Prospectus by Investment Company (Form 497)

SUPPLEMENT DATED JULY 17, 2026

TO

PROSPECTUS DATED MAY 1, 2006

INVESTRAC ADVANTAGE VARIABLE UNIVERSAL LIFE INSURANCE POLICY

CONTRACT FORM NUMBER VULIP

ISSUED BY

AMERICAN NATIONAL INSURANCE COMPANY

THROUGH ITS

AMERICAN NATIONAL VARIABLE LIFE SEPARATE ACCOUNT

This supplement updates certain information contained in your Prospectus. All other information contained in the Prospectus remains the same. Please read this carefully and keep it with your prospectus for future reference.

As of April 1, 2026, ANICO Financial Solutions, LLC, ("ANFS, LLC"), an affiliate of American National Insurance Company ("American National") and a subsidiary of American Equity Investment Life Insurance Company ("AEL"), replaced ANICO Financial Services, Inc. ("ANFS, Inc.") as the Principal Underwriter for Investrac Advantage Variable Universal Life. Additionally, on that date, American National and ANFS, Inc. terminated their Distribution and Selling Agreement and American National entered into a new Distribution and Administrative Services Agreement with ANFS, LLC. ANFS, LLC is located at: 1150 Locust Street, Des Moines, IA 50309. More information about ANFS, LLC is available through FINRA BrokerCheck at http://www.finra.org.

Effective July 1, 2026, American National Insurance Company changed its home office address, as follows: 

CONTRACT FORM NUMBER VULIP