World Omni Auto Receivables Trust 2022 A

01/29/2026 | Press release | Distributed by Public on 01/29/2026 05:51

Asset-Backed Issuer Distribution Report (Form 10-D)

World Omni Auto Receivables Trust 2022-A
Monthly Servicer Certificate
December 31, 2025
Dates Covered
Collections Period 12/01/25 - 12/31/25
Interest Accrual Period 12/15/25 - 01/14/26
30/360 Days 30
Actual/360 Days 31
Distribution Date 01/15/26
Collateral Pool Balance Data $ Amount # of Accounts
Pool Balance at 11/30/25 117,750,235.59 12,044
Yield Supplement Overcollateralization Amount 11/30/25 1,318,024.84 0
Receivables Balance 11/30/25 119,068,260.43 12,044
Principal Payments 8,129,527.56 252
Defaulted Receivables 225,530.39 15
Repurchased Accounts 0.00 0
Yield Supplement Overcollateralization Amount at 12/31/25 1,164,791.21 0
Pool Balance at 12/31/25 109,548,411.27 11,777
Pool Statistics $ Amount # of Accounts
Pool Factor 11.48 %
Prepayment ABS Speed 1.12 %
Aggregate Starting Principal Balance 964,210,703.53 37,826
Delinquent Receivables:
Past Due 31-60 days 4,465,316.27 315
Past Due 61-90 days 1,152,221.60 78
Past Due 91-120 days 126,148.91 10
Past Due 121+ days 0.00 0
Total 5,743,686.78 403
Total 31+ Delinquent as % Aggregate Ending Principal Balance 5.19 %
Total 61+ Delinquent as % Aggregate Ending Principal Balance 1.15 %
Delinquency Trigger Occurred NO
Recoveries 189,736.63
Aggregate Net Losses/(Gains) - December 2025 35,793.76
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):
Current Net Losses/(Gains) Ratio 0.36 %
Prior Net Losses/(Gains) Ratio 0.27 %
Second Prior Net Losses/(Gains) Ratio 0.67 %
Third Prior Net Losses/(Gains) Ratio -0.12 %
Four Month Average 0.30 %
Cumulative Net Loss as a % of Aggregate Starting Principal Balance 0.67 %
Overcollateralization Target Amount 4,644,197.93
Actual Overcollateralization 4,644,197.93
Weighted Average Contract Rate 4.67 %
Weighted Average Contract Rate, Yield Adjusted 5.97 %
Weighted Average Remaining Term 21.37
Flow of Funds $ Amount
Collections 8,804,105.52
Investment Earnings on Cash Accounts 8,565.17
Servicing Fee (99,223.55 )
Transfer to Collection Account -
Available Funds 8,713,447.14
Distributions of Available Funds
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) -
(2) Class A Interest 112,901.23
(3) Noteholders' First Priority Principal Distributable Amount -
(4) Class B Interest 52,256.25
(5) Noteholders' Second Priority Principal Distributable Amount -
(6) Class C Interest 29,601.25
(7) Noteholders' Third Priority Principal Distributable Amount 3,557,626.39
(8) Required Reserve Account -
(9) Noteholders' Principal Distributable Amount 4,644,197.93
(10) Asset Representation Reviewer Amounts (in excess of 1) -
(11) Distribution to Certificateholders 316,864.09
Total Distributions of Available Funds 8,713,447.14
Servicing Fee 99,223.55
Unpaid Servicing Fee -
Change in amount of the unpaid servicing fee from the prior period -
Note Balances & Note Factors $ Amount
Original Class A 884,710,000.00
Original Class B 27,870,000.00
Original Class C 13,930,000.00
Total Class A, B, & C
Note Balance @ 12/15/25 113,106,037.66
Principal Paid 8,201,824.32
Note Balance @ 01/15/26 104,904,213.34
Class A-1
Note Balance @ 12/15/25 0.00
Principal Paid 0.00
Note Balance @ 01/15/26 0.00
Note Factor @ 01/15/26 0.0000000 %
Class A-2
Note Balance @ 12/15/25 0.00
Principal Paid 0.00
Note Balance @ 01/15/26 0.00
Note Factor @ 01/15/26 0.0000000 %
Class A-3
Note Balance @ 12/15/25 0.00
Principal Paid 0.00
Note Balance @ 01/15/26 0.00
Note Factor @ 01/15/26 0.0000000 %
Class A-4
Note Balance @ 12/15/25 71,306,037.66
Principal Paid 8,201,824.32
Note Balance @ 01/15/26 63,104,213.34
Note Factor @ 01/15/26 79.7273700 %
Class B
Note Balance @ 12/15/25 27,870,000.00
Principal Paid 0.00
Note Balance @ 01/15/26 27,870,000.00
Note Factor @ 01/15/26 100.0000000 %
Class C
Note Balance @ 12/15/25 13,930,000.00
Principal Paid 0.00
Note Balance @ 01/15/26 13,930,000.00
Note Factor @ 01/15/26 100.0000000 %
Interest & Principal Payments $ Amount
Total Interest Paid 194,758.73
Total Principal Paid 8,201,824.32
Total Paid 8,396,583.05
Class A-1
Coupon 0.39629 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-1 Holders 0.00
Class A-2
Coupon 1.15000 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-2 Holders 0.00
Class A-3
Coupon 1.66000 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-3 Holders 0.00
Class A-4
Coupon 1.90000 %
Interest Paid 112,901.23
Principal Paid 8,201,824.32
Total Paid to A-4 Holders 8,314,725.55
Class B
Coupon 2.25000 %
Interest Paid 52,256.25
Principal Paid 0.00
Total Paid to B Holders 52,256.25
Class C
Coupon 2.55000 %
Interest Paid 29,601.25
Principal Paid 0.00
Total Paid to C Holders 29,601.25
Distribution per $1,000 of Notes Total
Total Interest Distribution Amount 0.2102068
Total Interest Carryover Shortfall 0.0000000
Total Principal Distribution Amount 8.8523862
Total Distribution Amount 9.0625930
A-1 Interest Distribution Amount 0.0000000
A-1 Interest Carryover Shortfall 0.0000000
A-1 Principal Distribution Amount 0.0000000
Total A-1 Distribution Amount 0.0000000
A-2 Interest Distribution Amount 0.0000000
A-2 Interest Carryover Shortfall 0.0000000
A-2 Principal Distribution Amount 0.0000000
Total A-2 Distribution Amount 0.0000000
A-3 Interest Distribution Amount 0.0000000
A-3 Interest Carryover Shortfall 0.0000000
A-3 Principal Distribution Amount 0.0000000
Total A-3 Distribution Amount 0.0000000
A-4 Interest Distribution Amount 1.4264211
A-4 Interest Carryover Shortfall 0.0000000
A-4 Principal Distribution Amount 103.6238069
Total A-4 Distribution Amount 105.0502280
B Interest Distribution Amount 1.8750000
B Interest Carryover Shortfall 0.0000000
B Principal Distribution Amount 0.0000000
Total B Distribution Amount 1.8750000
C Interest Distribution Amount 2.1250000
C Interest Carryover Shortfall 0.0000000
C Principal Distribution Amount 0.0000000
Total C Distribution Amount 2.1250000
Noteholders' First Priority Principal Distributable Amount 0.00
Noteholders' Second Priority Principal Distributable Amount 0.00
Noteholders' Third Priority Principal Distributable Amount 433.76
Noteholders' Principal Distributable Amount 566.24
Account Balances $ Amount
Reserve Account
Balance as of 12/15/25 2,322,098.97
Investment Earnings 7,061.87
Investment Earnings Paid (7,061.87 )
Deposit/(Withdrawal) -
Balance as of 01/15/26 2,322,098.97
Change -
Required Reserve Amount 2,322,098.97
Other Servicing Information Current Month Prior Month Two Months Prior
Principal Balance of Receivables extended during the Collection Period $ 1,150,455.13 $ 1,060,332.63 $ 1,167,245.90
Number of Extensions 84 80 85
Ratio of extensions to Beginning of Period Receivables Balance 0.97 % 0.84 % 0.86 %
World Omni Auto Receivables Trust 2022 A published this content on January 29, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on January 29, 2026 at 11:51 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]