Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
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|
|
|
|
|
|
|
Collection Period
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July 2026
|
|
Payment Date
|
8/17/2026
|
|
Transaction Month
|
29
|
|
Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization.
I. ORIGINAL DEAL PARAMETERS
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Dollar Amount
|
|
# of Receivables
|
|
Weighted Avg Remaining Term at Cutoff
|
|
Initial Pool Balance
|
$
|
1,696,683,364.30
|
|
|
46,551
|
|
|
55.8 months
|
|
|
|
|
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|
|
|
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Dollar Amount
|
|
Note Interest Rate
|
|
Final Scheduled Payment Date
|
|
Original Securities
|
|
|
|
|
|
|
Class A-1 Notes
|
$
|
305,000,000.00
|
|
|
5.524
|
%
|
|
April 15, 2025
|
|
Class A-2a Notes
|
$
|
150,000,000.00
|
|
|
5.32
|
%
|
|
January 15, 2027
|
|
Class A-2b Notes
|
$
|
410,000,000.00
|
|
|
3.98539
|
%
|
*
|
January 15, 2027
|
|
Class A-3 Notes
|
$
|
560,000,000.00
|
|
|
5.09
|
%
|
|
December 15, 2028
|
|
Class A-4 Notes
|
$
|
75,000,000.00
|
|
|
5.01
|
%
|
|
September 15, 2029
|
|
Class B Notes
|
$
|
47,350,000.00
|
|
|
5.26
|
%
|
|
November 15, 2029
|
|
Class C Notes
|
$
|
31,560,000.00
|
|
|
0.00
|
%
|
|
September 15, 2031
|
|
Total
|
$
|
1,578,910,000.00
|
|
|
|
|
|
|
|
|
|
* 30-day average SOFR + 0.36%
|
II. AVAILABLE FUNDS
|
|
|
|
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|
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Interest:
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|
|
Interest Collections
|
$
|
2,362,260.49
|
|
|
|
|
|
Principal:
|
|
|
Principal Collections
|
$
|
18,809,348.53
|
|
|
Prepayments in Full
|
$
|
9,543,504.45
|
|
|
Liquidation Proceeds
|
$
|
222,572.76
|
|
|
Recoveries
|
$
|
31,942.43
|
|
|
Sub Total
|
$
|
28,607,368.17
|
|
|
Collections
|
$
|
30,969,628.66
|
|
|
|
|
|
Purchase Amounts:
|
|
|
Purchase Amounts Related to Principal
|
$
|
200,006.25
|
|
|
Purchase Amounts Related to Interest
|
$
|
874.42
|
|
|
Sub Total
|
$
|
200,880.67
|
|
|
|
|
|
Clean-up Call
|
$
|
0.00
|
|
|
|
|
|
Reserve Account Draw Amount
|
$
|
0.00
|
|
|
|
|
|
Available Funds - Total
|
$
|
31,170,509.33
|
|
Page 1
Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
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Collection Period
|
July 2026
|
|
Payment Date
|
8/17/2026
|
|
Transaction Month
|
29
|
|
III. DISTRIBUTIONS
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Calculated Amount
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Amount Paid
|
|
Shortfall
|
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Carryover Shortfall
|
|
Remaining Available Funds
|
|
Trustee and Other Fees/Expenses
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
31,170,509.33
|
|
|
Servicing Fee
|
$
|
445,188.19
|
|
|
$
|
445,188.19
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
30,725,321.14
|
|
|
Interest - Class A-1 Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
30,725,321.14
|
|
|
Interest - Class A-2a Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
30,725,321.14
|
|
|
Interest - Class A-2b Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
30,725,321.14
|
|
|
Interest - Class A-3 Notes
|
$
|
1,328,530.10
|
|
|
$
|
1,328,530.10
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
29,396,791.04
|
|
|
Interest - Class A-4 Notes
|
$
|
313,125.00
|
|
|
$
|
313,125.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
29,083,666.04
|
|
|
First Priority Principal Payment
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
29,083,666.04
|
|
|
Interest - Class B Notes
|
$
|
207,550.83
|
|
|
$
|
207,550.83
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
28,876,115.21
|
|
|
Second Priority Principal Payment
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
28,876,115.21
|
|
|
Interest - Class C Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
28,876,115.21
|
|
|
Reserve Account Deposit
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
28,876,115.21
|
|
|
Regular Principal Payment
|
$
|
26,758,694.90
|
|
|
$
|
26,758,694.90
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
2,117,420.31
|
|
|
Additional Trustee and Other Fees/Expenses
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
2,117,420.31
|
|
|
Residual Released to Depositor
|
$
|
0.00
|
|
|
$
|
2,117,420.31
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
Total
|
|
|
$
|
31,170,509.33
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Principal Payment:
|
|
|
|
|
|
|
|
|
|
|
First Priority Principal Payment
|
|
|
|
|
|
|
|
|
$
|
0.00
|
|
|
Second Priority Principal Payment
|
|
|
|
|
|
|
|
|
$
|
0.00
|
|
|
Regular Principal Payment
|
|
|
|
|
|
|
|
|
$
|
26,758,694.90
|
|
|
Total
|
|
|
|
|
|
|
|
|
$
|
26,758,694.90
|
|
|
|
|
|
|
|
|
|
|
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|
IV. NOTEHOLDER PAYMENTS
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|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noteholder Principal Payments
|
|
Noteholder Interest Payments
|
|
Total Payment
|
|
|
|
|
Per $1,000 of
|
|
|
|
Per $1,000 of
|
|
|
|
Per $1,000 of
|
|
|
Actual
|
|
Original Balance
|
|
Actual
|
|
Original Balance
|
|
Actual
|
|
Original Balance
|
|
Class A-1 Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
Class A-2a Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
Class A-2b Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
Class A-3 Notes
|
$
|
26,758,694.90
|
|
|
$
|
47.78
|
|
|
$
|
1,328,530.10
|
|
|
$
|
2.37
|
|
|
$
|
28,087,225.00
|
|
|
$
|
50.15
|
|
|
Class A-4 Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
313,125.00
|
|
|
$
|
4.18
|
|
|
$
|
313,125.00
|
|
|
$
|
4.18
|
|
|
Class B Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
207,550.83
|
|
|
$
|
4.38
|
|
|
$
|
207,550.83
|
|
|
$
|
4.38
|
|
|
Class C Notes
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
$
|
0.00
|
|
|
Total
|
$
|
26,758,694.90
|
|
|
$
|
16.95
|
|
|
$
|
1,849,205.93
|
|
|
$
|
1.17
|
|
|
$
|
28,607,900.83
|
|
|
$
|
18.12
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Page 2
Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
|
|
|
|
|
|
|
|
Collection Period
|
July 2026
|
|
Payment Date
|
8/17/2026
|
|
Transaction Month
|
29
|
|
V. NOTE BALANCE AND POOL INFORMATION
|
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|
|
|
|
|
|
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|
|
|
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|
|
|
|
|
|
|
|
|
|
|
|
Beginning of Period
|
|
End of Period
|
|
|
Balance
|
|
Note Factor
|
|
Balance
|
|
Note Factor
|
|
Class A-1 Notes
|
$
|
0.00
|
|
|
0.0000000
|
|
$
|
0.00
|
|
|
0.0000000
|
|
Class A-2a Notes
|
$
|
0.00
|
|
|
0.0000000
|
|
$
|
0.00
|
|
|
0.0000000
|
|
Class A-2b Notes
|
$
|
0.00
|
|
|
0.0000000
|
|
$
|
0.00
|
|
|
0.0000000
|
|
Class A-3 Notes
|
$
|
313,209,453.38
|
|
|
0.5593026
|
|
$
|
286,450,758.48
|
|
|
0.5115192
|
|
Class A-4 Notes
|
$
|
75,000,000.00
|
|
|
1.0000000
|
|
$
|
75,000,000.00
|
|
|
1.0000000
|
|
Class B Notes
|
$
|
47,350,000.00
|
|
|
1.0000000
|
|
$
|
47,350,000.00
|
|
|
1.0000000
|
|
Class C Notes
|
$
|
31,560,000.00
|
|
|
1.0000000
|
|
$
|
31,560,000.00
|
|
|
1.0000000
|
|
Total
|
$
|
467,119,453.38
|
|
|
0.2958493
|
|
$
|
440,360,758.48
|
|
|
0.2789017
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pool Information
|
|
|
|
|
Weighted Average APR
|
5.292
|
%
|
|
5.316
|
%
|
|
Weighted Average Remaining Term
|
35.16
|
|
34.48
|
|
Number of Receivables Outstanding
|
23,865
|
|
22,944
|
|
Pool Balance
|
$
|
534,225,822.81
|
|
|
$
|
505,205,155.09
|
|
|
Adjusted Pool Balance (Pool Balance - YSOC Amount)
|
$
|
502,763,835.90
|
|
|
$
|
475,569,830.99
|
|
|
Pool Factor
|
0.3148648
|
|
0.2977604
|
|
|
|
|
|
VI. OVERCOLLATERALIZATION INFORMATION
|
|
|
|
|
|
|
|
Specified Reserve Balance
|
$
|
3,947,285.02
|
|
|
Yield Supplement Overcollateralization Amount
|
$
|
29,635,324.10
|
|
|
Targeted Overcollateralization Amount
|
$
|
64,844,396.61
|
|
|
Actual Overcollateralization Amount (EOP Pool Balance - EOP Note Balance)
|
$
|
64,844,396.61
|
|
|
|
|
VII. RECONCILIATION OF RESERVE ACCOUNT
|
|
|
|
|
|
|
|
Beginning Reserve Account Balance
|
$
|
3,947,285.02
|
|
|
Reserve Account Deposits Made
|
$
|
0.00
|
|
|
Reserve Account Draw Amount
|
$
|
0.00
|
|
|
Ending Reserve Account Balance
|
$
|
3,947,285.02
|
|
|
Change in Reserve Account Balance
|
$
|
0.00
|
|
|
Specified Reserve Balance
|
$
|
3,947,285.02
|
|
|
|
|
Page 3
Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
|
|
|
|
|
|
|
|
Collection Period
|
July 2026
|
|
Payment Date
|
8/17/2026
|
|
Transaction Month
|
29
|
|
VIII. NET LOSS AND DELINQUENT RECEIVABLES
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
# of Receivables
|
|
Amount
|
|
Current Collection Period Loss:
|
|
|
|
|
|
|
Realized Loss (Charge-Offs)
|
|
|
68
|
|
$
|
245,235.73
|
|
|
(Recoveries)
|
|
|
68
|
|
$
|
31,942.43
|
|
|
Net Loss for Current Collection Period
|
|
|
|
|
$
|
213,293.30
|
|
|
Ratio of Net Loss for Current Collection Period to Beginning of Period Pool Balance (annualized)
|
|
|
|
|
0.4791
|
%
|
|
|
|
|
|
|
|
|
Prior and Current Collection Periods Average Loss:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ratio of Net Loss to the Average Pool Balance (annualized)
|
|
|
|
|
|
|
Third Prior Collection Period
|
|
|
|
|
0.4096
|
%
|
|
Second Prior Collection Period
|
|
0.4930
|
%
|
|
Prior Collection Period
|
|
|
|
|
0.8875
|
%
|
|
Current Collection Period
|
|
|
|
|
0.4925
|
%
|
|
Four Month Average (Current and Prior Three Collection Periods)
|
|
|
|
|
0.5706
|
%
|
|
|
|
|
|
|
|
|
Cumulative Loss:
|
|
|
|
|
|
|
Cumulative Realized Loss (Charge-Offs)
|
|
|
2,171
|
|
$
|
10,988,603.58
|
|
|
(Cumulative Recoveries)
|
|
|
|
|
$
|
1,447,865.80
|
|
|
Cumulative Net Loss for All Collection Periods
|
|
|
|
|
$
|
9,540,737.78
|
|
|
Ratio of Cumulative Net Loss for all Collection Periods to Initial Pool Balance
|
|
|
|
0.5623
|
%
|
|
|
|
|
|
|
|
|
Average Realized Loss for Receivables that have experienced a Realized Loss
|
|
|
|
|
$
|
5,061.54
|
|
|
Average Net Loss for Receivables that have experienced a Realized Loss
|
|
|
|
|
$
|
4,394.63
|
|
|
|
|
|
|
|
|
|
|
% of EOP Pool Balance
|
|
# of Receivables
|
|
Amount
|
|
Delinquent Receivables:
|
|
|
|
|
|
|
31-60 Days Delinquent
|
1.38
|
%
|
|
224
|
|
$
|
6,990,717.20
|
|
|
61-90 Days Delinquent
|
0.29
|
%
|
|
39
|
|
$
|
1,471,839.44
|
|
|
91-120 Days Delinquent
|
0.05
|
%
|
|
7
|
|
$
|
245,205.93
|
|
|
Over 120 Days Delinquent
|
0.10
|
%
|
|
16
|
|
$
|
527,300.63
|
|
|
Total Delinquent Receivables
|
1.83
|
%
|
|
286
|
|
$
|
9,235,063.20
|
|
|
|
|
Repossession Inventory:
|
|
|
|
|
|
|
Repossessed in the Current Collection Period
|
|
|
19
|
|
$
|
592,016.44
|
|
|
Total Repossessed Inventory
|
|
|
33
|
|
$
|
1,254,994.59
|
|
|
|
|
|
|
|
|
|
Number of 61+ Delinquent Receivables to EOP Number of Outstanding Receivables:
|
|
|
|
Second Prior Collection Period
|
|
|
|
|
0.2495
|
%
|
|
Prior Collection Period
|
|
|
|
|
0.3101
|
%
|
|
Current Collection Period
|
|
|
|
|
0.2702
|
%
|
|
Three Month Average
|
|
|
|
|
0.2766
|
%
|
|
|
|
|
|
|
|
|
Delinquency Trigger (61+ Delinquent Receivables)
|
|
|
|
|
|
|
Transaction Month
|
Trigger
|
|
|
|
|
|
1-12
|
0.80%
|
|
|
|
|
|
13-24
|
1.30%
|
|
|
|
|
|
25-36
|
2.40%
|
|
|
|
|
|
37+
|
4.75%
|
|
|
|
|
|
61+ Delinquent Receivables Balance to EOP Pool Balance
|
|
|
|
|
0.4442
|
%
|
|
Delinquency Trigger Occurred
|
|
|
|
|
No
|
Page 4
Ford Credit Auto Owner Trust 2024-A
Monthly Investor Report
|
|
|
|
|
|
|
|
Collection Period
|
July 2026
|
|
Payment Date
|
8/17/2026
|
|
Transaction Month
|
29
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Receivables Granted Extensions in the Current Collection Period:
|
# of Receivables
|
Amount
|
|
|
|
|
|
|
|
1 Month Extended
|
|
|
68
|
$2,186,826.24
|
|
2 Months Extended
|
|
|
112
|
$3,588,187.08
|
|
3+ Months Extended
|
|
|
24
|
$644,827.71
|
|
|
|
|
|
|
|
Total Receivables Extended
|
204
|
$6,419,841.03
|
IX. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
|
|
|
|
|
No Activity to report
|
|
|
|
Most Recent Form ABS-15G for repurchase demand activity
|
|
|
|
Filed by: Ford Motor Credit Company LLC
|
|
CIK#: 0000038009
|
|
Date: February 6, 2026
|
|
|
X. FLOATING RATE BENCHMARK: BENCHMARK TRANSITION
|
|
|
|
|
|
|
|
Benchmark Transition Event:
|
N/A
|
|
|
|
|
Benchmark Replacement Date:
|
N/A
|
|
|
|
|
Unadjusted Benchmark Replacement:
|
N/A
|
|
|
|
|
Benchmark Replacement Adjustment:
|
N/A
|
|
|
|
|
Benchmark Replacement Conforming Changes:
|
N/A
|
|
|
|
SERVICER CERTIFICATION
THIS REPORT IS ACCURATE IN ALL MATERIAL RESPECTS.
Ford Motor Credit Company LLC
/s/ Ryan M. Hershberger
Assistant Treasurer
Page 5