Ford Credit Auto Owner Trust 2024-A
10/21/2026 | Press release | Distributed by Public on 10/21/2026 07:51
Asset-Backed Issuer Distribution Report (Form 10-D)
Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| Collection Period | September 2026 | ||||
| Payment Date | 10/15/2026 | ||||
| Transaction Month | 31 | ||||
Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization.
I. ORIGINAL DEAL PARAMETERS
| Dollar Amount | # of Receivables | Weighted Avg Remaining Term at Cutoff | |||||||||||||||
| Initial Pool Balance | $ | 1,696,683,364.30 | 46,551 | 55.8 months | |||||||||||||
| Dollar Amount | Note Interest Rate | Final Scheduled Payment Date | |||||||||||||||
| Original Securities | |||||||||||||||||
| Class A-1 Notes | $ | 305,000,000.00 | 5.524 | % | April 15, 2025 | ||||||||||||
| Class A-2a Notes | $ | 150,000,000.00 | 5.32 | % | January 15, 2027 | ||||||||||||
| Class A-2b Notes | $ | 410,000,000.00 | 4.00850 | % | * | January 15, 2027 | |||||||||||
| Class A-3 Notes | $ | 560,000,000.00 | 5.09 | % | December 15, 2028 | ||||||||||||
| Class A-4 Notes | $ | 75,000,000.00 | 5.01 | % | September 15, 2029 | ||||||||||||
| Class B Notes | $ | 47,350,000.00 | 5.26 | % | November 15, 2029 | ||||||||||||
| Class C Notes | $ | 31,560,000.00 | 0.00 | % | September 15, 2031 | ||||||||||||
| Total | $ | 1,578,910,000.00 | |||||||||||||||
| * 30-day average SOFR + 0.36% | |||||||||||||||||
II. AVAILABLE FUNDS
| Interest: | |||||
| Interest Collections | $ | 2,100,939.38 | |||
| Principal: | |||||
| Principal Collections | $ | 16,895,536.38 | |||
| Prepayments in Full | $ | 8,181,121.57 | |||
| Liquidation Proceeds | $ | 305,163.43 | |||
| Recoveries | $ | 107,739.67 | |||
| Sub Total | $ | 25,489,561.05 | |||
| Collections | $ | 27,590,500.43 | |||
| Purchase Amounts: | |||||
| Purchase Amounts Related to Principal | $ | 326,441.52 | |||
| Purchase Amounts Related to Interest | $ | 1,568.34 | |||
| Sub Total | $ | 328,009.86 | |||
| Clean-up Call | $ | 0.00 | |||
| Reserve Account Draw Amount | $ | 0.00 | |||
| Available Funds - Total | $ | 27,918,510.29 | |||
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Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| Collection Period | September 2026 | ||||
| Payment Date | 10/15/2026 | ||||
| Transaction Month | 31 | ||||
III. DISTRIBUTIONS
| Calculated Amount | Amount Paid | Shortfall | Carryover Shortfall | Remaining Available Funds | |||||||||||||||||||||||||
| Trustee and Other Fees/Expenses | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 27,918,510.29 | |||||||||||||||||||
| Servicing Fee | $ | 397,830.29 | $ | 397,830.29 | $ | 0.00 | $ | 0.00 | $ | 27,520,680.00 | |||||||||||||||||||
| Interest - Class A-1 Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 27,520,680.00 | |||||||||||||||||||
| Interest - Class A-2a Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 27,520,680.00 | |||||||||||||||||||
| Interest - Class A-2b Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 27,520,680.00 | |||||||||||||||||||
| Interest - Class A-3 Notes | $ | 1,106,269.71 | $ | 1,106,269.71 | $ | 0.00 | $ | 0.00 | $ | 26,414,410.29 | |||||||||||||||||||
| Interest - Class A-4 Notes | $ | 313,125.00 | $ | 313,125.00 | $ | 0.00 | $ | 0.00 | $ | 26,101,285.29 | |||||||||||||||||||
| First Priority Principal Payment | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 26,101,285.29 | |||||||||||||||||||
| Interest - Class B Notes | $ | 207,550.83 | $ | 207,550.83 | $ | 0.00 | $ | 0.00 | $ | 25,893,734.46 | |||||||||||||||||||
| Second Priority Principal Payment | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 25,893,734.46 | |||||||||||||||||||
| Interest - Class C Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 25,893,734.46 | |||||||||||||||||||
| Reserve Account Deposit | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 25,893,734.46 | |||||||||||||||||||
| Regular Principal Payment | $ | 23,945,726.49 | $ | 23,945,726.49 | $ | 0.00 | $ | 0.00 | $ | 1,948,007.97 | |||||||||||||||||||
| Additional Trustee and Other Fees/Expenses | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 1,948,007.97 | |||||||||||||||||||
| Residual Released to Depositor | $ | 0.00 | $ | 1,948,007.97 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||
| Total | $ | 27,918,510.29 | |||||||||||||||||||||||||||
| Principal Payment: | |||||||||||||||||||||||||||||
| First Priority Principal Payment | $ | 0.00 | |||||||||||||||||||||||||||
| Second Priority Principal Payment | $ | 0.00 | |||||||||||||||||||||||||||
| Regular Principal Payment | $ | 23,945,726.49 | |||||||||||||||||||||||||||
| Total | $ | 23,945,726.49 | |||||||||||||||||||||||||||
IV. NOTEHOLDER PAYMENTS
| Noteholder Principal Payments | Noteholder Interest Payments | Total Payment | |||||||||||||||||||||||||||||||||
| Per $1,000 of | Per $1,000 of | Per $1,000 of | |||||||||||||||||||||||||||||||||
| Actual | Original Balance | Actual | Original Balance | Actual | Original Balance | ||||||||||||||||||||||||||||||
| Class A-1 Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||||||
| Class A-2a Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||||||
| Class A-2b Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||||||
| Class A-3 Notes | $ | 23,945,726.49 | $ | 42.76 | $ | 1,106,269.71 | $ | 1.98 | $ | 25,051,996.20 | $ | 44.74 | |||||||||||||||||||||||
| Class A-4 Notes | $ | 0.00 | $ | 0.00 | $ | 313,125.00 | $ | 4.18 | $ | 313,125.00 | $ | 4.18 | |||||||||||||||||||||||
| Class B Notes | $ | 0.00 | $ | 0.00 | $ | 207,550.83 | $ | 4.38 | $ | 207,550.83 | $ | 4.38 | |||||||||||||||||||||||
| Class C Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||||||
| Total | $ | 23,945,726.49 | $ | 15.17 | $ | 1,626,945.54 | $ | 1.03 | $ | 25,572,672.03 | $ | 16.20 | |||||||||||||||||||||||
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Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| Collection Period | September 2026 | ||||
| Payment Date | 10/15/2026 | ||||
| Transaction Month | 31 | ||||
V. NOTE BALANCE AND POOL INFORMATION
| Beginning of Period | End of Period | ||||||||||||||||||||||
| Balance | Note Factor | Balance | Note Factor | ||||||||||||||||||||
| Class A-1 Notes | $ | 0.00 | 0.0000000 | $ | 0.00 | 0.0000000 | |||||||||||||||||
| Class A-2a Notes | $ | 0.00 | 0.0000000 | $ | 0.00 | 0.0000000 | |||||||||||||||||
| Class A-2b Notes | $ | 0.00 | 0.0000000 | $ | 0.00 | 0.0000000 | |||||||||||||||||
| Class A-3 Notes | $ | 260,810,148.80 | 0.4657324 | $ | 236,864,422.31 | 0.4229722 | |||||||||||||||||
| Class A-4 Notes | $ | 75,000,000.00 | 1.0000000 | $ | 75,000,000.00 | 1.0000000 | |||||||||||||||||
| Class B Notes | $ | 47,350,000.00 | 1.0000000 | $ | 47,350,000.00 | 1.0000000 | |||||||||||||||||
| Class C Notes | $ | 31,560,000.00 | 1.0000000 | $ | 31,560,000.00 | 1.0000000 | |||||||||||||||||
| Total | $ | 414,720,148.80 | 0.2626623 | $ | 390,774,422.31 | 0.2474963 | |||||||||||||||||
| Pool Information | |||||||||||
| Weighted Average APR | 5.331 | % | 5.358 | % | |||||||
| Weighted Average Remaining Term | 33.77 | 33.05 | |||||||||
| Number of Receivables Outstanding | 22,161 | 21,383 | |||||||||
| Pool Balance | $ | 477,396,344.41 | $ | 451,381,859.22 | |||||||
| Adjusted Pool Balance (Pool Balance - YSOC Amount) | $ | 449,512,089.15 | $ | 425,176,145.38 | |||||||
| Pool Factor | 0.2813703 | 0.2660378 | |||||||||
VI. OVERCOLLATERALIZATION INFORMATION
| Specified Reserve Balance | $ | 3,947,285.02 | |||
| Yield Supplement Overcollateralization Amount | $ | 26,205,713.84 | |||
| Targeted Overcollateralization Amount | $ | 60,607,436.91 | |||
| Actual Overcollateralization Amount (EOP Pool Balance - EOP Note Balance) | $ | 60,607,436.91 | |||
VII. RECONCILIATION OF RESERVE ACCOUNT
| Beginning Reserve Account Balance | $ | 3,947,285.02 | |||
| Reserve Account Deposits Made | $ | 0.00 | |||
| Reserve Account Draw Amount | $ | 0.00 | |||
| Ending Reserve Account Balance | $ | 3,947,285.02 | |||
| Change in Reserve Account Balance | $ | 0.00 | |||
| Specified Reserve Balance | $ | 3,947,285.02 | |||
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Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| Collection Period | September 2026 | ||||
| Payment Date | 10/15/2026 | ||||
| Transaction Month | 31 | ||||
VIII. NET LOSS AND DELINQUENT RECEIVABLES
| # of Receivables | Amount | ||||||||||||||||
| Current Collection Period Loss: | |||||||||||||||||
| Realized Loss (Charge-Offs) | 68 | $ | 306,222.29 | ||||||||||||||
| (Recoveries) | 78 | $ | 107,739.67 | ||||||||||||||
| Net Loss for Current Collection Period | $ | 198,482.62 | |||||||||||||||
| Ratio of Net Loss for Current Collection Period to Beginning of Period Pool Balance (annualized) | 0.4989 | % | |||||||||||||||
| Prior and Current Collection Periods Average Loss: | |||||||||||||||||
| Ratio of Net Loss to the Average Pool Balance (annualized) | |||||||||||||||||
| Third Prior Collection Period | 0.8875 | % | |||||||||||||||
| Second Prior Collection Period | 0.4925 | % | |||||||||||||||
| Prior Collection Period | 1.0649 | % | |||||||||||||||
| Current Collection Period | 0.5129 | % | |||||||||||||||
| Four Month Average (Current and Prior Three Collection Periods) | 0.7395 | % | |||||||||||||||
| Cumulative Loss: | |||||||||||||||||
| Cumulative Realized Loss (Charge-Offs) | 2,308 | $ | 11,808,612.90 | ||||||||||||||
| (Cumulative Recoveries) | $ | 1,633,390.63 | |||||||||||||||
| Cumulative Net Loss for All Collection Periods | $ | 10,175,222.27 | |||||||||||||||
| Ratio of Cumulative Net Loss for all Collection Periods to Initial Pool Balance | 0.5997 | % | |||||||||||||||
| Average Realized Loss for Receivables that have experienced a Realized Loss | $ | 5,116.38 | |||||||||||||||
| Average Net Loss for Receivables that have experienced a Realized Loss | $ | 4,408.68 | |||||||||||||||
| % of EOP Pool Balance | # of Receivables | Amount | |||||||||||||||
| Delinquent Receivables: | |||||||||||||||||
| 31-60 Days Delinquent | 1.36 | % | 199 | $ | 6,130,495.21 | ||||||||||||
| 61-90 Days Delinquent | 0.25 | % | 37 | $ | 1,134,526.28 | ||||||||||||
| 91-120 Days Delinquent | 0.11 | % | 14 | $ | 481,139.84 | ||||||||||||
| Over 120 Days Delinquent | 0.12 | % | 17 | $ | 546,770.82 | ||||||||||||
| Total Delinquent Receivables | 1.84 | % | 267 | $ | 8,292,932.15 | ||||||||||||
| Repossession Inventory: | |||||||||||||||||
| Repossessed in the Current Collection Period | 4 | $ | 145,900.49 | ||||||||||||||
| Total Repossessed Inventory | 21 | $ | 818,326.64 | ||||||||||||||
| Number of 61+ Delinquent Receivables to EOP Number of Outstanding Receivables: | |||||||||||||||||
| Second Prior Collection Period | 0.2702 | % | |||||||||||||||
| Prior Collection Period | 0.2933 | % | |||||||||||||||
| Current Collection Period | 0.3180 | % | |||||||||||||||
| Three Month Average | 0.2938 | % | |||||||||||||||
| Delinquency Trigger (61+ Delinquent Receivables) | |||||||||||||||||
| Transaction Month | Trigger | ||||||||||||||||
| 1-12 | 0.80% | ||||||||||||||||
| 13-24 | 1.30% | ||||||||||||||||
| 25-36 | 2.40% | ||||||||||||||||
| 37+ | 4.75% | ||||||||||||||||
| 61+ Delinquent Receivables Balance to EOP Pool Balance | 0.4791 | % | |||||||||||||||
| Delinquency Trigger Occurred | No | ||||||||||||||||
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Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
| Collection Period | September 2026 | ||||
| Payment Date | 10/15/2026 | ||||
| Transaction Month | 31 | ||||
| Receivables Granted Extensions in the Current Collection Period: | # of Receivables | Amount | ||||||||||||
| 1 Month Extended | 77 | $2,411,206.30 | ||||||||||||
| 2 Months Extended | 87 | $2,670,794.10 | ||||||||||||
| 3+ Months Extended | 27 | $885,467.45 | ||||||||||||
| Total Receivables Extended | 191 | $5,967,467.85 | ||||||||||||
IX. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
| No Activity to report | ||
| Most Recent Form ABS-15G for repurchase demand activity | ||
| Filed by: Ford Motor Credit Company LLC | ||
| CIK#: 0000038009 | ||
| Date: February 6, 2026 | ||
X. FLOATING RATE BENCHMARK: BENCHMARK TRANSITION
| Benchmark Transition Event: | N/A | ||||
| Benchmark Replacement Date: | N/A | ||||
| Unadjusted Benchmark Replacement: | N/A | ||||
| Benchmark Replacement Adjustment: | N/A | ||||
| Benchmark Replacement Conforming Changes: | N/A | ||||
SERVICER CERTIFICATION
THIS REPORT IS ACCURATE IN ALL MATERIAL RESPECTS.
Ford Motor Credit Company LLC
/s/ Ryan M. Hershberger
Assistant Treasurer
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Ford Credit Auto Owner Trust 2024-A published this content on October 21, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on October 21, 2026 at 13:51 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]