04/23/2026 | Press release | Distributed by Public on 04/23/2026 15:03
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Great-West Smart Track® Variable Annuity
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Empower Annuity Insurance Company of America
Variable Annuity-2 Series Account P.O. Box 1854 Birmingham, AL 35201-1854 Telephone: 1-877-723-8723 www.protective.com |
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SPECIAL TERMS
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3
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UPDATED INFORMATION ABOUT YOUR CONTRACT
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5
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IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT
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6
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APPENDIX: INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT
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9
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FEES, EXPENSES, AND ADJUSTMENTS
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| | Are There Charges or Adjustments for Early Withdrawals? | | | No. The Contract does not include charges for early withdrawal. | |
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Are There Transaction Charges?
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No. The Contract does not include charges for transactions. However, we reserve the right to impose such a charge in the future.
For additional information about transaction charges, see "Fee Tables", "Transfers", and "Charges and Deductions" in the Prospectus.
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Are There Ongoing Fees and Expenses?
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| | Yes. The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. | |
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Annual Fee
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Minimum
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Maximum
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| | Base contract (1) | | |
0.70%
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0.70%
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| | Investment options (Portfolio fees and expenses) (2) | | |
0.25%
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3.48%
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| | Optional benefits available for an additional charge (for a single optional benefit, if elected) | | | | | | | |
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Optional Guaranteed Lifetime Withdrawal Benefit Rider (3)
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1.00%
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1.50%
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| | Death Benefit Options (4) | | | | | | | |
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Option 1: Return if Annuity Account Value
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0.25%
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0.25%
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Option 2: Guaranteed Minimum Death Benefit
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0.45%
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0.45%
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Lowest Annual Cost:
$501 |
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Highest Annual Cost:
$5,333 |
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| | Assumes: | | | Assumes: | |
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Investment of $100,000
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5% annual appreciation
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Least expensive combination of Base Contract fee and Portfolio fees and expenses
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No optional benefits
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No additional Contributions, transfers or withdrawals
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No sales charges
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Investment of $100,000
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5% annual appreciation
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Most expensive combination of Base Contract fee, optional benefits and Portfolio fees and expenses
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No additional Contributions, transfers, or withdrawals
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No sales charges
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RISKS
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| | Is There a Risk of Loss from Poor Performance? | | |
Yes. You can lose money by investing in this Contract, including loss of principal.
For additional information about the risk of loss, see "Great-West Life & Annuity Insurance Company", "The Series Account" and "The Portfolios" in the Prospectus.
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Is This a Short-Term Investment?
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No. This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Although you are permitted to take withdrawals or surrender the Contract, federal and state income taxes may apply.
Withdrawals will reduce your Contract Value and death benefit.
The benefits of tax deferral and living benefit protections also mean the Contract is less beneficial to investors with a short time horizon.
For additional information about the investment profile of the Contract, see "Charges and Deductions" and "Seek Tax Advice" in the Prospectus.
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What Are the Risks Associated with Investment Options?
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An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the Investment Options available under the Contract.
Each Investment Option has its own unique risks.
You should review the prospectuses for the available Portfolios and consult with your financial professional before making an investment decision.
For additional information about the risks associated with Investment Options, see "The Portfolios" in the Prospectus.
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What Are the Risks Related to the Insurance Company?
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An investment in the Contract is subject to the risks related to the Company. Any obligations, guarantees, or benefits under the Contract are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available upon request at no charge by calling us at 1-877-723-8723 or writing us at the address shown on the cover page.
For additional information about Company risks, see "Great-West Life & Annuity Insurance Company" in the Prospectus.
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RESTRICTIONS
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Are There Restrictions on the Investment Options?
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Yes. Currently, there is no limit on the number of Transfers you can make among the Sub-Accounts during any calendar year. However, we reserve the right to limit the number of Transfers you make. Also, there is currently no charge for Transfers. We reserve the right to impose such a charge in the future
We reserve the right to remove or substitute Portfolios as Investment Options that are available under the Contract. We also reserve the right to restrict the allocation of additional Contributions and/or transfers of Contract Value to a Portfolio if we determine the Portfolio no longer meets one or more of our Portfolio selection criteria and/or if a Portfolio has not attracted significant contract owner assets.
For additional information about Investment Options, see "Transfers", "Charges and Deductions", "The Portfolios" and "Addition, Deletion or Substitution of Sub-Accounts" in the Prospectus.
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Are There Restrictions on Contract Benefits?
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Yes. If you elect the Guaranteed Lifetime Withdrawal Benefit rider:
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The Investment Options available to you under the Contract will be limited.
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Withdrawals from Contract Value that exceed the annual withdrawal amount under the rider may significantly reduce or eliminate the rider benefits.
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We may stop offering an optional benefit rider at any time.
Withdrawals may also reduce the death benefit by an amount greater than the value withdrawn.
For additional information about the optional benefits, see "Guaranteed Lifetime Withdrawal Benefit" and "Death Benefit" in the Prospectus.
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TAXES
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What Are the Contract's Tax Implications?
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You should consult with a qualified tax advisor regarding the federal tax implications of an investment in, payments received under, and other transactions in connection with this Contract.
If you purchase the Contract through a tax-qualified plan or individual retirement arrangement (IRA), you do not get any additional tax deferral. Generally, all earnings on the investments underlying the Contract are tax-deferred until distributed or deemed distributed. A distribution from a non-Qualified Contract, which includes a surrender, withdrawal, payment of a death benefit, or annuity income payments, will generally result in taxable income if there has been an increase in the contract value. In the case of a Qualified Contract, a distribution generally will result in taxable income even if there has not been an increase in the contract value. In certain circumstances, a 10% additional tax may also apply if the Owner takes a withdrawal before age 59½. All amounts includable in income with respect to the Contract are taxed as ordinary income; no amounts are taxed at the special lower rates applicable to long term capital gains and corporate dividends.
For additional information about tax implications, see "Seek Tax Advice" and "Tax Consequences of Withdrawals" in the Prospectus.
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CONFLICTS OF INTEREST
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How Are Investment Professionals Compensated?
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We pay compensation, in the form of commissions, non-cash compensation, and asset-based compensation, to broker-dealers in connection with the promotion and sale of the Contracts. A portion of any payments made to the broker-dealers may be passed on to their registered representatives in accordance with their internal compensation programs. The prospect of receiving, or the receipt of, asset-based compensation may provide broker-dealers and/or their registered representatives with an incentive to recommend continued investment in the Contracts over other variable insurance products (or other investments). You may wish to take such compensation arrangements into account when considering and evaluating any recommendation relating to the Contracts.
For additional information about compensation, see "Distribution of the Contracts" in the Prospectus.
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Should I Exchange My Contract?
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Some investment professionals may have a financial incentive to offer you a new contract in place of the contract you already own. You should only exchange your current contract if you determine, after comparing the features, fees, and risks of both contracts, that it is better for you to purchase the new contract rather than continue to own your existing contract.
For additional information about exchanges, see "Seek Tax Advice" in the Prospectus.
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Asset
Allocation Type |
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Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable(2) |
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Net
Annual Expenses - Current Expenses |
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Average Annual Total Returns
(as of 12/31/2025) |
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1 Year
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5 Year
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10 Year
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U.S Equity
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| | | Alger Small Cap Growth Portfolio - Class I-2(2) | | | |
0.97%
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5.91%
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-4.93%
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8.83%
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Sector Equity
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ALPS/Alerian Energy Infrastructure Portfolio - Class III
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1.30%
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4.66%
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22.60%
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10.70%
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International
Equity |
| | | ALPS/Global Opportunity Portfolio - Class III(1) | | | |
1.76%
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1.36%
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6.30%
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9.36%
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International
Equity |
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American Funds Insurance Series® Capital World Growth and Income Fund® - Class 4 - Capital Research and Management Company(1)
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0.91%
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24.46%
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10.01%
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10.74%
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International
Equity |
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American Funds Insurance Series® EUPAC Fund™ - Class 4 - Capital Research and Management Company (1) (formerly, American Funds Insurance Series® International Fund)
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0.97%
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26.41%
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3.14%
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6.73%
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U.S. Equity
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American Funds Insurance Series® Growth Fund - Class 4 - Capital Research and Management Company
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0.83%
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19.93%
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13.09%
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17.67%
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U.S. Equity
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American Funds Insurance Series® Growth-Income Fund - Class 4 - Capital Research and Management Company
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0.78%
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17.77%
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13.62%
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13.63%
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International
Equity |
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American Funds Insurance Series® New World Fund® - Class 4 - Capital Research and Management Company(1)
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1.07%
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27.92%
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5.06%
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8.98%
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U.S. Equity
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American Funds Insurance Series® Washington Mutual Investors Fund℠ - Class 4 - Capital Research and Management Company(1)
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0.75%
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16.90%
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13.60%
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12.08%
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Allocation
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BlackRock 60/40 Target Allocation ETF V.I. Fund - Class III(1)
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0.58%
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15.37%
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7.05%
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8.45%
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Allocation
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| | | BlackRock Global Allocation V.I. Fund - Class III(1) | | | |
1.01%
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19.42%
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5.51%
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7.33%
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Taxable Bond
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| | | BlackRock High Yield V.I. Fund - Class III(1) | | | |
0.78%
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9.09%
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4.57%
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6.07%
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Sector Equity
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BNY Mellon Investment Portfolios: Technology Growth Portfolio - Service Shares - Newton Investment Management North America, LLC(2)
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1.07%
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27.87%
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8.96%
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16.97%
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U.S Equity
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BNY Mellon Variable Investment Fund: Appreciation Portfolio - Service Shares - Fayez Sarofim & Company(2)
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1.10%
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9.78%
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9.08%
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12.63%
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U.S. Equity
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ClearBridge Variable Mid Cap Portfolio - Class II - Franklin Templeton Fund Adviser, LLC(2)
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1.07%
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4.08%
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4.23%
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7.24%
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U.S. Equity
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ClearBridge Variable Small Cap Growth Portfolio - Class II - Franklin Templeton Fund Adviser, LLC
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1.06%
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8.97%
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-0.42%
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9.11%
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U.S. Equity
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Columbia Variable Portfolio - Small Cap Value Discovery Fund - Class 2(1) (formerly, Columbia Variable Portfolio - Small Cap Value Fund)
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1.13%
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14.66%
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12.19%
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11.20%
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Taxable Bond
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Columbia Variable Portfolio - Strategic Income Fund - Class 2(1)
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0.94%
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6.88%
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1.87%
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3.99%
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U.S. Equity
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| | | DWS Small Mid Cap Value VIP - Class B(1)(2) | | | |
1.17%
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17.85%
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9.27%
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7.18%
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Asset
Allocation Type |
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Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable(2) |
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Net
Annual Expenses - Current Expenses |
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Average Annual Total Returns
(as of 12/31/2025) |
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1 Year
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5 Year
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10 Year
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Taxable Bond
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Eaton Vance VT Floating-Rate Income Fund - Initial Class
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1.19%
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3.95%
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4.64%
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4.43%
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Allocation
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| | | Empower Aggressive Profile Fund - Investor Class | | | |
1.13%
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17.42%
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9.27%
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10.20%
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Taxable Bond
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Empower Bond Index Fund - Investor Class - Franklin Advisers, Inc. and Franklin Advisory Services, LLC
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0.49%
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6.62%
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-1.00%
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1.43%
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Allocation
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Empower Conservative Profile Fund - Investor Class(1)
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0.76%
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8.19%
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3.35%
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4.63%
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Taxable Bond
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Empower Core Bond Fund - Investor Class - Goldman Sachs Asset Management, L.P.; Wellington Management Company LLP(1)
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0.70%
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6.75%
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-0.68%
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2.05%
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International Equity
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Empower Emerging Markets Equity Fund - Investor Class - Goldman Sachs Asset Management, L.P.; Lazard Asset Management LLC(1)
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1.26%
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32.78%
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3.49%
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-
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Taxable Bond
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Empower Global Bond Fund - Investor Class - Insight North America LLC; RBC Global Asset Management (UK) Limited(1)
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0.99%
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7.54%
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-2.20%
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0.27%
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Taxable Bond
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Empower High Yield Bond Fund - Investor Class - Franklin Advisers, Inc.(1)
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0.93%
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8.96%
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3.57%
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5.98%
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Taxable Bond
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Empower Inflation-Protected Securities Fund - Investor Class - Goldman Sachs Asset Management, L.P.(1)
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0.70%
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6.75%
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1.87%
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-
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International Equity
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Empower International Growth Fund - Investor Class - J.P. Morgan Investment Management, Inc.; Lazard Asset Management, LLC(1)
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1.20%
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11.55%
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-0.02%
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6.08%
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International Equity
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Empower International Index Fund - Investor Class - Irish Life Investment Managers Ltd
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0.58%
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30.92%
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8.38%
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7.73%
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International Equity
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Empower International Value Fund - Investor Class - LSV Asset Management; Massachusetts Financial Services Company
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1.07%
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39.10%
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10.23%
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9.23%
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U.S. Equity
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Empower Large Cap Growth Fund - Investor Class - Victory Capital Management, Inc.;JPMorgan Investment Management, Inc.
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0.98%
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13.98%
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12.14%
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16.21%
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U.S. Equity
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Empower Large Cap Value Fund - Investor Class - T. Rowe Price Associates, Inc.; Putnam Investment Management, LLC(1)
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0.96%
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16.93%
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12.98%
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11.67%
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Allocation
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| | | Empower Lifetime 2015 Fund - Investor Class(1) | | | |
0.74%
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10.14%
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4.24%
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6.01%
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Allocation
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| | | Empower Lifetime 2020 Fund - Investor Class(1) | | | |
0.76%
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| | |
10.69%
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4.53%
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-
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Allocation
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| | | Empower Lifetime 2025 Fund - Investor Class(1) | | | |
0.79%
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| | |
11.70%
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4.96%
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| | |
6.98%
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| | |
Allocation
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| | | Empower Lifetime 2030 Fund - Investor Class(1) | | | |
0.81%
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| | |
12.97%
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| | |
5.63%
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-
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Allocation
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| | | Empower Lifetime 2035 Fund - Investor Class(1) | | | |
0.83%
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| | |
14.35%
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| | |
6.46%
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| | |
8.45%
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| | |
Allocation
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| | | Empower Lifetime 2040 Fund - Investor Class(1) | | | |
0.85%
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| | |
15.68%
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| | |
7.28%
|
| | |
-
|
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| | |
Allocation
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| | | Empower Lifetime 2045 Fund - Investor Class | | | |
0.88%
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| | |
16.71%
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| | |
7.82%
|
| | |
9.47%
|
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| | |
Allocation
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| | | Empower Lifetime 2050 Fund - Investor Class | | | |
0.88%
|
| | |
17.26%
|
| | |
8.03%
|
| | |
-
|
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| | |
Allocation
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| | | Empower Lifetime 2055 Fund - Investor Class(1) | | | |
0.88%
|
| | |
17.71%
|
| | |
8.05%
|
| | |
9.58%
|
| |
| | |
U.S. Equity
|
| | |
Empower Mid Cap Value Fund - Investor Class - Goldman Sachs Asset Management, L.P.(1)
|
| | |
1.05%
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| | |
8.32%
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| | |
10.63%
|
| | |
9.40%
|
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| | |
Allocation
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| | | Empower Moderate Profile Fund - Investor Class(1) | | | |
0.90%
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| | |
11.96%
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| | |
5.91%
|
| | |
7.17%
|
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| | |
Allocation
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| | |
Empower Moderately Aggressive Profile Fund - Investor Class
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| | |
1.13%
|
| | |
13.79%
|
| | |
7.01%
|
| | |
8.20%
|
| |
| | |
Allocation
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| | |
Empower Moderately Conservative Profile Fund - Investor Class(1)
|
| | |
0.81%
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| | |
10.03%
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| | |
4.61%
|
| | |
5.87%
|
| |
| | |
Taxable Bond
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| | |
Empower Multi-Sector Bond Fund - Investor Class - Loomis, Sayles & Company, L.P.; Virtus Fixed Income Advisers, LLC(1)
|
| | |
0.90%
|
| | |
7.98%
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| | |
1.83%
|
| | |
4.35%
|
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| | |
Sector Equity
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| | |
Empower Real Estate Index Fund - Investor Class - Irish Life Investment Managers Limited(1)
|
| | |
0.65%
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| | |
3.16%
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| | |
5.95%
|
| | |
4.13%
|
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| | |
Asset
Allocation Type |
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Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable(2) |
| | |
Net
Annual Expenses - Current Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2025) |
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1 Year
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| | |
5 Year
|
| | |
10 Year
|
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| | |
U.S. Equity
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| | |
Empower S&P 500® Index Fund - Investor Class - Irish Life Investment Managers Limited
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| | |
0.49%
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| | |
17.30%
|
| | |
13.85%
|
| | |
14.22%
|
| |
| | |
U.S. Equity
|
| | |
Empower S&P Mid Cap 400® Index Fund - Investor Class - Irish Life Investment Managers Limited
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| | |
0.54%
|
| | |
6.94%
|
| | |
8.49%
|
| | |
10.10%
|
| |
| | |
U.S. Equity
|
| | |
Empower S&P SmallCap 600® Index Fund - Investor Class - Irish Life Investment Managers Limited(1)
|
| | |
0.56%
|
| | |
5.55%
|
| | |
6.70%
|
| | |
9.24%
|
| |
| | |
Allocation
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| | |
Empower SecureFoundation® Balanced Fund - Class L(1)
|
| | |
0.83%
|
| | |
12.67%
|
| | |
5.32%
|
| | |
7.14%
|
| |
| | |
Taxable Bond
|
| | |
Empower Short Duration Bond Fund - Investor Class - Franklin Advisers, Inc.(1)
|
| | |
0.60%
|
| | |
5.29%
|
| | |
2.11%
|
| | |
2.48%
|
| |
| | |
U.S. Equity
|
| | |
Empower Small Cap Growth Fund - Investor Class - Lord, Abbett & Co. LLC; Peregrine Capital Management, LLC(1)
|
| | |
1.19%
|
| | |
7.81%
|
| | |
3.21%
|
| | |
9.88%
|
| |
| | |
U.S. Equity
|
| | |
Empower Small Cap Value Fund - Investor Class - Hotchkis & Wiley Capital Management, LLC; Loomis, Sayles & Company, L.P.(1)
|
| | |
1.09%
|
| | |
4.08%
|
| | |
9.30%
|
| | |
8.79%
|
| |
| | |
U.S. Equity
|
| | |
Empower T. Rowe Price Mid Cap Growth Fund - Investor Class(1)
|
| | |
1.02%
|
| | |
2.99%
|
| | |
3.61%
|
| | |
9.64%
|
| |
| | |
Taxable Bond
|
| | |
Empower U.S. Government Securities Fund - Investor Class(1)
|
| | |
0.60%
|
| | |
6.60%
|
| | |
-0.71%
|
| | |
1.20%
|
| |
| | |
Taxable Bond
|
| | |
Federated Hermes High Income Bond Fund II - Service Class(1)
|
| | |
1.06%
|
| | |
8.18%
|
| | |
3.45%
|
| | |
5.33%
|
| |
| | |
U.S. Equity
|
| | |
Fidelity® VIP Balanced Portfolio - Service Class 2 - FMR Investment Management (UK) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (Hong Kong) Limited
|
| | |
0.66%
|
| | |
14.96%
|
| | |
9.24%
|
| | |
10.84%
|
| |
| | |
U.S. Equity
|
| | |
Fidelity® VIP Government Money Market Portfolio - Initial Class - FMR Investment Management (UK) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (Hong Kong) Limited
|
| | |
0.25%
|
| | |
4.13%
|
| | |
3.10%
|
| | |
2.03%
|
| |
| | |
Taxable Bond
|
| | |
Fidelity® VIP International Capital Appreciation Portfolio - Service Class 2 - FMR Investment Management (UK) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (Hong Kong) Limited
|
| | |
1.02%
|
| | |
18.36%
|
| | |
5.99%
|
| | |
9.53%
|
| |
| | |
Allocation
|
| | |
First Trust/Dow Jones Dividend & Income Allocation Portfolio - Class I
|
| | |
1.18%
|
| | |
5.30%
|
| | |
3.98%
|
| | |
6.68%
|
| |
| | |
Allocation
|
| | | Franklin Income VIP Fund - Class 4 | | | |
0.82%
|
| | |
12.43%
|
| | |
7.54%
|
| | |
7.19%
|
| |
| | |
International
Equity |
| | |
Goldman Sachs VIT U.S. Equity Insights Fund - Service Class(1)
|
| | |
0.77%
|
| | |
15.49%
|
| | |
13.56%
|
| | |
13.48%
|
| |
| | |
U.S. Equity
|
| | | Invesco® V.I. Core Equity Fund - Series II(2) | | | |
1.05%
|
| | |
15.88%
|
| | |
12.52%
|
| | |
11.46%
|
| |
| | |
U.S. Equity
|
| | | Invesco® V.I. Core Plus Bond Fund - Series II(1) | | | |
0.87%
|
| | |
6.96%
|
| | |
-0.36%
|
| | |
2.73%
|
| |
| | |
International
Equity |
| | |
Invesco® V.I. EQV International Equity Fund - Series II(2)
|
| | |
1.15%
|
| | |
16.23%
|
| | |
3.42%
|
| | |
5.95%
|
| |
| | |
Sector Equity
|
| | | Invesco® V.I. Global Real Estate Fund - Series II | | | |
1.27%
|
| | |
7.61%
|
| | |
1.49%
|
| | |
2.18%
|
| |
| | |
U.S. Equity
|
| | | Invesco® V.I. Growth and Income Fund - Series II | | | |
1.00%
|
| | |
15.30%
|
| | |
12.56%
|
| | |
10.46%
|
| |
| | |
International
Equity |
| | |
Invesco® V.I. International Growth Fund - Series II(1) (formerly, Invesco® Oppenheimer V.I. International Growth Fund)
|
| | |
1.25%
|
| | |
15.53%
|
| | |
1.88%
|
| | |
5.34%
|
| |
| | |
U.S. Equity
|
| | |
Invesco® V.I. Main Street Small Cap Fund® - Series II
|
| | |
1.09%
|
| | |
8.44%
|
| | |
8.07%
|
| | |
10.31%
|
| |
| | |
U.S. Equity
|
| | | Invesco® V.I. Small Cap Equity Fund - Series II(2) | | | |
1.21%
|
| | |
7.83%
|
| | |
7.06%
|
| | |
9.28%
|
| |
| | |
Allocation
|
| | |
Janus Henderson Balanced Portfolio - Service Shares
|
| | |
0.87%
|
| | |
14.82%
|
| | |
8.21%
|
| | |
9.86%
|
| |
| | |
U.S. Equity
|
| | |
Janus Henderson Enterprise Portfolio - Service Shares
|
| | |
0.97%
|
| | |
7.41%
|
| | |
7.35%
|
| | |
12.51%
|
| |
| | |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable(2) |
| | |
Net
Annual Expenses - Current Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2025) |
| | ||||||||
| |
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||
| | |
Taxable Bond
|
| | |
Janus Henderson Flexible Bond Portfolio - Service Shares(1)
|
| | |
0.82%
|
| | |
7.22%
|
| | |
-0.47%
|
| | |
2.07%
|
| |
| | |
U.S. Equity
|
| | |
Janus Henderson Mid Cap Value Portfolio - Service Shares(1)(2)
|
| | |
1.08%
|
| | |
6.29%
|
| | |
8.43%
|
| | |
8.40%
|
| |
| | |
International
Equity |
| | |
Janus Henderson Overseas Portfolio - Service Shares(2)
|
| | |
0.96%
|
| | |
28.58%
|
| | |
9.17%
|
| | |
8.97%
|
| |
| | |
U.S. Equity
|
| | |
Lord Abbett Series Fund - Developing Growth Portfolio - Class VC(1)(2)
|
| | |
1.04%
|
| | |
14.59%
|
| | |
-1.17%
|
| | |
11.03%
|
| |
| | |
Taxable Bond
|
| | |
LVIP American Century Inflation Protection Fund - Service Class - Lincoln Financial Investments Corporation(1)
|
| | |
0.72%
|
| | |
6.33%
|
| | |
0.62%
|
| | |
2.61%
|
| |
| | |
U.S. Equity
|
| | |
LVIP American Century Mid Cap Value Fund - Service Class - Lincoln Financial Investments Corporation(1)
|
| | |
1.01%
|
| | |
8.83%
|
| | |
8.72%
|
| | |
8.96%
|
| |
| | |
U.S. Equity
|
| | |
LVIP American Century Value Fund - Service Class - Lincoln Financial Investments Corporation(1)
|
| | |
0.86%
|
| | |
15.85%
|
| | |
11.47%
|
| | |
10.07%
|
| |
| | |
U.S. Equity
|
| | |
LVIP ClearBridge Large Cap Growth Fund - Service Class - Lincoln Financial Investments Corporation (formerly, ClearBridge Variable Large Cap Growth Portfolio - Class II)
|
| | |
0.99%
|
| | |
8.35%
|
| | |
10.29%
|
| | |
-
|
| |
| | |
U.S. Equity
|
| | |
LVIP JPMorgan Small Cap Core Fund - Service Class - Lincoln Financial Investments Corporation
|
| | |
1.02%
|
| | |
10.00%
|
| | |
6.13%
|
| | |
8.66%
|
| |
| | |
Sector Equity
|
| | |
LVIP Nomura U.S. REIT Fund - Service Class - Lincoln Financial Investments Corporation - Nomura Investments Fund Advisers; Macquarie Investment Management Global Limited(1)(2) (formerly, LVIP Macquarie U.S. REIT Fund - Service Class)
|
| | |
1.13%
|
| | |
0.72%
|
| | |
5.24%
|
| | |
3.74%
|
| |
| | |
U.S. Equity
|
| | |
MFS® VIT II Blended Research® Core Equity Portfolio - Service Class - Massachusetts Financial Services Company(1)
|
| | |
0.55%
|
| | |
15.82%
|
| | |
15.01%
|
| | |
13.59%
|
| |
| | |
International
Equity |
| | |
MFS® VIT II International Growth Portfolio - Service Class - Massachusetts Financial Services Company(1)
|
| | |
1.13%
|
| | |
20.81%
|
| | |
6.80%
|
| | |
9.60%
|
| |
| | |
Sector Equity
|
| | |
MFS® VIT II Technology Portfolio - Service Class - Massachusetts Financial Services Company(1)
|
| | |
1.07%
|
| | |
16.28%
|
| | |
12.17%
|
| | |
18.35%
|
| |
| | |
U.S. Equity
|
| | |
MFS® VIT III Blended Research® Small Cap Equity Portfolio - Service Class - Massachusetts Financial Services Company(1)
|
| | |
0.83%
|
| | |
5.49%
|
| | |
6.62%
|
| | |
8.82%
|
| |
| | |
U.S. Equity
|
| | |
Morgan Stanley VIF Discovery Portfolio - Class II(1)(2)
|
| | |
1.05%
|
| | |
12.44%
|
| | |
-5.46%
|
| | |
14.04%
|
| |
| | |
U.S. Equity
|
| | |
Neuberger Berman AMT Quality Equity Portfolio - Class S (formerly, Neuberger Berman AMT Sustainable Equity Portfolio)
|
| | |
1.12%
|
| | |
13.43%
|
| | |
12.54%
|
| | |
12.66%
|
| |
| | |
International
Equity |
| | |
Nomura VIP Emerging Markets Series - Service Class - Delaware Management Company, a series of Nomura Investment Management Business Trust
(1) (formerly, Macquarie VIP Emerging Markets Series)
|
| | |
1.46%
|
| | |
80.77%
|
| | |
8.48%
|
| | |
11.85%
|
| |
| | |
Sector Equity
|
| | |
Nomura VIP Energy Series - Service Class - Delaware Management Company, a series of Nomura Investment Management Business Trust - Van Eck Associates Corporation (1) (formerly, Macquarie VIP Energy Series)
|
| | |
1.10%
|
| | |
11.89%
|
| | |
18.61%
|
| | |
1.74%
|
| |
| | |
International
Equity |
| | |
Nomura VIP International Core Equity Series - Service Class - Delaware Management Company, a series of Nomura Investment Management Business Trust (1)(2) (formerly, Macquarie VIP International Core Equity Series)
|
| | |
1.11%
|
| | |
24.17%
|
| | |
7.83%
|
| | |
6.62%
|
| |
| | |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable(2) |
| | |
Net
Annual Expenses - Current Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2025) |
| | ||||||||
| |
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||
| | |
U.S. Equity
|
| | |
Nomura VIP Small Cap Value Series - Service Class - Delaware Management Company, a series of Nomura Investment Management Business Trust (formerly, Macquarie VIP Small Cap Value Series)
|
| | |
1.04%
|
| | |
7.83%
|
| | |
8.93%
|
| | |
8.84%
|
| |
| | |
Commodities
|
| | |
PIMCO VIT CommodityRealReturn® Strategy Portfolio - Advisor Class - Pacific Investment Management Company LLC(1)
|
| | |
3.29%
|
| | |
18.85%
|
| | |
10.47%
|
| | |
6.43%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Long-Term U.S. Government Portfolio - Advisor Class - Pacific Investment Management Company LLC
|
| | |
2.575%
|
| | |
6.04%
|
| | |
-6.91%
|
| | |
-0.09%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Low Duration Portfolio - Advisor Class - Pacific Investment Management Company LLC
|
| | |
0.76%
|
| | |
5.42%
|
| | |
1.47%
|
| | |
1.69%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Real Return Portfolio - Advisor Class - Pacific Investment Management Company LLC
|
| | |
1.49%
|
| | |
7.74%
|
| | |
1.11%
|
| | |
3.11%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Short-Term Portfolio - Advisor Class - Pacific Investment Management Company LLC
|
| | |
0.75%
|
| | |
4.57%
|
| | |
3.14%
|
| | |
2.65%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Total Return Portfolio - Advisor Class - Pacific Investment Management Company LLC
|
| | |
0.83%
|
| | |
8.78%
|
| | |
-0.08%
|
| | |
2.26%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT Core Equity Fund - Class IB - Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited
|
| | |
0.92%
|
| | |
16.81%
|
| | |
15.96%
|
| | |
15.20%
|
| |
| | |
International
Equity |
| | |
Putnam VT Emerging Markets Equity Fund - Class IB - Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited; The Putnam Advisory Company, LLC(1)(2)
|
| | |
1.35%
|
| | |
34.10%
|
| | |
3.75%
|
| | |
7.01%
|
| |
| | |
International
Equity |
| | |
Putnam VT Focused International Equity Fund - Class IB - Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited; The Putnam Advisory Company, LLC(1)
|
| | |
1.03%
|
| | |
36.44%
|
| | |
9.13%
|
| | |
9.38%
|
| |
| | |
Allocation
|
| | |
Putnam VT Global Asset Allocation Fund - Class IB - Franklin Advisers, Inc. - Putnam Investment Management, LLC; Franklin Templeton Investment Management Limited; The Putnam Advisory Company, LLC(1)
|
| | |
1.09%
|
| | |
14.38%
|
| | |
8.39%
|
| | |
8.43%
|
| |
| | |
Taxable Bond
|
| | |
Putnam VT Income Fund - Class IB - Putnam Investment Management, LLC; Franklin Templeton Investment Management Limited
|
| | |
0.82%
|
| | |
7.25%
|
| | |
-1.13%
|
| | |
1.89%
|
| |
| | |
International
Equity |
| | |
Putnam VT International Equity Fund - Class IB - Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited; The Putnam Advisory Company, LLC
|
| | |
1.06%
|
| | |
37.68%
|
| | |
9.28%
|
| | |
8.12%
|
| |
| | |
International
Equity |
| | |
Putnam VT International Value Fund - Class IB - Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited; The Putnam Advisory Company, LLC
|
| | |
1.06%
|
| | |
34.68%
|
| | |
12.49%
|
| | |
8.86%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT Large Cap Growth Fund - Class IB - Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited
|
| | |
0.88%
|
| | |
14.34%
|
| | |
13.44%
|
| | |
17.66%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT Large Cap Value Fund - Class IB- Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited(2)
|
| | |
0.79%
|
| | |
20.35%
|
| | |
15.38%
|
| | |
13.30%
|
| |
| | |
Taxable Bond
|
| | |
Putnam VT Mortgage Securities Fund - Class IB - Franklin Advisers, Inc. - Putnam Investment Management, LLC; Franklin Templeton Investment Management Limited(1)
|
| | |
0.75%
|
| | |
9.09%
|
| | |
0.83%
|
| | |
1.62%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT Small Cap Growth Fund - Class IB - Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited(1)(2)
|
| | |
1.12%
|
| | |
8.80%
|
| | |
6.18%
|
| | |
11.45%
|
| |
| | |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable(2) |
| | |
Net
Annual Expenses - Current Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2025) |
| | ||||||||
| |
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||
| | |
U.S. Equity
|
| | |
Putnam VT Small Cap Value Fund - Class IB - Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited
|
| | |
1.02%
|
| | |
5.27%
|
| | |
10.99%
|
| | |
9.13%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT U.S. Research Fund - Class IB - Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited; The Putnam Advisory Company, LLC (formerly, Putnam VT Research Fund)
|
| | |
0.93%
|
| | |
17.88%
|
| | |
14.52%
|
| | |
15.07%
|
| |
| | |
U.S. Equity
|
| | | T. Rowe Price® Blue Chip Growth Portfolio - II Class | | | |
1.00%
|
| | |
18.43%
|
| | |
11.41%
|
| | |
15.25%
|
| |
| | |
Sector Equity
|
| | | T. Rowe Price® Health Sciences Portfolio - II Class | | | |
1.11%
|
| | |
17.80%
|
| | |
3.86%
|
| | |
8.70%
|
| |
| | |
Sector Equity
|
| | | VanEck® VIP Global Resources Fund - Class S | | | |
1.32%
|
| | |
36.17%
|
| | |
10.24%
|
| | |
8.06%
|
| |