04/21/2026 | Press release | Distributed by Public on 04/21/2026 15:01
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Executive Benefit VUL II
A Flexible Premium Variable Universal Life Insurance Policy
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Issued by
Empower Life & Annuity Insurance Company of New York A Stock Company in connection with its COLI VUL-2 Series Account 370 Lexington Avenue, Suite 703 New York, New York 10017 Telephone: 1-800-456-6330 |
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SPECIAL TERMS
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3
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UPDATED INFORMATION ABOUT YOUR POLICY
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5
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IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE POLICY
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5
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APPENDIX: FUNDS AVAILABLE UNDER
YOUR POLICY |
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8
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FEES AND EXPENSES
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Charges for Early Withdrawal
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There is no surrender charge associated with your Policy. A partial withdrawal fee of $25 will be deducted from Policy Value for all partial withdrawals after the first made in the same Policy Year.
For additional information about charges for early withdrawals, see "FEE TABLES" and "CHARGES AND DEDUCTIONS" in the Prospectus.
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Transaction Charges
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You will also be charged for other transactions, including Premium Expense Charge (consisting of the Sales Load and Premium Tax) and Transfer Fees.
For additional information about transaction charges, see "FEE TABLES - TRANSACTION FEES" in the Prospectus.
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Ongoing Fees and Expenses (annual charges)
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In addition to transaction charges, you are also subject to certain ongoing fees and expenses under the Policy, including fees and expenses covering the cost of insurance ("COI") under the Policy and the cost of optional benefits available under the Policy. Such fees and expenses are set based on characteristics of the insured (e.g., age, sex, and rating classification). You should review the Policy specifications page of your Policy for rates applicable to the Policy. For additional information on ongoing fees and expenses, see "FEE TABLES" in the Prospectus and "FUND APPENDIX - FUNDS AVAILABLE UNDER YOUR POLICY," which is part of this Updating Summary Prospectus.
You will also bear expenses associated with the Funds available under the Policy, as shown in the following table:
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Annual Fee
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Minimum
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Maximum
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0.09%
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3.38%
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RISKS
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Risk of Loss
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You can lose money by purchasing the Policy.
For additional information about the risk of loss, see "PRINCIPAL RISKS OF INVESTING IN THE POLICY" in the Prospectus.
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Not a Short-Term Investment
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The Policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Before purchasing a Policy for a specialized purpose, you should consider whether the long-term nature of the Policy is consistent with the purpose for which it is being considered.
For additional information about the investment profile of the Policy, see "PRINCIPAL RISKS OF INVESTING IN THE POLICY" in the Prospectus.
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Risks Associated with Investment Options
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An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the investment options, or Funds, available under the Policy. Each Fund (including any Fixed Account investment option) will have its own unique risks, and investors should review these investment options before making an investment decision.
For additional information about the risks associated with Investment Options, see "PRINCIPAL RISKS OF INVESTING IN THE POLICY," "THE SERIES ACCOUNT AND FUNDS" in the Prospectus and "FUND APPENDIX: FUNDS AVAILABLE UNDER YOUR POLICY" which is part of this Updating Summary Prospectus.
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Insurance Company Risks
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An investment in the Policy is subject to the risks related to the Depositor, Empower, including that any obligations (including under any fixed account investment options), guarantees, or benefits are subject to the claims-paying ability of the Depositor. More information about the Depositor including its financial strength ratings is available upon request by calling toll-free 1-888-353-2654.
For additional information about Company risks, see "PRINCIPAL RISKS OF INVESTING IN THE POLICY" and "THE COMPANY AND THE FIXED ACCOUNT" in the Prospectus.
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Policy Lapse
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Your Policy could terminate if the value of your Policy becomes too low to support the Policy's monthly charges. Your Policy may also Lapse due to insufficient premium payments, withdrawals, unpaid loans, or loan interest.
There is a cost associated with reinstating a Lapsed Policy. Death Benefits will not be paid if the Policy has Lapsed.
For additional information about Company risks, see "LAPSE AND REINSTATEMENT," "PRINCIPAL RISKS OF INVESTING IN THE POLICY," "POLICY LOANS" and "PREMIUMS" in the Prospectus.
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RESTRICTIONS
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Investment Options
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While you may transfer amounts in the Sub-Accounts (which invest in shares of a corresponding Fund) and the Fixed Account, certain restrictions and transfer fees apply with regard to the number and amount of such transfers. Transfers are also subject to the excessive trading and market timing polices described in the Prospectus.
We reserve the right to remove or substitute Funds as investment options.
For additional information about Investment Options, see "SERIES ACCOUNT AND THE FUNDS" and "TRANSFERS" in the Prospectus.
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Optional Benefits
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Optional benefits are subject to additional charges. Some optional benefits are available only at the time your Policy is issued and may not be available for all Owners or Insureds.
For additional information about the optional benefits, see "OPTIONAL BENEFITS UNDER THE POLICY" in the Prospectus.
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TAXES
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Tax Implications
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You should consult with a tax professional to determine the tax implications regarding the purchase, ownership, and use of a Policy (such as in connection with a plan involving covered employees). Withdrawals and surrenders may be subject to income tax, and will be taxed at ordinary rates. In addition, withdrawals and surrenders may be subject to an additional tax depending on the circumstances. There is no additional tax benefit to the investor if the Policy is purchased through a tax-qualified plan. Purchases through individual retirement accounts (IRAs) are not permitted under the Internal Revenue Code.
For additional information about tax implications, see "TAX CONSIDERATIONS" in the Prospectus.
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CONFLICTS OF INTEREST
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Investment Professional Compensation
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Some investment professionals have and may continue to receive compensation for selling the Policy to investors, which may include commissions, revenue sharing, compensation from affiliates and third parties. These investment professionals may have a financial incentive to offer or recommend the Policy over another investment.
For additional information about compensation, see "THE SERIES ACCOUNT AND THE FUNDS - Payments We Receive; Payments We Make." in the Prospectus.
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Exchanges
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Some investment professionals may have a financial incentive to offer an investor a new policy in place of the one he or she already owns. You should only exchange your Policy if you determine, after comparing the features, fees, and risks of both policies, that it is preferable for you to purchase the new policy rather than continue to own the existing Policy.
For additional information about exchanges, see "USE OF THE POLICY - Replacement of Life Insurance or Annuities" in the Prospectus.
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Asset
Allocation Type |
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Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable |
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Current
Expenses |
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Average Annual Total Returns
(as of 12/31/2025) |
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1 Year
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5 Year
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10 Year
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Taxable Bond
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American Funds Insurance Series® Capital World Bond Fund® - Class 2 - Capital Research and Management Company
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0.73%
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9.39%
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-2.50%
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1.23%
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International
Equity |
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American Funds Insurance Series® Capital World Growth and Income Fund® - Class 2 - Capital Research and Management Company (1)
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0.66%
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24.80%
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10.29%
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11.02%
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International
Equity |
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American Funds Insurance Series® EUPAC FundTM - Class 2 - Capital Research and Management Company (1) (formerly, American Funds Insurance Series® International Fund - Class 2)
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0.72%
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26.77%
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3.40%
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7.00%
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U.S. Equity
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American Funds Insurance Series® Growth Fund - Class 2 - Capital Research and Management Company
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0.58%
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20.24%
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13.37%
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17.97%
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U.S. Equity
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American Funds Insurance Series® Growth-Income Fund - Class 2 - Capital Research and Management Company
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0.53%
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18.06%
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13.90%
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13.92%
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International
Equity |
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American Funds Insurance Series® New World Fund® - Class 2 - Capital Research and Management Company (1)
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0.82%
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28.29%
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5.33%
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9.25%
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International
Equity |
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American Funds Insurance Series® SMALLCAP World Fund - Class 2 - Capital Research and Management Company (formerly, American Funds Insurance Series® Global Small Capitalization Fund - Class 2) (1)
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0.90%
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14.64%
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0.49%
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7.23%
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U.S. Equity
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American Funds Insurance Series® Washington Mutual Investors Fund℠ - Class 2 - Capital Research and Management Company (1)
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0.50%
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17.21%
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13.89%
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12.36%
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Allocation
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American Funds Insurance Series® 2030 Target Date Retirement Fund - Class 4 - Capital Research and Management Company
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0.84%
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15.62%
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6.81%
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-
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Allocation
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American Funds Insurance Series® 2035 Target Date Retirement Fund - Class 4 - Capital Research and Management Company
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0.89%
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17.13%
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7.91%
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-
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Allocation
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American Funds Insurance Series® 2040 Target Date Retirement Fund - Class 4 - Capital Research and Management Company
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0.88%
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20.10%
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-
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-
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Allocation
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American Funds Insurance Series® 2045 Target Date Retirement Fund - Class 4 - Capital Research and Management Company
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0.92%
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21.63%
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-
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-
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Allocation
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American Funds Insurance Series® 2050 Target Date Retirement Fund - Class 4 - Capital Research and Management Company
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0.92%
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21.94%
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-
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-
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Allocation
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American Funds Insurance Series® 2055 Target Date Retirement Fund - Class 4 - Capital Research and Management Company
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0.93%
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22.28%
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-
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-
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Asset
Allocation Type |
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Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable |
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Current
Expenses |
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Average Annual Total Returns
(as of 12/31/2025) |
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1 Year
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5 Year
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10 Year
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Allocation
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American Funds Insurance Series® 2060 Target Date Retirement Fund - Class 4 - Capital Research and Management Company
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0.91%
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20.90%
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-
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-
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Allocation
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American Funds Insurance Series® 2065 Target Date Retirement Fund - Class 4 - Capital Research and Management Company
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0.94%
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20.61%
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-
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-
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Allocation
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American Funds Insurance Series® 2070 Target Date Retirement Fund - Class 4 - Capital Research and Management Company
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0.92%
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20.45%
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-
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-
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Allocation
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| | | BlackRock Global Allocation V.I. Fund - Class I (1) | | | |
0.76%
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19.80%
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5.79%
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7.59%
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Taxable Bond
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| | | BlackRock High Yield V.I. Fund - Class I (1) | | | |
0.54%
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9.19%
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4.79%
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6.31%
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Allocation
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BlackRock 60/40 Target Allocation ETF V.I. Fund - Class I (1)
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0.33%
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15.68%
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7.33%
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8.74%
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U.S. Equity
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| | | BNY Mellon Stock Index Fund, Inc. - Initial Shares | | | |
0.27%
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17.53%
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14.11%
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14.52%
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U.S. Equity
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ClearBridge Variable Mid Cap Portfolio - Class I - Franklin Templeton Fund Adviser, LLC
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0.82%
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4.35%
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4.50%
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7.50%
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U.S. Equity
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ClearBridge Variable Small Cap Growth Portfolio - Class I - Franklin Templeton Fund Adviser, LLC
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0.81%
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9.23%
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-0.17%
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9.38%
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Sector Equity
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| | | Davis Financial Portfolio | | | |
0.75%
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29.12%
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18.13%
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12.92%
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Taxable Bond
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Dimensional VIT Inflation-Protected Securities Portfolio - Institutional Class
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0.11%
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7.55%
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1.05%
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3.12%
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U.S. Equity
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| | | DWS Core Equity VIP - Class A | | | |
0.59%
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16.83%
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13.27%
|
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13.53%
|
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Taxable Bond
|
| | | DWS High Income VIP - Class A (1) | | | |
0.71%
|
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8.94%
|
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4.25%
|
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6.00%
|
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| | |
U.S. Equity
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| | |
DWS Small Cap Index VIP - Class A - Northern Trust Investments, Inc.(1)
|
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0.37%
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12.64%
|
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5.84%
|
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9.33%
|
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| | |
Taxable Bond
|
| | |
Eaton Vance VT Floating-Rate Income Fund - Initial Class
|
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1.19%
|
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3.95%
|
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4.64%
|
| | |
4.43%
|
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Allocation
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| | | Empower Aggressive Profile Fund - Investor Class | | | |
1.13%
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17.42%
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9.27%
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10.20%
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Taxable Bond
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Empower Bond Index Fund - Investor Class - Franklin Advisers, Inc. and Franklin Advisory Services, LLC
|
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0.49%
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6.62%
|
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-1.00%
|
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1.43%
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Allocation
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Empower Conservative Profile Fund - Investor Class
(1)
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0.76%
|
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8.19%
|
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3.35%
|
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4.63%
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| | |
Taxable Bond
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Empower Core Bond Fund - Investor Class - Goldman Sachs Asset Management, L.P.; Wellington Management Company LLP (1)
|
| | |
0.70%
|
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6.75%
|
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-0.68%
|
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2.05%
|
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| | |
International
Equity |
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Empower Emerging Markets Equity Fund - Investor Class - Goldman Sachs Asset Management, L.P.;Lazard Asset Management LLC(1)
|
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1.26%
|
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32.78%
|
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3.49%
|
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-
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| | |
Taxable Bond
|
| | |
Empower Inflation-Protected Securities Fund - Investor Class - Goldman Sachs Asset Management, L.P. (1)
|
| | |
0.70%
|
| | |
6.75%
|
| | |
1.87%
|
| | |
-
|
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| | |
International
Equity |
| | |
Empower International Index Fund - Investor Class - Irish Life Investment Managers Limited
|
| | |
0.58%
|
| | |
30.92%
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| | |
8.38%
|
| | |
7.73%
|
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| | |
International
Equity |
| | |
Empower International Value Fund - Investor Class - LSV Asset Management; Massachusetts Financial Services Company
|
| | |
1.07%
|
| | |
39.10%
|
| | |
10.23%
|
| | |
9.23%
|
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| | |
U.S. Equity
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| | |
Empower Large Cap Growth Fund - Investor Class - Victory Capital Management, Inc.;JPMorgan Investment Management Inc.(1)
|
| | |
0.98%
|
| | |
13.98%
|
| | |
12.14%
|
| | |
16.21%
|
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| | |
Allocation
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| | |
Empower Lifetime 2015 Fund - Investor Class (1) (4)
|
| | |
0.74%
|
| | |
10.14%
|
| | |
4.24%
|
| | |
6.01%
|
| |
| | |
Allocation
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| | |
Empower Lifetime 2020 Fund - Investor Class (1) (4)
|
| | |
0.76%
|
| | |
10.69%
|
| | |
4.53%
|
| | |
-
|
| |
| | |
Allocation
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| | |
Empower Lifetime 2025 Fund - Investor Class (1) (4)
|
| | |
0.79%
|
| | |
11.70%
|
| | |
4.96%
|
| | |
6.98%
|
| |
| | |
Allocation
|
| | |
Empower Lifetime 2030 Fund - Investor Class (1) (4)
|
| | |
0.81%
|
| | |
12.97%
|
| | |
5.63%
|
| | |
-
|
| |
| | |
Allocation
|
| | |
Empower Lifetime 2035 Fund - Investor Class (1) (4)
|
| | |
0.83%
|
| | |
14.35%
|
| | |
6.46%
|
| | |
8.45%
|
| |
| | |
Allocation
|
| | |
Empower Lifetime 2040 Fund - Investor Class (1) (4)
|
| | |
0.85%
|
| | |
10.19%
|
| | |
6.89%
|
| | |
-
|
| |
| | |
Allocation
|
| | | Empower Lifetime 2045 Fund - Investor Class (4) | | | |
0.88%
|
| | |
16.71%
|
| | |
7.82%
|
| | |
9.47%
|
| |
| | |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2025) |
| | ||||||||
| |
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||
| | |
Allocation
|
| | | Empower Lifetime 2050 Fund - Investor Class (4) | | | |
0.88%
|
| | |
17.26%
|
| | |
8.03%
|
| | |
-
|
| |
| | |
Allocation
|
| | | Empower Lifetime 2055 Fund - Investor Class (1) (4) | | | |
0.88%
|
| | |
17.71%
|
| | |
8.05%
|
| | |
9.58%
|
| |
| | |
Allocation
|
| | | Empower Lifetime 2060 Fund - Investor Class (1) (4) | | | |
0.88%
|
| | |
17.97%
|
| | |
8.01%
|
| | |
-
|
| |
| | |
Allocation
|
| | | Empower Lifetime 2065 Fund - Investor Class (1)(4) | | | |
0.88%
|
| | |
-
|
| | |
-
|
| | |
-
|
| |
| | |
U.S. Equity
|
| | |
Empower Mid Cap Value Fund - Investor Class - Goldman Sachs Asset Management, L.P. (1)
|
| | |
1.05%
|
| | |
8.32%
|
| | |
10.63%
|
| | |
9.40%
|
| |
| | |
Allocation
|
| | | Empower Moderate Profile Fund - Investor Class (1) | | | |
0.90%
|
| | |
11.96%
|
| | |
5.91%
|
| | |
7.17%
|
| |
| | |
Allocation
|
| | |
Empower Moderately Aggressive Profile Fund - Investor Class (1)
|
| | |
1.13%
|
| | |
13.79%
|
| | |
7.01%
|
| | |
8.20%
|
| |
| | |
Allocation
|
| | |
Empower Moderately Conservative Profile Fund - Investor Class (1)
|
| | |
0.81%
|
| | |
10.03%
|
| | |
4.61%
|
| | |
5.87%
|
| |
| | |
Taxable Bond
|
| | |
Empower Multi-Sector Bond Fund - Investor Class - Loomis, Sayles & Company, L.P.; Virtus Fixed Income Advisers, LLC (1)
|
| | |
0.90%
|
| | |
7.98%
|
| | |
1.83%
|
| | |
4.35%
|
| |
| | |
Sector Equity
|
| | |
Empower Real Estate Index Fund - Investor Class - Irish Life Investment Managers Limited (1)
|
| | |
0.65%
|
| | |
3.16%
|
| | |
5.95%
|
| | |
4.13%
|
| |
| | |
U.S. Equity
|
| | |
Empower S&P Mid Cap 400® Index Fund - Investor Class - Irish Life Investment Managers Limited
|
| | |
0.54%
|
| | |
6.94%
|
| | |
8.49%
|
| | |
10.10%
|
| |
| | |
U.S. Equity
|
| | |
Empower S&P SmallCap 600® Index Fund - Investor Class - Irish Life Investment Managers Limited (1)
|
| | |
0.56%
|
| | |
5.55%
|
| | |
6.70%
|
| | |
9.24%
|
| |
| | |
Taxable Bond
|
| | |
Empower Short Duration Bond Fund - Investor Class - Franklin Advisers, Inc. (1)
|
| | |
0.60%
|
| | |
5.29%
|
| | |
2.11%
|
| | |
2.48%
|
| |
| | |
U.S. Equity
|
| | |
Empower Small Cap Growth Fund - Investor Class - Lord, Abbett & Co. LLC; Peregrine Capital Management, LLC (1)
|
| | |
1.19%
|
| | |
7.81%
|
| | |
3.21%
|
| | |
9.88%
|
| |
| | |
U.S. Equity
|
| | |
Empower Small Cap Value Fund - Investor Class - Hotchkis & Wiley Capital Management, LLC; Loomis, Sayles & Company, L.P. (1)
|
| | |
1.09%
|
| | |
4.08%
|
| | |
9.30%
|
| | |
8.79%
|
| |
| | |
U.S. Equity
|
| | |
Empower T. Rowe Price Mid Cap Growth Fund - Investor Class
|
| | |
1.02%
|
| | |
2.99%
|
| | |
3.61%
|
| | |
9.64%
|
| |
| | |
Taxable Bond
|
| | |
Empower U.S. Government Securities Fund - Investor Class (1)
|
| | |
0.60%
|
| | |
6.60%
|
| | |
-0.71%
|
| | |
1.20%
|
| |
| | |
Taxable Bond
|
| | |
Federated Hermes High Income Bond Fund II - Primary Class (1)
|
| | |
0.81%
|
| | |
8.23%
|
| | |
3.70%
|
| | |
5.59%
|
| |
| | |
International
Equity |
| | |
Fidelity® VIP Emerging Markets Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Ltd; Fidelity Management & Research (HK) Ltd
|
| | |
1.12%
|
| | |
40.79%
|
| | |
5.62%
|
| | |
10.66%
|
| |
| | |
U.S. Equity
|
| | |
Fidelity® VIP Extended Market Index Portfolio - Service Class 2 - Geode Capital Management, LLC
|
| | |
0.37%
|
| | |
12.03%
|
| | |
7.75%
|
| | |
-
|
| |
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2025 Portfolio℠ - Service Class 2
|
| | |
0.71%
|
| | |
14.23%
|
| | |
5.25%
|
| | |
7.75%
|
| |
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2030 Portfolio℠ - Service Class 2
|
| | |
0.74%
|
| | |
15.16%
|
| | |
5.98%
|
| | |
8.61%
|
| |
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2035 Portfolio℠ - Service Class 2
|
| | |
0.78%
|
| | |
16.42%
|
| | |
7.28%
|
| | |
9.72%
|
| |
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2040 Portfolio℠ - Service Class 2
|
| | |
0.82%
|
| | |
18.44%
|
| | |
8.73%
|
| | |
10.59%
|
| |
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2045 Portfolio℠ - Service Class 2
|
| | |
0.85%
|
| | |
19.53%
|
| | |
9.16%
|
| | |
10.82%
|
| |
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2050 Portfolio℠ - Service Class 2
|
| | |
0.85%
|
| | |
19.50%
|
| | |
9.15%
|
| | |
10.81%
|
| |
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2055 Portfolio℠ - Service Class 2
|
| | |
0.85%
|
| | |
19.53%
|
| | |
9.16%
|
| | |
-
|
| |
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2060 Portfolio℠ - Service Class 2
|
| | |
0.85%
|
| | |
19.53%
|
| | |
9.17%
|
| | |
-
|
| |
| | |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2025) |
| | ||||||||
| |
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2065 Portfolio℠ - Service Class 2
|
| | |
0.85%
|
| | |
19.52%
|
| | |
9.16%
|
| | |
-
|
| |
| | |
Allocation
|
| | |
Fidelity® VIP Freedom Funds - Freedom 2070 Portfolio℠ - Service Class 2
|
| | |
0.85%
|
| | |
19.59%
|
| | |
-
|
| | |
-
|
| |
| | |
Money Market
|
| | |
Fidelity® VIP Government Money Market Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.50%
|
| | |
3.86%
|
| | |
2.90%
|
| | |
1.83%
|
| |
| | |
U.S. Equity
|
| | |
Fidelity® VIP Index 500 Portfolio - Initial Class - Geode Capital Management, LLC
|
| | |
0.09%
|
| | |
17.78%
|
| | |
14.31%
|
| | |
14.70%
|
| |
| | |
International
Equity |
| | |
Fidelity® VIP International Index Portfolio - Service Class 2 - Geode Capital Management, LLC
|
| | |
0.41%
|
| | |
32.82%
|
| | |
7.76%
|
| | |
-
|
| |
| | |
Taxable Bond
|
| | |
Fidelity® VIP Investment Grade Bond Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.62%
|
| | |
6.93%
|
| | |
-0.21%
|
| | |
2.45%
|
| |
| | |
Money Market
|
| | |
Goldman Sachs VIT Government Money Market Fund - Service Class (1)
|
| | |
0.43%
|
| | |
3.94%
|
| | |
2.98%
|
| | |
1.90%
|
| |
| | |
U.S. Equity
|
| | | Invesco® V.I. Diversified Dividend Fund - Series I | | | |
0.68%
|
| | |
15.74%
|
| | |
10.81%
|
| | |
9.20%
|
| |
| | |
International
Equity |
| | |
Invesco® V.I. EQV International Equity Fund - Series I
|
| | |
0.90%
|
| | |
16.50%
|
| | |
3.68%
|
| | |
6.22%
|
| |
| | |
Sector Equity
|
| | | Invesco® V.I. Global Real Estate Fund - Series I (4) | | | |
1.02%
|
| | |
7.85%
|
| | |
1.73%
|
| | |
2.44%
|
| |
| | |
U.S. Equity
|
| | | Invesco® V.I. Main Street Small Cap Fund® - Series I | | | |
0.84%
|
| | |
8.70%
|
| | |
8.34%
|
| | |
10.59%
|
| |
| | |
Allocation
|
| | |
Janus Henderson Balanced Portfolio - Institutional Shares
|
| | |
0.62%
|
| | |
15.11%
|
| | |
8.48%
|
| | |
10.14%
|
| |
| | |
U.S. Equity
|
| | |
Janus Henderson Enterprise Portfolio - Institutional Shares
|
| | |
0.72%
|
| | |
7.67%
|
| | |
7.62%
|
| | |
12.79%
|
| |
| | |
Taxable Bond
|
| | |
Janus Henderson Flexible Bond Portfolio - Institutional Shares (1)
|
| | |
0.57%
|
| | |
7.40%
|
| | |
-0.23%
|
| | |
2.32%
|
| |
| | |
U.S. Equity
|
| | |
Janus Henderson Forty Portfolio - Institutional Shares
|
| | |
0.62%
|
| | |
18.14%
|
| | |
11.65%
|
| | |
16.24%
|
| |
| | |
Sector Equity
|
| | |
Janus Henderson Global Technology and Innovation Portfolio - Institutional Shares
|
| | |
0.73%
|
| | |
25.15%
|
| | |
13.71%
|
| | |
21.48%
|
| |
| | |
Taxable Bond
|
| | |
Lord Abbett Series Fund - Total Return Portfolio - Class VC
|
| | |
0.71%
|
| | |
7.19%
|
| | |
0.06%
|
| | |
2.27%
|
| |
| | |
U.S. Equity
|
| | |
LVIP American Century Capital Appreciation Fund - Standard Class II - Lincoln Financial Investments Corporation (1) (2)
|
| | |
0.79%
|
| | |
6.72%
|
| | |
5.16%
|
| | |
11.47%
|
| |
| | |
U.S. Equity
|
| | |
LVIP American Century Mid Cap Value Fund - Standard Class II - Lincoln Financial Investments Corporation (1) (2)
|
| | |
0.86%
|
| | |
8.99%
|
| | |
8.89%
|
| | |
9.12%
|
| |
| | |
U.S. Equity
|
| | |
LVIP American Century Ultra Fund - Standard Class II - Lincoln Financial Investments Corporation (1) (2)
|
| | |
0.75%
|
| | |
12.84%
|
| | |
11.68%
|
| | |
17.16%
|
| |
| | |
U.S. Equity
|
| | |
LVIP American Century Value Fund - Standard Class II - Lincoln Financial Investments Corporation (1) (2)
|
| | |
0.71%
|
| | |
16.02%
|
| | |
11.65%
|
| | |
10.23%
|
| |
| | |
U.S. Equity
|
| | |
LVIP JPMorgan Small Cap Core Fund - Standard Class - Lincoln Financial Investments Corporation
(3)
|
| | |
0.77%
|
| | |
10.27%
|
| | |
6.40%
|
| | |
8.95%
|
| |
| | |
U.S. Equity
|
| | |
LVIP JPMorgan U.S. Equity Fund - Standard Class - Lincoln Financial Investments Corporation (3)
|
| | |
0.63%
|
| | |
14.54%
|
| | |
13.69%
|
| | |
14.84%
|
| |
| | |
U.S. Equity
|
| | |
MFS® VIT Growth Series - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.73%
|
| | |
12.19%
|
| | |
11.10%
|
| | |
15.60%
|
| |
| | |
International
Equity |
| | |
MFS® VIT II International Growth Portfolio - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.88%
|
| | |
21.12%
|
| | |
7.07%
|
| | |
9.88%
|
| |
| | |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2025) |
| | ||||||||
| |
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||
| | |
International
Equity |
| | |
MFS® VIT II Research International Portfolio - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.90%
|
| | |
22.05%
|
| | |
5.51%
|
| | |
7.54%
|
| |
| | |
U.S. Equity
|
| | |
MFS® VIT III Blended Research® Small Cap Equity Portfolio - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.58%
|
| | |
5.76%
|
| | |
6.92%
|
| | |
9.10%
|
| |
| | |
Sector Equity
|
| | |
MFS® VIT III Global Real Estate Portfolio - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.90%
|
| | |
3.53%
|
| | |
1.32%
|
| | |
5.01%
|
| |
| | |
U.S. Equity
|
| | |
MFS® VIT III Mid Cap Value Portfolio - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.79%
|
| | |
5.98%
|
| | |
10.18%
|
| | |
9.95%
|
| |
| | |
U.S. Equity
|
| | |
MFS® VIT Mid Cap Growth Series - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.81%
|
| | |
3.66%
|
| | |
3.26%
|
| | |
11.60%
|
| |
| | |
U.S. Equity
|
| | |
MFS® VIT New Discovery Series - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.87%
|
| | |
12.96%
|
| | |
-0.28%
|
| | |
10.74%
|
| |
| | |
U.S. Equity
|
| | |
MFS® VIT Research Series - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.74%
|
| | |
12.85%
|
| | |
11.15%
|
| | |
12.93%
|
| |
| | |
Taxable Bond
|
| | |
MFS® VIT Total Return Bond Series - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.53%
|
| | |
7.17%
|
| | |
0.15%
|
| | |
2.63%
|
| |
| | |
U.S. Equity
|
| | |
MFS® VIT Value Series - Initial Class - Massachusetts Financial Services Company (1)
|
| | |
0.69%
|
| | |
13.01%
|
| | |
9.95%
|
| | |
10.05%
|
| |
| | |
U.S. Equity
|
| | |
Neuberger Berman AMT Quality Equity Portfolio - Class I (formerly, Neuberger Berman AMT Sustainable Equity Portfolio)
|
| | |
0.87%
|
| | |
13.74%
|
| | |
12.83%
|
| | |
12.94%
|
| |
| | |
Sector Equity
|
| | |
Nomura VIP International Core Equity Series - Standard Class - Delaware Management Company, a series of Nomura Investment Management Business Trust (1) (formerly, Macquarie International Core Equity Series - Standard Class)
|
| | |
0.86%
|
| | |
24.55%
|
| | |
-
|
| | |
-
|
| |
| | |
U.S. Equity
|
| | |
Nomura VIP Small Cap Value Series - Service Class - Delaware Management Company, a series of Nomura Investment Management Business Trust (formerly, Macquarie VIP Small Cap Value Series - Service Class)
|
| | |
1.04%
|
| | |
7.83%
|
| | |
8.93%
|
| | |
8.84%
|
| |
| | |
Commodities
|
| | |
PIMCO VIT CommodityRealReturn® Strategy Portfolio - Administrative Class - Pacific Investment Management Company LLC (1)
|
| | |
3.19%
|
| | |
18.79%
|
| | |
10.55%
|
| | |
6.54%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Global Bond Opportunities Portfolio (Unhedged) - Administrative Class - Pacific Investment Management Company LLC
|
| | |
1.15%
|
| | |
12.87%
|
| | |
0.17%
|
| | |
2.47%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT High Yield Portfolio - Administrative Class - Pacific Investment Management Company LLC
|
| | |
0.81%
|
| | |
8.95%
|
| | |
3.97%
|
| | |
5.57%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Income Portfolio - Institutional Class - Pacific Investment Management Company LLC
|
| | |
0.77%
|
| | |
10.36%
|
| | |
3.57%
|
| | |
-
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT International Bond Portfolio (U.S. Dollar-Hedged) - Administrative Class - Pacific Investment Management Company LLC
|
| | |
1.09%
|
| | |
3.95%
|
| | |
1.03%
|
| | |
2.88%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Low Duration Portfolio - Administrative Class - Pacific Investment Management Company LLC
|
| | |
0.66%
|
| | |
5.52%
|
| | |
1.57%
|
| | |
1.79%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Real Return Portfolio - Administrative Class - Pacific Investment Management Company LLC
|
| | |
1.39%
|
| | |
7.85%
|
| | |
1.21%
|
| | |
3.21%
|
| |
| | |
Taxable Bond
|
| | |
PIMCO VIT Total Return Portfolio - Administrative Class - Pacific Investment Management Company LLC
|
| | |
0.73%
|
| | |
8.89%
|
| | |
0.02%
|
| | |
2.36%
|
| |
| | |
International
Equity |
| | |
Putnam VT Focused International Equity Fund - Class IA - The Putnam Advisory Company, LLC;Franklin Advisers, Inc., Franklin Templeton Investment Management Limited (1)
|
| | |
0.78%
|
| | |
36.75%
|
| | |
9.41%
|
| | |
9.66%
|
| |
| | |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2025) |
| | ||||||||
| |
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||
| | |
Allocation
|
| | |
Putnam VT Global Asset Allocation Fund - Class IA - Franklin Advisers, Inc. - Putnam Investment Management Limited; The Putnam Advisory Company, LLC;Franklin Templeton Investment Management Limited(1)
|
| | |
0.84%
|
| | |
14.63%
|
| | |
8.67%
|
| | |
8.71%
|
| |
| | |
Taxable Bond
|
| | |
Putnam VT High Yield Fund - Class IA - Franklin Advisers, Inc. - Putnam Investment Management, LLC; Franklin Templeton Investment Management Limited
|
| | |
0.71%
|
| | |
8.86%
|
| | |
4.28%
|
| | |
5.94%
|
| |
| | |
Taxable Bond
|
| | |
Putnam VT Income Fund - Class IB - Franklin Advisers, Inc. - Putnam Investment Management, LLC; Franklin Templeton Investment Management Limited
|
| | |
0.82%
|
| | |
7.25%
|
| | |
-1.13%
|
| | |
1.89%
|
| |
| | |
International
Equity |
| | |
Putnam VT International Value Fund - Class IA - The Putnam Advisory Company, LLC; Franklin Advisers, Inc., Franklin Templeton Investment Management Limited
|
| | |
0.81%
|
| | |
35.07%
|
| | |
12.77%
|
| | |
9.13%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT Large Cap Growth Fund - Class IA - Franklin Templeton Investment Management Limited;Franklin Advisers, Inc.
|
| | |
0.62%
|
| | |
14.58%
|
| | |
13.71%
|
| | |
17.95%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT Large Cap Value Fund - Class IA - Franklin Templeton Investment Management Limited; Franklin Advisers, Inc.
|
| | |
0.54%
|
| | |
20.66%
|
| | |
15.68%
|
| | |
13.58%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT Small Cap Value Fund - Class IA - Franklin Templeton Investment Management Limited;Franklin Advisers, Inc.
|
| | |
0.77%
|
| | |
5.46%
|
| | |
11.28%
|
| | |
9.39%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT Sustainable Future Fund - Class IA - Franklin Templeton Investment Management Limited;Franklin Advisers, Inc. (1)
|
| | |
0.80%
|
| | |
2.87%
|
| | |
1.44%
|
| | |
9.88%
|
| |
| | |
U.S. Equity
|
| | |
Putnam VT U.S. Research Fund - Class IA - The Putnam Advisory Company, LLC; Franklin Advisers, Inc., Franklin Templeton Investment Management Limited (formerly, Putnam VT Research Fund)
|
| | |
0.70%
|
| | |
18.16%
|
| | |
14.80%
|
| | |
15.36%
|
| |
| | |
U.S. Equity
|
| | | T. Rowe Price® Blue Chip Growth Portfolio-II Class | | | |
1.00%
|
| | |
18.43%
|
| | |
11.41%
|
| | |
15.25%
|
| |
| | |
Taxable Bond
|
| | |
Vanguard Variable Insurance Funds - Global Bond Index Portfolio
|
| | |
0.13%
|
| | |
5.69%
|
| | |
-0.41%
|
| | |
-
|
| |
| | |
Sector Equity
|
| | |
Vanguard Variable Insurance Funds - Real Estate Index Portfolio
|
| | |
0.26%
|
| | |
3.11%
|
| | |
4.50%
|
| | |
5.08%
|
| |
| | |
Taxable Bond
|
| | |
Vanguard Variable Insurance Funds - Total Bond Market Index Portfolio
|
| | |
0.14%
|
| | |
6.93%
|
| | |
-0.50%
|
| | |
1.90%
|
| |