10/14/2026 | Press release | Distributed by Public on 10/14/2026 13:40
Oct 14, 2026
PANAMA CITY and PANAMA CITY BEACH, Fla. - SmartBank has expanded its presence in the Florida Panhandle with the addition of two experienced local banking leaders. Austin Klanjac has joined as president of its Panama City market and Jason Morehouse as president of the Panama City Beach market. Klanjac will permanently base from SmartBank's Panama City financial center, while Morehouse will initially operate from the same location as the bank continues to grow its presence along the Gulf Coast.
"Austin and Jason bring extensive banking experience, deep knowledge of these communities, and a shared commitment to building lasting client relationships," said Robert McDaniel, area president. "Their leadership strengthens our Panama City team and positions SmartBank to serve more businesses and families as we continue to grow across the Florida Panhandle."
Klanjac, a Panama City native, brings more than a decade of extensive local commercial banking experience, including four years as a market president in Panama City. His expertise spans commercial credit and portfolio management. He has personally managed a $125 million loan portfolio and $100 million in deposits while leading a large local team.
Klanjac earned his degree from Florida State University and is a graduate of the Graduate School of Banking at Louisiana State University. He is active in the community and serves on the Panama City Housing Authority board, as treasurer of the Gulf Coast State College Foundation board and as a trustee for the City of Panama City Municipal Police Pension Fund.
"Panama City is home, and I'm excited to continue serving the businesses and families that make this community special," Klanjac said. "SmartBank's commitment to local decision-making and exceptional client service give us a strong foundation for helping our clients reach their goals and supporting the continued growth of this market."
Morehouse brings 35 years of commercial banking and leadership experience and has served the Panama City Beach market since 2012, most recently as market president for three years. In that time, he built a $119 million loan portfolio and approximately $40 million in deposits from the ground up. His established client relationships and deep market knowledge position him to lead SmartBank's expansion in Panama City Beach.
"Panama City Beach is a dynamic market with tremendous opportunity," Morehouse said. "I look forward to building on the relationships I've developed throughout my career and introducing clients to SmartBank's responsive, relationship-focused approach to banking."
The additions reflect SmartBank's continued investment in high-growth markets across the Southeast, including the recent opening of its Columbus, Georgia financial center.
###
About SmartBank
Founded in 2007, SmartBank is a fullservice commercial bank and a subsidiary of SmartFinancial, Inc. (NYSE: SMBK), a financial holding company with more than $6 billion in assets. SmartBank provides banking, investment, and mortgage financial services through 43 financial centers across Tennessee, Alabama, Florida, and Georgia as well as a loan production office in Brentwood, Tennessee. Recruiting the best people, delivering exceptional client service, strategic expansion, and a disciplined approach to lending have contributed to SmartBank's success, including recognition on the 2026 Fortune Best Medium Workplaces™ list. For more information, visit www.smartbank.com