 | - | - | 34,939,928.58 |
| B-1 | 11,404,000.00 | 1,195,853.50 | 3.508539% | 30/360 | 3,496.42 | - | 53,693.99 | 57,190.41 | - | - | 1,142,159.51 |
| B-2 | 9,904,000.00 | 1,038,559.54 | 3.508539% | 30/360 | 3,036.52 | - | 46,631.47 | 49,667.99 | - | - | 991,928.07 |
| B-3 | 8,102,000.00 | 849,597.10 | 3.508539% | 30/360 | 2,484.04 | - | 38,147.03 | 40,631.07 | - | - | 811,450.07 |
| B-4 | 3,001,000.00 | 314,692.77 | 3.508539% | 30/360 | 920.09 | - | 14,129.75 | 15,049.84 | - | - | 300,563.02 |
| B-5 | 6,603,241.00 | 5,994,232.85 | 3.508539% | 30/360 | 17,525.82 | - | - | 17,525.82 | - | - | 5,994,232.85 |
| LT-R | - | - | 0.000000% | - | - | - | - | - | - | - | - |
| R | - | - | 0.000000% | - | - | - | - | - | - | - | - |
| Total | 600,210,241.00 | 57,889,219.74 | 123,088.76 | - | 940,496.54 | 1,063,585.30 | - | - | 56,948,723.20 | ||
| Notional | |||||||||||
| A-IO1 | 150,196,000.00 | 12,979,329.62 | 0.500000% | 30/360 | 5,408.05 | - | - | 5,408.05 | - | (210,868.52) | 12,768,461.10 |
| A-IO2 | 561,196,000.00 | 48,496,283.98 | 1.008539% | 30/360 | 40,758.65 | - | - | 40,758.65 | - | (787,894.30) | 47,708,389.68 |
| Total | 711,392,000.00 | 61,475,613.60 | 46,166.70 | - | - | 46,166.70 | - | (998,762.82) | 60,476,850.78 | ||
| Grand Total | 1,311,602,241 | 119,364,833.34 | 169,255.46 | - | 940,496.54 | 1,109,752.00 | - | (998,762.82) | 117,425,573.98 | ||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION SUMMARY - FACTORS |
| September 25, 2026 |
| Accretion | |||||||||
| & | |||||||||
| Non-Cash | |||||||||
| Other | Balance | ||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | ||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance |
| A-1 | 81745RAA8 | 08/31/2026 | 0.14402661 | - | 1.40395563 | 1.54798224 | - | - | 85.01199166 |
| A-2 | 81745RAB6 | 08/31/2026 | 0.18003321 | - | 1.40395567 | 1.58398888 | - | - | 85.01199168 |
| B-1 | 81745RAG5 | 08/31/2026 | 0.30659593 | - | 4.70834707 | 5.01494300 | - | - | 100.15428885 |
| B-2 | 81745RAH3 | 08/31/2026 | 0.30659532 | - | 4.70834713 | 5.01494245 | - | - | 100.15428817 |
| B-3 | 81745RAJ9 | 08/31/2026 | 0.30659590 | - | 4.70834732 | 5.01494322 | - | - | 100.15429153 |
| B-4 | 81745RAK6 | 08/31/2026 | 0.30659447 | - | 4.70834722 | 5.01494169 | - | - | 100.15428857 |
| B-5 | 81745RAL4 | 08/31/2026 | 2.65412394 | - | - | 2.65412394 | - | - | 907.77132775 |
| LT-R | 81745RAN0 | 08/31/2026 | - | - | - | - | - | - | - |
| R | 81745RAM2 | 08/31/2026 | - | - | - | - | - | - | - |
| A-IO1 | 81745RAD2 | 08/31/2026 | 0.03600662 | - | - | 0.03600662 | - | - | 85.01199166 |
| A-IO2 | 81745RAE0 | 08/31/2026 | 0.07262819 | - | - | 0.07262819 | - | - | 85.01199167 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| September 25, 2026 |
| Rate | Interest | Shortfall | Paid | |||||||||
| Accrual | Net | Accreted/ | Non | Carry | ||||||||
| Class | Current | Next | Dates | Accrued | Deferred | Recovered | Forward | Accrued | Carry Forward | Total | ||
| A-1 | 2.00000% | 2.00000% | 08/01-08/31 | 21,632.22 | - | - | - | 21,632.22 | - | 21,632.22 | ||
| A-2 | 2.50000% | 2.50000% | 08/01-08/31 | 73,993.65 | - | - | - | 73,993.65 | - | 73,993.65 | ||
| B-1 | 3.50854% | 3.50732% | 08/01-08/31 | 3,496.42 | - | - | - | 3,496.42 | - | 3,496.42 | ||
| B-2 | 3.50854% | 3.50732% | 08/01-08/31 | 3,036.52 | - | - | - | 3,036.52 | - | 3,036.52 | ||
| B-3 | 3.50854% | 3.50732% | 08/01-08/31 | 2,484.04 | - | - | - | 2,484.04 | - | 2,484.04 | ||
| B-4 | 3.50854% | 3.50732% | 08/01-08/31 | 920.09 | - | - | - | 920.09 | - | 920.09 | ||
| B-5 | 3.50854% | 3.50732% | 08/01-08/31 | 17,525.83 | - | - | 0.01 | 17,525.82 | - | 17,525.82 | ||
| LT-R | 0.00000% | 0.00000% | 08/01-08/31 | - | - | - | - | - | - | - | ||
| R | 0.00000% | 0.00000% | 08/01-08/31 | - | - | - | - | - | - | - | ||
| Total | 123,088.77 | - | - | 0.01 | 123,088.76 | - | 123,088.76 | |||||
| Notional | ||||||||||||
| A-IO1 | 0.50000% | 0.50000% | 08/01-08/31 | 5,408.05 | - | - | - | 5,408.05 | - | 5,408.05 | ||
| A-IO2 | 1.00854% | 1.00732% | 08/01-08/31 | 40,758.65 | - | - | - | 40,758.65 | - | 40,758.65 | ||
| Total | 46,166.70 | - | - | - | 46,166.70 | - | 46,166.70 | |||||
| Grand Total | 169,255.47 | - | - | 0.01 | 169,255.46 | - | 169,255.46 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| September 25, 2026 |
| Carry Forward Interest | ||||||
| Non-Recov | ||||||
| Class | Shortall | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - |
| A-2 | - | - | - | - | - | - |
| B-1 | - | - | - | - | - | - |
| B-2 | - | - | - | - | - | - |
| B-3 | - | - | - | - | - | - |
| B-4 | - | - | - | - | - | - |
| B-5 | - | 260.15 | - | 0.01 | - | 260.16 |
| LT-R | - | - | - | - | - | - |
| R | - | - | - | - | - | - |
| Total | - | 260.15 | - | 0.01 | - | 260.16 |
| Notional | ||||||
| A-IO1 | - | - | - | - | - | - |
| A-IO2 | - | - | - | - | - | - |
| Total | - | - | - | - | - | - |
| Grand Total | - | 260.15 | - | 0.01 | - | 260.16 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| September 25, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Prior | Non-Cash | |||||||||
| Cumulative | Balance | Cumulative | ||||||||
| Prior | Realized | Scheduled | Unscheduled | Principal | Increase/ | Current | Realized | |||
| Class | Balance | Loss | Principal | Principal | Distributed | Realized Loss | (Recovery) | (Decrease) | Balance | Loss |
| A-1 | 12,979,329.62 | - | 54,300.83 | 156,567.69 | 210,868.52 | - | - | - | 12,768,461.10 | - |
| A-2 | 35,516,954.36 | - | 148,590.13 | 428,435.65 | 577,025.78 | - | - | - | 34,939,928.58 | - |
| B-1 | 1,195,853.50 | - | 13,826.76 | 39,867.23 | 53,693.99 | - | - | - | 1,142,159.51 | - |
| B-2 | 1,038,559.54 | - | 12,008.09 | 34,623.38 | 46,631.47 | - | - | - | 991,928.07 | - |
| B-3 | 849,597.10 | - | 9,823.26 | 28,323.77 | 38,147.03 | - | - | - | 811,450.07 | - |
| B-4 | 314,692.77 | - | 3,638.56 | 10,491.19 | 14,129.75 | - | - | - | 300,563.02 | - |
| B-5 | 5,994,232.85 | - | - | - | - | - | - | - | 5,994,232.85 | - |
| LT-R | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - |
| Total | 57,889,219.74 | - | 242,187.63 | 698,308.91 | 940,496.54 | - | - | - | 56,948,723.20 | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| RECONCILIATION DETAIL |
| September 25, 2026 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | |||||
| Interest Funds Available | Scheduled Fees | |||||
| Scheduled Interest | 182,039.30 | Master Servicing Fee | 189.56 | |||
| Uncompensated PPIS | 0.00 | Servicing Fee | 12,060.25 | |||
| Relief Act Shortfall | 0.00 | Trustee Fee | 41.96 | |||
| Losses in Excess of Principal Balance | 0.00 | Securities Administrator Fee | 492.06 | |||
| Stop Advance Interest | 0.00 | |||||
| Total Scheduled Fees | 12,783.83 | |||||
| Other Interest Reductions | 0.00 | |||||
| Additional Fees, Expenses, etc. | ||||||
| Total Interest Funds Available | 182,039.30 | Trust Fund Expenses | 0.00 | |||
| Principal Funds Available | Other Expenses | 0.00 | ||||
| Scheduled Principal | 242,187.62 | |||||
| Total Additional Fees, Expenses, etc. | - | |||||
| Curtailments | 16,192.74 | |||||
| Distributions | ||||||
| Prepayments in Full | 682,116.17 | |||||
| Interest Distribution | 169,255.46 | |||||
| Liquidation Principal | 0.00 | |||||
| Principal Distribution | 940,496.54 | |||||
| Repurchased Principal | 0.00 | |||||
| Other Principal | 0.00 | Total Distributions | 1,109,752.00 | |||
| Substitution Principal | 0.00 | |||||
| Principal Losses and Forgiveness | 0.00 | |||||
| Subsequent Recoveries / (Losses) | 0.00 | |||||
| Total Principal Funds Available | 940,496.53 | |||||
| Total Funds Available | 1,122,535.83 | |||||
| Total Funds Allocated | 1,122,535.83 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| COLLATERAL PERFORMANCE - POOL AND COLLECTIONS SUMMARY |
| September 25, 2026 |
| Deal | Initial | Beginning | Ending | Initial | Beginning | Ending | ||
| Count | 746 | 118 | 117 | Remaining Term | 360 | 197 | 196 | |
| Scheduled | 600,210,241.34 | 57,889,220.24 | 56,948,723.71 | Gross Rate | 3.81873% | 3.77354% | 3.77232% | |
| Actual | 600,210,241.34 | 58,028,251.60 | 57,104,180.58 | Net Rate | 3.55373% | 3.50854% | 3.50732% | |
| Interest Bearing | 600,210,241.34 | 57,889,220.24 | 56,948,723.71 | |||||
| Principal Collections | Realized Losses | Interest Collections | ||||||
| Scheduled Principal | 242,187.62 | Principal Losses and | Scheduled Interest | 182,039.30 | ||||
| - | ||||||||
| Forgiveness | ||||||||
| Curtailments | 16,192.74 | Less: | ||||||
| Losses in Excess of Principal | ||||||||
| Curtailments Adjustments | - | - | Master Servicing Fee | 189.56 | ||||
| Balance | ||||||||
| Prepayments in Full | 682,116.17 | Subsequent (Recoveries) / | Servicing Fee | 12,060.25 | ||||
| - | ||||||||
| Losses | ||||||||
| Liquidation Principal | - | Trustee Fee | 41.96 | |||||
| Cumulative Realized Losses | - | |||||||
| Repurchased Principal | - | Securities Administrator Fee | 492.06 | |||||
| Other Principal | - | Uncompensated PPIS | - | |||||
| Substitution Principal | - | Relief Act Shortfall | - | |||||
| Principal Losses and Forgiveness | - | Other Expenses | - | |||||
| Subsequent Recoveries / (Losses) | - | Losses in Excess of Principal Balance | - | |||||
| Stop Advance Interest | - | |||||||
| Other Interest Reductions | - | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| STRATIFICATION DETAIL |
| September 25, 2026 |
| Loan Rate | |||||
| Asset | Ending Scheduled | % of | |||
| Loan Rate Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 3.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 3.01 to 3.50 | 16 | 7,252,525.01 | 12.74 | 3.4387 | 196 |
| 3.51 to 4.00 | 90 | 45,291,108.81 | 79.53 | 3.7760 | 195 |
| 4.01 to 4.50 | 10 | 3,737,043.18 | 6.56 | 4.2226 | 195 |
| 4.51 to 5.00 | 1 | 668,046.71 | 1.17 | 4.6250 | 194 |
| 5.01 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.51 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.01 to 6.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.51 to 7.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.01 to 7.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.51 to 8.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 8.01 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 117 | 56,948,723.71 | 100.00 | 3.7723 | 195 |
| Ending Schedule Balance | |||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | ||
| Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 1 to 200,000 | 3 | 324,506.89 | 0.57 | 3.6025 | 196 |
| 200,001 to 400,000 | 30 | 9,697,102.08 | 17.03 | 3.7552 | 195 |
| 400,001 to 600,000 | 59 | 28,958,476.99 | 50.85 | 3.7958 | 195 |
| 600,001 to 800,000 | 20 | 12,990,413.08 | 22.81 | 3.7457 | 195 |
| 800,001 to 1,000,000 | 3 | 2,650,888.37 | 4.65 | 3.7784 | 196 |
| 1,000,001 to 1,200,000 | 2 | 2,327,336.30 | 4.09 | 3.7162 | 196 |
| 1,200,001 to 1,400,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,400,001 to 1,600,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,600,001 to 1,800,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,800,001 to 2,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 2,000,001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 117 | 56,948,723.71 | 100.00 | 3.7723 | 195 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS HISTORY |
| September 25, 2026 |
| Delinquent | ||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | ||||||||||||||||||
| 30 Day | 60 Day | 90 Day | 120 Day | 150 Day | 180+ Day | Bankruptcy | Foreclosure | REO | ||||||||||
| Distribution | ||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 09/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 08/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 07/27/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1,021,044 | 0 | 0 | |
| 06/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.83% | 1.71% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1,023,815 | 0 | 0 | |
| 05/26/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.83% | 1.70% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1,026,570 | 0 | 0 | |
| 04/27/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.83% | 1.70% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1,029,309 | 0 | 0 | |
| 03/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.83% | 1.68% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1,032,033 | 0 | 0 | |
| 02/25/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.83% | 1.68% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1,034,741 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 01/26/2026 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.82% | 1.67% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 0 | 0 | 1 | 1,037,434 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 12/26/2025 | ||||||||||||||||||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.81% | 1.66% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 0 | 0 | 1 | 1,040,111 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 11/25/2025 | ||||||||||||||||||
| 0.00% | 0.00% | 0.81% | 1.66% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| 1 | 1,042,773 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| 10/27/2025 | ||||||||||||||||||
| 0.81% | 1.65% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-3 |
| STANDARD PREPAYMENT AND DEFAULT INFORMATION |
| September 25, 2026 |
| Wtd. Avg. | Current | ||||||||||
| Payment | Age | Collateral | Scheduled | Unscheduled | Liquidation | ||||||
| Date | (Months) | Balance | Principal | Principal | Principal | SMM | CPR | PSA | MDR | CDR | SDA |
| 25-Sep-2026 | 164.16 | 56,948,723.71 | 242,187.62 | 698,308.91 | - | 1.211% | 13.606% | 227% | 0.000% | 0.000% | 0% |
| 25-Aug-2026 | 163.16 | 57,889,220.24 | 243,162.47 | 491,081.46 | - | 0.841% | 9.640% | 161% | 0.000% | 0.000% | 0% |
| 27-Jul-2026 | 162.18 | 58,623,464.17 | 245,149.76 | 1,030,138.14 | - | 1.727% | 18.863% | 314% | 0.000% | 0.000% | 0% |
| 25-Jun-2026 | 161.18 | 59,898,752.07 | 244,339.20 | 11,342.94 | - | 0.019% | 0.227% | 4% | 0.000% | 0.000% | 0% |
| 26-May-2026 | 160.18 | 60,154,434.21 | 243,511.55 | 17,307.03 | - | 0.029% | 0.345% | 6% | 0.000% | 0.000% | 0% |
| 27-Apr-2026 | 159.17 | 60,415,252.79 | 244,813.60 | 557,307.33 | - | 0.914% | 10.433% | 174% | 0.000% | 0.000% | 0% |
| 25-Mar-2026 | 158.17 | 61,217,373.72 | 244,002.03 | 12,100.56 | - | 0.020% | 0.237% | 4% | 0.000% | 0.000% | 0% |
| 25-Feb-2026 | 157.17 | 61,473,476.31 | 244,454.17 | 384,400.83 | - | 0.621% | 7.207% | 120% | 0.000% | 0.000% | 0% |
| 26-Jan-2026 | 156.17 | 62,102,331.31 | 246,921.62 | 12,058.64 | - | 0.019% | 0.233% | 4% | 0.000% | 0.000% | 0% |
| 26-Dec-2025 | 155.17 | 62,361,311.57 | 248,431.54 | 242,017.55 | - | 0.387% | 4.542% | 76% | 0.000% | 0.000% | 0% |
| 25-Nov-2025 | 154.17 | 62,851,760.66 | 247,597.96 | 15,482.22 | - | 0.025% | 0.295% | 5% | 0.000% | 0.000% | 0% |
| 27-Oct-2025 | 153.17 | 63,114,840.84 | 246,622.10 | 63,557.49 | - | 0.101% | 1.201% | 20% | 0.000% | 0.000% | 0% |
| 25-Sep-2025 | 152.17 | 63,425,020.43 | 246,646.44 | (134,863.78) | - | -0.213% | -2.587% | -43% | 0.000% | 0.000% | 0% |
| SMM (Single Month Mortality) = (Beginning Balance - Ending Balance - Scheduled Principal) / (Beginning Balance - Scheduled Principal) | MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance | ||||||||||
| CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12) | CDR (Conditional Default Rate) = 1 - ((1-MDR)^12) | ||||||||||
| PSA (Public Securities Association) = CPR / (min(.2% * Age, 6%)) | SDA (Standard Default Assumption) = CDR / (min(.2% * Age, 6%)) | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| ADDITIONAL REPORTING |
| September 25, 2026 |
| Amount Remaining Funds |
| 1,109,752.00 |
| Waterfall Detail | ||
| Available Distribution Amount | ||
| Senior Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -141,792.57 | 967,959.43 |
| Senior Certificates, the Senior Principal Distribution Amount | -787,894.30 | 180,065.13 |
| Class B-1 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -3,496.42 | 176,568.71 |
| Class B-1 Certificates, the Subordinate Principal Distribution Amount | -53,693.99 | 122,874.72 |
| Class B-2 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -3,036.52 | 119,838.20 |
| Class B-2 Certificates, the Subordinate Principal Distribution Amount | -46,631.47 | 73,206.73 |
| Class B-3 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -2,484.04 | 70,722.69 |
| Class B-3 Certificates, the Subordinate Principal Distribution Amount | -38,147.03 | 32,575.66 |
| Class B-4 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -920.09 | 31,655.57 |
| Class B-4 Certificates, the Subordinate Principal Distribution Amount | -14,129.75 | 17,525.82 |
| Class B-5 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -17,525.82 | 0.00 |
| Class B-5 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 0.00 |
| Class LT-R and R Certificates, any remaining amounts | 0.00 | 0.00 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| OTHER INFORMATION |
| September 25, 2026 |
| Principal Percentages | |
| Senior Percentage | 83.774291% |
| Subordinate Percentage | 16.225709% |
| Senior Prepayment Percentage | 83.774291% |
| Subordinate Prepayment Percentage | 16.225709% |
| Other Information | |
| Step-Down Test satisfied? | Y |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-3 | |
| NOTES | |
| No Notes available for this deal at this time. |
| September 25, 2026 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 14 | © Copyright 2026 Citigroup |