World Omni Auto Receivables Trust 2022-D

01/29/2026 | Press release | Distributed by Public on 01/29/2026 06:02

Asset-Backed Issuer Distribution Report (Form 10-D)

World Omni Auto Receivables Trust 2022-D

Monthly Servicer Certificate

December 31, 2025

Dates Covered
Collections Period 12/01/25 - 12/31/25
Interest Accrual Period 12/15/25 - 01/14/26
30/360 Days 30
Actual/360 Days 31
Distribution Date 01/15/26
Collateral Pool Balance Data $ Amount # of Accounts
Pool Balance at 11/30/25 230,218,220.94 16,042
Yield Supplement Overcollateralization Amount 11/30/25 14,596,958.34 0
Receivables Balance 11/30/25 244,815,179.28 16,042
Principal Payments 12,670,134.24 301
Defaulted Receivables 404,491.62 17
Repurchased Accounts 0.00 0
Yield Supplement Overcollateralization Amount at 12/31/25 13,419,923.55 0
Pool Balance at 12/31/25 218,320,629.87 15,724
Pool Statistics $ Amount # of Accounts
Pool Factor 20.04 %
Prepayment ABS Speed 1.15 %
Aggregate Starting Principal Balance 1,156,658,989.82 50,043
Delinquent Receivables:
Past Due 31-60 days 6,072,749.88 291
Past Due 61-90 days 1,996,669.58 96
Past Due 91-120 days 401,141.33 17
Past Due 121+ days 0.00 0
Total 8,470,560.79 404
Total 31+ Delinquent as % Aggregate Ending Principal Balance 3.66 %
Total 61+ Delinquent as % Aggregate Ending Principal Balance 1.03 %
Delinquency Trigger Occurred NO
Recoveries 294,952.52
Aggregate Net Losses/(Gains) - December 2025 109,539.10
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):
Current Net Losses/(Gains) Ratio 0.54 %
Prior Net Losses/(Gains) Ratio 1.09 %
Second Prior Net Losses/(Gains) Ratio 0.92 %
Third Prior Net Losses/(Gains) Ratio 0.44 %
Four Month Average 0.75 %
Cumulative Net Loss as a % of Aggregate Starting Principal Balance 0.76 %
Overcollateralization Target Amount 5,106,453.81
Actual Overcollateralization 5,106,453.81
Weighted Average Contract Rate 5.28 %
Weighted Average Contract Rate, Yield Adjusted 10.20 %
Weighted Average Remaining Term 30.44
Flow of Funds $ Amount
Collections 14,078,838.04
Investment Earnings on Cash Accounts 20,684.15
Servicing Fee (204,012.65 )
Transfer to Collection Account -
Available Funds 13,895,509.54
Distributions of Available Funds
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) -
(2) Class A Interest 844,865.76
(3) Noteholders' First Priority Principal Distributable Amount -
(4) Class B Interest -
(5) Noteholders' Second Priority Principal Distributable Amount -
(6) Class C Interest -
(7) Noteholders' Third Priority Principal Distributable Amount 6,791,137.26
(8) Required Reserve Account -
(9) Noteholders' Principal Distributable Amount 5,106,453.81
(10) Asset Representation Reviewer Amounts (in excess of 1) -
(11) Distribution to Certificateholders 1,153,052.71
Total Distributions of Available Funds 13,895,509.54
Servicing Fee 204,012.65
Unpaid Servicing Fee -
Change in amount of the unpaid servicing fee from the prior period -
Note Balances & Note Factors $ Amount
Original Class A 975,300,000.00
Original Class B 30,630,000.00
Original Class C 15,360,000.00
Total Class A, B, & C
Note Balance @ 12/15/25 225,111,767.13
Principal Paid 11,897,591.07
Note Balance @ 01/15/26 213,214,176.06
Class A-1
Note Balance @ 12/15/25 0.00
Principal Paid 0.00
Note Balance @ 01/15/26 0.00
Note Factor @ 01/15/26 0.0000000 %
Class A-2a
Note Balance @ 12/15/25 0.00
Principal Paid 0.00
Note Balance @ 01/15/26 0.00
Note Factor @ 01/15/26 0.0000000 %
Class A-2b
Note Balance @ 12/15/25 0.00
Principal Paid 0.00
Note Balance @ 01/15/26 0.00
Note Factor @ 01/15/26 0.0000000 %
Class A-3
Note Balance @ 12/15/25 79,501,767.13
Principal Paid 11,897,591.07
Note Balance @ 01/15/26 67,604,176.06
Note Factor @ 01/15/26 22.0309509 %
Class A-4
Note Balance @ 12/15/25 99,620,000.00
Principal Paid 0.00
Note Balance @ 01/15/26 99,620,000.00
Note Factor @ 01/15/26 100.0000000 %
Class B
Note Balance @ 12/15/25 30,630,000.00
Principal Paid 0.00
Note Balance @ 01/15/26 30,630,000.00
Note Factor @ 01/15/26 100.0000000 %
Class C
Note Balance @ 12/15/25 15,360,000.00
Principal Paid 0.00
Note Balance @ 01/15/26 15,360,000.00
Note Factor @ 01/15/26 100.0000000 %
Interest & Principal Payments $ Amount
Total Interest Paid 844,865.76
Total Principal Paid 11,897,591.07
Total Paid 12,742,456.83
Class A-1
Coupon 4.42600 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-1 Holders 0.00
Class A-2a
Coupon 5.51000 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-2a Holders 0.00
Class A-2b
One-Month SOFR 3.98385 %
Coupon 4.83385 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to A-2b Holders 0.00
Class A-3
Coupon 5.61000 %
Interest Paid 371,670.76
Principal Paid 11,897,591.07
Total Paid to A-3 Holders 12,269,261.83
Class A-4
Coupon 5.70000 %
Interest Paid 473,195.00
Principal Paid 0.00
Total Paid to A-4 Holders 473,195.00
Class B
Coupon 0.00000 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to B Holders 0.00
Class C
Coupon 0.00000 %
Interest Paid 0.00
Principal Paid 0.00
Total Paid to C Holders 0.00
Distribution per $1,000 of Notes Total
Total Interest Distribution Amount 0.8272535
Total Interest Carryover Shortfall 0.0000000
Total Principal Distribution Amount 11.6495717
Total Distribution Amount 12.4768252
A-1 Interest Distribution Amount 0.0000000
A-1 Interest Carryover Shortfall 0.0000000
A-1 Principal Distribution Amount 0.0000000
Total A-1 Distribution Amount 0.0000000
A-2a Interest Distribution Amount 0.0000000
A-2a Interest Carryover Shortfall 0.0000000
A-2a Principal Distribution Amount 0.0000000
Total A-2a Distribution Amount 0.0000000
A-2b Interest Distribution Amount 0.0000000
A-2b Interest Carryover Shortfall 0.0000000
A-2b Principal Distribution Amount 0.0000000
Total A-2b Distribution Amount 0.0000000
A-3 Interest Distribution Amount 1.2112063
A-3 Interest Carryover Shortfall 0.0000000
A-3 Principal Distribution Amount 38.7720494
Total A-3 Distribution Amount 39.9832557
A-4 Interest Distribution Amount 4.7500000
A-4 Interest Carryover Shortfall 0.0000000
A-4 Principal Distribution Amount 0.0000000
Total A-4 Distribution Amount 4.7500000
B Interest Distribution Amount 0.0000000
B Interest Carryover Shortfall 0.0000000
B Principal Distribution Amount 0.0000000
Total B Distribution Amount 0.0000000
C Interest Distribution Amount 0.0000000
C Interest Carryover Shortfall 0.0000000
C Principal Distribution Amount 0.0000000
Total C Distribution Amount 0.0000000
Noteholders' First Priority Principal Distributable Amount 0.00
Noteholders' Second Priority Principal Distributable Amount 0.00
Noteholders' Third Priority Principal Distributable Amount 570.80
Noteholders' Principal Distributable Amount 429.20
Account Balances $ Amount
Reserve Account
Balance as of 12/15/25 5,106,453.81
Investment Earnings 15,849.37
Investment Earnings Paid (15,849.37 )
Deposit/(Withdrawal) -
Balance as of 01/15/26 5,106,453.81
Change -
Required Reserve Amount 5,106,453.81
Other Servicing Information Current Month Prior Month Two Months Prior
Principal Balance of Receivables extended during the Collection Period $ 2,083,889.61 $ 2,053,667.93 $ 2,344,757.82
Number of Extensions 110 103 113
Ratio of extensions to Beginning of Period Receivables Balance 0.85 % 0.80 % 0.87 %
World Omni Auto Receivables Trust 2022-D published this content on January 29, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on January 29, 2026 at 12:02 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]