RFS Holding LLC

02/04/2026 | Press release | Distributed by Public on 02/04/2026 15:19

Asset-Backed Securitizer Report (Form ABS-15G)

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM ABS-15G
ASSET-BACKED SECURITIZER
REPORT PURSUANT TO SECTION 15G OF
THE SECURITIES EXCHANGE ACT OF 1934

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

x Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period
January 1, 2025 to December 31, 2025
RFS Holding, L.L.C.
(Exact Name of Securitizer as Specified in its Charter)
Date of Report (Date of earliest event reported): February 4, 2026
Commission File Number of securitizer: 333-206176, 333-181466-01, 333-229815
Central Index Key Number of securitizer: 0001226006
Paul Clancy, (203) 505-9125
Name and telephone number, including area code, of the person to
contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ¨

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ¨

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) x

¨ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2) for the reporting period
Central Index Key Number of depositor:
(Exact name of issuing entity as specified in its charter)
Central Index Key Number of issuing entity (if applicable):
Central Index Key Number of underwriter (if applicable):
Name and telephone number, including area code, of the person to
contact in connection with this filing

REPRESENTATION AND WARRANTY INFORMATION

Item 1.02 Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure

Pursuant to Rule 15Ga-1(c)(2)(ii), RFS Holding, L.L.C. has indicated by check mark that there is no activity to report for the calendar year ended December 31, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 4, 2026

RFS HOLDING, L.L.C.
(Securitizer)
By /s/ Christopher Coffey
Name: Christopher Coffey
Title: Vice President, and as the senior officer in charge of securitization
RFS Holding LLC published this content on February 04, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on February 04, 2026 at 21:19 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]