Voya Retirement Insurance and Annuity Co.

05/01/2026 | Press release | Distributed by Public on 05/01/2026 10:25

Prospectus Certification by Investment Company (Form 497J)

VOYA LETTERHEAD

LAW & COMPLIANCE /PRODUCT FILING UNIT
ONE ORANGE WAY
WINDSOR, CT 06095-4774

TAMARA SAVERINE

VICE PRESIDENT, CHIEF COUNSEL - WORKPLACE SOLUTIONS

PHONE: (212) 309-8286 | EMAIL: [email protected]

May 1, 2026

BY EDGARLINK

U.S. Securities and Exchange Commission

100 F Street, NE

Washington, DC 20549

Re:

Voya Retirement Insurance and Annuity Company and its Variable Annuity Account C

Prospectus Title: Multiple Sponsored Retirement Options with Guaranteed Accumulation Account

File No.: 333-288655*

Rule 497(j) Filing

Ladies and Gentlemen:

On behalf of Voya Retirement Insurance and Annuity Company and its Variable Annuity Account C, we hereby certify pursuant to Rule 497(j) of the Securities Act of 1933, as amended, that:

• The form of Prospectus and Statement of Additional Information that would have been filed under Rule 497(c) would not have differed from that contained in the most recent post-effective amendment to the above-referenced Registration Statement; and
• The text of the most recent post-effective amendment to the above-referenced Registration Statement was filed electronically by EDGARLink on April 24, 2026.

If you have any questions regarding this submission, please call the undersigned at (212) 309-8286.

Sincerely,

/s/ Tamara Saverine
* Pursuant to Rule 429(a) under the Securities Act of 1933, Registrant has included a combined prospectus under this Registration Statement which includes all the information which would currently be required in a prospectus relating to the securities covered by the following earlier Registration Statements: 33-88720, 33-75964 (which had included a combined prospectus for earlier Registration Statements: 33-75958, 33-75960, and 33-75994); 33-75986 (which had included a combined prospectus for earlier Registration Statements: 33-75970, 33-75954, and 33-75956); 33-75982 (which had included a combined prospectus for earlier Registration Statements: 33-75986, 33-75966, 33-75990, and the individual deferred compensation contracts covered by Registration Statement No. 33-75992); and 33-91846 (which had included a combined prospectus for earlier Registration Statement: 33-75976).
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