Asset-Backed Issuer Distribution Report (Form 10-D)

Statement to Securityholder

Ally Auto Receivables Trust 2022-3

Final Report

Deal Information						Table of Contents
Asset Type:			Consumer Retail			1.			Class Distribution Summary
						2.			Note Factor Summary
Closing Date:			12/14/2022			3.			Interest Summary
						4.			Collections and Distributions
Bloomberg Ticker:			ALLYA 2022-3			5.			Cash Reserve
						6.			Collateral Summary
Collection Period:						7.			Net Charge-Offs, Delinquencies, and Bankruptcies
Begin			6/1/2026			8.			Performance Tests
End			6/30/2026			9.			Supplemental Disclosures
						10.			Optional Purchase Price Summary
Determination Date:			7/10/2026
Distribution Date:			7/15/2026
ABS Investor Relations:
Servicer:			Ally Bank
Telephone:			(866) 710-4623
E-Mail:			[email protected]
Additional information about the transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the CIK number 0001954336.

Statement to Securityholder

Ally Auto Receivables Trust 2022-3

Final Report

1. Class Distribution Summary
												Class Distribution
Class			CUSIP/ CUSIP-RegS			Initial Note Principal Balance			Beginning Note Principal Balance			Principal			Interest			Total			Ending Note Principal Balance
A-1			02008DAA7			216,000,000.00			0.00			0.00			0.00			0.00			0.00
A-2			02008DAB5			323,000,000.00			0.00			0.00			0.00			0.00			0.00
A-3			02008DAC3			323,000,000.00			0.00			0.00			0.00			0.00			0.00
A-4			02008DAD1			71,120,000.00			31,829,465.38			31,829,465.38			134,479.49			31,963,944.87			0.00			*
B			02008DAE9			20,760,000.00			20,760,000.00			20,760,000.00			101,724.00			20,861,724.00			0.00			*
C			02008DAF6			17,300,000.00			17,300,000.00			17,300,000.00			91,834.17			17,391,834.17			0.00			*
D			02008DAG4			12,850,000.00			12,850,000.00			12,850,000.00			80,740.83			12,930,740.83			0.00			*
Total Notes						984,030,000.00			82,739,465.38			82,739,465.38			408,778.49			83,148,243.87			0.00
Certificates																		15,845,530.54
Total Class Distribution																		98,993,774.41

*Pursuant to Section 8.01 of the Servicing Agreement, Ally Bank as Servicer is exercising the option to purchase the assets of the Issuing Entity (other than the Designated Accounts), resulting in the redemption of the outstanding Notes by depositing in the Collection Account when required an amount equal to the greater of (a) the remaining unpaid Principal Balance of the Notes, plus accrued and unpaid interest, and any accrued and unpaid Basic Servicing Fee payments, and (b) the unpaid Aggregate Receivables Principal Balance plus accrued and unpaid interest.

Statement to Securityholder

Ally Auto Receivables Trust 2022-3

Final Report

2. Note Factor Summary

(Amount per $1,000 of Original Principal)

						Distribution
Class			Beginning			Principal			Interest			Total			Ending
A-1			0.0000000			0.0000000			0.0000000			0.0000000			0.0000000
A-2			0.0000000			0.0000000			0.0000000			0.0000000			0.0000000
A-3			0.0000000			0.0000000			0.0000000			0.0000000			0.0000000
A-4			447.5459137			447.5459137			1.8908815			449.4367952			0.0000000
B			1,000.0000000			1000.0000000			4.9000000			1004.9000000			0.0000000
C			1,000.0000000			1000.0000000			5.3083335			1005.3083335			0.0000000
D			1,000.0000000			1000.0000000			6.2833331			1006.2833331			0.0000000
Total Notes			84.0822591												0.0000000

Statement to Securityholder

Ally Auto Receivables Trust 2022-3

Final Report

3. Interest Summary

A. Target Interest Calculation

																		Fixed Rate						Variable Rate
Class			Beginning Note Principal Balance						Accrual Methodology			Interest Accrual Days						Total						Applicable Index			Margin			Total						Target Interest Calculation
A-1			0.00						Actual/360			30						4.557%						N/A			N/A			N/A						0.00
A-2			0.00						30/360			30						5.290%						N/A			N/A			N/A						0.00
A-3			0.00						30/360			30						5.070%						N/A			N/A			N/A						0.00
A-4			31,829,465.38						30/360			30						5.070%						N/A			N/A			N/A						134,479.49
B			20,760,000.00						30/360			30						5.880%						N/A			N/A			N/A						101,724.00
C			17,300,000.00						30/360			30						6.370%						N/A			N/A			N/A						91,834.17
D			12,850,000.00						30/360			30						7.540%						N/A			N/A			N/A						80,740.83
Total			82,739,465.38																																	408,778.49
B. Interest Distribution
Class			Beginning Unpaid Interest Carryover Shortfall						Target Interest Calculation			Interest Shortfall Allocated/ (Repaid)			Interest Distribution									Remaining Unpaid Interest Carryover Shortfall
			(1)						(2)			(3)			(4) = (2) - (3)									(5) = (1) + (3)
A-1			0.00						0.00			0.00			0.00									0.00
A-2			0.00						0.00			0.00			0.00									0.00
A-3			0.00						0.00			0.00			0.00									0.00
A-4			0.00						134,479.49			0.00			134,479.49									0.00
B			0.00						101,724.00			0.00			101,724.00									0.00
C			0.00						91,834.17			0.00			91,834.17									0.00
D			0.00						80,740.83			0.00			80,740.83									0.00
Total			0.00						408,778.49			0.00			408,778.49									0.00

Statement to Securityholder

Ally Auto Receivables Trust 2022-3

Final Report

4. Collections and Distributions

Collections
Receipts During the Period - Principal			7,803,629.44
Receipts During the Period - Interest			559,038.04
Administrative Purchase Payments			250,599.19
Warranty Payments			0.00
Liquidation Proceeds Including Recoveries (Net of Liquidation Expenses)			100,149.88
Other Fees or Expenses Paid			0.00
Optional purchase price for the assets of the Issuing Entity (the "Optional Purchase Price")*			87,891,552.94
Total Collections			96,604,969.49
Beginning Reserve Account Balance			2,471,181.60
Total Available Amount plus the Optional Purchase Price			99,076,151.09
Distributions
Basic Servicing Fee			80,876.68
Amounts paid in connection with an Asset Representations Review			0.00
Aggregate Class A Interest Distributable Amount			134,479.49
First Priority Principal Distributable Amount			0.00
Aggregate Class B Interest Distributable Amount			101,724.00
Second Priority Principal Distributable Amount			0.00
Aggregate Class C Interest Distributable Amount			91,834.17
Third Priority Principal Distributable Amount			0.00
Aggregate Class D Interest Distributable Amount			80,740.83
Fourth Priority Principal Distributable Amount			0.00
Reserve Account Deposit			0.00
Noteholders' Regular Principal Distributable Amount related to the final Distribution Date*			82,739,465.38
Indenture Trustee expenses			0.00
Unpaid Fees due to Trustees, Administrator and Asset Representations Reviewer			1,500.00
Excess to the Certificateholders*			15,845,530.54
Total Distributions			99,076,151.09

*Refer to Section 10 "Optional Purchase Price Summary" for additional details

Statement to Securityholder

Ally Auto Receivables Trust 2022-3

Final Report

5. Cash Reserve

												Reductions
			Initial Balance			Beginning Balance			Additions			Draws			Releases*			Ending Balance						Specified Reserve Account Balance
			2,471,181.60			2,471,181.60			0.00			0.00			2,471,181.60			0.00						0.00

*In connection with the Servicer exercising its option purchase the assets of the Issuing Entity.

6. Collateral Summary

												Initial			Beginning			Ending**
Balances			Number of Receivables									61,982			14,782			14,016
			Aggregate Receivables Principal Balance									988,472,639.22			95,589,609.69			87,555,319.09
			Aggregate Amount Financed									1,028,968,867.29			97,052,013.50			88,854,104.94
			Pool Factor												9.6704356			8.8576371
Weighted Averages			Coupon									6.77%			7.09%			7.11%
			Original Maturity									70.07			72.99			73.10
			Remaining Maturity									50.40			20.52			19.89

**Prior to the Servicer exercising its option to purchase the assets of the Issuing Entity.

Prepayment Percentage			Monthly Period
			44
			0.97%

Statement to Securityholder

Ally Auto Receivables Trust 2022-3

Final Report

8. Performance Tests (prior to the Servicer exercising its option to purchase the assets)

For the Collection Period

Event of Default

All Tests Passed

Servicer Default

All Tests Passed

Overcollateralization:

Initial

4,442,639.22

Current

12,850,144.31

Overcollateralization Target Reached?

YES

Target

12,850,144.31

Asset Representations Review Delinquency Trigger:

Monthly Period

Trigger

Monthly

61+

1-12

1.70%

Period

Trigger

Delinquencies

13-24

2.60%

44

4.10%

1.46%

Pass

25-36

3.10%

37+

4.10%

9. Supplemental Disclosures

For the Collection Period

Supplemental Servicing Fees

36,018.34

Other Fees or Expenses Accrued

0.00

Liquidation Expenses

11,550.00

Have there been any material modifications, extensions, or waivers relating to the terms of or fees, penalties or payments on, pool assets during the period or that, cumulatively, have become material over time?

No

Have there been any material changes in determining or defining delinquencies, charge-offs or uncollectible amounts?

No

Have there been any receivables with respect to which material breaches of pool asset representations or warranties or transaction covenants have occurred?

No

Statement to Securityholder

Ally Auto Receivables Trust 2022-3

Final Report

10. Optional Purchase Price Summary

Collections related to Optional Purchase Price
Aggregate Receivables Principal Balance - Ending Balance			87,555,319.09
Accrued and unpaid interest on the assets			336,233.85
Optional Purchase Price			87,891,552.94
Distributions related to Optional Purchase Price
Noteholders' Regular Principal Distributable Amount related to the Collection Period			8,034,290.60
Noteholders' Principal Distributable Amount related to the satisfaction of the outstanding Notes			74,705,174.78
Noteholders' Regular Principal Distributable Amount related to the final Distribution Date			82,739,465.38
Excess Total Available Amount for the Collection Period			187,970.78
Cash Reserve (available to Certificateholders)			2,471,181.60
Current Overcollateralization (available to Certificateholders)			12,850,144.31
Accrued and unpaid interest on the assets (available to Certificateholders)			336,233.85
Excess to the Certificateholders			15,845,530.54