Lawler Introduces Legislation To Support Public Employees Seeking Homeownership

Washington, D.C. - 8/6/26… Today, Congressman Mike Lawler (NY-17) introduced the Public Service Homeownership Assistance Act, legislation to help eligible public employees afford the cost of purchasing a home by providing down payment and closing cost assistance.

This legislation would authorize, beginning January 1, 2027, the Department of Housing and Urban Development (HUD) to issue loans of between $10,000 and $20,000 to eligible public employees to use toward a down payment or closing costs when purchasing a home.

"The Hudson Valley has some of the highest costs of living in the country, and homeownership is no exception. Our district is home to countless public employees, including teachers, first responders, and government workers, who deserve every opportunity to achieve the American Dream of homeownership. This legislation will help make that dream more of a reality by providing the support needed to help public employees purchase a home and build a future in the communities they serve," said Congressman Lawler.

Under the legislation, eligible public employees who receive assistance must move into the home within 60 days and live there for at least 182 days each year. The loan would be repaid over 10 years beginning after certain events, including the sale of the home, failure to meet occupancy requirements, or completion of a cash-out refinance.

The full bill text can be found HERE.