Regulation FD Disclosure (Form 8-K)

Item 7.01. Compensatory Arrangements of Certain Officers.

On January 26, 2026, Redwood Trust, Inc. (the "Company") made available an investor presentation. A link to the presentation materials is available at the Company's website at http://www.redwoodtrust.com, in the Investor Relations section of the website under "Presentations." An archive of the presentation materials will be available at the same location for 90 days.

The information contained in Item 7.01 is furnished to and not filed with the Securities and Exchange Commission, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such filing.