Before you enroll: 10 questions everyone should ask

September 2026

Choosing a health insurance plan is about more than monthly premiums. It's also about understanding your benefit coverage, managing costs and making sure the providers and services important to you are included.

Providence accepts many health insurance plans. Asking a few key questions before you enroll can help you make a more informed decision and ensure you keep your care with the Providence doctors, clinics and hospitals you know and trust.

Use this checklist as a starting point:

1. Is my doctor in-network? See the insurance plans Providence accepts at providence.org/keepmydoctor.
2. Are my preferred Providence clinics and hospitals covered?
3. Are my prescription medications included in the plan's coverage?
4. What will I pay each month for coverage?
5. How much could I pay out-of-pocket during the year?
6. Do I need referrals to see specialists?
7. Which hospitals, urgent care centers and specialty providers are included?
8. Does the plan offer benefits that matter to me, such as vision, dental or wellness programs?
9. Will I have coverage when traveling or away from home?
10. Where can I go for help if I have questions about coverage or enrollment?

Get local help <_o3a_p>

· Learn how to keep your care with Providence.<_o3a_p>

· For more information, visit Healthcare.gov.<_o3a_p>

· Get practical tips for checking if your provider is covered.<_o3a_p>