Massachusetts Mutual Variable Annuity Separate Account 4
04/27/2026 | Press release | Distributed by Public on 04/27/2026 09:19
Prospectus by Investment Company (Form 497)
Supplement dated April 27, 2026
to the Prospectus dated May 1, 2015, as supplemented, for:
MassMutual RetireEase SelectSM
Issued by Massachusetts Mutual Life Insurance Company
THIS SUPPLEMENT MUST BE READ IN CONJUNCTION WITH YOUR PROSPECTUS.
PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.
This supplement amends certain information in the above-referenced Prospectus:
Fund Name Changes and Sub-Adviser Change
Effective April 24, 2026, the following fund was renamed and the following fund sub-adviser change occurred:
| Old Fund Name | New Fund Name |
|
MML Managed Volatility Fund Adviser: MML Investment Advisers, LLC Sub-Adviser: Gateway Investment Advisers, LLC |
MML VIP JPMorgan U.S. Research Enhanced Equity Fund Adviser: MML Investment Advisers, LLC Sub-Adviser: J.P. Morgan Investment Management Inc. |
Effective April 24, 2026, the following funds were renamed:
| Old Fund Name | New Fund Name |
| MML Blend Fund | MML VIP BlackRock® Balanced Fund |
| MML Blue Chip Growth Fund | MML VIP T. Rowe Price Blue Chip Growth Fund |
| MML Equity Fund | MML VIP Franklin Templeton Equity Fund |
| MML Equity Income Fund | MML VIP T. Rowe Price Equity Income Fund |
| MML Equity Index Fund | MML VIP BlackRock® Equity Index Fund |
| MML Fundamental Equity Fund | MML VIP Invesco Main Street Equity Fund |
| MML Global Fund | MML VIP Invesco Global Fund |
| MML Inflation-Protected and Income Fund | MML VIP Barings Inflation-Protected and Income Fund |
| MML Invesco Discovery Large Cap Fund | MML VIP Invesco Discovery Large Cap Fund |
| MML Invesco Discovery Mid Cap Fund | MML VIP Invesco Discovery Mid Cap Fund |
| MML Managed Bond Fund | MML VIP Barings Core Bond Fund |
| MML Mid Cap Growth Fund | MML VIP T. Rowe Price Mid Cap Growth Fund |
| MML Small Cap Growth Equity Fund | MML VIP Wellington Small Cap Growth Equity Fund |
| MML U.S. Government Money Market Fund | MML VIP Barings U.S. Government Money Market Fund |
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Fund Addition
Beginning April 27, 2026, the following fund will be available as an investment option under your contract. Information about the new fund is below:
| Fund and Adviser/Sub-Adviser |
|
VY® Columbia Real Estate Portfolio (Class S) Adviser: Voya Investments, LLC Sub-Adviser: Columbia Management Investment Advisers, LLC |
Appendix C
The following Appendix C replaces the existing Appendix C in your Prospectus:
Appendix C
Custom Allocation Choice
If you participate in Custom Allocation Choice you must allocate your purchase payments within the minimum and maximum range listed for the sub-accounts below.
No allocation greater than 25% is allowed in any one sub-account.
| Range | Sub-accounts | |
| 0% to 60% (total) |
Invesco V.I. Global Strategic Income MML VIP Barings Core Bond MML VIP Barings Inflation-Protected and Income MML VIP Barings U.S Government Money Market |
|
| 15% to 25% (total) |
MML Income & Growth MML VIP BlackRock® Balanced MML VIP Franklin Templeton Equity MML VIP JPMorgan U.S. Research Enhanced Equity MML VIP T. Rowe Price Equity Income |
|
| 15% to 25% (total) |
Fidelity® VIP Contrafund® MML Sustainable Equity MML VIP BlackRock® Equity Index MML VIP Invesco Discovery Large Cap MML VIP Invesco Main Street Equity MML VIP Loomis Sayles Large Cap Growth MML VIP T. Rowe Price Blue Chip Growth |
|
| 5% to 10% (total) |
MML Small/Mid Cap Value MML VIP American Century Mid Cap Value |
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| 0% to 10% (total) |
MML VIP Invesco Discovery Mid Cap MML VIP Invesco Small Cap Equity MML VIP T. Rowe Price Mid Cap Growth MML VIP Wellington Small Cap Growth Equity |
|
| 5% to 20% (total) |
Invesco V.I. International Growth MML Foreign MML VIP Invesco Global |
|
| 0% to 5% (total) |
Invesco V.I. Health Care Invesco V.I. Technology PIMCO CommodityRealReturn® Strategy |
|
| 0% to 5% (total) |
Invesco V.I. Diversified Dividend VY® CBRE Global Real Estate VY® Columbia Real Estate Portfolio |
If you have questions about this Supplement or wish to make any changes to your Contract, please contact your registered representative, visit us online at www.MassMutual.com/contact-us, or call our Service Center at (800) 272-2216 (8 a.m.-8 p.m. Eastern Time).
For more information about the funds, read each fund prospectus. Prospectuses are available by going to www.MassMutual.com/variable-products, selecting the name of Your variable product, and then selecting the applicable fund. You can also request paper copies of fund prospectuses by calling Our Service Center at the number listed above or by emailing [email protected].
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Massachusetts Mutual Variable Annuity Separate Account 4 published this content on April 27, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on April 27, 2026 at 15:20 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]