Ford Credit Auto Owner Trust 2024-A

08/24/2026 | Press release | Distributed by Public on 08/24/2026 07:36

Asset-Backed Issuer Distribution Report (Form 10-D)


Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
Collection Period July 2026
Payment Date 8/17/2026
Transaction Month 29
Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization.
I. ORIGINAL DEAL PARAMETERS
Dollar Amount # of Receivables Weighted Avg Remaining Term at Cutoff
Initial Pool Balance $ 1,696,683,364.30 46,551 55.8 months
Dollar Amount Note Interest Rate Final Scheduled Payment Date
Original Securities
Class A-1 Notes $ 305,000,000.00 5.524 % April 15, 2025
Class A-2a Notes $ 150,000,000.00 5.32 % January 15, 2027
Class A-2b Notes $ 410,000,000.00 3.98539 % * January 15, 2027
Class A-3 Notes $ 560,000,000.00 5.09 % December 15, 2028
Class A-4 Notes $ 75,000,000.00 5.01 % September 15, 2029
Class B Notes $ 47,350,000.00 5.26 % November 15, 2029
Class C Notes $ 31,560,000.00 0.00 % September 15, 2031
Total $ 1,578,910,000.00
* 30-day average SOFR + 0.36%
II. AVAILABLE FUNDS
Interest:
Interest Collections $ 2,362,260.49
Principal:
Principal Collections $ 18,809,348.53
Prepayments in Full $ 9,543,504.45
Liquidation Proceeds $ 222,572.76
Recoveries $ 31,942.43
Sub Total $ 28,607,368.17
Collections $ 30,969,628.66
Purchase Amounts:
Purchase Amounts Related to Principal $ 200,006.25
Purchase Amounts Related to Interest $ 874.42
Sub Total $ 200,880.67
Clean-up Call $ 0.00
Reserve Account Draw Amount $ 0.00
Available Funds - Total $ 31,170,509.33
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Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
Collection Period July 2026
Payment Date 8/17/2026
Transaction Month 29
III. DISTRIBUTIONS
Calculated Amount Amount Paid Shortfall Carryover Shortfall Remaining Available Funds
Trustee and Other Fees/Expenses $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 31,170,509.33
Servicing Fee $ 445,188.19 $ 445,188.19 $ 0.00 $ 0.00 $ 30,725,321.14
Interest - Class A-1 Notes $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 30,725,321.14
Interest - Class A-2a Notes $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 30,725,321.14
Interest - Class A-2b Notes $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 30,725,321.14
Interest - Class A-3 Notes $ 1,328,530.10 $ 1,328,530.10 $ 0.00 $ 0.00 $ 29,396,791.04
Interest - Class A-4 Notes $ 313,125.00 $ 313,125.00 $ 0.00 $ 0.00 $ 29,083,666.04
First Priority Principal Payment $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 29,083,666.04
Interest - Class B Notes $ 207,550.83 $ 207,550.83 $ 0.00 $ 0.00 $ 28,876,115.21
Second Priority Principal Payment $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 28,876,115.21
Interest - Class C Notes $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 28,876,115.21
Reserve Account Deposit $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 28,876,115.21
Regular Principal Payment $ 26,758,694.90 $ 26,758,694.90 $ 0.00 $ 0.00 $ 2,117,420.31
Additional Trustee and Other Fees/Expenses $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 2,117,420.31
Residual Released to Depositor $ 0.00 $ 2,117,420.31 $ 0.00 $ 0.00 $ 0.00
Total $ 31,170,509.33
Principal Payment:
First Priority Principal Payment $ 0.00
Second Priority Principal Payment $ 0.00
Regular Principal Payment $ 26,758,694.90
Total $ 26,758,694.90
IV. NOTEHOLDER PAYMENTS
Noteholder Principal Payments Noteholder Interest Payments Total Payment
Per $1,000 of Per $1,000 of Per $1,000 of
Actual Original Balance Actual Original Balance Actual Original Balance
Class A-1 Notes $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00
Class A-2a Notes $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00
Class A-2b Notes $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00
Class A-3 Notes $ 26,758,694.90 $ 47.78 $ 1,328,530.10 $ 2.37 $ 28,087,225.00 $ 50.15
Class A-4 Notes $ 0.00 $ 0.00 $ 313,125.00 $ 4.18 $ 313,125.00 $ 4.18
Class B Notes $ 0.00 $ 0.00 $ 207,550.83 $ 4.38 $ 207,550.83 $ 4.38
Class C Notes $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00 $ 0.00
Total $ 26,758,694.90 $ 16.95 $ 1,849,205.93 $ 1.17 $ 28,607,900.83 $ 18.12
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Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
Collection Period July 2026
Payment Date 8/17/2026
Transaction Month 29

V. NOTE BALANCE AND POOL INFORMATION
Beginning of Period End of Period
Balance Note Factor Balance Note Factor
Class A-1 Notes $ 0.00 0.0000000 $ 0.00 0.0000000
Class A-2a Notes $ 0.00 0.0000000 $ 0.00 0.0000000
Class A-2b Notes $ 0.00 0.0000000 $ 0.00 0.0000000
Class A-3 Notes $ 313,209,453.38 0.5593026 $ 286,450,758.48 0.5115192
Class A-4 Notes $ 75,000,000.00 1.0000000 $ 75,000,000.00 1.0000000
Class B Notes $ 47,350,000.00 1.0000000 $ 47,350,000.00 1.0000000
Class C Notes $ 31,560,000.00 1.0000000 $ 31,560,000.00 1.0000000
Total $ 467,119,453.38 0.2958493 $ 440,360,758.48 0.2789017
Pool Information
Weighted Average APR 5.292 % 5.316 %
Weighted Average Remaining Term 35.16 34.48
Number of Receivables Outstanding 23,865 22,944
Pool Balance $ 534,225,822.81 $ 505,205,155.09
Adjusted Pool Balance (Pool Balance - YSOC Amount) $ 502,763,835.90 $ 475,569,830.99
Pool Factor 0.3148648 0.2977604

VI. OVERCOLLATERALIZATION INFORMATION
Specified Reserve Balance $ 3,947,285.02
Yield Supplement Overcollateralization Amount $ 29,635,324.10
Targeted Overcollateralization Amount $ 64,844,396.61
Actual Overcollateralization Amount (EOP Pool Balance - EOP Note Balance) $ 64,844,396.61

VII. RECONCILIATION OF RESERVE ACCOUNT
Beginning Reserve Account Balance $ 3,947,285.02
Reserve Account Deposits Made $ 0.00
Reserve Account Draw Amount $ 0.00
Ending Reserve Account Balance $ 3,947,285.02
Change in Reserve Account Balance $ 0.00
Specified Reserve Balance $ 3,947,285.02

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Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
Collection Period July 2026
Payment Date 8/17/2026
Transaction Month 29
VIII. NET LOSS AND DELINQUENT RECEIVABLES
# of Receivables Amount
Current Collection Period Loss:
Realized Loss (Charge-Offs) 68 $ 245,235.73
(Recoveries) 68 $ 31,942.43
Net Loss for Current Collection Period $ 213,293.30
Ratio of Net Loss for Current Collection Period to Beginning of Period Pool Balance (annualized) 0.4791 %
Prior and Current Collection Periods Average Loss:
Ratio of Net Loss to the Average Pool Balance (annualized)
Third Prior Collection Period 0.4096 %
Second Prior Collection Period 0.4930 %
Prior Collection Period 0.8875 %
Current Collection Period 0.4925 %
Four Month Average (Current and Prior Three Collection Periods) 0.5706 %
Cumulative Loss:
Cumulative Realized Loss (Charge-Offs) 2,171 $ 10,988,603.58
(Cumulative Recoveries) $ 1,447,865.80
Cumulative Net Loss for All Collection Periods $ 9,540,737.78
Ratio of Cumulative Net Loss for all Collection Periods to Initial Pool Balance 0.5623 %
Average Realized Loss for Receivables that have experienced a Realized Loss $ 5,061.54
Average Net Loss for Receivables that have experienced a Realized Loss $ 4,394.63
% of EOP Pool Balance # of Receivables Amount
Delinquent Receivables:
31-60 Days Delinquent 1.38 % 224 $ 6,990,717.20
61-90 Days Delinquent 0.29 % 39 $ 1,471,839.44
91-120 Days Delinquent 0.05 % 7 $ 245,205.93
Over 120 Days Delinquent 0.10 % 16 $ 527,300.63
Total Delinquent Receivables 1.83 % 286 $ 9,235,063.20
Repossession Inventory:
Repossessed in the Current Collection Period 19 $ 592,016.44
Total Repossessed Inventory 33 $ 1,254,994.59
Number of 61+ Delinquent Receivables to EOP Number of Outstanding Receivables:
Second Prior Collection Period 0.2495 %
Prior Collection Period 0.3101 %
Current Collection Period 0.2702 %
Three Month Average 0.2766 %
Delinquency Trigger (61+ Delinquent Receivables)
Transaction Month Trigger
1-12 0.80%
13-24 1.30%
25-36 2.40%
37+ 4.75%
61+ Delinquent Receivables Balance to EOP Pool Balance 0.4442 %
Delinquency Trigger Occurred No
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Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
Collection Period July 2026
Payment Date 8/17/2026
Transaction Month 29

Receivables Granted Extensions in the Current Collection Period: # of Receivables Amount
1 Month Extended 68 $2,186,826.24
2 Months Extended 112 $3,588,187.08
3+ Months Extended 24 $644,827.71
Total Receivables Extended 204 $6,419,841.03
IX. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
No Activity to report
Most Recent Form ABS-15G for repurchase demand activity
Filed by: Ford Motor Credit Company LLC
CIK#: 0000038009
Date: February 6, 2026
X. FLOATING RATE BENCHMARK: BENCHMARK TRANSITION
Benchmark Transition Event: N/A
Benchmark Replacement Date: N/A
Unadjusted Benchmark Replacement: N/A
Benchmark Replacement Adjustment: N/A
Benchmark Replacement Conforming Changes: N/A

SERVICER CERTIFICATION
THIS REPORT IS ACCURATE IN ALL MATERIAL RESPECTS.
Ford Motor Credit Company LLC
/s/ Ryan M. Hershberger
Assistant Treasurer

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Ford Credit Auto Owner Trust 2024-A published this content on August 24, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on August 24, 2026 at 13:37 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]