F&M Bank and Visa Launch New Online Portal to Help Small Businesses Grow

Running a business is exciting, but it can also be overwhelming. From writing a business plan to managing cash flow, today's entrepreneurs face countless challenges. That's why F&M Bank, in partnership with Visa, has launched the new Practical Business Skills portal to give small business owners the tools and knowledge they need to succeed.

This free online hub is designed specifically for small and micro-businesses across Virginia, offering resources that are simple, practical, and ready to use.

Why Small Business Owners Need This Resource

Did you know that nearly 50% of new businesses close within their first five years? Many entrepreneurs struggle with limited time, resources, or guidance. The Practical Business Skills portal was built to change that.

By offering stage-based learning and ready-to-use templates, the platform helps business owners focus on what matters most: building sustainable growth.

What You'll Find Inside the Portal

Whether you're just getting started or looking to expand, the F&M Bank's Practical Business Skills portal has something for you:

• Learning Modules & Videos - Covering business planning, finance, operations, and payments

• Tools & Templates - From calculators and checklists to full business plan guides

• Stage-Based Learning Paths - Resources tailored for startups, early-stage businesses, and growth-focused companies

• Digital Payment Guidance - Insights on how to accept payments and integrate Visa solutions

Everything is designed to be practical, easy to follow, and immediately useful.

Backed by a Trusted Local Partner

Since 1908, F&M Bank has been deeply rooted in the Shenandoah Valley, committed to strengthening local communities. Partnering with Visa allows the bank to extend global best practices directly to Virginia entrepreneurs.

As John Sargent, Retail Banking Director at F&M Bank, puts it:

"Small businesses are the lifeblood of our communities. This partnership allows us to connect local business owners with world-class resources, helping them succeed in today's competitive marketplace."

How to Access the Portal

Getting started is easy and completely free. Simply visit the portal here:
fmbankva.practicalbusinessskills.com/en

Whether you're writing your first business plan, hiring employees, or preparing to scale, this hub is built to help you every step of the way.

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