Statement of Changes in Beneficial Ownership (Form 4)

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response... 0.5

(Print or Type Responses)

1. Name and Address of Reporting Person * Mazza Larry F 2. Issuer Name and Ticker or Trading Symbol MVB FINANCIAL CORP [MVBF] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) __X__ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) President & CEO (Last) (First) (Middle) 3000 SWISS PINE WAY, SUITE 100 3. Date of Earliest Transaction (Month/Day/Year) 05/01/2026 (Street) MORGANTOWN, WV 26501 4. If Amendment, Date Original Filed (Month/Day/Year) 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 05/01/2026 05/01/2026 M(1) 1,471(2) A $ 0 711,071 D Common Stock 05/01/2026 05/01/2026 M(3) 5,341(4) A $ 0 716,412 D Common Stock 05/01/2026 05/01/2026 M(5) 6,276(6) A $ 0 722,688 D Common Stock 05/01/2026 05/01/2026 M(7) 5,724(8) A $ 0 728,412 D Common Stock 05/01/2026 05/01/2026 A(9) 11,061 A $ 0 739,473 D Common Stock 05/01/2026 05/01/2026 F 10,867 D $25.68 728,606 D Common Stock 22,304 I Owned By - Melissa Mazza

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
	Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.		SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

RSU - Time-Vested Award

$ 0

05/01/2026

05/01/2026

M

1,259

05/01/2022

(10)

Common Stock

1,259

$ 0

0

D

RSU - Time-Vested Award

$ 0

05/01/2026

05/01/2026

M

5,007

05/01/2025

(11)

Common Stock

5,007

$ 0

5,007

D

RSU - Time-Vested Award

$ 0

05/01/2026

05/01/2026

M

5,668

05/01/2024

(11)

Common Stock

5,668

$ 0

0

D

RSU - Time-Vested Award

$ 0

05/01/2026

05/01/2026

M

5,580

05/01/2026

(11)

Common Stock

5,580

$ 0

11,162

D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Mazza Larry F 3000 SWISS PINE WAY SUITE 100 MORGANTOWN, WV 26501	X		President & CEO

Signatures

Lisa McCormick, POA for Larry F. Mazza		05/05/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	1/5 of the time-based restricted stock units, granted May 1, 2021, have vested and shares are being issued.
(2)	Includes 212 dividend equivalent shares accrued since the time of grant.
(3)	1/3 of the time-based restricted stock units, granted May 1, 2023, have vested and shares are being issued.
(4)	This total includes 334 shares acquired through MVB's Dividend Reinvestment Plan.
(5)	1/3 of the time-based restricted stock units, granted May 1, 2024, have vested and shares are being issued.
(6)	This total includes 608 shares acquired through MVB's Dividend Reinvestment Plan.
(7)	1/3 of the time-based restricted stock units, granted May 1, 2025, have vested and shares are being issued.
(8)	This total includes 144 shares acquired through MVB's Dividend Reinvestment Plan.
(9)	Acquired upon achievement of certain performance criteria pursuant to the performance-based restricted stock units granted on May 1, 2023. The performance conditions applicable to the aware were determined to have been satisfied by the Company's HR & Compensation Committee.
(10)	The restricted units were granted pursuant to the 2013 Stock Incentive Plan (Amended) and have a five-year graded vesting schedule assuming continued employment with the Company.
(11)	The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure. Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.