First Financial FCU and Cecil County School Employees’ FCU Merge

First Financial Federal Credit Union has announced a merger with Cecil County School Employees' Federal Credit Union (CCSEFCU), an education-based credit union in Elkton, Maryland. The merger was approved by the CCSEFCU membership on December 3, 2025.

CCSEFCU serves the employees of Cecil County Public Schools as well as local healthcare and educational organizations in their county.

"We are excited for the opportunities this merger brings to CCSEFCU members. First Financial offers a wide variety of financial products and convenient services, as well as an abundance of financial wellness resources for our members and community," stated James Raab, CCSEFCU Board Chair. As a result of the merger, First Financial adds a sixth county school system to its field of membership which also includes more than 30 hospitals/healthcare organizations, and over 175 partner groups within their service region.

"We appreciate the confidence the CCSEFCU leadership has placed in First Financial to be the credit union of the future for their members," said James Wheeler, First Financial President. "We look forward to bringing the benefits and value of First Financial membership to their members and are excited to be a part of the Cecil County community."

First Financial will continue to operate the CCSEFCU branch located on the campus of the Cecil County Board of Education. The legal merger and final conversion date has been set for February 1, 2026.