Item 1.01 Entry into a Material Definitive Agreement.
On December 19, 2025, Rocket Mortgage, LLC (the "Company"), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc. ("Rocket"), entered as a "guarantor" into that certain Amendment No. 9 (the "MRA Amendment") to that certain Amended and Restated Master Repurchase Agreement dated as of June 29, 2021 (the "Master Repurchase Agreement"), and the related Transaction Terms Letter, along with RCKT Mortgage SPE-A, LLC, as "seller", and Bank of America, N.A., as "buyer" as the other parties to the MRA Amendment and the Master Repurchase Agreement. The MRA Amendment extends the expiration date of the existing Master Repurchase Agreement from October 3, 2026, to December 17, 2027, and effectuated certain other technical changes to the Master Repurchase Agreement.
The foregoing description of the MRA Amendment does not purport to be complete and is subject to, and qualified in its entirety by reference to the full text of the MRA Amendment, a copy of which will be filed with the annual report on Form 10-K of Rocket for the period ending December 31, 2025.
Following the execution of the MRA Amendment, as of December 19, 2025, the total funding capacity of the Company, pursuant to all master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit and early buy out facilities, was $25.9 billion. This figure compares with $26.4 billion as of September 30, 2025, and $27.5 billion as of December 31, 2024.
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.
The information contained in Item 1.01 above is hereby incorporated in this Item 2.03 by reference.
Item 8.01 Other Events.
Rocket recently discovered an inadvertent date error on page 110 of its proxy statement filed with the Securities and Exchange Commission on May 29, 2025. As corrected, under Rule 14a-8 of the Securities Exchange Act of 1934, as amended, the deadline for stockholders to submit proposals to be included in the Company's proxy statement for its 2026 annual meeting of stockholders is January 29, 2026.