Management Change/Compensation (Form 8-K)

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

(b) Daphyne S. Thomas retired from the board of directors of F & M Bank Corp. (the "Company") effective September 18, 2025, having met the mandatory retirement age set forth in Section 2.10 of the Company's Amended and Restated Bylaws (the "Bylaws"). Upon reaching the mandatory retirement age, Ms. Thomas became an honorary director and will continue to function as such until she tenders her resignation to the board or until the board requests that she tender her resignation. Under Section 2.11 of the Bylaws, an honorary director may attend board meetings but is not entitled to vote.