November 3, 2025 USMI Comment Letter on 2026 – 2028 Enterprise Housing Goals

On November 3, USMI submitted a comment letter to U.S. Federal Housing (FHFA) for the FHFA's proposed rule on "2026-2028 Enterprise Housing Goals." In the letter, USMI expressed support for "FHFA's work to ensure that the GSEs' statutorily required housing goals are established and maintained, but not calibrated in such a way that they inhibit the conventional conforming market's ability to broadly serve middle- and working-class Americans, including homebuyers without large cash down payments, in all geographies during all economic cycles."

USMI and its member companies appreciate the opportunity to engage with the FHFA on housing finance policies that enable access to homeownership opportunities for middle- and working-class borrowers without large cash down payments and balance access to affordable mortgage credit with safety and soundness in the U.S. housing finance system. Read the full letter here.