Surro Connections Owner, Business Manager, And Spouse Charged With Fraud In Collapse Of Surrogacy Agency

OAKLAND - Megan Hall-Greenberg, 49, and Jeffrery Greenberg, 45, of Washougal, Washington, and Heather Morgan, 47, of Camas, Washington, have been charged by indictment with wire fraud and conspiracy to commit wire fraud, alleged to have conspired to misappropriate millions of dollars of funds from Surro Connections. Hall-Greenberg and Greenberg were also charged with money laundering and conspiracy to commit money laundering.

As part of the scheme, the defendants are alleged to have concealed the misappropriation from Surro Connections' clients, the intended parents and the surrogates. Surro Connections collected and held funds, often totaling over $100,000 per client, that were pledged to be used to cover the costs of surrogacies, including legal fees, medical costs, compensation to surrogates, travel, and other costs.

Instead, as alleged in the indictment, Hall-Greenberg and Greenberg spent over $1.1 million in misappropriated funds on personal expenses, including gambling debts, cruises, a vacation at an adults-only resort in Mexico, and trips to Las Vegas. In addition, Hall-Greenberg and Greenberg spent over $60,000 on luxury items, including Louis Vuitton purses, Bucherer, Rolex and LVMH watches, diamonds and other jewelry.

"The victims in this case entrusted their hopes and dreams of starting a family-not to mention their hard-earned savings-to these defendants. But instead of the child they dreamed of, they got heartache and disappointment," said United States Attorney Craig Missakian. "These defendants took advantage of vulnerable families, and they should pay a steep price for their callous and unbridled greed."

"Families placed extraordinary trust into Surro Connections during one of the most meaningful moments of their lives. The defendants' alleged actions not only broke that trust-they caused real harm to parents and surrogates who relied on them," said FBI Special Agent in Charge Scott Schelble. "The FBI is committed to uncovering the truth, protecting victims, and ensuring that those who exploit vulnerable individuals for personal gain are held fully accountable."

The indictment alleges that for over 19 months, Hall-Greenberg, Greenberg, and Morgan conspired to conceal the misappropriation by falsely representing to clients of Surro Connections that their funds were being held safely in an escrow account, when in fact those accounts had been drained. According to the indictment, defendants Hall-Greenberg and Morgan repeatedly sent "balance statements" to Surro Connections clients that falsely represented that their funds were being held in escrow.

Instead, as alleged in the indictment, the escrow account was essentially empty, and the defendants were attempting to forestall the company's collapse by using over $4.7 million in high-interest loans, incoming client payments, and credit cards, in an attempt to pay outstanding costs and conceal the misappropriation.

The indictment alleges that on December 5, 2025, Hall-Greenberg sent an email to Surro Connections intended parents, surrogates, and employees that stated the company was ceasing operations immediately and "has no ability to provide any further performance pursuant to any contractual or other Company obligations."

The defendants are scheduled to make an initial appearance in U.S. district court in Oakland, California, on September 3, 3026 at 10:30 a.m. before the Honorable U.S. Magistrate Judge Ajay S. Krishnan. The case is assigned to the Honorable U.S. District Judge Araceli Martinez-Olguin for further proceedings.

An indictment merely alleges that crimes have been committed, and all defendants are presumed innocent until proven guilty beyond a reasonable doubt. If convicted, the defendants face a maximum sentence of twenty years in prison for wire fraud and conspiracy to commit wire fraud, and ten years in prison for money laundering and conspiracy to commit money laundering. The defendants also face a fine of up to $250,000, and potential forfeiture and restitution. Any sentence following conviction would be imposed by the court after consideration of the U.S. Sentencing Guidelines and the federal statute governing the imposition of a sentence, 18 U.S.C. § 3553.

Assistant U.S. Attorneys David Ward and Ivana Djak are prosecuting the case with the assistance of Amala James and Jessie Chelsea. The prosecution is the result of an investigation by the FBI.