Initial Statement of Beneficial Ownership (Form 3)

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL OMB Number: 3235-0104 Estimated average burden hours per response... 0.5

(Print or Type Responses)

1. Name and Address of Reporting Person * Grafje Karen 2. Date of Event Requiring Statement (Month/Day/Year) 06/08/2026 3. Issuer Name and Ticker or Trading Symbol FULTON FINANCIAL CORP [FULT] (Last) (First) (Middle) C/O FULTON FINANCIAL CORPORATION, P.O. BOX 4887, ONE PENN SQUARE 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) Sr Executive Vice President 5. If Amendment, Date Original Filed (Month/Day/Year) (Street) LANCASTER, PA 17602 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) $2.50 par value Common Stock 3,951.5236 D

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
	Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units(1)	(2)	(2)	$2.50 par value Common Stock	2,652.4005(3)	$0	D
Restricted Stock Units(1)	(2)	(2)	$2.50 par value Common Stock	1,390.6943(4)	$0	D
Restricted Stock Units(1)	(2)	(2)	$2.50 par value Common Stock	2,762.981(5)	$0	D
Restricted Stock Units(1)	(2)	(2)	$2.50 par value Common Stock	1,486(6)	$0	D
Restricted Stock Unit(1)	(2)	(2)	$2.50 par value Common Stock	2,782(6)	$0	D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Grafje Karen C/O FULTON FINANCIAL CORPORATION P.O. BOX 4887, ONE PENN SQUARE LANCASTER, PA 17602			Sr Executive Vice President

Signatures

Steven R. Horst, as attorney in fact for Grafje, Karen		06/09/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock.
(2)	The restricted stock units cliff-vest 36 months from the grant date. Vested shares will be delivered to the reporting person 36 months from the grant date.
(3)	Restricted stock unit award granted May 1, 2024 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents.
(4)	Restricted stock unit award granted September 3, 2024 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents.
(5)	Restricted stock unit award granted May 1, 2025 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents.
(6)	Restricted stock unit award granted May 1, 2026 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, See Instruction 6 for procedure. Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.