Hancock John Variable Life Account S

09/26/2025 | Press release | Distributed by Public on 09/26/2025 07:18

Prospectus by Investment Company (Form 497)

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)

SEPARATE ACCOUNTS A, N, S, U, UV, AND V

JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK

SEPARATE ACCOUNT B

Supplement dated September 26, 2025 to the Statutory Prospectuses,

Updating Summary Prospectuses, and Initial Summary Prospectuses,

dated April 28, 2025

Changes to Variable Investment Options

This Supplement is intended for distribution with the Statutory Prospectuses, Updating Summary Prospectuses, and Initial Summary Prospectuses, as applicable, (each a "prospectus") dated April 28, 2025 for variable life insurance contracts issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. The affected prospectuses belong to the following policies:

Accumulation Survivorship Variable Universal Life 2020

Majestic Variable Universal Life

Accumulation SVUL

Majestic Variable Universal Life 98

Accumulation Variable Universal Life

Majestic VCOLIX

Accumulation Variable Universal Life 08

Majestic VULX

Accumulation Variable Universal Life 2014

Medallion Executive Variable Life

Accumulation Variable Universal Life 2019

Medallion Executive Variable Life II

Accumulation Variable Universal Life 2021

Medallion Executive Variable Life III

Accumulation Variable Universal Life 2021 Core

Medallion Variable Life

Accumulation Variable Universal Life 2025

Medallion Variable Universal Life Edge

Accumulation Variable Universal Life 2025 Employer Market

Medallion Variable Universal Life Edge II

Annual Premium Variable Life

Medallion Variable Universal Life Plus

Corporate VUL

Performance Executive Variable Life

Corporate VUL 05

Performance Survivorship Variable Universal Life

Corporate VUL 08

Protection SVUL

eVariable Life

Protection Variable Universal Life

Flex V1

Protection Variable Universal Life 09

Flex V2

Protection Variable Universal Life 2012

Majestic Accumulation Variable Universal Life 2019

Protection Variable Universal Life 2017

Majestic Accumulation Variable Universal Life 2021

Protection Variable Universal Life 2021

Majestic Performance Survivorship Variable Universal Life

Protection Variable Universal Life 2023

Majestic Performance Variable Universal Life

Simplified Life

Majestic Survivorship Variable Universal Life 2020

Variable Estate Protection

Majestic Survivorship VULX

Variable Estate Protection Edge

Majestic Variable COLI

Variable Estate Protection Plus

Majestic Variable Estate Protection

Variable Master Plan Plus

Majestic Variable Estate Protection 98

Changes to Current Expenses

Effective June 1, 2025 (the "Effective Date"), there is a reduction in "Current Expenses" for the JHVIT Blue Chip Growth Trust in the "Appendix: Portfolios Available Under the Contract" section of the prospectus.

Accordingly, the "Current Expenses" of the JHVIT Blue Chip Growth Trust Series NAV portfolio are deleted in the "Appendix: Portfolios Available Under the Contract" section of each prospectus and replaced with the following:

Investment Objective Portfolio and Adviser/Subadviser Current
Expenses
Average Annual Total
Returns
(as of 12/31/24) (%)
  1-Year    5-Year   10-Year  
To provide long-term growth of capital.
Current income is a secondary objective.

Blue Chip Growth Trust - Series NAV

John Hancock Variable Trust Advisers
LLC/T. Rowe Price Associates, Inc.

0.74%*   35.73     14.60    14.87  
*

This portfolio's annual expenses reflect temporary fee or expense waivers or reimbursements.

You should read this supplement together with the prospectus for the contract you purchased and retain both documents for future reference.

Prior to making any investment decisions, you should carefully review your product prospectus and all applicable supplements. In addition, you should review the prospectuses and applicable supplements for the underlying portfolios that we make available as investment options under the policies. The prospectuses describe the investment objectives, policies and restrictions of, and the risks relating to, investment in the portfolios. In the case of any of the portfolios that are operated as feeder funds, you should also review the prospectus for the corresponding master fund. If you need to obtain additional copies of any of these documents, please contact your representative or contact our Service Office at the address or telephone number on the back page of your product prospectus.

VLI ProdSupp VL 09/2025

333-85284 333-233647 333-131134 333-238712 333-164162
333-124150 333-233648 333-132905 333-126668 333-164164
333-131299 333-236446 333-141693 333-152409 333-164163
333-141692 333-236447 333-148992 333-164150 333-164165
333-148991 333-248502 333-151631 333-164151 333-164166
333-151630 333-254210 333-152407 333-164152 333-164167
333-152406 333-254211 333-152408 333-164153 333-164168
333-153252 333-265436 333-153253 333-164156 333-164169
333-157212 333-266659 333-157213 333-164154 333-164158
333-179570 333-281927 333-179571 333-164155 333-164159
333-193994 333-281928 333-193995 333-164171 333-164175
333-194818 333-127543 333-235396 333-164173 333-164176
333-217721 333-131139 333-235397 333-164161 333-164157
333-164160 333-164174 333-164172
Hancock John Variable Life Account S published this content on September 26, 2025, and is solely responsible for the information contained herein. Distributed via SEC EDGAR on September 26, 2025 at 13:19 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]