NCUA Prohibits Three Individuals from Participating in the Affairs of Any Federally Insured Depository Institution

Alexandria, VA (December 31, 2025) - The National Credit Union Administration issued three consent-based prohibitions in December 2025. The individuals named below are permanently prohibited from participating in the affairs of any federally insured depository institution.

Order of Prohibition:

Rita Hartman, former employee of Muddy River Credit Union, Atchison, Kansas, agreed and consented to the issuance of a prohibition order and agreed to comply with all its terms to settle and resolve the NCUA Board's claims against her.

Teresa Margiotta, former employee of Peak Credit Union, Lacey, Washington, agreed and consented to the issuance of a prohibition order and agreed to comply with all its terms to settle and resolve the NCUA Board's claims against her.

Evelyn Bittar, former employee of Transfiguration Parish Federal Credit Union, Brooklyn, New York, agreed and consented to the issuance of a prohibition order and agreed to comply with all its terms to settle and resolve the NCUA Board's claims against her.

An Order of Prohibition prohibits a party from ever working for a federally insured depository institution.

In addition to Orders of Prohibition, the NCUA, on occasion, issues administrative orders, which are formal, legally enforceable orders issued pursuant to Section 206 of the Federal Credit Union Act. Generally, the NCUA issues administrative orders when it finds that a credit union - or persons affiliated with a credit union - have violated a law, rule, or regulation; breached a fiduciary duty; or engaged in an unsafe or unsound practice.

The three most common orders issued by the NCUA include:

• An Order to Cease and Desist, which requires an institution or individual to take action (or refrain from taking action), including making restitution;
• An Order of Prohibition, which prohibits an individual from ever working for a federally insured financial institution; and
• An Order Assessing Civil Money Penalties, which requires an institution or individual to pay an assessed penalty amount.

Agency enforcement orders and notices are searchable by name, institution, city, state, and year on the NCUA's Administrative Orders webpage. The webpage also provides links to the federal enforcement actions of federal banking agencies against other institutions or their affiliated parties.

The public may view NCUA enforcement orders online or the public may order copies by mail from the NCUA at 1775 Duke Street, Alexandria, Virginia 22314-3428.