Hachijuni Nagano Bank Selects nCino to Transform Consumer Lending Operations

TOKYO, JAPAN - August 20, 2026 -- nCino, Inc. (NASDAQ: NCNO), the platform for agentic AI banking, today announced that Hachijuni Nagano Bank, Ltd. ("Hachijuni Nagano Bank") has selected the nCino Platform to transform its consumer lending business and better serve its region through digitization and AI.

Hachijuni Nagano Bank, Ltd. is the only regional bank headquartered in Nagano Prefecture, formed through the merger of The Hachijuni Bank and Nagano Bank. Under the Hachijuni Group's First Medium-Term Management Plan (FY2026-2028), "securing competitive advantage through DX and AI investment" is positioned as one of the Group's key themes.

Despite a sophisticated automation infrastructure built on multiple systems, Hachijuni Nagano Bank's reliance on multiple external development sources for changes made it difficult to act quickly on frontline requests. nCino was selected to meet these requirements and advance the Bank's consumer lending operations to the next stage, with an eye toward further advancing AI-driven screening and operational efficiency. With this adoption, the Bank will consolidate its consumer lending infrastructure, including customer and home builder portals, onto nCino - driving efficiency and expanding its use of AI.

This nCino adoption is expected to drive the following outcomes:

Further advancement of consumer lending operations: The Bank will consolidate all consumer lending workflows, from application through post-execution, plus customer and home builder communications, onto the nCino Platform to automate processes and fundamentally streamline its operations.

Improving customer experience through AI: By integrating its proprietary AI credit scoring engine with nCino, the Bank will automate processes and offer customers faster screening results, with future AI-OCR and AI chat capabilities planned to further improve customer convenience.

Autonomous evolution through in-house development: The Bank's technology division will be involved throughout the project, enabling it to rapidly incorporate frontline improvement requests and business changes after go-live.

"Hachijuni Nagano Bank's advanced initiatives, including a technology division of approximately 300 professionals, are truly distinctive in Japan," said Itsuki Nomura, Representative Director and Country Manager at nCino. "We are confident that by combining the Bank's capabilities with nCino's platform, we can together build a next-generation AI banking model for regional finance."

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About Hachijuni Nagano Bank

Hachijuni Nagano Bank, Ltd. is a regional financial institution headquartered in Nagano City, Nagano Prefecture. Guided by its management philosophy of "maintaining sound management and thereby contributing to the development of the local community," the bank is committed to contributing to the growth of the regional community and economy.

For more information, visit https://bank.82group.jp

About nCino

nCino (NASDAQ: NCNO) is the platform for agentic AI banking. With over 2,700 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino offers a trusted agentic platform purpose-built for financial services and regulated industries. By deploying AI agents alongside human teams, nCino's dual workforce enables institutions to eliminate inefficiencies, sharpen decision-making and deliver better outcomes for the customers they serve. For more information, visit https://www.ncino.com.

Media Contact

nCino, KK - Marketing Manager: Tomoko Nagata

[email protected] | 03-6625-5122

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