Oracle Named a Leader in IDC MarketScape for Worldwide Corporate Loan Origination Systems

Oracle has been positioned as a Leader in the IDC MarketScape: Worldwide Corporate Loan Origination Systems 2025 Vendor Assessment¹. The report evaluated corporate loan origination vendors on their current capabilities and future strategy.

"We believe being recognized as a Leader by IDC MarketScape demonstrates our dedication to delivering secure, compliant cloud solutions and embedded AI at the heart of corporate lending," said Sovan Shatpathy, senior vice president, product management and development, Oracle Financial Services "Our comprehensive lending platform empowers banks to accelerate time to value, enhance credit management, and mitigate risks so banks can gain a competitive edge in the market."

Oracle's comprehensive loan origination platform spans the full corporate credit lifecycle - from onboarding a corporate customer, establishing credit facilities, and real-time monitoring of exposure limits across the bank, to complete collateral management. Its capabilities cover origination, servicing, and the end-to-end management of bilateral and syndicated loans, enabling banks to manage corporate credit, facilities, and loans from beginning to end. Through an intuitive borrower portal, banks can provide self-service functionality and real-time status updates while streamlining internal workflows for financial assessment, limit setting, and credit decisioning.

According to the report, Oracle "offers a comprehensive lending suite that addresses front-, middle-, and back-office needs and is geared to optimize credit facilities operations that cover more than 30 processes."

The report highlighted Oracle's adoption of GenAI across its loan origination portfolio, adding "Oracle is embedding GenAI in its products to improve customer experience and process efficiency."

"Oracle continues to execute on bringing a breadth of GenAI-enabled solutions to market that support complex loans across various lending structures and help to address real challenges customers face in the loan origination process. Oracle leverages a combination of AI capabilities to evaluate loan applications versus financial and non-financial risk as well as the overall applicant risk exposure, delivering enhanced customer experience and fast decision turnaround," said Maria Adele Di Comite, research director, IDC.

Oracle's loan origination offering includes: Oracle Banking Credit Facilities Process Management, Oracle Banking Corporate Lending, Oracle Banking Corporate Lending Process Management, and Oracle Banking Enterprise Limits and Collateral Management. The solutions are built on a microservices-based architecture and are available via SaaS or private cloud deployments.

To view the IDC MarketScape excerpt visit: https://www.oracle.com/financial-services/banking/corporate-banking/idc-marketscape-vendor-corporate-loan-originations-management/

For more information about Oracle's corporate lending solutions, visit: https://www.oracle.com/industries/financial-services/.

¹ IDC MarketScape Worldwide Corporate Loan Origination Systems 2025 Vendor Assessment, Document number: # US52035124, July 2025