The U.S. Small Business Administration to Provide Residents and Businesses Impacted by the Severe Storms and Flooding in July 2025 with Low-interest Loans

CHICAGO: The U.S. Small Business Administration (SBA) has approved a disaster declaration for the severe storms and flooding that impacted six counties in northeastern Illinois from July 25-28, 2025. This declaration will allow homeowners, renters, businesses, and certain non-profit organizations to apply for low-interest loans to help cover damages not covered by insurance.

The declaration includes the Illinois counties of Cook, DuPage, Kane, Lake, McHenry and Will counties. These areas qualify for both physical disaster loans and Economic Injury Disaster Loans (EIDLs) through the SBA. The SBA staff will open a Disaster Loan Outreach Center(s) (DLOC) to allow disaster survivors to ask questions in person and obtain assistance in applying for two kinds of loan assistance: physical damage loans (all six counties) and Economic Injury Disaster Loans (EIDLs) (all six counties).

The Illinois Emergency Management Agency and Office of Homeland Security (IEMA-OHS), Cook County Department of Emergency Management and Regional Security and the Chicago Office of Emergency Management and Communications (OEMC) are working with the SBA to provide assistance to residents impacted by the August storm with disaster loan assistance.

Homeowners and renters can apply for up to $500,000 in low-interest loans to repair or replace damaged or destroyed real estate. Homeowners or renters can apply for up to $100,000 to repair or replace damaged or destroyed personal property such as appliances and furniture. Businesses and some not-for-profits can borrow up to $2 million for physical damages.

The SBA's EIDL program is available to small businesses, small agricultural cooperatives, and private nonprofit (PNP) organizations that have suffered financial losses as a direct result of the

disaster. However, the SBA cannot offer disaster loans to agricultural producers, farmers, or ranchers, except for those operating small aquaculture enterprises.

The filing deadline to return applications for physical property damage is June 22. The deadline to return economic injury applications is Jan. 25, 2027.

State of Illinois SBA Disaster Loan Outreach Centers

Residents can apply for the disaster assistance at one of the SBA Disaster Loan Outreach Center the locations list below or online at sba.gov/funding-programs/disaster-assistance beginning Friday, March 20. The locations include the Downtown U.S. Small Business Administration office, select Chicago Aldermanic Offices, as well as three suburban Cook County locations.

Note: All impacted residents, regardless of where they live can go to any Disaster Loan Outreach Center (DLOC) site, even if it is not their Ward, county or municipality. Each location will have a Spanish translator available.

CITY OF CHICAGO LOCATIONS - Ward Offices for BOTH the July and August 2025 Severe Storms and Flooding

April 20 - May 4

Ald. Derrick G. Curtis, Ward 18

8359 South Pulaski Road

Monday to Thursday, 9 a.m. - 5 p.m.

Friday, 9 a.m. - 3 p.m.

Ald. Stephanie D. Coleman, Ward 16

1137 West 63rd Street, Unit C

Monday, 9 a.m. - 7 p.m.

Tuesday to Thursday, 9 a.m. - 5 p.m.

Friday, 9 a.m. - 1 p.m.

Ald. David Moore, Ward 17

1344 West 79th Street

Monday to Thursday, 9 a.m. - 5 p.m.

Friday, 9 a.m. - 1 p.m.

May 5 - May 16

Ald. William E. Hall, Ward 6

8541 South State Street

Monday to Friday, 10 a.m. - 4 p.m.

Saturday, 10 a.m. - noon

Ald. Ronnie L. Mosley, Ward 21

10801 South Halsted Street

Monday, 9 a.m. - 7 p.m.

Tuesday to Thursday, 9 a.m. - 5 p.m.

Friday, 9 a.m. - 3 p.m.

Ald. Silvana Tabares Office, Ward 23

3954 W. 63rd St.

Chicago, IL 60629

Tuesdays and Thursdays, 10:30 a.m. - 2:30 p.m.

CITY OF CHICAGO LOCATIONS - Ward Offices for ONLY the August 2025 Severe Storms and Flooding

May 18 - 28 (7 weekdays, excluding Memorial Day)

Ald. Michael D. Rodriguez, Ward 22 4035 W. 26th Street Monday to Friday, 9 a.m. - 5 p.m.

West Lawn Library Branch (CPL) - Ward 13

4020 West 63rd St.

Monday/Wednesday: 12-8 p.m., Tuesday/Thursday: 10 a.m.-6 p.m., Friday: 1-5 p.m.

May 29 - June 8 (7 weekdays)

McKinley Park Library Branch (CPL) - Ward 12

1915 West 35th St.

Monday/Wednesday: 12-8 p.m., Tuesday/Thursday: 10 a.m.-6 p.m., Friday: 1-5 p.m.

Ald. Jeylu B. Gutierrez, Ward 14 3124 West 59th Street Monday to Friday, 9 a.m. - 5 p.m.

Ald. Raymond Lopez, Ward 15

2650 West 51st Street

Monday - Wednesday, 9 a.m. - 5 p.m. Thursday, 9 a.m. - 7 p.m. Friday, 9 a.m. - 3 p.m.

June 9 - 18 (8 weekdays)

Ald. Stephanie D. Coleman, Ward 16 1137 West 63rd Street, Unit C Monday, 9 a.m. - 7 p.m. Tuesday to Thursday, 9 a.m. - 5 p.m. Friday, 9 a.m. - 1 p.m.

Ald. David Moore, Ward 17 1344 West 79th Street Monday to Thursday, 9 a.m. - 5 p.m. Friday, 9 a.m. - 1 p.m.

Ald. Derrick G. Curtis, Ward 18

8359 South Pulaski Road

Monday to Thursday, 9 a.m. - 5 p.m. Friday, 9 a.m. - 3 p.m.

SBA customer service representatives will be on hand at the Disaster Loan Outreach Center in the primary county of Cook to answer questions about SBA's disaster loan program, explain the application process, and help individuals complete their application. Walk-ins are accepted, but you can schedule an in-person appointment in advance at appointment.sba.gov.

SUBURBAN COOK COUNTY DLOC

Disaster Loan Outreach Center (DLOC) 

Village of Bedford Park 6701 S Archer Rd

Bedford Park, IL 60501

Opened: Tuesday, April 28, 12:00 p.m. to 5:00 p.m.  

Hours:    Monday - Friday, 8:00 a.m. to 5:00 p.m.  

Saturday - 10:00 a.m. to 2:00 p.m.

Permanently Closing: Tuesday, May 12 at 5:00 p.m.

Online Applications To apply online, visit sba.gov/disaster. Applicants may also call SBA's Customer Service Center at (800) 659-2955 or email [email protected] for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.